Ford Transit Connect XL 2WD Insurance Rates

Average insurance rates for a Ford Transit Connect XL 2WD are $1,268 a year for full coverage. Comprehensive costs around $270, collision costs $476, and liability costs around $364. Only liability insurance costs as low as $430 a year, with high-risk insurance costing around $2,734. Teenage drivers receive the highest rates at $4,740 a year or more.

Annual premium for full coverage: $1,268

Rate estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Transit Connect Trim Level

Price Range by Location

Where you live can make a big difference on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance rates.

These differences show why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance rates for a Ford Transit Connect XL 2WD can also vary considerably based on your driver profile, the model year of your Transit Connect, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,200 a year for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay as much as $4,700 a year. View Rates by Age

Where you live has a huge impact on Ford Transit Connect XL 2WD insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $500 annually, while increasing your policy's liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance can be from 44% to 132% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to know your exact price is to compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

View Chart as Image

Chart shows Ford Transit Connect XL 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $737. Drivers who use higher $1,000 deductibles will pay around $1,100. The average rate for a driver age 40 with no violations using $500 deductibles is $1,268. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,600. Drivers with multiple violations and accidents could be charged as much as $2,734. The price for full coverage insurance for a 16-year-old driver can be as high as $4,740.

View Chart as Image