Chrysler Pacifica Insurance Rates
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UPDATED: Jun 4, 2023
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If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.
In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.
Estimated insurance prices for a Chrysler Pacifica are $808 every 12 months including full coverage. Comprehensive insurance costs around $144 each year, collision insurance costs $152, and liability is $376. A policy with only liability insurance costs around $426 a year, and a high-risk policy costs $1,718 or more. Teens pay the most at up to $3,228 a year.
Average premium for full coverage: $808
Premium estimates for type of coverage:
Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Pacifica models.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Chrysler Pacifica range from the cheapest price of $426 for liability-only coverage to a high rate of $1,718 for a high-risk insurance policy.
Insurance Price Range by Location
Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
These rate differences highlight why all drivers should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Chrysler Pacifica insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $500
- Raising to $1,000 deductibles will save about $70 every year
- The average price for a 40-year-old good driver using $500 deductibles is $808
- Selecting low deductibles costs an extra $126 annually
- Drivers with serious driving violations could pay at least $1,718
- An auto insurance policy to insure a 16-year-old driver can be $3,228
Car insurance prices for a Chrysler Pacifica also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $200 annually, whereas increasing liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $339 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles may pay as low as $800 every 12 months on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $3,200 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying at least $900 to $1,400 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 124% more than the average policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Chrysler Pacifica insurance prices. A middle-age driver might find prices as low as $620 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,150 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $730 | -$78 | -9.7% |
Alaska | $618 | -$190 | -23.5% |
Arizona | $668 | -$140 | -17.3% |
Arkansas | $808 | -$0 | 0.0% |
California | $920 | $112 | 13.9% |
Colorado | $770 | -$38 | -4.7% |
Connecticut | $828 | $20 | 2.5% |
Delaware | $912 | $104 | 12.9% |
Florida | $1,008 | $200 | 24.8% |
Georgia | $746 | -$62 | -7.7% |
Hawaii | $580 | -$228 | -28.2% |
Idaho | $548 | -$260 | -32.2% |
Illinois | $600 | -$208 | -25.7% |
Indiana | $608 | -$200 | -24.8% |
Iowa | $542 | -$266 | -32.9% |
Kansas | $766 | -$42 | -5.2% |
Kentucky | $1,100 | $292 | 36.1% |
Louisiana | $1,194 | $386 | 47.8% |
Maine | $498 | -$310 | -38.4% |
Maryland | $666 | -$142 | -17.6% |
Massachusetts | $642 | -$166 | -20.5% |
Michigan | $1,402 | $594 | 73.5% |
Minnesota | $676 | -$132 | -16.3% |
Mississippi | $966 | $158 | 19.6% |
Missouri | $718 | -$90 | -11.1% |
Montana | $866 | $58 | 7.2% |
Nebraska | $634 | -$174 | -21.5% |
Nevada | $966 | $158 | 19.6% |
New Hampshire | $584 | -$224 | -27.7% |
New Jersey | $902 | $94 | 11.6% |
New Mexico | $714 | -$94 | -11.6% |
New York | $848 | $40 | 5.0% |
North Carolina | $464 | -$344 | -42.6% |
North Dakota | $662 | -$146 | -18.1% |
Ohio | $556 | -$252 | -31.2% |
Oklahoma | $828 | $20 | 2.5% |
Oregon | $740 | -$68 | -8.4% |
Pennsylvania | $768 | -$40 | -5.0% |
Rhode Island | $1,078 | $270 | 33.4% |
South Carolina | $732 | -$76 | -9.4% |
South Dakota | $680 | -$128 | -15.8% |
Tennessee | $708 | -$100 | -12.4% |
Texas | $972 | $164 | 20.3% |
Utah | $596 | -$212 | -26.2% |
Vermont | $550 | -$258 | -31.9% |
Virginia | $484 | -$324 | -40.1% |
Washington | $622 | -$186 | -23.0% |
West Virginia | $740 | -$68 | -8.4% |
Wisconsin | $558 | -$250 | -30.9% |
Wyoming | $718 | -$90 | -11.1% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2007 Chrysler Pacifica | $166 | $178 | $390 | $870 |
2006 Chrysler Pacifica | $162 | $168 | $384 | $850 |
2004 Chrysler Pacifica | $144 | $152 | $376 | $808 |
Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Chrysler Pacifica Insurance
Finding better rates on insurance for a Chrysler Pacifica consists of being safe and accident-free, maintaining a good credit score, refrain from filing small claims, and consideration of higher deductibles. Set aside time to compare rates at least every other year by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.
Below you'll find a brief review of the car insurance concepts covered above.
- Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $910 more every year than a low-risk driver
- You may be able to save up to $90 per year just by quoting online in advance
- Increasing policy deductibles could save as much as $200 each year
- Insureds who may need more liability protection will pay approximately $410 per year to raise from 30/60 bodily injury limits to a 250/500 level
To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.
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What are the Chrysler Pacifica safety ratings?
The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates.
Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.
Chrysler Pacifica Compared Against Other Vehicles in the Same Class
Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:
When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.
We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,228 |
20 | $1,824 |
30 | $822 |
40 | $808 |
50 | $740 |
60 | $726 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $934 |
$250 | $878 |
$500 | $808 |
$1,000 | $738 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $808 |
50/100 | $883 |
100/300 | $977 |
250/500 | $1,222 |
100 CSL | $921 |
300 CSL | $1,128 |
500 CSL | $1,278 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $4,534 |
20 | $2,896 |
30 | $1,732 |
40 | $1,718 |
50 | $1,642 |
60 | $1,622 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $40 |
Multi-vehicle | $42 |
Homeowner | $14 |
5-yr Accident Free | $47 |
5-yr Claim Free | $49 |
Paid in Full/EFT | $28 |
Advance Quote | $34 |
Online Quote | $54 |
Total Discounts | $308 |
Discounts are estimated and may not be available from every company or in every state.
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