Ford Transit Connect Insurance Rates

U.S. average insurance rates for a Ford Transit Connect are $1,000 a year for full coverage insurance. Comprehensive costs approximately $150 a year, collision costs $214, and liability coverage is estimated at $478. Buying just liability costs approximately $526 a year, with insurance for high-risk drivers costing around $2,162. Teen drivers pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,000

Price estimates by individual coverage:

Price estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Transit Connect trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The ranges above illustrate why it is important to get quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Ford Transit Connect insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $605
• Choosing higher $1,000 deductibles can save $918 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,000
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,160
• Drivers with multiple violations and an at-fault accident could pay around $2,162 or more
• The price that insures a teenage driver can cost $4,074 each year

Insurance prices for a Ford Transit Connect are also quite variable based on the trim level of your Transit Connect, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 additional each year, depending on your age. A high-risk auto insurance policy ranges around 42% to 133% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Ford Transit Connect insurance rates. A good driver about age 40 could pay as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,350 on average in Florida, New York, and Michigan.

Choosing high deductibles can save as much as $250 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $430 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes and see how they stack up. Each auto insurer uses a different rate calculation, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Ford Transit Connect Insurance

Getting lower rates on auto insurance takes having a good driving record, having a good credit score, not filing small claims, and qualifying for all possible discounts. Shop around at every other renewal by getting quotes from direct insurance companies, and also from your local car insurance providers.

The next list is a condensed summary of the concepts that were covered in the above illustrations.

• Drivers with multiple at-fault accidents could be charged and average of $1,160 more per year to buy Ford Transit Connect insurance
• Drivers age 20 and younger are the costliest to insure, as much as $340 a month if comprehensive and collision insurance is included
• It is possible to save around $110 per year simply by quoting early and online
• Increasing physical damage deductibles can save approximately $250 each year
• It is possible to save around $110 per year simply by quoting early and online