Ford Transit Connect Insurance Rates

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2011 Ford Transit Connect Insurance Rates in 2025

Trying to find better insurance coverage rates for your Ford Transit Connect? Having to pay for high-priced insurance coverage can eat up your monthly budget, especially in this economy. Performing a rate comparison is free and is an excellent way to make ends meet. Lots of insurers contend for your hard-earned dollar, so it can be very hard to choose a insurance company and get the best coverage...

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UPDATED: Mar 29, 2024

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Estimated insurance rates for a Ford Transit Connect are $1,000 a year including full coverage. Comprehensive costs an estimated $150, collision costs $214, and liability costs $478. Liability-only insurance costs as little as $526 a year, with high-risk driver insurance costing around $2,162. Teenage drivers pay the most at $4,074 a year or more.

Average premium for full coverage: $1,000

Premium estimates broken down by type of coverage:

Comprehensive $150
Collision $214
Liability $478

Full coverage includes $500 physical damage deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for different Transit Connect trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Ford Transit Connect go from the low end price of $526 for a discount liability-only rate to a much higher rate of $2,162 for a driver that may need high-risk insurance.

Liability Only $526
Full Coverage $1,000
High Risk $2,162

Insurance Price Range by Location

Your location can make a big difference on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how where you live affects insurance prices.

Rural Areas $750
Small Cities $1,050
Large Cities $1,350

These rate differences highlight why anyone shopping for car insurance should compare rates for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated Ford Transit Connect insurance rates for other coverage scenarios.

  • The best discount rate is $605
  • Drivers who choose higher $1,000 deductibles will pay approximately $82 every year
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,000
  • Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,160
  • Drivers who are prone to accidents and violations could pay up to $2,162 or more
  • An auto insurance policy that insures a 16-year-old driver with full coverage can cost as much as $4,074 a year

Insurance prices for a Ford Transit Connect also have a wide range based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,200 to $1,700 additional annually, depending on your age. High-risk driver insurance can cost from 42% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,000 a year. View Rates by Age

Where you choose to live makes a big difference in Ford Transit Connect insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,430 on average in Louisiana, New York, and Michigan.

Ford Transit Connect Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $906 -$94 -9.4%
Alaska $768 -$232 -23.2%
Arizona $832 -$168 -16.8%
Arkansas $1,000 -$0 0.0%
California $1,140 $140 14.0%
Colorado $956 -$44 -4.4%
Connecticut $1,030 $30 3.0%
Delaware $1,132 $132 13.2%
Florida $1,252 $252 25.2%
Georgia $924 -$76 -7.6%
Hawaii $718 -$282 -28.2%
Idaho $678 -$322 -32.2%
Illinois $746 -$254 -25.4%
Indiana $754 -$246 -24.6%
Iowa $674 -$326 -32.6%
Kansas $954 -$46 -4.6%
Kentucky $1,366 $366 36.6%
Louisiana $1,482 $482 48.2%
Maine $618 -$382 -38.2%
Maryland $826 -$174 -17.4%
Massachusetts $802 -$198 -19.8%
Michigan $1,740 $740 74.0%
Minnesota $838 -$162 -16.2%
Mississippi $1,200 $200 20.0%
Missouri $888 -$112 -11.2%
Montana $1,076 $76 7.6%
Nebraska $790 -$210 -21.0%
Nevada $1,202 $202 20.2%
New Hampshire $720 -$280 -28.0%
New Jersey $1,120 $120 12.0%
New Mexico $886 -$114 -11.4%
New York $1,054 $54 5.4%
North Carolina $576 -$424 -42.4%
North Dakota $820 -$180 -18.0%
Ohio $692 -$308 -30.8%
Oklahoma $1,028 $28 2.8%
Oregon $916 -$84 -8.4%
Pennsylvania $956 -$44 -4.4%
Rhode Island $1,336 $336 33.6%
South Carolina $906 -$94 -9.4%
South Dakota $846 -$154 -15.4%
Tennessee $878 -$122 -12.2%
Texas $1,208 $208 20.8%
Utah $742 -$258 -25.8%
Vermont $686 -$314 -31.4%
Virginia $598 -$402 -40.2%
Washington $774 -$226 -22.6%
West Virginia $916 -$84 -8.4%
Wisconsin $692 -$308 -30.8%
Wyoming $894 -$106 -10.6%

Using high physical damage deductibles could save up to $250 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to compare prices from multiple companies. Every company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Ford Transit Connect Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Ford Transit Connect XL 2WD $1,000 $83
Ford Transit Connect XLT 2WD $1,000 $83

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Ford Transit Connect Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Ford Transit Connect $244 $448 $398 $1,248
2022 Ford Transit Connect $236 $436 $416 $1,246
2021 Ford Transit Connect $228 $418 $430 $1,234
2020 Ford Transit Connect $216 $404 $442 $1,220
2019 Ford Transit Connect $206 $374 $452 $1,190
2018 Ford Transit Connect $198 $352 $456 $1,164
2017 Ford Transit Connect $190 $316 $460 $1,124
2016 Ford Transit Connect $178 $292 $460 $1,088
2015 Ford Transit Connect $172 $272 $464 $1,066
2012 Ford Transit Connect $150 $214 $478 $1,000
2011 Ford Transit Connect $140 $196 $474 $968

Rates are averaged for all Ford Transit Connect models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Ford Transit Connect Insurance

Finding better rates on insurance for a Ford Transit Connect not only requires being a safe and courteous driver, but also having a good credit score, refrain from filing small claims, and maximizing policy discounts. Compare prices once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

Below is a summary of the data that was touched on in the above illustrations.

  • You may be able to save approximately $110 per year simply by shopping early and online
  • Insureds who want higher levels of liability will pay an extra $530 per year to go from 30/60 bodily injury limits to the 250/500 level
  • Teenage drivers are expensive to insure, with the cost nearing $340 per month if comprehensive and collision insurance is included
  • Drivers considered higher risk who have multiple accidents or major violations could be charged and average of $1,160 more annually for auto insurance

Rates by Driver Age

Ford Transit Connect Insurance Rates by Driver Age
Driver Age Premium
16 $4,074
20 $2,300
30 $1,018
40 $1,000
50 $922
60 $900

Full coverage, $500 deductibles

Rates by Deductible

Ford Transit Connect Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,160
$250 $1,088
$500 $1,000
$1,000 $918

Full coverage, driver age 40

Rates by Liability Limit

Ford Transit Connect Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,000
50/100 $1,096
100/300 $1,215
250/500 $1,526
100 CSL $1,143
300 CSL $1,406
500 CSL $1,598

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Transit Connect Insurance Rates for High Risk Drivers
Age Premium
16 $5,740
20 $3,672
30 $2,180
40 $2,162
50 $2,072
60 $2,050

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $135

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $55
Homeowner $18
5-yr Accident Free $61
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $44
Online Quote $67
Total Discounts $395
Rate after discounts $605

Discounts are estimated and may not be available from every company or in every state.

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