Ford Transit Connect Insurance Rates

The average insurance rates for a Ford Transit Connect are $968 a year for full coverage. Comprehensive insurance costs approximately $140 a year, collision costs $196, and liability costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,092 or more. Teenage drivers cost the most to insure at $3,968 a year or more.

Average premium for full coverage: $968

Policy rates by type of insurance:

Includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Transit Connect trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural locations are shown to have lower incidents of accident claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above show why it is important to compare rates using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Ford Transit Connect insurance rates for additional coverage and risk scenarios.

• The best discount rate is $588
• Drivers who choose higher $1,000 deductibles will pay $892 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $968
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $146 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,092 or more
• Policy cost that insures a teen driver can cost $3,968 a year

Car insurance rates for a Ford Transit Connect also range considerably based on the trim level of your Transit Connect, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 138% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $3,900 a year. View Rates by Age

Your home state makes a big difference in Ford Transit Connect insurance prices. A 40-year-old driver could pay as low as $640 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,380 on average in New York, Louisiana, and Michigan.

Using high physical damage deductibles could save up to $230 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes and see which company has the best rate. Every company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Ford Transit Connect Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also having a positive credit history, avoid buying unnecessary coverage, and avoiding coverage lapses. Compare prices every year by requesting quotes from direct carriers, and also from insurance agencies where you live.

The items below are a recap of the coverage data covered in the above illustrations.

• Drivers can save around $110 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $225 each year
• Teen drivers pay the highest auto insurance rates, costing up to $331 each month if full coverage is purchased
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,120 more per year to insure their Transit Connect