Ford Transit Connect Insurance Rates
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Michelle Robbins
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UPDATED: Mar 29, 2024
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The average insurance rates for a Ford Transit Connect are $1,000 a year for full coverage. Comprehensive insurance costs an estimated $150 each year, collision insurance costs $214, and liability costs $478. Buying just liability costs as little as $526 a year, and insurance for high-risk drivers costs $2,162 or more. Teen drivers cost the most to insure at up to $4,074 a year.
Average premium for full coverage: $1,000
Policy rates broken down by type of insurance:
Price estimates include $500 deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and Transit Connect models.
Price Range Variability
For the normal driver, Ford Transit Connect insurance rates range from the low end price of $526 for just liability insurance to a high rate of $2,162 for a high-risk insurance policy.
Urban vs. Rural Price Range
Your location can have significant affects on insurance rates. More rural locations are shown to have lower incidents of accident claims than larger metro areas. The graphic below illustrates how geographic area affects insurance prices.
The examples above show why all drivers should compare rates for a targeted area, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Ford Transit Connect insurance rates for other coverage scenarios.
- The lowest rate with discounts is $605
- Drivers who choose higher $1,000 deductibles will pay approximately $82 a year
- The estimated price for a good driver age 40 who has $500 deductibles is $1,000
- Choosing low deductibles for comprehensive and collision insurance will cost an additional $160 every year
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,162
- Policy cost that insures a teen driver can cost as much as $4,074 a year
Insurance rates for a Ford Transit Connect also range considerably based on the trim level and model year, how you drive, and liability limits and deductibles.
If you have a few points on your driving record or you caused an accident, you could be paying $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 133% more than average. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $4,000 a year. View Rates by Age
Your home state makes a big difference in Ford Transit Connect insurance prices. A 40-year-old driver could pay as low as $660 a year in states like Iowa, Maine, and Idaho, or as much as $1,430 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $906 | -$94 | -9.4% |
| Alaska | $768 | -$232 | -23.2% |
| Arizona | $832 | -$168 | -16.8% |
| Arkansas | $1,000 | -$0 | 0.0% |
| California | $1,140 | $140 | 14.0% |
| Colorado | $956 | -$44 | -4.4% |
| Connecticut | $1,030 | $30 | 3.0% |
| Delaware | $1,132 | $132 | 13.2% |
| Florida | $1,252 | $252 | 25.2% |
| Georgia | $924 | -$76 | -7.6% |
| Hawaii | $718 | -$282 | -28.2% |
| Idaho | $678 | -$322 | -32.2% |
| Illinois | $746 | -$254 | -25.4% |
| Indiana | $754 | -$246 | -24.6% |
| Iowa | $674 | -$326 | -32.6% |
| Kansas | $954 | -$46 | -4.6% |
| Kentucky | $1,366 | $366 | 36.6% |
| Louisiana | $1,482 | $482 | 48.2% |
| Maine | $618 | -$382 | -38.2% |
| Maryland | $826 | -$174 | -17.4% |
| Massachusetts | $802 | -$198 | -19.8% |
| Michigan | $1,740 | $740 | 74.0% |
| Minnesota | $838 | -$162 | -16.2% |
| Mississippi | $1,200 | $200 | 20.0% |
| Missouri | $888 | -$112 | -11.2% |
| Montana | $1,076 | $76 | 7.6% |
| Nebraska | $790 | -$210 | -21.0% |
| Nevada | $1,202 | $202 | 20.2% |
| New Hampshire | $720 | -$280 | -28.0% |
| New Jersey | $1,120 | $120 | 12.0% |
| New Mexico | $886 | -$114 | -11.4% |
| New York | $1,054 | $54 | 5.4% |
| North Carolina | $576 | -$424 | -42.4% |
| North Dakota | $820 | -$180 | -18.0% |
| Ohio | $692 | -$308 | -30.8% |
| Oklahoma | $1,028 | $28 | 2.8% |
| Oregon | $916 | -$84 | -8.4% |
| Pennsylvania | $956 | -$44 | -4.4% |
| Rhode Island | $1,336 | $336 | 33.6% |
| South Carolina | $906 | -$94 | -9.4% |
| South Dakota | $846 | -$154 | -15.4% |
| Tennessee | $878 | -$122 | -12.2% |
| Texas | $1,208 | $208 | 20.8% |
| Utah | $742 | -$258 | -25.8% |
| Vermont | $686 | -$314 | -31.4% |
| Virginia | $598 | -$402 | -40.2% |
| Washington | $774 | -$226 | -22.6% |
| West Virginia | $916 | -$84 | -8.4% |
| Wisconsin | $692 | -$308 | -30.8% |
| Wyoming | $894 | -$106 | -10.6% |
Choosing high deductibles could save up to $250 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Ford Transit Connect XL 2WD | $1,000 | $83 |
| Ford Transit Connect XLT 2WD | $1,000 | $83 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Transit Connect | $244 | $448 | $398 | $1,248 |
| 2022 Ford Transit Connect | $236 | $436 | $416 | $1,246 |
| 2021 Ford Transit Connect | $228 | $418 | $430 | $1,234 |
| 2020 Ford Transit Connect | $216 | $404 | $442 | $1,220 |
| 2019 Ford Transit Connect | $206 | $374 | $452 | $1,190 |
| 2018 Ford Transit Connect | $198 | $352 | $456 | $1,164 |
| 2017 Ford Transit Connect | $190 | $316 | $460 | $1,124 |
| 2016 Ford Transit Connect | $178 | $292 | $460 | $1,088 |
| 2015 Ford Transit Connect | $172 | $272 | $464 | $1,066 |
| 2012 Ford Transit Connect | $150 | $214 | $478 | $1,000 |
| 2011 Ford Transit Connect | $140 | $196 | $474 | $968 |
Rates are averaged for all Ford Transit Connect models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Ford Transit Connect Insurance
Finding cheaper rates on car insurance not only requires not taking risks behind the wheel, but also having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Shop around at least every other year by requesting rates from direct carriers, and also from your local independent and exclusive agents.
The following is a condensed summary of the car insurance concepts presented in the illustrations above.
- Higher risk drivers with multiple at-fault accidents may pay on average $1,160 more annually for Transit Connect insurance
- Drivers can save approximately $110 per year just by quoting online in advance
- Increasing comprehensive and collision deductibles can save approximately $250 each year
- Policyholders who want higher liability limits will pay about $530 each year to go from a 30/60 limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,074 |
| 20 | $2,300 |
| 30 | $1,018 |
| 40 | $1,000 |
| 50 | $922 |
| 60 | $900 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,160 |
| $250 | $1,088 |
| $500 | $1,000 |
| $1,000 | $918 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,000 |
| 50/100 | $1,096 |
| 100/300 | $1,215 |
| 250/500 | $1,526 |
| 100 CSL | $1,143 |
| 300 CSL | $1,406 |
| 500 CSL | $1,598 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,740 |
| 20 | $3,672 |
| 30 | $2,180 |
| 40 | $2,162 |
| 50 | $2,072 |
| 60 | $2,050 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $61 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $67 |
| Total Discounts | $395 |
Discounts are estimated and may not be available from every company or in every state.
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