GMC Yukon Insurance Rates

Average insurance rates for a GMC Yukon are $1,008 a year with full coverage. Comprehensive costs approximately $180 a year, collision costs $202, and liability costs $468. A liability-only policy costs as little as $518 a year, with high-risk insurance costing around $2,162. Teenage drivers receive the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of insurance. Rural locations tend to have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These examples demonstrate why it is important to compare rates using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay $922 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,008
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,174
• Drivers who are prone to accidents and violations could pay around $2,162 or more
• The cost for full coverage for a 16-year-old driver can cost $4,034 a year

View Chart as Image

Insurance rates for a GMC Yukon can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay in the ballpark of $4,000 a year. View Rates by Age

Where you live makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $730 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,370 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $260 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $477 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes from multiple companies. Every company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Saving money on insurance for a GMC Yukon not only requires being a good driver, but also maintaining good credit, eliminating unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates once a year by requesting rates from direct companies like GEICO and Progressive, and also from several local insurance agents.

The following list is a quick rundown of the data that was covered above.

• You may be able to save around $110 per year simply by quoting early and online
• Insureds who purchase an increased level of liability coverage will pay an extra $520 every year to go from a minimum limit to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, with premiums as much as $336 per month for full coverage
• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,150 more per year than a safer driver