Ford Transit Connect Insurance Rates

The average insurance rates for a Ford Transit Connect are $1,000 a year with full coverage. Comprehensive insurance costs approximately $150 a year, collision costs $214, and liability costs around $478. Buying just liability costs as low as $526 a year, with insurance for high-risk drivers costing $2,162 or more. Teen drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,000

Policy rates by type of insurance:

Price estimates include $500 deductible amounts, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Transit Connect trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Ford Transit Connect insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $605
• Using higher $1,000 deductibles will save $918 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,000
• Choosing low $100 deductibles for physical damage coverage will cost an extra $160 every year
• Drivers with multiple violations and an at-fault accident could pay around $2,162 or more
• Policy cost for full coverage for a teen driver can cost $4,074 or more

Insurance rates for a Ford Transit Connect also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as little as $900 a year, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $4,000 a year. View Rates by Age

Your home state has a huge impact on Ford Transit Connect insurance prices. A driver around age 40 might see rates as low as $720 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,350 on average in New York, Michigan, and Florida.

Choosing high deductibles could cut rates by as much as $250 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 133% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Ford Transit Connect Insurance

Finding cheaper rates on car insurance requires having a good driving record, maintaining good credit, not filing small claims, and maximizing policy discounts. Set aside time to compare rates every couple of years by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a condensed summary of the material that was covered above.

• Policyholders who purchase increased levels of liability coverage will pay about $530 every year to increase from a 30/60 limit to 250/500 limits
• Drivers age 20 and younger are expensive to insure, as much as $340 each month for full coverage
• Higher risk drivers with multiple at-fault accidents pay on average $1,160 more per year to buy Ford Transit Connect insurance
• Increasing comprehensive and collision deductibles can save around $250 each year