Ford Transit Connect Insurance Rates

U.S. average insurance rates for a Ford Transit Connect are $968 a year for full coverage insurance. Comprehensive insurance costs approximately $140 a year, collision costs $196, and liability insurance is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing $2,092 or more. Teenage drivers pay the highest rates at $3,968 a year or more.

Average premium for full coverage: $968

Price estimates by individual coverage:

Full coverage includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Transit Connect trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance prices.

The ranges above illustrate why it is important to compare rates quotes using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Ford Transit Connect insurance rates for additional coverage and risk scenarios.

• The best discount rate is $588
• Raising to $1,000 deductibles will save $892 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $968
• Using low $100 deductibles will cost an additional $146 a year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,092 or more
• The price that insures a teen driver can cost $3,968

Auto insurance prices for a Ford Transit Connect are also quite variable based on the trim level of your Transit Connect, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 138% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $3,900 a year. View Rates by Age

The state you live in also has a big influence on Ford Transit Connect insurance rates. A middle-age driver might find prices as low as $640 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,310 on average in Florida, New York, and Michigan.

Using high physical damage deductibles can reduce prices by up to $230 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Ford Transit Connect Insurance

Getting lower rates on Ford Transit Connect insurance consists of being a low-risk driver, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Compare prices every other policy renewal by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

The items below are a summary of the ideas that were touched on above.

• Teen drivers have the highest car insurance prices, as much as $331 a month if the policy includes full coverage
• High-risk drivers who have multiple accidents or major violations could be charged and average of $1,120 more per year to insure their Transit Connect
• Increasing physical damage deductibles can save approximately $225 each year
• It is possible to save around $110 per year simply by quoting early and online