Chrysler 300 Insurance Rates
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UPDATED: May 30, 2024
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You may be asking yourself, “How much does a Chrysler 300 cost to insure?” or “Is a Chrysler 300 considered a sports car?” (the answer is no by the way). Chrysler 300 full coverage costs an average of $1,548 a year, or $129 a month, which means car insurance won’t cost $300 a month. Our guide goes over Chrysler 300 costs so drivers can better understand how to save.
Want to jump right into comparing Chrysler 300 insurance rates? Shopping around for Chrysler 300 insurance costs will help drivers save, so enter your ZIP code in our free tool above to get started.
U.S. average auto insurance rates for a Chrysler 300 are $1,378 annually with full coverage. Comprehensive insurance costs approximately $270 each year, collision insurance costs $494, and liability coverage is estimated at $456. Liability-only insurance costs approximately $508 a year, and high-risk driver insurance costs $2,992 or more. Teen drivers pay the highest rates at up to $5,240 a year.
Average premium for full coverage: $1,378
Price estimates by individual coverage:
Estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and 300 models.
Price Range from Low to High
For a 40-year-old driver, Chrysler 300 insurance prices range from as cheap as $508 for just liability insurance to a high rate of $2,992 for a policy for a high-risk driver.
Geographic Price Range
Living in a larger city has a large influence on the price of insurance. Rural locations have fewer collision claims than larger metro areas. The graphic below illustrates how your location can change auto insurance prices.
The ranges above demonstrate why all drivers should get quotes using their specific location and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Chrysler 300 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $793
- Choosing higher $1,000 deductibles can save $174 annually
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,378
- Choosing low deductibles for comp and collision coverage costs an additional $336 each year
- Drivers with multiple violations and an at-fault accident could pay around $2,992
- The price with full coverage for a teenage driver can cost $5,240 each year
Car insurance prices for a Chrysler 300 are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.
More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,300 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $5,200 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,600 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers ranges around 44% to 129% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $510 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit
The state you live in plays a big part in determining prices for Chrysler 300 insurance rates. A good driver about age 40 could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,860 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,246 | -$132 | -9.6% |
| Alaska | $1,056 | -$322 | -23.4% |
| Arizona | $1,144 | -$234 | -17.0% |
| Arkansas | $1,378 | -$0 | 0.0% |
| California | $1,570 | $192 | 13.9% |
| Colorado | $1,318 | -$60 | -4.4% |
| Connecticut | $1,418 | $40 | 2.9% |
| Delaware | $1,560 | $182 | 13.2% |
| Florida | $1,724 | $346 | 25.1% |
| Georgia | $1,272 | -$106 | -7.7% |
| Hawaii | $990 | -$388 | -28.2% |
| Idaho | $930 | -$448 | -32.5% |
| Illinois | $1,028 | -$350 | -25.4% |
| Indiana | $1,038 | -$340 | -24.7% |
| Iowa | $930 | -$448 | -32.5% |
| Kansas | $1,308 | -$70 | -5.1% |
| Kentucky | $1,880 | $502 | 36.4% |
| Louisiana | $2,038 | $660 | 47.9% |
| Maine | $850 | -$528 | -38.3% |
| Maryland | $1,136 | -$242 | -17.6% |
| Massachusetts | $1,102 | -$276 | -20.0% |
| Michigan | $2,394 | $1,016 | 73.7% |
| Minnesota | $1,154 | -$224 | -16.3% |
| Mississippi | $1,652 | $274 | 19.9% |
| Missouri | $1,222 | -$156 | -11.3% |
| Montana | $1,480 | $102 | 7.4% |
| Nebraska | $1,084 | -$294 | -21.3% |
| Nevada | $1,652 | $274 | 19.9% |
| New Hampshire | $992 | -$386 | -28.0% |
| New Jersey | $1,540 | $162 | 11.8% |
| New Mexico | $1,222 | -$156 | -11.3% |
| New York | $1,452 | $74 | 5.4% |
| North Carolina | $794 | -$584 | -42.4% |
| North Dakota | $1,126 | -$252 | -18.3% |
| Ohio | $950 | -$428 | -31.1% |
| Oklahoma | $1,414 | $36 | 2.6% |
| Oregon | $1,262 | -$116 | -8.4% |
| Pennsylvania | $1,314 | -$64 | -4.6% |
| Rhode Island | $1,838 | $460 | 33.4% |
| South Carolina | $1,246 | -$132 | -9.6% |
| South Dakota | $1,162 | -$216 | -15.7% |
| Tennessee | $1,206 | -$172 | -12.5% |
| Texas | $1,660 | $282 | 20.5% |
| Utah | $1,022 | -$356 | -25.8% |
| Vermont | $944 | -$434 | -31.5% |
| Virginia | $826 | -$552 | -40.1% |
| Washington | $1,064 | -$314 | -22.8% |
| West Virginia | $1,262 | -$116 | -8.4% |
| Wisconsin | $954 | -$424 | -30.8% |
| Wyoming | $1,228 | -$150 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chrysler 300 Touring 4-Dr Sedan | $1,278 | $107 |
| Chrysler 300 Touring Plus 4-Dr Sedan | $1,310 | $109 |
| Chrysler 300 S V6 4-Dr Sedan | $1,344 | $112 |
| Chrysler 300 Touring Executive 4-Dr Sedan | $1,344 | $112 |
| Chrysler 300 Touring Signature 4-Dr Sedan | $1,344 | $112 |
| Chrysler 300 Touring AWD 4-Dr | $1,344 | $112 |
| Chrysler 300 Limited 4-Dr Sedan | $1,378 | $115 |
| Chrysler 300 Touring Signature AWD 4-Dr | $1,378 | $115 |
| Chrysler 300 C 4-Dr Sedan | $1,410 | $118 |
| Chrysler 300 Limited AWD 4-Dr | $1,410 | $118 |
| Chrysler 300 S V8 4-Dr Sedan | $1,410 | $118 |
| Chrysler 300 C AWD 4-Dr | $1,444 | $120 |
| Chrysler 300 SRT-8 4-Dr Sedan | $1,444 | $120 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Chrysler 300 | $332 | $626 | $398 | $1,514 |
| 2022 Chrysler 300 | $320 | $610 | $416 | $1,504 |
| 2021 Chrysler 300 | $310 | $586 | $430 | $1,484 |
| 2020 Chrysler 300 | $292 | $564 | $442 | $1,456 |
| 2019 Chrysler 300 | $282 | $524 | $452 | $1,416 |
| 2018 Chrysler 300 | $270 | $494 | $456 | $1,378 |
| 2017 Chrysler 300 | $258 | $442 | $460 | $1,318 |
| 2016 Chrysler 300 | $242 | $408 | $460 | $1,268 |
| 2014 Chrysler 300 | $228 | $356 | $474 | $1,216 |
| 2012 Chrysler 300 | $206 | $300 | $478 | $1,142 |
| 2007 Chrysler 300 | $168 | $208 | $452 | $986 |
| 2006 Chrysler 300 | $154 | $198 | $446 | $956 |
Rates are averaged for all Chrysler 300 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Chrysler 300 Insurance
Getting lower rates on auto insurance takes being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest the time to shop around every year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The items below are a review of the coverage data illustrated above.
- You may be able to save around $170 per year just by quoting online in advance
- Increasing physical damage deductibles could save up to $500 each year
- Teen drivers pay the highest auto insurance prices, costing up to $437 a month if comprehensive and collision insurance is included
- Drivers who have several accidents or serious violations may pay on average $1,610 more per year to insure their 300
We’d like to answer a couple questions. First, does a Chrysler 300 last long? They will last upwards of 200K miles with the proper maintenance. Second, “Are Chrysler 300 expensive to maintain?” They have a 10 year maintenance cost of $10,600 which is expensive for the style and model of vehicle.
Shopping for a good Chrysler 300 insurance group will help reduce your costs, whether you are shopping for 2018 Chrysler 300 insurance costs or 2014 Chrysler 300 costs.
Want to get started on finding how much does a Chrysler 300C cost or how much does a 2018 Chrysler 300 cost to insure? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Chrysler 300?
How much does a 2012 Chrysler 300 cost to insure? How much does a 2014 Chrysler cost to insure? Part of what determines these rates will be the safety ratings and safety features. An old Chrysler 300 will have fewer safety features, which means the insurance cost of a new Chrysler 300 is likely to be better.
The Chrysler 300 has multiple airbags, brake assist, electronic stability control, traction control, and more, However, it is lacking back-up cameras. The Insurance Institute for Highway Safety (IIHS) gave the 2020 Chrysler 300 the following crash test ratings.
- Small overlap front (driver-side): Marginal
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of a crash test on the Chrysler 300.
Chrysler 300 Compared Against Other Vehicles in the Same Class
The Chrysler 300 is a large car, which means Chrysler liability insurance could cost more. The IIHS recorded the Chrysler 300’s bodily injury liability losses as substantially worse than average, and the property damage losses as average.
To see how the Chrysler 300’s rates compare to other large cars, take a look at the cars below.
Ready to start shopping for insurance for everything from the 2006 Chrysler 300 price range to the cost of 2015 Chrysler 300 insurance to Chrysler 300M 2020 insurance? Enter your ZIP code in our free tool to get started on finding Chrysler 300 insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,240 |
| 20 | $3,188 |
| 30 | $1,428 |
| 40 | $1,378 |
| 50 | $1,260 |
| 60 | $1,236 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,714 |
| $250 | $1,558 |
| $500 | $1,378 |
| $1,000 | $1,204 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,378 |
| 50/100 | $1,535 |
| 100/300 | $1,649 |
| 250/500 | $1,946 |
| 100 CSL | $1,581 |
| 300 CSL | $1,832 |
| 500 CSL | $2,014 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,466 |
| 20 | $5,080 |
| 30 | $3,046 |
| 40 | $2,992 |
| 50 | $2,856 |
| 60 | $2,832 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $61 |
| Advance Quote | $68 |
| Online Quote | $98 |
| Total Discounts | $585 |
Discounts are estimated and may not be available from every company or in every state.
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