Ford Transit Connect Insurance Rates

The average auto insurance rates for a Ford Transit Connect are $1,000 annually for full coverage insurance. Comprehensive costs approximately $150, collision insurance costs $214, and liability coverage costs $478. Buying just liability costs as little as $526 a year, and insurance for high-risk drivers costs around $2,162. Teen drivers cost the most to insure at up to $4,074 a year.

Average premium for full coverage: $1,000

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for different Transit Connect trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than larger metro areas. The price range example below illustrates the effect of geographic area on auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Ford Transit Connect insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $605
• Drivers who choose higher $1,000 deductibles will pay $82 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,000
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost $1,160
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,162
• Policy cost with full coverage for a teenage driver with full coverage can cost $4,074 a year

Insurance rates for a Ford Transit Connect also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance can cost around 42% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $250 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Ford Transit Connect insurance rates. A 40-year-old driver could pay as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,350 on average in Florida, New York, and Michigan.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Ford Transit Connect Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and violations, but also having a good credit history, being claim-free, and possibly raising deductibles. Take the time to compare rates at least every other year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a brief review of the car insurance concepts covered in the above illustrations.

• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,160 more per year for car insurance
• It is possible to save around $110 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Consumers who purchase higher liability limits will pay about $530 annually to go from a 30/60 limit to higher 250/500 limits