Ford Transit Connect Insurance Rates
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Michelle Robbins
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UPDATED: Mar 29, 2024
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The average auto insurance rates for a Ford Transit Connect are $968 annually for full coverage insurance. Comprehensive costs an estimated $140 each year, collision insurance costs $196, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs around $2,092. Teens cost the most to insure at up to $3,968 a year.
Average premium for full coverage: $968
Policy rates broken down by type of insurance:
Estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Transit Connect models.
Price Range Variability
For a 40-year-old driver, Ford Transit Connect insurance rates range from as cheap as $522 for the bare minimum liability coverage to a high rate of $2,092 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on the price of insurance. More rural locations are shown to have fewer physical damage claims than cities with more traffic congestion. The graphic below illustrates how your location can change insurance prices.
The examples above illustrate why all drivers should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Ford Transit Connect insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $588
- Choosing higher $1,000 deductibles can save approximately $76 each year
- The estimated rate for a good driver age 40 who has $500 deductibles is $968
- Selecting low deductibles for comp and collision coverage will cost $1,114
- Higher-risk drivers with serious driving violations could pay up to $2,092
- Policy cost with full coverage for a 16-year-old driver can cost as much as $3,968 each year
Auto insurance rates for a Ford Transit Connect also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.
More mature drivers with a good driving record and high physical damage deductibles may pay as low as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay at least $3,900 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,200 to $1,700 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges from 43% to 138% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $230 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Ford Transit Connect insurance prices. A good driver about age 40 could pay as low as $640 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,310 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $878 | -$90 | -9.3% |
| Alaska | $742 | -$226 | -23.3% |
| Arizona | $804 | -$164 | -16.9% |
| Arkansas | $968 | -$0 | 0.0% |
| California | $1,104 | $136 | 14.0% |
| Colorado | $926 | -$42 | -4.3% |
| Connecticut | $996 | $28 | 2.9% |
| Delaware | $1,098 | $130 | 13.4% |
| Florida | $1,214 | $246 | 25.4% |
| Georgia | $894 | -$74 | -7.6% |
| Hawaii | $696 | -$272 | -28.1% |
| Idaho | $656 | -$312 | -32.2% |
| Illinois | $720 | -$248 | -25.6% |
| Indiana | $728 | -$240 | -24.8% |
| Iowa | $652 | -$316 | -32.6% |
| Kansas | $922 | -$46 | -4.8% |
| Kentucky | $1,322 | $354 | 36.6% |
| Louisiana | $1,432 | $464 | 47.9% |
| Maine | $598 | -$370 | -38.2% |
| Maryland | $798 | -$170 | -17.6% |
| Massachusetts | $776 | -$192 | -19.8% |
| Michigan | $1,684 | $716 | 74.0% |
| Minnesota | $810 | -$158 | -16.3% |
| Mississippi | $1,160 | $192 | 19.8% |
| Missouri | $858 | -$110 | -11.4% |
| Montana | $1,042 | $74 | 7.6% |
| Nebraska | $762 | -$206 | -21.3% |
| Nevada | $1,162 | $194 | 20.0% |
| New Hampshire | $698 | -$270 | -27.9% |
| New Jersey | $1,084 | $116 | 12.0% |
| New Mexico | $858 | -$110 | -11.4% |
| New York | $1,020 | $52 | 5.4% |
| North Carolina | $558 | -$410 | -42.4% |
| North Dakota | $794 | -$174 | -18.0% |
| Ohio | $670 | -$298 | -30.8% |
| Oklahoma | $996 | $28 | 2.9% |
| Oregon | $886 | -$82 | -8.5% |
| Pennsylvania | $926 | -$42 | -4.3% |
| Rhode Island | $1,292 | $324 | 33.5% |
| South Carolina | $878 | -$90 | -9.3% |
| South Dakota | $818 | -$150 | -15.5% |
| Tennessee | $850 | -$118 | -12.2% |
| Texas | $1,168 | $200 | 20.7% |
| Utah | $718 | -$250 | -25.8% |
| Vermont | $664 | -$304 | -31.4% |
| Virginia | $580 | -$388 | -40.1% |
| Washington | $750 | -$218 | -22.5% |
| West Virginia | $886 | -$82 | -8.5% |
| Wisconsin | $672 | -$296 | -30.6% |
| Wyoming | $864 | -$104 | -10.7% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Ford Transit Connect XL 2WD | $968 | $81 |
| Ford Transit Connect XLT 2WD | $968 | $81 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Transit Connect | $236 | $436 | $416 | $1,246 |
| 2022 Ford Transit Connect | $228 | $418 | $430 | $1,234 |
| 2021 Ford Transit Connect | $216 | $404 | $442 | $1,220 |
| 2020 Ford Transit Connect | $206 | $374 | $452 | $1,190 |
| 2019 Ford Transit Connect | $198 | $352 | $456 | $1,164 |
| 2018 Ford Transit Connect | $190 | $316 | $460 | $1,124 |
| 2017 Ford Transit Connect | $178 | $292 | $460 | $1,088 |
| 2016 Ford Transit Connect | $172 | $272 | $464 | $1,066 |
| 2015 Ford Transit Connect | $168 | $254 | $474 | $1,054 |
| 2012 Ford Transit Connect | $140 | $196 | $474 | $968 |
| 2011 Ford Transit Connect | $132 | $178 | $474 | $942 |
Rates are averaged for all Ford Transit Connect models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Ford Transit Connect Insurance
Finding cheaper rates on insurance for a Ford Transit Connect takes being a safe and courteous driver, having above-average credit, being claim-free, and consideration of higher deductibles. Invest the time to shop around at every other renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below is a review of the concepts that were illustrated above.
- Drivers considered higher risk who have several accidents or serious violations may pay on average $1,120 more annually for auto insurance
- Teenage drivers are the costliest to insure, possibly costing $331 each month if full coverage is included
- It is possible to save approximately $110 per year just by quoting online in advance
- Increasing comprehensive and collision deductibles could save up to $225 each year
- It is possible to save approximately $110 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,968 |
| 20 | $2,226 |
| 30 | $982 |
| 40 | $968 |
| 50 | $890 |
| 60 | $872 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,114 |
| $250 | $1,048 |
| $500 | $968 |
| $1,000 | $892 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $968 |
| 50/100 | $1,063 |
| 100/300 | $1,181 |
| 250/500 | $1,489 |
| 100 CSL | $1,110 |
| 300 CSL | $1,371 |
| 500 CSL | $1,561 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,580 |
| 20 | $3,554 |
| 30 | $2,104 |
| 40 | $2,092 |
| 50 | $2,002 |
| 60 | $1,980 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $58 |
| 5-yr Claim Free | $61 |
| Paid in Full/EFT | $34 |
| Advance Quote | $42 |
| Online Quote | $65 |
| Total Discounts | $380 |
Discounts are estimated and may not be available from every company or in every state.
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