Ford Transit Connect XLT 2WD Insurance Rates

Average insurance prices for a Ford Transit Connect XLT 2WD are $1,268 every 12 months for full coverage. Comprehensive insurance costs an estimated $270, collision insurance costs $476, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $2,734 or more. Teen drivers receive the highest rates at up to $4,740 a year.

Annual premium for full coverage: $1,268

Rate estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Transit Connect Trim Level

These differences show why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Ford Transit Connect XLT 2WD can also vary considerably based on policy deductibles and limits, your driver profile, and the model year.

Choosing high deductibles could cut rates by as much as $500 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay at least $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,500 to $2,100 in extra premium per year, depending on your age. High-risk driver insurance can be around 44% to 132% more than average. View High Risk Driver Rates

Where you live has a huge impact on Ford Transit Connect XLT 2WD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates can be significantly different.

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Chart shows Ford Transit Connect XLT 2WD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $737. Drivers who choose higher $1,000 deductibles will pay $1,100. The average rate for a driver around age 40 using $500 deductibles is $1,268. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,600. High risk drivers could be charged as much as $2,734. The price for full coverage for a teenage driver can be as high as $4,740.

View Chart as Image