Ford Transit Connect Insurance Rates

Average insurance rates for a Ford Transit Connect are $968 a year including full coverage. Comprehensive costs on average $140, collision insurance costs $196, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,092. Teen drivers receive the highest rates at up to $3,968 a year.

Average premium for full coverage: $968

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for different Transit Connect trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than larger metro areas. The price range example below illustrates how geographic area affects car insurance rates.

These examples highlight why anyone shopping for car insurance should compare prices based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Ford Transit Connect insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $588
• Using higher $1,000 deductibles will save around $76 every year
• The estimated price for a 40-year-old driver with $500 deductibles is $968
• Choosing more expensive low deductibles for physical damage coverage bumps up the cost to $1,114
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,092
• The cost that insures a teen driver with full coverage may cost $3,968 or more

Insurance rates for a Ford Transit Connect can also vary considerably based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,200 to $1,700 extra per year, depending on your age. High-risk driver insurance can be as much as 43% to 138% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $900 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay upwards of $3,900 a year. View Rates by Age

Where you live has a huge impact on Ford Transit Connect insurance prices. A driver around age 40 might see rates as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,380 on average in Michigan, New York, and Louisiana.

Choosing high deductibles could cut rates by as much as $230 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Ford Transit Connect Insurance

Saving money on car insurance requires avoiding accidents and violations, having above-average credit, not filing small claims, and determing if full coverage is necessary. Shop around once a year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a brief summary of the data that was presented in the illustrations above.

• You may be able to save as much as $110 per year just by shopping early and online
• Policyholders who require higher liability limits will pay about $520 per year to increase from a minimum limit to the 250/500 level
• Teenagers pay the highest rates, as much as $331 per month if full coverage is included
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,120 more each year for car insurance