GMC Yukon Insurance Rates
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UPDATED: Apr 10, 2024
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U.S. average insurance prices for a GMC Yukon are $1,078 every 12 months for full coverage. Comprehensive costs around $198, collision insurance costs $248, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,314. Teens pay the highest rates at up to $4,260 a year.
Average premium for full coverage: $1,078
Price estimates for individual coverage:
Price estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for different Yukon trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, GMC Yukon insurance prices range from the cheapest price of $522 for just liability coverage to a much higher rate of $2,314 for a driver required to buy high-risk insurance.
Geographic Price Range
Where you live can have significant affects on auto insurance rates. Areas with sparse population have more infrequent accident claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects auto insurance rates.
The ranges above show why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average GMC Yukon insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $650
- Using higher $1,000 deductibles will save about $102 a year
- The average price for the average middle-age driver using $500 deductibles is $1,078
- Selecting more expensive low deductibles for physical damage coverage increases the price to $1,272
- Drivers with serious driving violations could pay at least $2,314
- The price to insure a teen driver with full coverage can be $4,260 or more
Insurance prices for a GMC Yukon are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $300 every year, while increasing your policy's liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $4,200 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at least $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance can be as much as 42% to 134% more than the average policy. View High Risk Driver Rates
The state you live in has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see prices as low as $710 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,540 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$102 | -9.5% |
| Alaska | $826 | -$252 | -23.4% |
| Arizona | $894 | -$184 | -17.1% |
| Arkansas | $1,078 | -$0 | 0.0% |
| California | $1,230 | $152 | 14.1% |
| Colorado | $1,032 | -$46 | -4.3% |
| Connecticut | $1,110 | $32 | 3.0% |
| Delaware | $1,222 | $144 | 13.4% |
| Florida | $1,350 | $272 | 25.2% |
| Georgia | $996 | -$82 | -7.6% |
| Hawaii | $774 | -$304 | -28.2% |
| Idaho | $728 | -$350 | -32.5% |
| Illinois | $804 | -$274 | -25.4% |
| Indiana | $812 | -$266 | -24.7% |
| Iowa | $728 | -$350 | -32.5% |
| Kansas | $1,026 | -$52 | -4.8% |
| Kentucky | $1,472 | $394 | 36.5% |
| Louisiana | $1,596 | $518 | 48.1% |
| Maine | $666 | -$412 | -38.2% |
| Maryland | $890 | -$188 | -17.4% |
| Massachusetts | $862 | -$216 | -20.0% |
| Michigan | $1,874 | $796 | 73.8% |
| Minnesota | $902 | -$176 | -16.3% |
| Mississippi | $1,292 | $214 | 19.9% |
| Missouri | $956 | -$122 | -11.3% |
| Montana | $1,160 | $82 | 7.6% |
| Nebraska | $850 | -$228 | -21.2% |
| Nevada | $1,294 | $216 | 20.0% |
| New Hampshire | $776 | -$302 | -28.0% |
| New Jersey | $1,206 | $128 | 11.9% |
| New Mexico | $956 | -$122 | -11.3% |
| New York | $1,136 | $58 | 5.4% |
| North Carolina | $622 | -$456 | -42.3% |
| North Dakota | $884 | -$194 | -18.0% |
| Ohio | $744 | -$334 | -31.0% |
| Oklahoma | $1,110 | $32 | 3.0% |
| Oregon | $988 | -$90 | -8.3% |
| Pennsylvania | $1,032 | -$46 | -4.3% |
| Rhode Island | $1,438 | $360 | 33.4% |
| South Carolina | $978 | -$100 | -9.3% |
| South Dakota | $912 | -$166 | -15.4% |
| Tennessee | $946 | -$132 | -12.2% |
| Texas | $1,300 | $222 | 20.6% |
| Utah | $798 | -$280 | -26.0% |
| Vermont | $740 | -$338 | -31.4% |
| Virginia | $646 | -$432 | -40.1% |
| Washington | $836 | -$242 | -22.4% |
| West Virginia | $988 | -$90 | -8.3% |
| Wisconsin | $748 | -$330 | -30.6% |
| Wyoming | $962 | -$116 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $1,004 | $84 |
| GMC Yukon 2WD | $1,004 | $84 |
| GMC Yukon SLE 4WD | $1,026 | $86 |
| GMC Yukon SLT 2WD | $1,026 | $86 |
| GMC Yukon 4WD | $1,026 | $86 |
| GMC Yukon SLT 4WD | $1,046 | $87 |
| GMC Yukon Denali 2WD | $1,066 | $89 |
| GMC Yukon Denali 4WD | $1,086 | $91 |
| GMC Yukon Hybrid 2WD | $1,220 | $102 |
| GMC Yukon Hybrid 4WD | $1,220 | $102 |
| GMC Yukon Hybrid Denali 2WD | $1,240 | $103 |
| GMC Yukon Hybrid Denali 4WD | $1,260 | $105 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Yukon | $376 | $594 | $372 | $1,500 |
| 2023 GMC Yukon | $358 | $570 | $390 | $1,476 |
| 2022 GMC Yukon | $344 | $566 | $398 | $1,466 |
| 2021 GMC Yukon | $332 | $552 | $416 | $1,458 |
| 2020 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2019 GMC Yukon | $304 | $512 | $442 | $1,416 |
| 2018 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2017 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2016 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2015 GMC Yukon | $250 | $368 | $460 | $1,236 |
| 2014 GMC Yukon | $242 | $346 | $464 | $1,210 |
| 2013 GMC Yukon | $236 | $322 | $474 | $1,190 |
| 2012 GMC Yukon | $218 | $300 | $474 | $1,150 |
| 2011 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2010 GMC Yukon | $198 | $248 | $474 | $1,078 |
| 2008 GMC Yukon | $180 | $202 | $468 | $1,008 |
| 2007 GMC Yukon | $178 | $198 | $460 | $994 |
| 2006 GMC Yukon | $176 | $188 | $452 | $974 |
| 2005 GMC Yukon | $160 | $180 | $446 | $944 |
| 2004 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper GMC Yukon Insurance
Getting lower rates on car insurance requires being a low-risk driver, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around at every policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The items below are a condensed summary of the data raised in the charts and tables above.
- Policyholders who may need more liability coverage will pay approximately $520 each year to increase from a low limit to a 250/500 level
- Drivers can save up to $120 per year just by shopping early and online
- Increasing physical damage deductibles could save as much as $300 each year
- Teen drivers are charged the highest prices, with premiums as much as $355 a month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,260 |
| 20 | $2,450 |
| 30 | $1,102 |
| 40 | $1,078 |
| 50 | $988 |
| 60 | $968 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,184 |
| $500 | $1,078 |
| $1,000 | $976 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,078 |
| 50/100 | $1,367 |
| 100/300 | $1,500 |
| 250/500 | $1,847 |
| 100 CSL | $1,420 |
| 300 CSL | $1,714 |
| 500 CSL | $1,928 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,010 |
| 20 | $3,906 |
| 30 | $2,338 |
| 40 | $2,314 |
| 50 | $2,212 |
| 60 | $2,188 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $57 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $428 |
Discounts are estimated and may not be available from every company or in every state.
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