Chrysler Pacifica Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Aug 23, 2022

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If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

Average insurance rates for a Chrysler Pacifica are $824 a year including full coverage. Comprehensive insurance costs around $148 each year, collision costs $160, and liability coverage costs $380. Buying just liability costs as little as $428 a year, with insurance for high-risk drivers costing $1,758 or more. Teens receive the highest rates at $3,286 a year or more.

Average premium for full coverage: $824

Rate estimates for individual coverage type:

Comprehensive $148
Collision $160
Liability $380

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Pacifica models.

Price Range by Coverage and Risk

For the average driver, prices range go from the low end price of $428 for minimum levels of liability insurance to a high rate of $1,758 for a policy for a high-risk driver.

Liability Only $428
Full Coverage $824
High Risk $1,758

Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how location impacts auto insurance rates.

Rural Areas $618
Small Cities $865
Large Cities $1,112

These examples highlight why all drivers should compare rates for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down estimated Chrysler Pacifica insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $508
  • Drivers who choose higher $1,000 deductibles will pay about $68 every year
  • The estimated price for a 40-year-old driver using $500 deductibles is $824
  • Selecting low deductibles for comprehensive and collision insurance will cost an additional $134 each year
  • High-risk insureds with serious driving violations could pay at least $1,758 or more
  • The cost that insures a teenage driver can be $3,286 a year

View Chart as Image

Chrysler Pacifica insurance cost comparison chart
Column chart showing full coverage Chrysler Pacifica insurance prices range from $508 to $3,286

Auto insurance rates for a Chrysler Pacifica can also vary considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,000 to $1,400 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost around 43% to 135% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $800 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $3,200 a year. View Rates by Age

Where you live makes a big difference in Chrysler Pacifica insurance rates. A 40-year-old driver could pay as low as $640 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,180 on average in Michigan, New York, and Louisiana.

Chrysler Pacifica Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $746 -$78 -9.5%
Alaska $634 -$190 -23.1%
Arizona $686 -$138 -16.7%
Arkansas $824 -$0 0.0%
California $940 $116 14.1%
Colorado $786 -$38 -4.6%
Connecticut $846 $22 2.7%
Delaware $932 $108 13.1%
Florida $1,028 $204 24.8%
Georgia $762 -$62 -7.5%
Hawaii $592 -$232 -28.2%
Idaho $558 -$266 -32.3%
Illinois $614 -$210 -25.5%
Indiana $622 -$202 -24.5%
Iowa $554 -$270 -32.8%
Kansas $782 -$42 -5.1%
Kentucky $1,124 $300 36.4%
Louisiana $1,220 $396 48.1%
Maine $510 -$314 -38.1%
Maryland $680 -$144 -17.5%
Massachusetts $656 -$168 -20.4%
Michigan $1,432 $608 73.8%
Minnesota $690 -$134 -16.3%
Mississippi $986 $162 19.7%
Missouri $732 -$92 -11.2%
Montana $884 $60 7.3%
Nebraska $650 -$174 -21.1%
Nevada $988 $164 19.9%
New Hampshire $596 -$228 -27.7%
New Jersey $922 $98 11.9%
New Mexico $728 -$96 -11.7%
New York $868 $44 5.3%
North Carolina $474 -$350 -42.5%
North Dakota $676 -$148 -18.0%
Ohio $566 -$258 -31.3%
Oklahoma $844 $20 2.4%
Oregon $756 -$68 -8.3%
Pennsylvania $786 -$38 -4.6%
Rhode Island $1,098 $274 33.3%
South Carolina $748 -$76 -9.2%
South Dakota $696 -$128 -15.5%
Tennessee $720 -$104 -12.6%
Texas $996 $172 20.9%
Utah $610 -$214 -26.0%
Vermont $564 -$260 -31.6%
Virginia $494 -$330 -40.0%
Washington $636 -$188 -22.8%
West Virginia $756 -$68 -8.3%
Wisconsin $568 -$256 -31.1%
Wyoming $734 -$90 -10.9%

View Chart as Image

Chrysler Pacifica insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $210 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $342 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Every company calculates rates differently, and quoted rates can be significantly different.

Chrysler Pacifica Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2007 Chrysler Pacifica $168 $182 $398 $884
2006 Chrysler Pacifica $166 $178 $390 $870
2004 Chrysler Pacifica $148 $160 $380 $824

Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Chrysler Pacifica Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also maintaining a good credit score, not filing small claims, and maximizing policy discounts. Compare rates every year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below you'll find a quick review of the coverage data touched on above.

  • You may be able to save up to $90 per year simply by quoting online in advance
  • Increasing deductibles can save approximately $200 each year
  • Youthful drivers are expensive to insure, as much as $274 per month if the policy includes full coverage
  • Drivers with a DUI or reckless driving violation may have to pay on average $930 more every year than a low-risk driver

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

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What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Acceptable
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.

Rates by Driver Age

Chrysler Pacifica Insurance Rates by Driver Age
Driver Age Premium
16 $3,286
20 $1,862
30 $838
40 $824
50 $758
60 $740

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Pacifica Insurance Rates with Different Deductibles
Deductible Premium
$100 $958
$250 $900
$500 $824
$1,000 $756

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Pacifica Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $824
50/100 $900
100/300 $995
250/500 $1,242
100 CSL $938
300 CSL $1,147
500 CSL $1,299

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Pacifica Insurance Rates for High Risk Drivers
Age Premium
16 $4,620
20 $2,962
30 $1,774
40 $1,758
50 $1,678
60 $1,660

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $106

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $41
Multi-vehicle $43
Homeowner $14
5-yr Accident Free $48
5-yr Claim Free $51
Paid in Full/EFT $29
Advance Quote $35
Online Quote $55
Total Discounts $316
Rate after discounts $508

Discounts are estimated and may not be available from every company or in every state.

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