Chevrolet Tahoe Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 22, 2024

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Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.

While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.

Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.

Estimated auto insurance rates for a Chevrolet Tahoe are $1,368 annually for full coverage insurance. Comprehensive insurance costs approximately $306 a year, collision costs $506, and liability is $398. Liability-only coverage costs around $460 a year, with high-risk coverage costing $2,950 or more. 16-year-old drivers pay the most at $5,078 a year or more.

Average premium for full coverage: $1,368

Premium estimates by type of coverage:

Comprehensive $306
Collision $506
Liability $398

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Tahoe trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Chevrolet Tahoe go from as cheap as $460 for just liability insurance to a high of $2,950 for a policy for a high-risk driver.

Liability Only $460
Full Coverage $1,368
High Risk $2,950

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than congested cities.

The diagram below illustrates how location helps determine auto insurance prices.

Rural Areas $1,026
Small Cities $1,436
Large Cities $1,847

These rate differences illustrate why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates estimated Chevrolet Tahoe insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $792
  • Raising to $1,000 deductibles will save $1,186 each year
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,368
  • Buying low $100 deductibles costs an additional $358 every year
  • At-risk drivers with multiple tickets or accidents could pay around $2,950 or more
  • An auto insurance policy with full coverage for a teen driver can cost $5,078

View Chart as Image

Chevrolet Tahoe insurance cost comparison chart
Column chart showing full coverage Chevrolet Tahoe insurance prices range from $792 to $5,078

Insurance prices for a Chevrolet Tahoe also have a wide range based on the model of your Tahoe, your risk profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $540 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Chevrolet Tahoe insurance prices. A middle-age driver might find prices as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,850 on average in Florida, New York, and Michigan.

Chevrolet Tahoe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$128 -9.4%
Alaska $1,052 -$316 -23.1%
Arizona $1,136 -$232 -17.0%
Arkansas $1,368 -$0 0.0%
California $1,562 $194 14.2%
Colorado $1,308 -$60 -4.4%
Connecticut $1,410 $42 3.1%
Delaware $1,550 $182 13.3%
Florida $1,716 $348 25.4%
Georgia $1,266 -$102 -7.5%
Hawaii $984 -$384 -28.1%
Idaho $928 -$440 -32.2%
Illinois $1,022 -$346 -25.3%
Indiana $1,032 -$336 -24.6%
Iowa $926 -$442 -32.3%
Kansas $1,304 -$64 -4.7%
Kentucky $1,870 $502 36.7%
Louisiana $2,028 $660 48.2%
Maine $846 -$522 -38.2%
Maryland $1,130 -$238 -17.4%
Massachusetts $1,098 -$270 -19.7%
Michigan $2,380 $1,012 74.0%
Minnesota $1,146 -$222 -16.2%
Mississippi $1,644 $276 20.2%
Missouri $1,216 -$152 -11.1%
Montana $1,472 $104 7.6%
Nebraska $1,082 -$286 -20.9%
Nevada $1,644 $276 20.2%
New Hampshire $990 -$378 -27.6%
New Jersey $1,532 $164 12.0%
New Mexico $1,216 -$152 -11.1%
New York $1,444 $76 5.6%
North Carolina $790 -$578 -42.3%
North Dakota $1,122 -$246 -18.0%
Ohio $948 -$420 -30.7%
Oklahoma $1,408 $40 2.9%
Oregon $1,256 -$112 -8.2%
Pennsylvania $1,308 -$60 -4.4%
Rhode Island $1,828 $460 33.6%
South Carolina $1,244 -$124 -9.1%
South Dakota $1,156 -$212 -15.5%
Tennessee $1,200 -$168 -12.3%
Texas $1,652 $284 20.8%
Utah $1,014 -$354 -25.9%
Vermont $938 -$430 -31.4%
Virginia $820 -$548 -40.1%
Washington $1,060 -$308 -22.5%
West Virginia $1,256 -$112 -8.2%
Wisconsin $948 -$420 -30.7%
Wyoming $1,222 -$146 -10.7%

View Chart as Image

Chevrolet Tahoe insurance rates by U.S. city

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Every auto insurance company utilizes a different rate formula, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Chevrolet Tahoe Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Tahoe LS 2WD $1,286 $107
Chevrolet Tahoe LS 4WD $1,328 $111
Chevrolet Tahoe LT 2WD $1,328 $111
Chevrolet Tahoe LT 4WD $1,328 $111
Chevrolet Tahoe LTZ 2WD $1,412 $118
Chevrolet Tahoe LTZ 4WD $1,412 $118

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Tahoe Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Tahoe $320 $512 $390 $1,380
2023 Chevrolet Tahoe $306 $506 $398 $1,368
2022 Chevrolet Tahoe $296 $494 $416 $1,364
2021 Chevrolet Tahoe $286 $474 $430 $1,348
2020 Chevrolet Tahoe $270 $458 $442 $1,328
2019 Chevrolet Tahoe $260 $424 $452 $1,294
2018 Chevrolet Tahoe $250 $400 $456 $1,264
2017 Chevrolet Tahoe $240 $358 $460 $1,216
2016 Chevrolet Tahoe $224 $330 $460 $1,172
2015 Chevrolet Tahoe $216 $310 $464 $1,148
2014 Chevrolet Tahoe $210 $288 $474 $1,130
2013 Chevrolet Tahoe $194 $268 $474 $1,094
2012 Chevrolet Tahoe $190 $244 $478 $1,070
2011 Chevrolet Tahoe $176 $222 $474 $1,030
2010 Chevrolet Tahoe $166 $202 $474 $1,000
2009 Chevrolet Tahoe $162 $182 $468 $970
2008 Chevrolet Tahoe $158 $178 $460 $954
2007 Chevrolet Tahoe $156 $168 $452 $934
2006 Chevrolet Tahoe $142 $160 $446 $906
2005 Chevrolet Tahoe $138 $152 $442 $890

Rates are averaged for all Chevrolet Tahoe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Chevrolet Tahoe Insurance

Finding better rates on car insurance consists of being a good driver, having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Invest time comparing rates every year by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The following list is a condensed summary of the coverage data covered in the charts and tables above.

  • It is possible to save around $160 per year simply by quoting early and online
  • Increasing policy deductibles could save up to $550 each year
  • Drivers age 16 to 20 are expensive to insure, with premiums being up to $423 per month including comprehensive and collision insurance
  • Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,580 more per year than a safer driver

To start shopping for Chevy Tahoe insurance rates now, use our free tool below.

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What are the safety ratings of the Chevrolet Tahoe?

The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.

Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.

Chevrolet Tahoe Compared Against Other Vehicles in the Same Class

The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.

Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.

Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.

References:

  1. https://www.iihs.org/ratings/insurance-losses-by-make-and-model

Rates by Driver Age

Chevrolet Tahoe Insurance Rates by Driver Age
Driver Age Premium
16 $5,078
20 $3,142
30 $1,432
40 $1,368
50 $1,250
60 $1,226

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Tahoe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,726
$250 $1,562
$500 $1,368
$1,000 $1,186

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Tahoe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,368
50/100 $1,492
100/300 $1,591
250/500 $1,850
100 CSL $1,531
300 CSL $1,750
500 CSL $1,910

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Tahoe Insurance Rates for High Risk Drivers
Age Premium
16 $7,238
20 $4,990
30 $3,014
40 $2,950
50 $2,814
60 $2,788

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $99
5-yr Claim Free $88
Paid in Full/EFT $62
Advance Quote $67
Online Quote $97
Total Discounts $576
Rate after discounts $792

Discounts are estimated and may not be available from every company or in every state.

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