GMC Yukon Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 10, 2024

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GMC Yukon XL insurance

Estimated auto insurance rates for a GMC Yukon are $1,044 annually with full coverage. Comprehensive costs on average $186 each year, collision costs $226, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,238. 16-year-old drivers pay the most at $4,152 a year or more.

Average premium for full coverage: $1,044

Premium estimates by type of coverage:

Comprehensive $186
Collision $226
Liability $474

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and Yukon models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a GMC Yukon go from as cheap as $522 for your basic liability-only policy to a high rate of $2,238 for a high-risk driver policy.

Liability Only $522
Full Coverage $1,044
High Risk $2,238

Insurance Price Range by Location

Living in a larger city can have significant affects on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than congested cities.

The graphic below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $783
Small Cities $1,096
Large Cities $1,409

These rate differences demonstrate why all drivers should get quotes based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details estimated GMC Yukon insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $634
  • Choosing higher $1,000 deductibles can save around $94 annually
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $1,044
  • Buying low deductibles for comp and collision coverage will cost $1,222
  • Unlucky drivers with multiple tickets or accidents could pay upwards of $2,238 or more
  • An auto insurance policy with full coverage for a teen driver may cost $4,152 each year

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing full coverage GMC Yukon insurance rates range from $634 to $4,152

Insurance prices for a GMC Yukon also have a wide range based on the model of your Yukon, your driving record, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $4,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,200 to $1,700 extra annually, depending on your age. Insurance for high-risk drivers ranges as much as 41% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $280 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $480 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $750 a year in states like New Hampshire, Ohio, and Utah, or at least $1,410 on average in Florida, Michigan, and New York.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $944 -$100 -9.6%
Alaska $800 -$244 -23.4%
Arizona $866 -$178 -17.0%
Arkansas $1,044 -$0 0.0%
California $1,190 $146 14.0%
Colorado $998 -$46 -4.4%
Connecticut $1,074 $30 2.9%
Delaware $1,184 $140 13.4%
Florida $1,308 $264 25.3%
Georgia $962 -$82 -7.9%
Hawaii $750 -$294 -28.2%
Idaho $704 -$340 -32.6%
Illinois $778 -$266 -25.5%
Indiana $784 -$260 -24.9%
Iowa $704 -$340 -32.6%
Kansas $994 -$50 -4.8%
Kentucky $1,424 $380 36.4%
Louisiana $1,544 $500 47.9%
Maine $646 -$398 -38.1%
Maryland $860 -$184 -17.6%
Massachusetts $836 -$208 -19.9%
Michigan $1,814 $770 73.8%
Minnesota $872 -$172 -16.5%
Mississippi $1,250 $206 19.7%
Missouri $926 -$118 -11.3%
Montana $1,120 $76 7.3%
Nebraska $824 -$220 -21.1%
Nevada $1,252 $208 19.9%
New Hampshire $750 -$294 -28.2%
New Jersey $1,166 $122 11.7%
New Mexico $926 -$118 -11.3%
New York $1,100 $56 5.4%
North Carolina $602 -$442 -42.3%
North Dakota $854 -$190 -18.2%
Ohio $720 -$324 -31.0%
Oklahoma $1,074 $30 2.9%
Oregon $956 -$88 -8.4%
Pennsylvania $998 -$46 -4.4%
Rhode Island $1,392 $348 33.3%
South Carolina $946 -$98 -9.4%
South Dakota $882 -$162 -15.5%
Tennessee $916 -$128 -12.3%
Texas $1,258 $214 20.5%
Utah $772 -$272 -26.1%
Vermont $716 -$328 -31.4%
Virginia $626 -$418 -40.0%
Washington $808 -$236 -22.6%
West Virginia $956 -$88 -8.4%
Wisconsin $724 -$320 -30.7%
Wyoming $930 -$114 -10.9%

View Chart as Image

GMC Yukon insurance rates by U.S. city

With such a large range in prices, the best way to find out exactly what you will pay is to do a rate comparison and see which company has the best price. Each auto insurer utilizes a different rate formula, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $976 $81
GMC Yukon 2WD $976 $81
GMC Yukon SLE 4WD $996 $83
GMC Yukon SLT 2WD $996 $83
GMC Yukon 4WD $996 $83
GMC Yukon SLT 4WD $1,014 $85
GMC Yukon Denali 2WD $1,032 $86
GMC Yukon Denali 4WD $1,052 $88
GMC Yukon Hybrid 2WD $1,180 $98
GMC Yukon Hybrid 4WD $1,180 $98
GMC Yukon Hybrid Denali 2WD $1,198 $100
GMC Yukon Hybrid Denali 4WD $1,218 $102

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Yukon $358 $570 $390 $1,476
2023 GMC Yukon $344 $566 $398 $1,466
2022 GMC Yukon $332 $552 $416 $1,458
2021 GMC Yukon $320 $530 $430 $1,438
2020 GMC Yukon $304 $512 $442 $1,416
2019 GMC Yukon $292 $474 $452 $1,376
2018 GMC Yukon $280 $446 $456 $1,340
2017 GMC Yukon $268 $400 $460 $1,286
2016 GMC Yukon $250 $368 $460 $1,236
2015 GMC Yukon $242 $346 $464 $1,210
2014 GMC Yukon $236 $322 $474 $1,190
2013 GMC Yukon $218 $300 $474 $1,150
2012 GMC Yukon $212 $272 $478 $1,120
2011 GMC Yukon $198 $248 $474 $1,078
2010 GMC Yukon $186 $226 $474 $1,044
2008 GMC Yukon $178 $198 $460 $994
2007 GMC Yukon $176 $188 $452 $974
2006 GMC Yukon $160 $180 $446 $944
2005 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap GMC Yukon Insurance

Finding better rates on car insurance takes being safe and accident-free, having a good credit history, being claim-free, and bundling your home and auto policies. Set aside time to compare rates every time your policy renews by getting rate quotes from direct companies, and also from local independent and exclusive agents.

Below you'll find a quick review of the information covered above.

  • You may be able to save as much as $120 per year simply by quoting online in advance
  • Youthful drivers pay the highest prices, possibly costing $346 per month including comprehensive and collision insurance
  • Increasing policy deductibles could save up to $275 each year
  • Higher risk drivers with a DUI or reckless driving violation pay an average of $1,190 more each year than a low-risk driver
  • Policyholders who require more liability protection will pay around $520 every year to raise limits from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $4,152
20 $2,370
30 $1,066
40 $1,044
50 $956
60 $936

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,222
$250 $1,142
$500 $1,044
$1,000 $950

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,044
50/100 $1,325
100/300 $1,458
250/500 $1,805
100 CSL $1,378
300 CSL $1,672
500 CSL $1,886

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,852
20 $3,778
30 $2,260
40 $2,238
50 $2,140
60 $2,116

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $138

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $63
5-yr Claim Free $65
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $410
Rate after discounts $634

Discounts are estimated and may not be available from every company or in every state.

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