GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,078 a year for full coverage. Comprehensive insurance costs an estimated $198 a year, collision insurance costs $248, and liability is estimated at $474. A policy with only liability insurance costs approximately $522 a year, and a high-risk policy costs $2,314 or more. Teenage drivers pay the most at up to $4,260 a year.

Average premium for full coverage: $1,078

Premium estimates broken down by type of coverage:

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how rural and urban location affects insurance prices.

These rate differences show why it is important to get quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $650
• Choosing higher $1,000 deductibles can save approximately $976 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,078
• Using low $100 deductibles for comp and collision coverage will cost an extra $194 annually
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,314
• An auto insurance policy for full coverage for a 16-year-old driver can cost as much as $4,260 each year

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Car insurance prices for a GMC Yukon also have a wide range based on your driving characteristics, the trim level of your Yukon, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged at least $4,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $710 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,540 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles can save as much as $300 annually, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy ranges from 42% to 134% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Finding better rates on insurance for a GMC Yukon takes being safe and accident-free, having above-average credit, not filing small claims, and possibly higher deductibles. Set aside time to shop around every other policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief recap of the ideas that were raised in the charts and tables above.

• Youthful drivers have the highest car insurance prices, as much as $355 per month if full coverage is included
• Drivers considered higher risk who tend to receive serious violations pay an average of $1,240 more annually than a low-risk driver
• Increasing policy deductibles can save around $300 each year
• Drivers can save approximately $120 per year just by quoting early and online