Ford Transit Connect Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 29, 2024
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Average insurance rates for a Ford Transit Connect are $968 a year for full coverage insurance. Comprehensive costs approximately $140 each year, collision insurance costs $196, and liability coverage is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs around $2,092. Teen drivers receive the highest rates at up to $3,968 a year.
Average premium for full coverage: $968
Rate estimates by individual coverage type:
Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Transit Connect models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as low as $522 for your basic liability-only policy to a high rate of $2,092 for a high-risk driver policy.
Price Range by Location
Living in a larger city has a large influence on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance prices.
These examples illustrate why all drivers should get quotes using their specific location and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Ford Transit Connect insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $588
- Choosing higher $1,000 deductibles can save $76 each year
- The average rate for a 40-year-old driver who chooses $500 deductibles is $968
- Choosing low deductibles for comp and collision coverage will increase the cost to $1,114
- Drivers with multiple violations and an at-fault accident could pay around $2,092
- The cost for full coverage for a teenage driver can cost $3,968 each year
Insurance rates for a Ford Transit Connect can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.
More mature drivers with no violations or accidents and high deductibles may only pay around $900 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age
Where you live plays a big part in determining prices for Ford Transit Connect insurance rates. A good driver about age 40 could pay as low as $640 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,310 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $878 | -$90 | -9.3% |
| Alaska | $742 | -$226 | -23.3% |
| Arizona | $804 | -$164 | -16.9% |
| Arkansas | $968 | -$0 | 0.0% |
| California | $1,104 | $136 | 14.0% |
| Colorado | $926 | -$42 | -4.3% |
| Connecticut | $996 | $28 | 2.9% |
| Delaware | $1,098 | $130 | 13.4% |
| Florida | $1,214 | $246 | 25.4% |
| Georgia | $894 | -$74 | -7.6% |
| Hawaii | $696 | -$272 | -28.1% |
| Idaho | $656 | -$312 | -32.2% |
| Illinois | $720 | -$248 | -25.6% |
| Indiana | $728 | -$240 | -24.8% |
| Iowa | $652 | -$316 | -32.6% |
| Kansas | $922 | -$46 | -4.8% |
| Kentucky | $1,322 | $354 | 36.6% |
| Louisiana | $1,432 | $464 | 47.9% |
| Maine | $598 | -$370 | -38.2% |
| Maryland | $798 | -$170 | -17.6% |
| Massachusetts | $776 | -$192 | -19.8% |
| Michigan | $1,684 | $716 | 74.0% |
| Minnesota | $810 | -$158 | -16.3% |
| Mississippi | $1,160 | $192 | 19.8% |
| Missouri | $858 | -$110 | -11.4% |
| Montana | $1,042 | $74 | 7.6% |
| Nebraska | $762 | -$206 | -21.3% |
| Nevada | $1,162 | $194 | 20.0% |
| New Hampshire | $698 | -$270 | -27.9% |
| New Jersey | $1,084 | $116 | 12.0% |
| New Mexico | $858 | -$110 | -11.4% |
| New York | $1,020 | $52 | 5.4% |
| North Carolina | $558 | -$410 | -42.4% |
| North Dakota | $794 | -$174 | -18.0% |
| Ohio | $670 | -$298 | -30.8% |
| Oklahoma | $996 | $28 | 2.9% |
| Oregon | $886 | -$82 | -8.5% |
| Pennsylvania | $926 | -$42 | -4.3% |
| Rhode Island | $1,292 | $324 | 33.5% |
| South Carolina | $878 | -$90 | -9.3% |
| South Dakota | $818 | -$150 | -15.5% |
| Tennessee | $850 | -$118 | -12.2% |
| Texas | $1,168 | $200 | 20.7% |
| Utah | $718 | -$250 | -25.8% |
| Vermont | $664 | -$304 | -31.4% |
| Virginia | $580 | -$388 | -40.1% |
| Washington | $750 | -$218 | -22.5% |
| West Virginia | $886 | -$82 | -8.5% |
| Wisconsin | $672 | -$296 | -30.6% |
| Wyoming | $864 | -$104 | -10.7% |
Choosing high deductibles can save as much as $230 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 additional per year, depending on your age. Insurance for high-risk drivers ranges around 43% to 138% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Ford Transit Connect XL 2WD | $968 | $81 |
| Ford Transit Connect XLT 2WD | $968 | $81 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Transit Connect | $236 | $436 | $416 | $1,246 |
| 2022 Ford Transit Connect | $228 | $418 | $430 | $1,234 |
| 2021 Ford Transit Connect | $216 | $404 | $442 | $1,220 |
| 2020 Ford Transit Connect | $206 | $374 | $452 | $1,190 |
| 2019 Ford Transit Connect | $198 | $352 | $456 | $1,164 |
| 2018 Ford Transit Connect | $190 | $316 | $460 | $1,124 |
| 2017 Ford Transit Connect | $178 | $292 | $460 | $1,088 |
| 2016 Ford Transit Connect | $172 | $272 | $464 | $1,066 |
| 2015 Ford Transit Connect | $168 | $254 | $474 | $1,054 |
| 2012 Ford Transit Connect | $140 | $196 | $474 | $968 |
| 2011 Ford Transit Connect | $132 | $178 | $474 | $942 |
Rates are averaged for all Ford Transit Connect models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Ford Transit Connect Insurance
Saving money on auto insurance takes having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.
The following items are a brief recap of the information touched on in the above illustrations.
- It is possible to save around $110 per year just by quoting online in advance
- 16 to 18-year-old drivers are the costliest to insure, costing up to $331 per month including comprehensive and collision insurance
- Increasing deductibles can save around $225 each year
- Drivers who tend to receive serious violations may pay on average $1,120 more per year than a driver with a clean driving record
- Consumers who purchase additional liability coverage will pay about $520 annually to raise limits from a minimum limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,968 |
| 20 | $2,226 |
| 30 | $982 |
| 40 | $968 |
| 50 | $890 |
| 60 | $872 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,114 |
| $250 | $1,048 |
| $500 | $968 |
| $1,000 | $892 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $968 |
| 50/100 | $1,063 |
| 100/300 | $1,181 |
| 250/500 | $1,489 |
| 100 CSL | $1,110 |
| 300 CSL | $1,371 |
| 500 CSL | $1,561 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,580 |
| 20 | $3,554 |
| 30 | $2,104 |
| 40 | $2,092 |
| 50 | $2,002 |
| 60 | $1,980 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $58 |
| 5-yr Claim Free | $61 |
| Paid in Full/EFT | $34 |
| Advance Quote | $42 |
| Online Quote | $65 |
| Total Discounts | $380 |
Discounts are estimated and may not be available from every company or in every state.
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