Ford Transit Connect Insurance Rates
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UPDATED: Mar 29, 2024
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U.S. average insurance prices for a Ford Transit Connect are $1,000 every 12 months for full coverage insurance. Comprehensive costs around $150 each year, collision insurance costs $214, and liability costs $478. Liability-only insurance costs as little as $526 a year, and high-risk driver insurance costs around $2,162. 16-year-old drivers pay the highest rates at up to $4,074 a year.
Average premium for full coverage: $1,000
Price estimates for individual coverage:
Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and Transit Connect models.
Price Range from Low to High
For the average 40-year-old driver, Ford Transit Connect insurance prices range from the cheapest price of $526 for just liability coverage to a high rate of $2,162 for a driver who has had serious violations or accidents.
Geographic Price Range
Your location can have significant affects on car insurance rates. Areas with sparse population have more infrequent physical damage claims than congested cities. The graphic below illustrates the difference location can make on auto insurance rates.
The ranges above illustrate why all drivers should compare rates for a specific zip code and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates average Ford Transit Connect insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $605
- Drivers who choose higher $1,000 deductibles will pay about $82 each year
- The average price for the average middle-age driver using $500 deductibles is $1,000
- Buying low deductibles for comprehensive and collision insurance increases the price to $1,160
- Higher-risk drivers with multiple tickets or accidents could pay at least $2,162
- The price to insure a teen driver can be $4,074 a year
Car insurance prices for a Ford Transit Connect are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.
Opting for high physical damage deductibles could save up to $250 every year, whereas increasing liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles may pay as little as $900 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $4,000 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 133% more than the average rate. View High Risk Driver Rates
The state you live in makes a big difference in Ford Transit Connect insurance prices. A 40-year-old driver could pay as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,350 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $906 | -$94 | -9.4% |
| Alaska | $768 | -$232 | -23.2% |
| Arizona | $832 | -$168 | -16.8% |
| Arkansas | $1,000 | -$0 | 0.0% |
| California | $1,140 | $140 | 14.0% |
| Colorado | $956 | -$44 | -4.4% |
| Connecticut | $1,030 | $30 | 3.0% |
| Delaware | $1,132 | $132 | 13.2% |
| Florida | $1,252 | $252 | 25.2% |
| Georgia | $924 | -$76 | -7.6% |
| Hawaii | $718 | -$282 | -28.2% |
| Idaho | $678 | -$322 | -32.2% |
| Illinois | $746 | -$254 | -25.4% |
| Indiana | $754 | -$246 | -24.6% |
| Iowa | $674 | -$326 | -32.6% |
| Kansas | $954 | -$46 | -4.6% |
| Kentucky | $1,366 | $366 | 36.6% |
| Louisiana | $1,482 | $482 | 48.2% |
| Maine | $618 | -$382 | -38.2% |
| Maryland | $826 | -$174 | -17.4% |
| Massachusetts | $802 | -$198 | -19.8% |
| Michigan | $1,740 | $740 | 74.0% |
| Minnesota | $838 | -$162 | -16.2% |
| Mississippi | $1,200 | $200 | 20.0% |
| Missouri | $888 | -$112 | -11.2% |
| Montana | $1,076 | $76 | 7.6% |
| Nebraska | $790 | -$210 | -21.0% |
| Nevada | $1,202 | $202 | 20.2% |
| New Hampshire | $720 | -$280 | -28.0% |
| New Jersey | $1,120 | $120 | 12.0% |
| New Mexico | $886 | -$114 | -11.4% |
| New York | $1,054 | $54 | 5.4% |
| North Carolina | $576 | -$424 | -42.4% |
| North Dakota | $820 | -$180 | -18.0% |
| Ohio | $692 | -$308 | -30.8% |
| Oklahoma | $1,028 | $28 | 2.8% |
| Oregon | $916 | -$84 | -8.4% |
| Pennsylvania | $956 | -$44 | -4.4% |
| Rhode Island | $1,336 | $336 | 33.6% |
| South Carolina | $906 | -$94 | -9.4% |
| South Dakota | $846 | -$154 | -15.4% |
| Tennessee | $878 | -$122 | -12.2% |
| Texas | $1,208 | $208 | 20.8% |
| Utah | $742 | -$258 | -25.8% |
| Vermont | $686 | -$314 | -31.4% |
| Virginia | $598 | -$402 | -40.2% |
| Washington | $774 | -$226 | -22.6% |
| West Virginia | $916 | -$84 | -8.4% |
| Wisconsin | $692 | -$308 | -30.8% |
| Wyoming | $894 | -$106 | -10.6% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Ford Transit Connect XL 2WD | $1,000 | $83 |
| Ford Transit Connect XLT 2WD | $1,000 | $83 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Transit Connect | $244 | $448 | $398 | $1,248 |
| 2022 Ford Transit Connect | $236 | $436 | $416 | $1,246 |
| 2021 Ford Transit Connect | $228 | $418 | $430 | $1,234 |
| 2020 Ford Transit Connect | $216 | $404 | $442 | $1,220 |
| 2019 Ford Transit Connect | $206 | $374 | $452 | $1,190 |
| 2018 Ford Transit Connect | $198 | $352 | $456 | $1,164 |
| 2017 Ford Transit Connect | $190 | $316 | $460 | $1,124 |
| 2016 Ford Transit Connect | $178 | $292 | $460 | $1,088 |
| 2015 Ford Transit Connect | $172 | $272 | $464 | $1,066 |
| 2012 Ford Transit Connect | $150 | $214 | $478 | $1,000 |
| 2011 Ford Transit Connect | $140 | $196 | $474 | $968 |
Rates are averaged for all Ford Transit Connect models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Ford Transit Connect Insurance
Getting lower rates on car insurance not only requires being a good driver, but also maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Make time to compare rates every other policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following list is a quick rundown of the ideas that were touched on in this article.
- Drivers age 16 to 20 are the costliest to insure, as much as $340 a month if the policy includes full coverage
- Higher risk drivers with reckless driving or DUI convictions may pay on average $1,160 more every year than a safer driver
- Increasing physical damage deductibles could save as much as $250 each year
- It is possible to save up to $110 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,074 |
| 20 | $2,300 |
| 30 | $1,018 |
| 40 | $1,000 |
| 50 | $922 |
| 60 | $900 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,160 |
| $250 | $1,088 |
| $500 | $1,000 |
| $1,000 | $918 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,000 |
| 50/100 | $1,096 |
| 100/300 | $1,215 |
| 250/500 | $1,526 |
| 100 CSL | $1,143 |
| 300 CSL | $1,406 |
| 500 CSL | $1,598 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,740 |
| 20 | $3,672 |
| 30 | $2,180 |
| 40 | $2,162 |
| 50 | $2,072 |
| 60 | $2,050 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $61 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $67 |
| Total Discounts | $395 |
Discounts are estimated and may not be available from every company or in every state.
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