Dodge Stratus Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 13, 2023
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Shopping for auto insurance through online rate quotes is simple to do and at the same time you might just save a little. The critical component is getting rates from all providers so you can get the lowest priced insurance.
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Auto insurance rates paid to insure a Dodge Stratus can be significantly different subject to many criteria. Taken into consideration are:
- Traffic citations increase rates
- Better credit means lower rates
- Where you reside can make a big difference
- Annual mileage can affect rates
- Male drivers pay higher rates
- Low deductibles cost more
- Your vehicle's safety rating
- Claims drive up premiums
- Having continuous coverage saves you money
- Whether you rent or own your home
A final factor that will help determine Dodge Stratus insurance rates is the model year. Older cars and trucks have a reduced actual cash value in comparison to older models so the costs to repair can decrease annual premiums. Although new Stratus models may have a trim level with safety features included like an advanced theft deterrent system, blind-spot warning system, automatic crash notification, and tire pressure monitors that may help give discounted rates.
Auto liability - damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .
Auto collision coverage - an object or car. . , . .
Comprehensive coverages - that is not covered by collision coverage. . you can receive from a comprehensive claim , .
UM/UIM (Uninsured/Underinsured Motorist) coverage - This . , . .
Medical payments and PIP coverage - expenses doctor visits, EMT expenses, and X-ray expenses. . .
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