Dodge Stratus Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 13, 2023

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Finding cheaper auto insurance by quoting online can be fast and easy and at the same time you will probably save money. The most important part is to compare rates from all providers so you can get all possible prices.

If you are a novice to online auto insurance shopping, it's easy to be confused by the hoards of online companies competing for your business. Finding a better price on auto insurance is a fairly straight forward process. All you need to do is spend a few minutes comparing rates provided by online insurance companies. It is quite easy and can be accomplished by completing this short form.

Insurance rates paid to insure a Dodge Stratus will vary greatly depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Your credit history
  • Your gender can raise or lower rates
  • Low deductibles cost more
  • Your vehicle's safety rating
  • No claims lowers premiums
  • Having current coverage saves
  • Whether you rent or own your home

One last important factor which can affect the rate you pay on your Dodge Stratus is the year of manufacture. Models that are a few years old have a reduced actual cash value so the costs to repair may result in lower rates. On the flip side, newer models may have options like automatic crash notification, blind-spot warning system, and an advanced theft deterrent system so those may give discounted rates.

Liability coverages

damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .

Collision insurance

an object or car. . , . .

Comprehensive or Other Than Collision

that is not covered by collision coverage. . you can receive from a comprehensive claim , .

Uninsured and underinsured coverage

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Coverage for medical payments

expenses doctor visits, EMT expenses, and X-ray expenses. . .

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