Ford Transit Connect Insurance Rates
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UPDATED: Mar 29, 2024
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Estimated insurance rates for a Ford Transit Connect are $1,024 a year for full coverage. Comprehensive insurance costs on average $156, collision costs $236, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,214 or more. 16-year-old drivers pay the most at $4,146 a year or more.
Average premium for full coverage: $1,024
Premium estimates by type of coverage:
Rates are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different Transit Connect trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Ford Transit Connect go from as low as $522 for just the minimum liability insurance to a much higher rate of $2,214 for a high-risk insurance policy.
Insurance Price Range by Location
Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than congested cities.
The price range example below illustrates how your location can change car insurance rates.
These rate differences show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Ford Transit Connect insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $616
- Using higher $1,000 deductibles will save around $90 a year
- The average rate for a 40-year-old good driver with $500 deductibles is $1,024
- Buying more expensive low deductibles for physical damage coverage will cost an extra $170 each year
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,214 or more
- An auto insurance policy for full coverage for a teenage driver with full coverage may cost $4,146 or more
Insurance prices for a Ford Transit Connect also have a wide range based on your driving characteristics, the trim level of your Transit Connect, and policy deductibles and limits.
An older driver with a clean driving record and high deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay upwards of $4,100 a year. View Rates by Age
Where you choose to live has a huge impact on Ford Transit Connect insurance rates. A driver around age 40 might see prices as low as $680 a year in states like Idaho, Maine, and Iowa, or at least $1,460 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $926 | -$98 | -9.6% |
| Alaska | $784 | -$240 | -23.4% |
| Arizona | $848 | -$176 | -17.2% |
| Arkansas | $1,024 | -$0 | 0.0% |
| California | $1,166 | $142 | 13.9% |
| Colorado | $978 | -$46 | -4.5% |
| Connecticut | $1,052 | $28 | 2.7% |
| Delaware | $1,160 | $136 | 13.3% |
| Florida | $1,282 | $258 | 25.2% |
| Georgia | $944 | -$80 | -7.8% |
| Hawaii | $736 | -$288 | -28.1% |
| Idaho | $692 | -$332 | -32.4% |
| Illinois | $762 | -$262 | -25.6% |
| Indiana | $768 | -$256 | -25.0% |
| Iowa | $690 | -$334 | -32.6% |
| Kansas | $974 | -$50 | -4.9% |
| Kentucky | $1,396 | $372 | 36.3% |
| Louisiana | $1,514 | $490 | 47.9% |
| Maine | $632 | -$392 | -38.3% |
| Maryland | $844 | -$180 | -17.6% |
| Massachusetts | $820 | -$204 | -19.9% |
| Michigan | $1,778 | $754 | 73.6% |
| Minnesota | $856 | -$168 | -16.4% |
| Mississippi | $1,226 | $202 | 19.7% |
| Missouri | $908 | -$116 | -11.3% |
| Montana | $1,098 | $74 | 7.2% |
| Nebraska | $806 | -$218 | -21.3% |
| Nevada | $1,228 | $204 | 19.9% |
| New Hampshire | $736 | -$288 | -28.1% |
| New Jersey | $1,144 | $120 | 11.7% |
| New Mexico | $908 | -$116 | -11.3% |
| New York | $1,078 | $54 | 5.3% |
| North Carolina | $590 | -$434 | -42.4% |
| North Dakota | $838 | -$186 | -18.2% |
| Ohio | $708 | -$316 | -30.9% |
| Oklahoma | $1,052 | $28 | 2.7% |
| Oregon | $936 | -$88 | -8.6% |
| Pennsylvania | $978 | -$46 | -4.5% |
| Rhode Island | $1,364 | $340 | 33.2% |
| South Carolina | $926 | -$98 | -9.6% |
| South Dakota | $864 | -$160 | -15.6% |
| Tennessee | $896 | -$128 | -12.5% |
| Texas | $1,232 | $208 | 20.3% |
| Utah | $758 | -$266 | -26.0% |
| Vermont | $702 | -$322 | -31.4% |
| Virginia | $614 | -$410 | -40.0% |
| Washington | $792 | -$232 | -22.7% |
| West Virginia | $936 | -$88 | -8.6% |
| Wisconsin | $710 | -$314 | -30.7% |
| Wyoming | $912 | -$112 | -10.9% |
Opting for high physical damage deductibles could cut prices by as much as $260 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,200 to $1,700 extra annually, depending on your age. High-risk driver insurance can be around 41% to 130% more than the average rate. View High Risk Driver Rates
With such a large range in prices, the only way to know exactly what you will pay is to compare prices and see how they stack up. Each insurance company utilizes a different rate formula, so the prices will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Ford Transit Connect XL 2WD | $1,024 | $85 |
| Ford Transit Connect XLT 2WD | $1,024 | $85 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Transit Connect | $254 | $452 | $390 | $1,254 |
| 2022 Ford Transit Connect | $244 | $448 | $398 | $1,248 |
| 2021 Ford Transit Connect | $236 | $436 | $416 | $1,246 |
| 2020 Ford Transit Connect | $228 | $418 | $430 | $1,234 |
| 2019 Ford Transit Connect | $216 | $404 | $442 | $1,220 |
| 2018 Ford Transit Connect | $206 | $374 | $452 | $1,190 |
| 2017 Ford Transit Connect | $198 | $352 | $456 | $1,164 |
| 2016 Ford Transit Connect | $190 | $316 | $460 | $1,124 |
| 2015 Ford Transit Connect | $178 | $292 | $460 | $1,088 |
| 2012 Ford Transit Connect | $156 | $236 | $474 | $1,024 |
| 2011 Ford Transit Connect | $150 | $214 | $478 | $1,000 |
Rates are averaged for all Ford Transit Connect models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Ford Transit Connect Insurance
Finding better rates on auto insurance requires being a low-risk driver, maintaining good credit, not filing small claims, and bundling your home and auto policies. Invest the time to shop around at least every other year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.
The items below are a quick review of the car insurance concepts illustrated above.
- Drivers with a DUI or reckless driving violation will pay on average $1,190 more each year to insure their Transit Connect
- Drivers can save as much as $120 per year simply by shopping early and online
- Increasing policy deductibles can save around $250 each year
- Consumers who require more liability coverage will pay around $520 each year to increase from 30/60 bodily injury limits to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,146 |
| 20 | $2,356 |
| 30 | $1,042 |
| 40 | $1,024 |
| 50 | $938 |
| 60 | $920 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,194 |
| $250 | $1,116 |
| $500 | $1,024 |
| $1,000 | $934 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,024 |
| 50/100 | $1,119 |
| 100/300 | $1,237 |
| 250/500 | $1,545 |
| 100 CSL | $1,166 |
| 300 CSL | $1,427 |
| 500 CSL | $1,617 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,844 |
| 20 | $3,762 |
| 30 | $2,232 |
| 40 | $2,214 |
| 50 | $2,118 |
| 60 | $2,096 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $52 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $69 |
| Total Discounts | $408 |
Discounts are estimated and may not be available from every company or in every state.
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