Ford Transit Connect Insurance Rates

Estimated insurance rates for a Ford Transit Connect are $1,000 a year including full coverage. Comprehensive costs an estimated $150, collision costs $214, and liability costs $478. Liability-only insurance costs as little as $526 a year, with high-risk driver insurance costing around $2,162. Teenage drivers pay the most at $4,074 a year or more.

Average premium for full coverage: $1,000

Premium estimates broken down by type of coverage:

Full coverage includes $500 physical damage deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for different Transit Connect trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how where you live affects insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare rates for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Ford Transit Connect insurance rates for other coverage scenarios.

• The best discount rate is $605
• Drivers who choose higher $1,000 deductibles will pay approximately $82 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,000
• Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,160
• Drivers who are prone to accidents and violations could pay up to $2,162 or more
• An auto insurance policy that insures a 16-year-old driver with full coverage can cost as much as $4,074 a year

Insurance prices for a Ford Transit Connect also have a wide range based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,200 to $1,700 additional annually, depending on your age. High-risk driver insurance can cost from 42% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,000 a year. View Rates by Age

Where you choose to live makes a big difference in Ford Transit Connect insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,430 on average in Louisiana, New York, and Michigan.

Using high physical damage deductibles could save up to $250 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to compare prices from multiple companies. Every company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Ford Transit Connect Insurance

Finding better rates on insurance for a Ford Transit Connect not only requires being a safe and courteous driver, but also having a good credit score, refrain from filing small claims, and maximizing policy discounts. Compare prices once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

Below is a summary of the data that was touched on in the above illustrations.

• You may be able to save approximately $110 per year simply by shopping early and online
• Insureds who want higher levels of liability will pay an extra $530 per year to go from 30/60 bodily injury limits to the 250/500 level
• Teenage drivers are expensive to insure, with the cost nearing $340 per month if comprehensive and collision insurance is included
• Drivers considered higher risk who have multiple accidents or major violations could be charged and average of $1,160 more annually for auto insurance