Ford Transit Connect Insurance Rates

The average insurance prices for a Ford Transit Connect are $968 every 12 months with full coverage. Comprehensive insurance costs on average $140, collision costs $196, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,092 or more. Teenage drivers cost the most to insure at $3,968 a year or more.

Average premium for full coverage: $968

Policy rates by type of insurance:

Rate estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Transit Connect trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Rural areas are shown to have more infrequent collision claims than densely populated cities.

The price range example below illustrates how location helps determine car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Ford Transit Connect insurance rates for different risk profiles and scenarios.

• The best discount rate is $588
• Drivers who choose higher $1,000 deductibles will pay around $76 annually
• The average price for a good driver age 40 with $500 deductibles is $968
• Using more expensive low deductibles for comprehensive and collision insurance costs an extra $146 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,092 or more
• Policy cost to insure a teenage driver with full coverage may cost $3,968 a year

Auto insurance rates for a Ford Transit Connect also range considerably based on liability limits and deductibles, your driving record, and the trim level of your Transit Connect.

Using high physical damage deductibles could save up to $230 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay upwards of $3,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,200 to $1,700 in extra premium every year, depending on your age. High-risk driver insurance can cost around 43% to 138% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Ford Transit Connect insurance rates. A 40-year-old driver could pay as low as $700 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,310 on average in Florida, Michigan, and New York.

Because rates have so much variability, the best way to find out exactly what you will pay is to compare rates and see how they stack up. Every company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Ford Transit Connect Insurance

Finding cheaper rates on auto insurance not only requires not taking risks behind the wheel, but also having a good credit score, not filing small claims, and taking advantage of discounts. Invest time comparing rates at every other renewal by getting quotes from direct companies, and also from local exclusive and independent agents.

The following is a brief recap of the concepts that were covered in the charts and tables above.

• Drivers who tend to receive serious violations may pay on average $1,120 more each year for Transit Connect insurance
• Teens are charged the highest rates, as much as $331 each month if comprehensive and collision insurance is included
• You may be able to save as much as $110 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $225 each year
• You may be able to save as much as $110 per year simply by shopping early and online