Ford Transit Connect Insurance Rates

Average insurance rates for a Ford Transit Connect are $968 a year for full coverage insurance. Comprehensive insurance costs on average $140, collision costs $196, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,092 or more. Teenage drivers receive the highest rates at $3,968 a year or more.

Average premium for full coverage: $968

Rate estimates by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and for all Transit Connect models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on insurance rates. Rural areas tend to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on car insurance rates.

These examples illustrate why everyone should compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Ford Transit Connect insurance rates for different risk profiles and scenarios.

• The best discount rate is $588
• Drivers who choose higher $1,000 deductibles will pay around $76 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $968
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $146 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,092 or more
• The cost that insures a teenage driver for full coverage may cost $3,968 a year

Insurance rates for a Ford Transit Connect can also vary considerably based on the model of your Transit Connect, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,200 to $1,700 extra per year, depending on your age. Ford Transit Connect insurance for high-risk drivers can cost around 43% to 138% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $900 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay upwards of $3,900 a year. View Rates by Age

Where you live makes a big difference in Ford Transit Connect insurance rates. A 40-year-old driver could pay as low as $640 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,310 on average in Michigan, New York, and Florida.

Using high physical damage deductibles could save up to $230 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Ford Transit Connect Insurance

Saving money on auto insurance not only requires having a decent driving record, but also having above-average credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Compare prices at least every other year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a condensed summary of the car insurance concepts covered above.

• Drivers with multiple at-fault accidents may pay on average $1,120 more each year than a driver with a clean driving record
• It is possible to save as much as $110 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $225 each year
• Consumers who require additional liability coverage will pay an extra $520 annually to go from a minimum limit to the 250/500 level