Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

The average insurance rates for a Chrysler Pacifica are $1,184 a year including full coverage. Comprehensive insurance costs on average $260, collision costs $400, and liability costs around $388. Buying just liability costs as low as $434 a year, with insurance for high-risk drivers costing $2,542 or more. Teenage drivers cost the most to insure at $4,420 a year or more.

Average premium for full coverage: $1,184

Policy rates by type of insurance:

Estimates include $500 deductible amounts, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for all Pacifica models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The example below illustrates how location impacts car insurance rates.

The examples above highlight why everyone should compare prices based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Chrysler Pacifica insurance rates for different risk profiles and scenarios.

• The best discount rate is $690
• Using higher $1,000 deductibles will save around $150 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,184
• Using pricier low deductibles for physical damage coverage will cost an extra $288 annually
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,542 or more
• Policy cost for full coverage for a 16-year-old driver for full coverage may cost $4,420 or more

View Chart as Image

Insurance rates for a Chrysler Pacifica also range considerably based on your risk profile, the model of your Pacifica, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $4,400 a year. View Rates by Age

Your home state has a huge impact on Chrysler Pacifica insurance prices. A driver around age 40 might see rates as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,690 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $440 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $349 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,400 to $1,900 extra every year, depending on your age. Chrysler Pacifica insurance for high-risk drivers can be from 43% to 132% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so the rates will be varied from one company to the next.

How to Find Low Cost Chrysler Pacifica Insurance

Finding cheaper rates on insurance for a Chrysler Pacifica requires having a good driving record, maintaining good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Spend time shopping around every year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a review of the coverage data touched on above.

• You may be able to save as much as $140 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $450 each year
• Drivers age 20 and younger pay the highest rates, with premiums being up to $368 each month for full coverage
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,360 more each year to buy Chrysler Pacifica insurance

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.