Chevrolet Traverse Insurance Rates

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UPDATED: Jun 6, 2023

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Chevrolet Traverse insurance

U.S. average insurance rates for a Chevrolet Traverse are $1,204 a year including full coverage. Comprehensive insurance costs approximately $286 a year, collision insurance costs $418, and liability insurance is estimated at $364. Buying just liability costs approximately $416 a year, and insurance for high-risk drivers costs $2,580 or more. 16-year-old drivers pay the highest rates at up to $4,426 a year.

Average premium for full coverage: $1,204

Price estimates by individual coverage:

Comprehensive $286
Collision $418
Liability $364

Includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Traverse trim levels.

Price Range from Low to High

For a driver in their 40's, Chevrolet Traverse insurance prices range from the low end price of $416 for basic liability insurance to a high of $2,580 for a driver who has had serious violations or accidents.

Liability Only $416
Full Coverage $1,204
High Risk $2,580

Geographic Price Range

Living in a larger city has a significant impact on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how location helps determine auto insurance prices.

Rural Areas $903
Small Cities $1,264
Large Cities $1,625

The ranges above highlight why it is important to get quotes using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Chevrolet Traverse insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $704
  • Choosing higher $1,000 deductibles can save $1,044 every year
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $1,204
  • Buying low $100 deductibles for comp and collision coverage will cost an additional $308 a year
  • High-risk insureds with multiple tickets or accidents could pay around $2,580
  • The price that insures a teen driver can cost $4,426 each year

View Chart as Image

Chevrolet Traverse insurance cost comparison chart
Column chart showing Chevrolet Traverse insurance prices range from $704 to $4,426 for full coverage

Insurance prices for a Chevrolet Traverse are also quite variable based on the trim level of your Traverse, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,400 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

The state you live in plays a big part in determining prices for Chevrolet Traverse insurance rates. A good driver about age 40 could pay as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,720 on average in Louisiana, New York, and Michigan.

Chevrolet Traverse Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,088 -$116 -9.6%
Alaska $924 -$280 -23.3%
Arizona $1,000 -$204 -16.9%
Arkansas $1,204 -$0 0.0%
California $1,372 $168 14.0%
Colorado $1,150 -$54 -4.5%
Connecticut $1,236 $32 2.7%
Delaware $1,362 $158 13.1%
Florida $1,504 $300 24.9%
Georgia $1,114 -$90 -7.5%
Hawaii $866 -$338 -28.1%
Idaho $818 -$386 -32.1%
Illinois $898 -$306 -25.4%
Indiana $910 -$294 -24.4%
Iowa $812 -$392 -32.6%
Kansas $1,144 -$60 -5.0%
Kentucky $1,642 $438 36.4%
Louisiana $1,784 $580 48.2%
Maine $744 -$460 -38.2%
Maryland $996 -$208 -17.3%
Massachusetts $960 -$244 -20.3%
Michigan $2,090 $886 73.6%
Minnesota $1,010 -$194 -16.1%
Mississippi $1,444 $240 19.9%
Missouri $1,070 -$134 -11.1%
Montana $1,294 $90 7.5%
Nebraska $950 -$254 -21.1%
Nevada $1,444 $240 19.9%
New Hampshire $868 -$336 -27.9%
New Jersey $1,348 $144 12.0%
New Mexico $1,066 -$138 -11.5%
New York $1,266 $62 5.1%
North Carolina $692 -$512 -42.5%
North Dakota $986 -$218 -18.1%
Ohio $830 -$374 -31.1%
Oklahoma $1,236 $32 2.7%
Oregon $1,104 -$100 -8.3%
Pennsylvania $1,146 -$58 -4.8%
Rhode Island $1,606 $402 33.4%
South Carolina $1,090 -$114 -9.5%
South Dakota $1,018 -$186 -15.4%
Tennessee $1,054 -$150 -12.5%
Texas $1,452 $248 20.6%
Utah $892 -$312 -25.9%
Vermont $824 -$380 -31.6%
Virginia $720 -$484 -40.2%
Washington $928 -$276 -22.9%
West Virginia $1,104 -$100 -8.3%
Wisconsin $832 -$372 -30.9%
Wyoming $1,070 -$134 -11.1%

View Chart as Image

Chevrolet Traverse insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $470 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $327 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Chevrolet Traverse Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Traverse LS 2WD $1,124 $94
Chevrolet Traverse LS AWD $1,164 $97
Chevrolet Traverse LT 2WD $1,164 $97
Chevrolet Traverse LT AWD $1,232 $103
Chevrolet Traverse LTZ 2WD $1,272 $106
Chevrolet Traverse LTZ AWD $1,272 $106

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Traverse Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Traverse $320 $452 $332 $1,240
2023 Chevrolet Traverse $306 $448 $338 $1,228
2022 Chevrolet Traverse $296 $436 $354 $1,222
2021 Chevrolet Traverse $286 $418 $364 $1,204
2020 Chevrolet Traverse $270 $404 $376 $1,186
2019 Chevrolet Traverse $260 $374 $384 $1,154
2018 Chevrolet Traverse $250 $352 $388 $1,126
2017 Chevrolet Traverse $240 $316 $390 $1,082
2016 Chevrolet Traverse $224 $292 $390 $1,042
2015 Chevrolet Traverse $216 $272 $394 $1,018
2014 Chevrolet Traverse $210 $254 $402 $1,002
2013 Chevrolet Traverse $194 $236 $402 $968
2012 Chevrolet Traverse $190 $214 $406 $946
2011 Chevrolet Traverse $176 $196 $402 $910
2010 Chevrolet Traverse $166 $178 $402 $882
2009 Chevrolet Traverse $162 $160 $398 $856

Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Chevrolet Traverse Insurance

Getting lower rates on Chevrolet Traverse insurance takes having a good driving record, having a good credit score, being claim-free, and consideration of higher deductibles. Comparison shop every other policy renewal by getting quotes from direct car insurance companies, and also from local auto insurance providers.

The next list is a recap of the ideas that were covered in the charts and tables above.

  • Drivers age 20 and younger are the costliest to insure, possibly costing $369 a month if comprehensive and collision insurance is included
  • High-risk drivers that have major violations or accidents will likely pay on average $1,380 more per year to buy Chevrolet Traverse insurance
  • Increasing physical damage deductibles can save approximately $475 each year
  • You may be able to save around $140 per year just by quoting early and online

Rates by Driver Age

Chevrolet Traverse Insurance Rates by Driver Age
Driver Age Premium
16 $4,426
20 $2,732
30 $1,254
40 $1,204
50 $1,100
60 $1,078

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Traverse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,512
$250 $1,370
$500 $1,204
$1,000 $1,044

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Traverse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,204
50/100 $1,345
100/300 $1,436
250/500 $1,672
100 CSL $1,381
300 CSL $1,581
500 CSL $1,727

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Traverse Insurance Rates for High Risk Drivers
Age Premium
16 $6,312
20 $4,340
30 $2,634
40 $2,580
50 $2,456
60 $2,432

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $162

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $85
5-yr Claim Free $77
Paid in Full/EFT $53
Advance Quote $57
Online Quote $85
Total Discounts $500
Rate after discounts $704

Discounts are estimated and may not be available from every company or in every state.

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