Ford Transit Connect Insurance Rates

Estimated auto insurance rates for a Ford Transit Connect are $1,024 annually for full coverage. Comprehensive costs on average $156, collision costs $236, and liability insurance is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing around $2,214. Teenage drivers pay the most at $4,146 a year or more.

Average premium for full coverage: $1,024

Premium estimates by type of coverage:

These estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different Transit Connect trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have fewer accident claims than densely populated cities.

The price range example below illustrates how rural and urban location affects car insurance rates.

These rate differences show why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Ford Transit Connect insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Choosing higher $1,000 deductibles can save around $90 a year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,024
• Using more expensive low deductibles for comp and collision coverage will cost $1,194
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,214 or more
• An auto insurance policy with full coverage for a teen driver with full coverage may cost $4,146 each year

Insurance prices for a Ford Transit Connect also have a wide range based on the model of your Transit Connect, your driver profile, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,200 to $1,700 additional annually, depending on your age. High-risk driver insurance ranges anywhere from 41% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $260 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Ford Transit Connect insurance rates. A good driver about age 40 could pay as low as $680 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,460 on average in Michigan, Louisiana, and New York.

With such a large range in prices, the only way to know exactly what you will pay is to compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Ford Transit Connect Insurance

Finding better rates on Ford Transit Connect insurance takes being a safe and courteous driver, having good credit, not filing small claims, and insuring your home and auto with the same company. Set aside time to shop around every other policy renewal by requesting rates from direct carriers, and also from local insurance agents.

Below is a brief summary of the ideas that were raised in the charts and tables above.

• Teenage drivers pay higher prices, as much as $346 per month if they have full coverage
• High-risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,190 more each year for auto insurance
• Increasing policy deductibles could save up to $250 each year
• Drivers can save as much as $120 per year simply by shopping early and online