Ford Transit Connect Insurance Rates

U.S. average insurance rates for a Ford Transit Connect are $968 a year including full coverage. Comprehensive costs an estimated $140, collision costs $196, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,092. Teen drivers pay the highest rates at $3,968 a year or more.

Average premium for full coverage: $968

Price estimates broken down by individual coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different Transit Connect trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates the difference location can make on insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Ford Transit Connect insurance rates for other coverage scenarios.

• The lowest rate with discounts is $588
• Drivers who choose higher $1,000 deductibles will pay approximately $76 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $968
• Choosing more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,114
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,092 or more
• The price that insures a teen driver with full coverage can cost as much as $3,968 a year

Auto insurance prices for a Ford Transit Connect are also quite variable based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,200 to $1,700 in extra premium each year, depending on your age. High-risk driver insurance can cost as much as 43% to 138% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $900 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay at least $3,900 a year. View Rates by Age

The state you live in makes a big difference in Ford Transit Connect insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,380 on average in Louisiana, New York, and Michigan.

Choosing high deductibles could save up to $230 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices and see which company has the best price. Every company uses a different rate calculation, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Ford Transit Connect Insurance

Getting lower rates on car insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Shop around at every policy renewal by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

The list below is a review of the data touched on in this article.

• Policyholders who want higher liability limits will pay about $520 per year to go from a low limit to the 250/500 level
• You may be able to save approximately $110 per year simply by shopping early and online
• Increasing physical damage deductibles can save approximately $225 each year
• Teenagers are the costliest to insure, possibly costing $331 a month if the policy includes full coverage