Ford Transit Connect Insurance Rates

Estimated insurance rates for a Ford Transit Connect are $1,000 a year for full coverage insurance. Comprehensive insurance costs on average $150 a year, collision insurance costs $214, and liability coverage costs $478. A liability-only policy costs as little as $526 a year, and high-risk insurance costs $2,162 or more. Teenage drivers pay the most at up to $4,074 a year.

Average premium for full coverage: $1,000

Premium estimates by type of coverage:

Full coverage includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Transit Connect trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

These rate differences illustrate why it is important to compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Ford Transit Connect insurance rates for different risk profiles and scenarios.

• The best discount rate is $605
• Drivers who choose higher $1,000 deductibles will pay around $918 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,000
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $160 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,162
• An auto insurance policy that insures a teenage driver may cost $4,074 a year

Auto insurance prices for a Ford Transit Connect also have a wide range based on the trim level of your Transit Connect, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,000 a year. View Rates by Age

Where you choose to live makes a big difference in Ford Transit Connect insurance rates. A 40-year-old driver could pay as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,350 on average in Michigan, New York, and Florida.

Using high physical damage deductibles could save up to $250 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Ford Transit Connect Insurance

Finding better rates on auto insurance not only requires being a low-risk driver, but also maintaining a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Compare prices every other policy renewal by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The items below are a summary of the ideas that were touched on in this article.

• Teen drivers are charged the highest prices, with premiums being up to $340 per month if the policy includes full coverage
• Drivers who have multiple accidents or major violations may pay on average $1,160 more each year to insure their Transit Connect
• Increasing policy deductibles can save approximately $250 each year
• It is possible to save as much as $110 per year just by quoting early and online