Ford Transit Connect Insurance Rates

The average insurance rates for a Ford Transit Connect are $1,000 a year including full coverage. Comprehensive insurance costs an estimated $150 each year, collision insurance costs $214, and liability coverage is estimated at $478. Liability-only insurance costs approximately $526 a year, and high-risk driver insurance costs $2,162 or more. 16-year-old drivers cost the most to insure at up to $4,074 a year.

Average premium for full coverage: $1,000

Policy rates broken down by type of insurance:

Prices are based on $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Transit Connect models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities. The graphic below illustrates how where you live affects insurance prices.

The examples above highlight why all drivers should get quotes for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Ford Transit Connect insurance rates for other coverage scenarios.

• The best full coverage rate is $605
• Choosing higher $1,000 deductibles can save approximately $82 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,000
• Buying low deductibles for comp and collision coverage will cost an additional $160 each year
• Drivers with multiple tickets or accidents could pay up to $2,162
• Policy cost that insures a teenage driver can cost as much as $4,074 each year

Auto insurance rates for a Ford Transit Connect also range considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,200 to $1,700 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges around 42% to 133% more than the average rate. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $4,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Ford Transit Connect insurance rates. A good driver about age 40 could pay as low as $770 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,430 on average in Louisiana, New York, and Michigan.

Opting for high physical damage deductibles can save as much as $250 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Ford Transit Connect Insurance

Finding cheaper rates on auto insurance takes being a safe and courteous driver, maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Comparison shop every other policy renewal by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

Below is a brief review of the ideas that were touched on in the above illustrations.

• Teenage drivers are the costliest to insure, with premiums being up to $340 each month if the policy includes full coverage
• Drivers with DUI or reckless driving convictions could be charged and average of $1,160 more annually for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• You may be able to save approximately $110 per year just by quoting online in advance