Ford Transit Connect Insurance Rates
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UPDATED: Mar 29, 2024
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U.S. average insurance rates for a Ford Transit Connect are $1,000 a year including full coverage. Comprehensive insurance costs on average $150 each year, collision insurance costs $214, and liability costs $478. A policy with just liability insurance costs as little as $526 a year, and coverage for high-risk drivers costs $2,162 or more. Teenage drivers pay the highest rates at up to $4,074 a year.
Average premium for full coverage: $1,000
Price estimates by individual coverage:
Prices are based on $500 deductible amounts, liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Transit Connect models.
Price Range from Low to High
For a 40-year-old driver, Ford Transit Connect insurance prices range from as low as $526 for just liability insurance to a high rate of $2,162 for a driver that may need high-risk insurance.
Geographic Price Range
Your location can have significant affects on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how your location can change car insurance rates.
The ranges above highlight why all drivers should compare rates based on a specific location and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Ford Transit Connect insurance rates for different risk profiles and scenarios.
- The best discount rate is $605
- Drivers who choose higher $1,000 deductibles will pay around $82 every year
- The average rate for the average middle-age driver with $500 deductibles is $1,000
- Using low deductibles for comprehensive and collision insurance will cost an extra $160 every year
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,162
- The price for full coverage for a teen driver may cost $4,074 a year
Insurance prices for a Ford Transit Connect are also quite variable based on your driving record, the model of your Transit Connect, and policy deductibles and limits.
More mature drivers with a clean driving record and high deductibles may pay as little as $900 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay upwards of $4,000 a year. View Rates by Age
The state you live in makes a big difference in Ford Transit Connect insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,430 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $906 | -$94 | -9.4% |
| Alaska | $768 | -$232 | -23.2% |
| Arizona | $832 | -$168 | -16.8% |
| Arkansas | $1,000 | -$0 | 0.0% |
| California | $1,140 | $140 | 14.0% |
| Colorado | $956 | -$44 | -4.4% |
| Connecticut | $1,030 | $30 | 3.0% |
| Delaware | $1,132 | $132 | 13.2% |
| Florida | $1,252 | $252 | 25.2% |
| Georgia | $924 | -$76 | -7.6% |
| Hawaii | $718 | -$282 | -28.2% |
| Idaho | $678 | -$322 | -32.2% |
| Illinois | $746 | -$254 | -25.4% |
| Indiana | $754 | -$246 | -24.6% |
| Iowa | $674 | -$326 | -32.6% |
| Kansas | $954 | -$46 | -4.6% |
| Kentucky | $1,366 | $366 | 36.6% |
| Louisiana | $1,482 | $482 | 48.2% |
| Maine | $618 | -$382 | -38.2% |
| Maryland | $826 | -$174 | -17.4% |
| Massachusetts | $802 | -$198 | -19.8% |
| Michigan | $1,740 | $740 | 74.0% |
| Minnesota | $838 | -$162 | -16.2% |
| Mississippi | $1,200 | $200 | 20.0% |
| Missouri | $888 | -$112 | -11.2% |
| Montana | $1,076 | $76 | 7.6% |
| Nebraska | $790 | -$210 | -21.0% |
| Nevada | $1,202 | $202 | 20.2% |
| New Hampshire | $720 | -$280 | -28.0% |
| New Jersey | $1,120 | $120 | 12.0% |
| New Mexico | $886 | -$114 | -11.4% |
| New York | $1,054 | $54 | 5.4% |
| North Carolina | $576 | -$424 | -42.4% |
| North Dakota | $820 | -$180 | -18.0% |
| Ohio | $692 | -$308 | -30.8% |
| Oklahoma | $1,028 | $28 | 2.8% |
| Oregon | $916 | -$84 | -8.4% |
| Pennsylvania | $956 | -$44 | -4.4% |
| Rhode Island | $1,336 | $336 | 33.6% |
| South Carolina | $906 | -$94 | -9.4% |
| South Dakota | $846 | -$154 | -15.4% |
| Tennessee | $878 | -$122 | -12.2% |
| Texas | $1,208 | $208 | 20.8% |
| Utah | $742 | -$258 | -25.8% |
| Vermont | $686 | -$314 | -31.4% |
| Virginia | $598 | -$402 | -40.2% |
| Washington | $774 | -$226 | -22.6% |
| West Virginia | $916 | -$84 | -8.4% |
| Wisconsin | $692 | -$308 | -30.8% |
| Wyoming | $894 | -$106 | -10.6% |
Using high physical damage deductibles could save up to $250 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 133% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Ford Transit Connect XL 2WD | $1,000 | $83 |
| Ford Transit Connect XLT 2WD | $1,000 | $83 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Transit Connect | $244 | $448 | $398 | $1,248 |
| 2022 Ford Transit Connect | $236 | $436 | $416 | $1,246 |
| 2021 Ford Transit Connect | $228 | $418 | $430 | $1,234 |
| 2020 Ford Transit Connect | $216 | $404 | $442 | $1,220 |
| 2019 Ford Transit Connect | $206 | $374 | $452 | $1,190 |
| 2018 Ford Transit Connect | $198 | $352 | $456 | $1,164 |
| 2017 Ford Transit Connect | $190 | $316 | $460 | $1,124 |
| 2016 Ford Transit Connect | $178 | $292 | $460 | $1,088 |
| 2015 Ford Transit Connect | $172 | $272 | $464 | $1,066 |
| 2012 Ford Transit Connect | $150 | $214 | $478 | $1,000 |
| 2011 Ford Transit Connect | $140 | $196 | $474 | $968 |
Rates are averaged for all Ford Transit Connect models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Ford Transit Connect Insurance
Getting lower rates on car insurance not only requires having a good driving record, but also maintaining good credit, being claim-free, and determing if full coverage is necessary. Invest the time to shop around once a year by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.
The next list is a brief review of the data that was illustrated above.
- You may be able to save as much as $110 per year just by quoting online in advance
- Policyholders who require increased levels of liability coverage will pay an extra $530 per year to go from a low limit to 250/500 limits
- Drivers age 20 and younger pay the highest prices, possibly costing $340 a month for full coverage
- Higher risk drivers with DUI or reckless driving convictions may pay on average $1,160 more each year to buy Ford Transit Connect insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,074 |
| 20 | $2,300 |
| 30 | $1,018 |
| 40 | $1,000 |
| 50 | $922 |
| 60 | $900 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,160 |
| $250 | $1,088 |
| $500 | $1,000 |
| $1,000 | $918 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,000 |
| 50/100 | $1,096 |
| 100/300 | $1,215 |
| 250/500 | $1,526 |
| 100 CSL | $1,143 |
| 300 CSL | $1,406 |
| 500 CSL | $1,598 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,740 |
| 20 | $3,672 |
| 30 | $2,180 |
| 40 | $2,162 |
| 50 | $2,072 |
| 60 | $2,050 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $61 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $67 |
| Total Discounts | $395 |
Discounts are estimated and may not be available from every company or in every state.
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