Chrysler 300 Limited 4-Dr Sedan Insurance Rates

Estimated auto insurance rates for a Chrysler 300 Limited 4-Dr Sedan are $1,556 annually for full coverage insurance. Comprehensive insurance costs around $368 a year, collision costs $666, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,360 or more. Teen drivers pay the most at $5,628 a year or more.

Annual premium for full coverage: $1,556

Premium estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chrysler 300 Trim Level

These rate differences illustrate why it is important for drivers to compare rates for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Insurance rates for a Chrysler 300 Limited 4-Dr Sedan also have a wide range based on the replacement cost of your 300, your risk profile, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $5,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $1,800 to $2,500 extra annually, depending on your age. A high-risk auto insurance policy can cost around 44% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $690 a year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Chrysler 300 Limited 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to figure out your exact price is to get quotes and see how they stack up. Every company uses a different rate calculation, so the rates will be substantially different between companies.

View Chart as Image

The chart estimates Chrysler 300 Limited 4-Dr Sedan insurance prices for different situations. The cheapest price with discounts is $886. Drivers who choose higher $1,000 deductibles will pay about $1,322. The average price for a driver age 40 with no violations using $500 deductibles is $1,556. Choosing low $100 deductibles for physical damage coverage can cost as much as $2,012. High risk drivers could be charged up to $3,360. The cost for full coverage for a 16-year-old driver is $5,628.

View Chart as Image