GMC Yukon Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

2024 GMC Yukon Insurance Cost

Trying to find the cheapest insurance coverage rates for your GMC Yukon? Searching for the cheapest insurance for your GMC Yukon could be difficult, but you can use the following methods and make it easy. There is a better way to compare insurance coverage rates so we're going to tell you the best way to price shop coverage on a GMC and find the lowest possible price from local insurance agents a...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Apr 10, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

GMC Yukon XL insurance

Estimated insurance rates for a GMC Yukon are $1,044 a year including full coverage. Comprehensive costs around $186, collision insurance costs $226, and liability insurance costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs around $2,238. Teens pay the most at up to $4,152 a year.

Average premium for full coverage: $1,044

Premium estimates for type of coverage:

Comprehensive $186
Collision $226
Liability $474

Prices are based on $500 physical damage deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different Yukon trim levels.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a GMC Yukon range from as low as $522 for just liability insurance to a much higher rate of $2,238 for a high-risk insurance policy.

Liability Only $522
Full Coverage $1,044
High Risk $2,238

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $783
Small Cities $1,096
Large Cities $1,409

These rate differences highlight why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average GMC Yukon insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $634
  • Using higher $1,000 deductibles will save about $94 every year
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,044
  • Selecting more expensive low deductibles for physical damage coverage will increase the cost to $1,222
  • Drivers with serious driving violations could pay at least $2,238
  • An auto insurance policy for full coverage for a teen driver with full coverage can be $4,152 or more

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing GMC Yukon insurance rates range from $634 to $4,152 for full coverage

Insurance prices for a GMC Yukon also have a wide range based on your driving characteristics, the model of your Yukon, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay as much as $4,100 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see prices as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,490 on average in Michigan, New York, and Louisiana.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $944 -$100 -9.6%
Alaska $800 -$244 -23.4%
Arizona $866 -$178 -17.0%
Arkansas $1,044 -$0 0.0%
California $1,190 $146 14.0%
Colorado $998 -$46 -4.4%
Connecticut $1,074 $30 2.9%
Delaware $1,184 $140 13.4%
Florida $1,308 $264 25.3%
Georgia $962 -$82 -7.9%
Hawaii $750 -$294 -28.2%
Idaho $704 -$340 -32.6%
Illinois $778 -$266 -25.5%
Indiana $784 -$260 -24.9%
Iowa $704 -$340 -32.6%
Kansas $994 -$50 -4.8%
Kentucky $1,424 $380 36.4%
Louisiana $1,544 $500 47.9%
Maine $646 -$398 -38.1%
Maryland $860 -$184 -17.6%
Massachusetts $836 -$208 -19.9%
Michigan $1,814 $770 73.8%
Minnesota $872 -$172 -16.5%
Mississippi $1,250 $206 19.7%
Missouri $926 -$118 -11.3%
Montana $1,120 $76 7.3%
Nebraska $824 -$220 -21.1%
Nevada $1,252 $208 19.9%
New Hampshire $750 -$294 -28.2%
New Jersey $1,166 $122 11.7%
New Mexico $926 -$118 -11.3%
New York $1,100 $56 5.4%
North Carolina $602 -$442 -42.3%
North Dakota $854 -$190 -18.2%
Ohio $720 -$324 -31.0%
Oklahoma $1,074 $30 2.9%
Oregon $956 -$88 -8.4%
Pennsylvania $998 -$46 -4.4%
Rhode Island $1,392 $348 33.3%
South Carolina $946 -$98 -9.4%
South Dakota $882 -$162 -15.5%
Tennessee $916 -$128 -12.3%
Texas $1,258 $214 20.5%
Utah $772 -$272 -26.1%
Vermont $716 -$328 -31.4%
Virginia $626 -$418 -40.0%
Washington $808 -$236 -22.6%
West Virginia $956 -$88 -8.4%
Wisconsin $724 -$320 -30.7%
Wyoming $930 -$114 -10.9%

View Chart as Image

GMC Yukon insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $280 each year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $480 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,200 to $1,700 additional annually, depending on your age. High-risk driver insurance can be anywhere from 41% to 128% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $976 $81
GMC Yukon 2WD $976 $81
GMC Yukon SLE 4WD $996 $83
GMC Yukon SLT 2WD $996 $83
GMC Yukon 4WD $996 $83
GMC Yukon SLT 4WD $1,014 $85
GMC Yukon Denali 2WD $1,032 $86
GMC Yukon Denali 4WD $1,052 $88
GMC Yukon Hybrid 2WD $1,180 $98
GMC Yukon Hybrid 4WD $1,180 $98
GMC Yukon Hybrid Denali 2WD $1,198 $100
GMC Yukon Hybrid Denali 4WD $1,218 $102

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Yukon $358 $570 $390 $1,476
2023 GMC Yukon $344 $566 $398 $1,466
2022 GMC Yukon $332 $552 $416 $1,458
2021 GMC Yukon $320 $530 $430 $1,438
2020 GMC Yukon $304 $512 $442 $1,416
2019 GMC Yukon $292 $474 $452 $1,376
2018 GMC Yukon $280 $446 $456 $1,340
2017 GMC Yukon $268 $400 $460 $1,286
2016 GMC Yukon $250 $368 $460 $1,236
2015 GMC Yukon $242 $346 $464 $1,210
2014 GMC Yukon $236 $322 $474 $1,190
2013 GMC Yukon $218 $300 $474 $1,150
2012 GMC Yukon $212 $272 $478 $1,120
2011 GMC Yukon $198 $248 $474 $1,078
2010 GMC Yukon $186 $226 $474 $1,044
2008 GMC Yukon $178 $198 $460 $994
2007 GMC Yukon $176 $188 $452 $974
2006 GMC Yukon $160 $180 $446 $944
2005 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable GMC Yukon Insurance

Finding better rates on GMC Yukon insurance requires being a safe and courteous driver, having a good credit history, refrain from filing small claims, and deciding if full coverage is necessary. Set aside time to shop around at least every other year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below is a brief review of the car insurance concepts raised in the charts and tables above.

  • High-risk drivers with DUI or reckless driving convictions pay on average $1,190 more every year for auto insurance
  • You may be able to save up to $120 per year just by shopping early and online
  • Increasing policy deductibles can save around $275 each year
  • Drivers who may need higher levels of liability will pay approximately $520 per year to increase from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $4,152
20 $2,370
30 $1,066
40 $1,044
50 $956
60 $936

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,222
$250 $1,142
$500 $1,044
$1,000 $950

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,044
50/100 $1,325
100/300 $1,458
250/500 $1,805
100 CSL $1,378
300 CSL $1,672
500 CSL $1,886

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,852
20 $3,778
30 $2,260
40 $2,238
50 $2,140
60 $2,116

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $138

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $63
5-yr Claim Free $65
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $410
Rate after discounts $634

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles