Ford Transit Connect Insurance Rates
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UPDATED: Mar 29, 2024
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U.S. average insurance rates for a Ford Transit Connect are $1,000 a year for full coverage insurance. Comprehensive costs around $150 a year, collision insurance costs $214, and liability is estimated at $478. Liability-only insurance costs approximately $526 a year, and high-risk driver insurance costs around $2,162. Teen drivers pay the highest rates at up to $4,074 a year.
Average premium for full coverage: $1,000
Price estimates for individual coverage:
Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Transit Connect trim levels.
Price Range from Low to High
For the normal driver, Ford Transit Connect insurance prices range from the low end price of $526 for basic liability insurance to a high of $2,162 for coverage for higher-risk drivers.
Geographic Price Range
Living in a larger city can make a big difference on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance rates.
The ranges above illustrate why it is important to get quotes for a specific zip code, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Ford Transit Connect insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $605
- Choosing higher $1,000 deductibles can save about $918 each year
- The estimated price for the average middle-age driver using $500 deductibles is $1,000
- Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,160
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,162
- The price that insures a 16-year-old driver can be $4,074 each year
Car insurance prices for a Ford Transit Connect are also quite variable based on the trim level of your Transit Connect, your age and driving record, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you are probably paying at least $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy ranges from 42% to 133% more than average. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $900 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged as much as $4,000 a year. View Rates by Age
The state you live in plays a big part in determining prices for Ford Transit Connect insurance prices. A good driver about age 40 could pay as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,350 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $906 | -$94 | -9.4% |
| Alaska | $768 | -$232 | -23.2% |
| Arizona | $832 | -$168 | -16.8% |
| Arkansas | $1,000 | -$0 | 0.0% |
| California | $1,140 | $140 | 14.0% |
| Colorado | $956 | -$44 | -4.4% |
| Connecticut | $1,030 | $30 | 3.0% |
| Delaware | $1,132 | $132 | 13.2% |
| Florida | $1,252 | $252 | 25.2% |
| Georgia | $924 | -$76 | -7.6% |
| Hawaii | $718 | -$282 | -28.2% |
| Idaho | $678 | -$322 | -32.2% |
| Illinois | $746 | -$254 | -25.4% |
| Indiana | $754 | -$246 | -24.6% |
| Iowa | $674 | -$326 | -32.6% |
| Kansas | $954 | -$46 | -4.6% |
| Kentucky | $1,366 | $366 | 36.6% |
| Louisiana | $1,482 | $482 | 48.2% |
| Maine | $618 | -$382 | -38.2% |
| Maryland | $826 | -$174 | -17.4% |
| Massachusetts | $802 | -$198 | -19.8% |
| Michigan | $1,740 | $740 | 74.0% |
| Minnesota | $838 | -$162 | -16.2% |
| Mississippi | $1,200 | $200 | 20.0% |
| Missouri | $888 | -$112 | -11.2% |
| Montana | $1,076 | $76 | 7.6% |
| Nebraska | $790 | -$210 | -21.0% |
| Nevada | $1,202 | $202 | 20.2% |
| New Hampshire | $720 | -$280 | -28.0% |
| New Jersey | $1,120 | $120 | 12.0% |
| New Mexico | $886 | -$114 | -11.4% |
| New York | $1,054 | $54 | 5.4% |
| North Carolina | $576 | -$424 | -42.4% |
| North Dakota | $820 | -$180 | -18.0% |
| Ohio | $692 | -$308 | -30.8% |
| Oklahoma | $1,028 | $28 | 2.8% |
| Oregon | $916 | -$84 | -8.4% |
| Pennsylvania | $956 | -$44 | -4.4% |
| Rhode Island | $1,336 | $336 | 33.6% |
| South Carolina | $906 | -$94 | -9.4% |
| South Dakota | $846 | -$154 | -15.4% |
| Tennessee | $878 | -$122 | -12.2% |
| Texas | $1,208 | $208 | 20.8% |
| Utah | $742 | -$258 | -25.8% |
| Vermont | $686 | -$314 | -31.4% |
| Virginia | $598 | -$402 | -40.2% |
| Washington | $774 | -$226 | -22.6% |
| West Virginia | $916 | -$84 | -8.4% |
| Wisconsin | $692 | -$308 | -30.8% |
| Wyoming | $894 | -$106 | -10.6% |
Choosing high deductibles can save as much as $250 annually, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Ford Transit Connect XL 2WD | $1,000 | $83 |
| Ford Transit Connect XLT 2WD | $1,000 | $83 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Transit Connect | $244 | $448 | $398 | $1,248 |
| 2022 Ford Transit Connect | $236 | $436 | $416 | $1,246 |
| 2021 Ford Transit Connect | $228 | $418 | $430 | $1,234 |
| 2020 Ford Transit Connect | $216 | $404 | $442 | $1,220 |
| 2019 Ford Transit Connect | $206 | $374 | $452 | $1,190 |
| 2018 Ford Transit Connect | $198 | $352 | $456 | $1,164 |
| 2017 Ford Transit Connect | $190 | $316 | $460 | $1,124 |
| 2016 Ford Transit Connect | $178 | $292 | $460 | $1,088 |
| 2015 Ford Transit Connect | $172 | $272 | $464 | $1,066 |
| 2012 Ford Transit Connect | $150 | $214 | $478 | $1,000 |
| 2011 Ford Transit Connect | $140 | $196 | $474 | $968 |
Rates are averaged for all Ford Transit Connect models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Ford Transit Connect Insurance
Getting lower rates on insurance for a Ford Transit Connect takes being a good driver, having a positive credit history, not filing small claims, and consideration of higher deductibles. Shop around at least once a year by getting quotes from direct insurance companies, and also from insurance agencies where you live.
The following list is a brief recap of the primary concepts that were presented in the illustrations above.
- It is possible to save up to $110 per year just by quoting early and online
- Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,160 more every year than a safer driver
- Increasing physical damage deductibles can save approximately $250 each year
- Drivers age 16 to 20 are the costliest to insure, as much as $340 a month if full coverage is purchased
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,074 |
| 20 | $2,300 |
| 30 | $1,018 |
| 40 | $1,000 |
| 50 | $922 |
| 60 | $900 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,160 |
| $250 | $1,088 |
| $500 | $1,000 |
| $1,000 | $918 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,000 |
| 50/100 | $1,096 |
| 100/300 | $1,215 |
| 250/500 | $1,526 |
| 100 CSL | $1,143 |
| 300 CSL | $1,406 |
| 500 CSL | $1,598 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,740 |
| 20 | $3,672 |
| 30 | $2,180 |
| 40 | $2,162 |
| 50 | $2,072 |
| 60 | $2,050 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $61 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $67 |
| Total Discounts | $395 |
Discounts are estimated and may not be available from every company or in every state.
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