Dodge Stratus Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 13, 2023
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Shopping for auto insurance through online rate quotes is easy, plus you might just save a little. The key is to compare rates from all companies in order to have the lowest rate quotes.
Consumers not familiar with buying insurance may think buying low-cost Dodge Stratus insurance is going to be difficult. When shopping for auto insurance there are multiple ways of comparing rates from different insurance companies. The quickest method to compare Dodge Stratus insurance rates consists of shopping online. This can be done by comparing rates here.
Auto insurance rates on a Dodge Stratus will vary greatly based upon several criteria. Including but not limited to:
- Your driving record
- Your credit history
- Where you reside can make a big difference
- The number of annual miles
- Male rates may be higher
- Deductible amount directly impacts your rate
- Crash test rating for your Stratus
- What you do for a living
- The level of coverage
- Home ownership saves money
A final factor that will help determine Dodge Stratus insurance cost is the model year. Older cars and trucks have a lower value in comparison to older models so the cost to replace them will push premiums down. Conversely, newer vehicles may have a trim level with safety features such as adaptive cruise control, autonomous braking, traction control, and forward-collision avoidance so those may lower rates.
Auto liability
damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .
Collision
a stationary object or other vehicle. . , . .
Comprehensive coverages
from a wide range of events other than collision. . your auto insurance company will pay , .
Uninsured Motorist or Underinsured Motorist insurance
Uninsured or Underinsured Motorist coverage . , . .
Medical payments and PIP coverage
immediate expenses EMT expenses, pain medications, and nursing services. . .
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