Ford Transit Connect Insurance Rates
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UPDATED: Mar 29, 2024
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U.S. average insurance rates for a Ford Transit Connect are $1,024 a year for full coverage. Comprehensive costs around $156 each year, collision insurance costs $236, and liability is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs around $2,214. Teenage drivers pay the highest rates at up to $4,146 a year.
Average premium for full coverage: $1,024
Price estimates for individual coverage:
These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Transit Connect models.
Price Range from Low to High
For the normal driver, Ford Transit Connect insurance prices range from as low as $522 for the bare minimum liability coverage to a high rate of $2,214 for a driver who has had serious violations or accidents.
Geographic Price Range
Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance rates.
The ranges above show why all drivers should get quotes for a specific zip code and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Ford Transit Connect insurance rates for additional coverage choices and driver risks.
- The best discount rate is $616
- Choosing higher $1,000 deductibles can save about $90 a year
- The average rate for the average middle-age driver using $500 deductibles is $1,024
- Using low deductibles for comp and collision coverage will increase the cost to $1,194
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,214
- The price for full coverage for a 16-year-old driver can be $4,146 each year
Insurance prices for a Ford Transit Connect are also quite variable based on your driving record, the trim level of your Transit Connect, and deductibles and policy limits.
More mature drivers with no violations or accidents and high deductibles may pay as low as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay as much as $4,100 a year. View Rates by Age
The state you live in plays a big part in determining prices for Ford Transit Connect insurance prices. A good driver about age 40 could pay as low as $680 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,460 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $926 | -$98 | -9.6% |
| Alaska | $784 | -$240 | -23.4% |
| Arizona | $848 | -$176 | -17.2% |
| Arkansas | $1,024 | -$0 | 0.0% |
| California | $1,166 | $142 | 13.9% |
| Colorado | $978 | -$46 | -4.5% |
| Connecticut | $1,052 | $28 | 2.7% |
| Delaware | $1,160 | $136 | 13.3% |
| Florida | $1,282 | $258 | 25.2% |
| Georgia | $944 | -$80 | -7.8% |
| Hawaii | $736 | -$288 | -28.1% |
| Idaho | $692 | -$332 | -32.4% |
| Illinois | $762 | -$262 | -25.6% |
| Indiana | $768 | -$256 | -25.0% |
| Iowa | $690 | -$334 | -32.6% |
| Kansas | $974 | -$50 | -4.9% |
| Kentucky | $1,396 | $372 | 36.3% |
| Louisiana | $1,514 | $490 | 47.9% |
| Maine | $632 | -$392 | -38.3% |
| Maryland | $844 | -$180 | -17.6% |
| Massachusetts | $820 | -$204 | -19.9% |
| Michigan | $1,778 | $754 | 73.6% |
| Minnesota | $856 | -$168 | -16.4% |
| Mississippi | $1,226 | $202 | 19.7% |
| Missouri | $908 | -$116 | -11.3% |
| Montana | $1,098 | $74 | 7.2% |
| Nebraska | $806 | -$218 | -21.3% |
| Nevada | $1,228 | $204 | 19.9% |
| New Hampshire | $736 | -$288 | -28.1% |
| New Jersey | $1,144 | $120 | 11.7% |
| New Mexico | $908 | -$116 | -11.3% |
| New York | $1,078 | $54 | 5.3% |
| North Carolina | $590 | -$434 | -42.4% |
| North Dakota | $838 | -$186 | -18.2% |
| Ohio | $708 | -$316 | -30.9% |
| Oklahoma | $1,052 | $28 | 2.7% |
| Oregon | $936 | -$88 | -8.6% |
| Pennsylvania | $978 | -$46 | -4.5% |
| Rhode Island | $1,364 | $340 | 33.2% |
| South Carolina | $926 | -$98 | -9.6% |
| South Dakota | $864 | -$160 | -15.6% |
| Tennessee | $896 | -$128 | -12.5% |
| Texas | $1,232 | $208 | 20.3% |
| Utah | $758 | -$266 | -26.0% |
| Vermont | $702 | -$322 | -31.4% |
| Virginia | $614 | -$410 | -40.0% |
| Washington | $792 | -$232 | -22.7% |
| West Virginia | $936 | -$88 | -8.6% |
| Wisconsin | $710 | -$314 | -30.7% |
| Wyoming | $912 | -$112 | -10.9% |
Using high physical damage deductibles can save as much as $260 annually, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you could be paying at least $1,200 to $1,700 additional each year, depending on your age. Insurance for high-risk drivers ranges from 41% to 130% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Ford Transit Connect XL 2WD | $1,024 | $85 |
| Ford Transit Connect XLT 2WD | $1,024 | $85 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Transit Connect | $254 | $452 | $390 | $1,254 |
| 2022 Ford Transit Connect | $244 | $448 | $398 | $1,248 |
| 2021 Ford Transit Connect | $236 | $436 | $416 | $1,246 |
| 2020 Ford Transit Connect | $228 | $418 | $430 | $1,234 |
| 2019 Ford Transit Connect | $216 | $404 | $442 | $1,220 |
| 2018 Ford Transit Connect | $206 | $374 | $452 | $1,190 |
| 2017 Ford Transit Connect | $198 | $352 | $456 | $1,164 |
| 2016 Ford Transit Connect | $190 | $316 | $460 | $1,124 |
| 2015 Ford Transit Connect | $178 | $292 | $460 | $1,088 |
| 2012 Ford Transit Connect | $156 | $236 | $474 | $1,024 |
| 2011 Ford Transit Connect | $150 | $214 | $478 | $1,000 |
Rates are averaged for all Ford Transit Connect models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Ford Transit Connect Insurance
Getting lower rates on insurance for a Ford Transit Connect takes having a decent driving record, having a good credit history, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest the time to compare rates every other policy renewal by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.
The following items are a brief summary of the ideas that were presented in the illustrations above.
- 16 to 18-year-old drivers are charged the highest prices, with premiums as much as $346 a month including comprehensive and collision insurance
- Drivers considered higher risk that tend to have accidents or serious violations may be required to pay an average of $1,190 more every year than a driver with a clean driving record
- Increasing physical damage deductibles can save around $250 each year
- Drivers can save up to $120 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,146 |
| 20 | $2,356 |
| 30 | $1,042 |
| 40 | $1,024 |
| 50 | $938 |
| 60 | $920 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,194 |
| $250 | $1,116 |
| $500 | $1,024 |
| $1,000 | $934 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,024 |
| 50/100 | $1,119 |
| 100/300 | $1,237 |
| 250/500 | $1,545 |
| 100 CSL | $1,166 |
| 300 CSL | $1,427 |
| 500 CSL | $1,617 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,844 |
| 20 | $3,762 |
| 30 | $2,232 |
| 40 | $2,214 |
| 50 | $2,118 |
| 60 | $2,096 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $52 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $69 |
| Total Discounts | $408 |
Discounts are estimated and may not be available from every company or in every state.
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