Chevrolet Traverse Insurance Rates
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UPDATED: Jun 6, 2023
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Average insurance rates for a Chevrolet Traverse are $1,222 a year for full coverage insurance. Comprehensive costs on average $296, collision costs $436, and liability insurance is $354. Liability-only coverage costs around $406 a year, with high-risk coverage costing around $2,616. Teenage drivers receive the highest rates at $4,462 a year or more.
Average premium for full coverage: $1,222
Rate estimates by individual coverage type:
Includes $500 deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for all Traverse models.
Price Range by Coverage and Risk
For the normal driver, prices range go from as low as $406 for liability-only coverage to the much higher price of $2,616 for a driver that may need high-risk insurance.
Price Range by Location
Choosing to live in a large city has a significant impact on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than densely populated cities.
The example below illustrates how geographic area affects car insurance rates.
These examples illustrate why everyone should compare rates quotes based on a specific location and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Chevrolet Traverse insurance rates for different risk profiles and scenarios.
- The best discount rate is $712
- Raising to $1,000 deductibles will save around $166 each year
- The average rate for a 40-year-old driver with $500 deductibles is $1,222
- Using pricier low deductibles will increase the cost to $1,542
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,616 or more
- The cost for full coverage for a teen driver for full coverage may cost $4,462
Car insurance rates for a Chevrolet Traverse can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.
A more mature driver with no driving violations and high deductibles could pay as little as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged upwards of $4,400 a year. View Rates by Age
Where you live also has a big influence on Chevrolet Traverse insurance rates. A middle-age driver might find rates as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,650 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,104 | -$118 | -9.7% |
| Alaska | $938 | -$284 | -23.2% |
| Arizona | $1,014 | -$208 | -17.0% |
| Arkansas | $1,222 | -$0 | 0.0% |
| California | $1,394 | $172 | 14.1% |
| Colorado | $1,164 | -$58 | -4.7% |
| Connecticut | $1,254 | $32 | 2.6% |
| Delaware | $1,382 | $160 | 13.1% |
| Florida | $1,526 | $304 | 24.9% |
| Georgia | $1,130 | -$92 | -7.5% |
| Hawaii | $878 | -$344 | -28.2% |
| Idaho | $828 | -$394 | -32.2% |
| Illinois | $910 | -$312 | -25.5% |
| Indiana | $922 | -$300 | -24.5% |
| Iowa | $822 | -$400 | -32.7% |
| Kansas | $1,160 | -$62 | -5.1% |
| Kentucky | $1,666 | $444 | 36.3% |
| Louisiana | $1,808 | $586 | 48.0% |
| Maine | $754 | -$468 | -38.3% |
| Maryland | $1,008 | -$214 | -17.5% |
| Massachusetts | $972 | -$250 | -20.5% |
| Michigan | $2,120 | $898 | 73.5% |
| Minnesota | $1,024 | -$198 | -16.2% |
| Mississippi | $1,462 | $240 | 19.6% |
| Missouri | $1,086 | -$136 | -11.1% |
| Montana | $1,312 | $90 | 7.4% |
| Nebraska | $962 | -$260 | -21.3% |
| Nevada | $1,466 | $244 | 20.0% |
| New Hampshire | $880 | -$342 | -28.0% |
| New Jersey | $1,368 | $146 | 11.9% |
| New Mexico | $1,080 | -$142 | -11.6% |
| New York | $1,286 | $64 | 5.2% |
| North Carolina | $704 | -$518 | -42.4% |
| North Dakota | $1,002 | -$220 | -18.0% |
| Ohio | $842 | -$380 | -31.1% |
| Oklahoma | $1,252 | $30 | 2.5% |
| Oregon | $1,120 | -$102 | -8.3% |
| Pennsylvania | $1,164 | -$58 | -4.7% |
| Rhode Island | $1,630 | $408 | 33.4% |
| South Carolina | $1,108 | -$114 | -9.3% |
| South Dakota | $1,030 | -$192 | -15.7% |
| Tennessee | $1,070 | -$152 | -12.4% |
| Texas | $1,472 | $250 | 20.5% |
| Utah | $906 | -$316 | -25.9% |
| Vermont | $834 | -$388 | -31.8% |
| Virginia | $732 | -$490 | -40.1% |
| Washington | $944 | -$278 | -22.7% |
| West Virginia | $1,120 | -$102 | -8.3% |
| Wisconsin | $844 | -$378 | -30.9% |
| Wyoming | $1,086 | -$136 | -11.1% |
Using high physical damage deductibles can reduce rates by up to $490 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,400 to $2,000 extra per year, depending on your age. Chevrolet Traverse insurance for high-risk drivers is expensive and can cost anywhere from 45% to 128% more than a normal policy. View High Risk Driver Rates
With so much variability in rates, the only way to figure out exactly what you will pay is to regularly compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, so rate quotes can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Traverse LS 2WD | $1,140 | $95 |
| Chevrolet Traverse LS AWD | $1,182 | $99 |
| Chevrolet Traverse LT 2WD | $1,182 | $99 |
| Chevrolet Traverse LT AWD | $1,252 | $104 |
| Chevrolet Traverse LTZ 2WD | $1,292 | $108 |
| Chevrolet Traverse LTZ AWD | $1,292 | $108 |
Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
| 2023 Chevrolet Traverse | $320 | $452 | $332 | $1,240 |
| 2022 Chevrolet Traverse | $306 | $448 | $338 | $1,228 |
| 2021 Chevrolet Traverse | $296 | $436 | $354 | $1,222 |
| 2020 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
| 2019 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
| 2018 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
| 2017 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
| 2016 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
| 2015 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
| 2014 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
| 2013 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
| 2012 Chevrolet Traverse | $194 | $236 | $402 | $968 |
| 2011 Chevrolet Traverse | $190 | $214 | $406 | $946 |
| 2010 Chevrolet Traverse | $176 | $196 | $402 | $910 |
| 2009 Chevrolet Traverse | $166 | $178 | $402 | $882 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Chevrolet Traverse Insurance
Saving money on Chevrolet Traverse insurance consists of not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates once a year by requesting quotes from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.
The following is a recap of the data that was presented in the illustrations above.
- It is possible to save as much as $150 per year simply by quoting online well ahead of the renewal date
- Drivers who require higher liability limits will pay an extra $390 annually to raise from a minimum limit to 250/500 limits
- Teens are expensive to insure, costing up to $372 per month if full coverage is included
- High-risk drivers that have major violations or accidents pay an average of $1,390 more each year for Traverse insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,462 |
| 20 | $2,770 |
| 30 | $1,276 |
| 40 | $1,222 |
| 50 | $1,116 |
| 60 | $1,092 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,542 |
| $250 | $1,396 |
| $500 | $1,222 |
| $1,000 | $1,056 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,222 |
| 50/100 | $1,363 |
| 100/300 | $1,451 |
| 250/500 | $1,681 |
| 100 CSL | $1,398 |
| 300 CSL | $1,593 |
| 500 CSL | $1,735 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,366 |
| 20 | $4,400 |
| 30 | $2,676 |
| 40 | $2,616 |
| 50 | $2,490 |
| 60 | $2,466 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $62 |
| Homeowner | $18 |
| 5-yr Accident Free | $87 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $54 |
| Advance Quote | $59 |
| Online Quote | $87 |
| Total Discounts | $510 |
Discounts are estimated and may not be available from every company or in every state.
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