Ford Transit Connect Insurance Rates

The average insurance prices for a Ford Transit Connect are $968 every 12 months for full coverage. Comprehensive insurance costs around $140 a year, collision costs $196, and liability costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,092 or more. Teenage drivers cost the most to insure at $3,968 a year or more.

Average premium for full coverage: $968

Policy rates for type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Transit Connect trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance rates.

The examples above show why it is important to compare rates for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Ford Transit Connect insurance rates for additional coverage choices and driver risks.

• The best discount rate is $588
• Drivers who choose higher $1,000 deductibles will pay about $892 a year
• The average price for a good driver age 40 using $500 deductibles is $968
• Using low $100 deductibles for comprehensive and collision insurance costs an extra $146 annually
• Drivers who are prone to accidents and violations could pay at least $2,092 or more
• Policy cost to insure a 16-year-old driver can be $3,968 a year

Auto insurance rates for a Ford Transit Connect also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Using high physical damage deductibles could save up to $230 annually, while buying higher liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $3,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,200 to $1,700 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost from 43% to 138% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Ford Transit Connect insurance prices. A 40-year-old driver could pay as low as $640 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,380 on average in Michigan, Louisiana, and New York.

Because rates have so much variability, the only way to know your exact price is to get quotes from multiple companies. Every company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Ford Transit Connect Insurance

Finding cheaper rates on insurance for a Ford Transit Connect not only requires having a decent driving record, but also having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around at every other renewal by requesting rates from direct carriers, and also from local exclusive and independent agents.

The following items are a recap of the concepts that were illustrated above.

• Drivers considered higher risk that have major violations or accidents may pay on average $1,120 more every year than a driver with a clean driving record
• 16 to 18-year-old drivers are expensive to insure, costing up to $331 each month if comprehensive and collision insurance is included
• Drivers can save up to $110 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $225 each year
• Drivers can save up to $110 per year simply by quoting early and online