Chrysler Pacifica Insurance Rates
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UPDATED: Aug 23, 2022
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If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.
In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.
Average insurance rates for a Chrysler Pacifica are $824 a year including full coverage. Comprehensive insurance costs around $148 each year, collision costs $160, and liability coverage costs $380. Buying just liability costs as little as $428 a year, with insurance for high-risk drivers costing $1,758 or more. Teens receive the highest rates at $3,286 a year or more.
Average premium for full coverage: $824
Rate estimates for individual coverage type:
Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Pacifica models.
Price Range by Coverage and Risk
For the average driver, prices range go from the low end price of $428 for minimum levels of liability insurance to a high rate of $1,758 for a policy for a high-risk driver.
Price Range by Location
Your location has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.
The graphic below illustrates how location impacts auto insurance rates.
These examples highlight why all drivers should compare rates for a specific zip code, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Chrysler Pacifica insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $508
- Drivers who choose higher $1,000 deductibles will pay about $68 every year
- The estimated price for a 40-year-old driver using $500 deductibles is $824
- Selecting low deductibles for comprehensive and collision insurance will cost an additional $134 each year
- High-risk insureds with serious driving violations could pay at least $1,758 or more
- The cost that insures a teenage driver can be $3,286 a year
Auto insurance rates for a Chrysler Pacifica can also vary considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you are likely paying at least $1,000 to $1,400 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost around 43% to 135% more than the average policy. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $800 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $3,200 a year. View Rates by Age
Where you live makes a big difference in Chrysler Pacifica insurance rates. A 40-year-old driver could pay as low as $640 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,180 on average in Michigan, New York, and Louisiana.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Choosing higher comprehensive and collision insurance deductibles could save up to $210 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $342 extra every year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Every company calculates rates differently, and quoted rates can be significantly different.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2007 Chrysler Pacifica||$168||$182||$398||$884|
|2006 Chrysler Pacifica||$166||$178||$390||$870|
|2004 Chrysler Pacifica||$148||$160||$380||$824|
Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Chrysler Pacifica Insurance
Saving money on auto insurance not only requires being safe and accident-free, but also maintaining a good credit score, not filing small claims, and maximizing policy discounts. Compare rates every year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
Below you'll find a quick review of the coverage data touched on above.
- You may be able to save up to $90 per year simply by quoting online in advance
- Increasing deductibles can save approximately $200 each year
- Youthful drivers are expensive to insure, as much as $274 per month if the policy includes full coverage
- Drivers with a DUI or reckless driving violation may have to pay on average $930 more every year than a low-risk driver
To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.
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What are the Chrysler Pacifica safety ratings?
The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates.
Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.
Chrysler Pacifica Compared Against Other Vehicles in the Same Class
Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:
When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.
We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$48|
|5-yr Claim Free||$51|
|Paid in Full/EFT||$29|
Discounts are estimated and may not be available from every company or in every state.