Ford Transit Connect Insurance Rates

Estimated insurance prices for a Ford Transit Connect are $1,000 every 12 months for full coverage insurance. Comprehensive costs on average $150, collision costs $214, and liability costs around $478. A policy with only liability insurance costs as low as $526 a year, with a high-risk policy costing around $2,162. Teens pay the most at $4,074 a year or more.

Average premium for full coverage: $1,000

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for different Transit Connect trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates how your location can change car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Ford Transit Connect insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $605
• Using higher $1,000 deductibles will save around $82 each year
• The average price for a 40-year-old good driver with $500 deductibles is $1,000
• Selecting more expensive low deductibles for physical damage coverage increases the price to $1,160
• High-risk insureds with serious driving violations could pay upwards of $2,162 or more
• An auto insurance policy to insure a 16-year-old driver with full coverage may cost $4,074 or more

Car insurance prices for a Ford Transit Connect also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your Transit Connect.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $250 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,200 to $1,700 extra annually, depending on your age. High-risk driver insurance can be from 42% to 133% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Ford Transit Connect insurance prices. A driver around age 40 might see prices as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,350 on average in Michigan, New York, and Florida.

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices from multiple companies. Each insurance company calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Ford Transit Connect Insurance

Finding better rates on insurance for a Ford Transit Connect requires being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around once a year by obtaining price quotes from direct insurance companies, and also from several local insurance agents.

Below you'll find a brief summary of the data that was illustrated above.

• It is possible to save as much as $110 per year simply by shopping early and online
• Insureds who require more liability protection will pay approximately $530 annually to increase from 30/60 bodily injury limits to a 250/500 level
• Youthful drivers are expensive to insure, with premiums being up to $340 per month if the policy includes full coverage
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,160 more each year than a low-risk driver