Dodge Stratus Insurance Rates

Shopping for auto insurance from online rate quotes is easy and there is a good chance you might just save a little. The key is to take the time to get rates from all providers in order to accurately compare every possible rate.

Consumers not familiar with shopping for insurance may think purchasing affordable Dodge Stratus insurance is more work than they want to put in. Reducing your Dodge Stratus insurance cost doesn't have to be difficult. All that's required is to spend a few minutes on the computer to get quotes from different insurance companies. This is very easy and can be done by getting a quick quote here.

Auto insurance rates paid to insure a Dodge Stratus can vary widely based upon several criteria. Some of these factors include:

• Your driving record
• Credit rating
• Where you reside can make a big difference
• Annual mileage can affect rates
• Men typically pay more than women
• The deductible you choose
• Safety rating of your Stratus
• Claims drive up premiums
• Maintaining coverage lowers rates
• Whether you own your home

A final factor that will help determine Dodge Stratus insurance quotes is the model year. Older cars and trucks cost less in comparison to older models so the costs to repair will push premiums down. But more recent Stratus vehicles may have a trim level with safety features including an advanced theft deterrent system, forward-collision avoidance, and a backup camera which can help offset higher rates.

Liability insurance

damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Auto collision coverage

another car or object. . , . .

Comprehensive coverages

OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage . , . .

Medical expense coverage

short-term medical expenses nursing services, prosthetic devices, and dental work. . .