Chevrolet Tahoe Insurance Rates

Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.

While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.

Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.

The average insurance prices for a Chevrolet Tahoe are $1,364 every 12 months including full coverage. Comprehensive costs approximately $296 a year, collision insurance costs $494, and liability is estimated at $416. A liability-only policy costs approximately $474 a year, and high-risk insurance costs around $2,944. Teenage drivers cost the most to insure at up to $5,098 a year.

Average premium for full coverage: $1,364

Policy rates by type of insurance:

Full coverage includes $500 deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Tahoe trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why it is important to get quotes using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Chevrolet Tahoe insurance rates for additional coverage and risk scenarios.

• The best discount rate is $792
• Choosing higher $1,000 deductibles can save $1,186 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,364
• Using low $100 deductibles for comp and collision coverage increases the price to $1,712
• Higher-risk drivers who are prone to accidents and violations could pay around $2,944
• Policy cost to insure a 16-year-old driver can cost $5,098 each year

View Chart as Image

Car insurance rates for a Chevrolet Tahoe also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Tahoe.

Using high physical damage deductibles can save as much as $530 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy ranges from 43% to 131% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Chevrolet Tahoe insurance prices. A good driver about age 40 could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,950 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Chevrolet Tahoe Insurance

Finding cheaper rates on insurance for a Chevrolet Tahoe takes not taking risks behind the wheel, maintaining a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Set aside time to shop around once a year by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a summary of the data that was raised in the charts and tables above.

• You may be able to save around $160 per year just by quoting early and online
• Insureds who purchase higher liability limits will pay an extra $460 per year to raise limits from a 30/60 limit to a 250/500 level
• Teens pay the highest auto insurance rates, with premiums being up to $425 each month if the policy includes full coverage
• Drivers considered higher risk who have multiple accidents or major violations could be charged and average of $1,580 more per year for Tahoe insurance

To start shopping for Chevy Tahoe insurance rates now, use our free tool below.

What are the safety ratings of the Chevrolet Tahoe?

The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.

Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.

Chevrolet Tahoe Compared Against Other Vehicles in the Same Class

The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.

Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.

• Dodge Durango Insurance Rates
• Ford Expedition Insurance Rates
• GMC Yukon Insurance Rates

Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.

References:

1. https://www.iihs.org/ratings/insurance-losses-by-make-and-model