Chevrolet Express Insurance Rates
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UPDATED: May 2, 2024
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U.S. average insurance prices for a Chevrolet Express are $1,356 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $294, collision costs $532, and liability costs around $372. A policy with just liability insurance costs as low as $438 a year, with coverage for high-risk drivers costing $2,930 or more. Teens pay the highest rates at $5,032 a year or more.
Average premium for full coverage: $1,356
Price estimates by individual coverage:
Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different Express trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Chevrolet Express insurance prices go from the cheapest price of $438 for basic liability insurance to a much higher rate of $2,930 for coverage for higher-risk drivers.
Geographic Price Range
Where you live can have significant affects on the price of auto insurance. Rural locations have more infrequent physical damage claims than cities with more traffic congestion.
The price range example below illustrates how rural and urban location affects auto insurance prices.
The ranges above illustrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Chevrolet Express insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $782
- Using higher $1,000 deductibles will save $188 each year
- The average price for the average middle-age driver who chooses $500 deductibles is $1,356
- Selecting more expensive low deductibles for physical damage coverage costs an extra $364 every year
- Drivers with serious driving violations could pay around $2,930 or more
- The price to insure a teen driver with full coverage can cost $5,032 or more
Insurance prices for a Chevrolet Express are also quite variable based on deductibles and policy limits, your risk profile, and the model of your Express.
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $560 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $335 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $5,000 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can be as much as 44% to 132% more than the average policy. View High Risk Driver Rates
The state you live in has a huge impact on Chevrolet Express insurance prices. A driver around age 40 might see prices as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,830 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,226 | -$130 | -9.6% |
| Alaska | $1,042 | -$314 | -23.2% |
| Arizona | $1,126 | -$230 | -17.0% |
| Arkansas | $1,356 | -$0 | 0.0% |
| California | $1,546 | $190 | 14.0% |
| Colorado | $1,296 | -$60 | -4.4% |
| Connecticut | $1,394 | $38 | 2.8% |
| Delaware | $1,536 | $180 | 13.3% |
| Florida | $1,698 | $342 | 25.2% |
| Georgia | $1,254 | -$102 | -7.5% |
| Hawaii | $976 | -$380 | -28.0% |
| Idaho | $918 | -$438 | -32.3% |
| Illinois | $1,012 | -$344 | -25.4% |
| Indiana | $1,020 | -$336 | -24.8% |
| Iowa | $916 | -$440 | -32.4% |
| Kansas | $1,290 | -$66 | -4.9% |
| Kentucky | $1,852 | $496 | 36.6% |
| Louisiana | $2,010 | $654 | 48.2% |
| Maine | $838 | -$518 | -38.2% |
| Maryland | $1,118 | -$238 | -17.6% |
| Massachusetts | $1,086 | -$270 | -19.9% |
| Michigan | $2,356 | $1,000 | 73.7% |
| Minnesota | $1,136 | -$220 | -16.2% |
| Mississippi | $1,624 | $268 | 19.8% |
| Missouri | $1,204 | -$152 | -11.2% |
| Montana | $1,458 | $102 | 7.5% |
| Nebraska | $1,070 | -$286 | -21.1% |
| Nevada | $1,626 | $270 | 19.9% |
| New Hampshire | $978 | -$378 | -27.9% |
| New Jersey | $1,516 | $160 | 11.8% |
| New Mexico | $1,200 | -$156 | -11.5% |
| New York | $1,430 | $74 | 5.5% |
| North Carolina | $782 | -$574 | -42.3% |
| North Dakota | $1,110 | -$246 | -18.1% |
| Ohio | $936 | -$420 | -31.0% |
| Oklahoma | $1,394 | $38 | 2.8% |
| Oregon | $1,244 | -$112 | -8.3% |
| Pennsylvania | $1,294 | -$62 | -4.6% |
| Rhode Island | $1,810 | $454 | 33.5% |
| South Carolina | $1,230 | -$126 | -9.3% |
| South Dakota | $1,144 | -$212 | -15.6% |
| Tennessee | $1,190 | -$166 | -12.2% |
| Texas | $1,634 | $278 | 20.5% |
| Utah | $1,006 | -$350 | -25.8% |
| Vermont | $930 | -$426 | -31.4% |
| Virginia | $812 | -$544 | -40.1% |
| Washington | $1,050 | -$306 | -22.6% |
| West Virginia | $1,244 | -$112 | -8.3% |
| Wisconsin | $940 | -$416 | -30.7% |
| Wyoming | $1,210 | -$146 | -10.8% |
Since prices can be so different, the only way to figure out who has the best car insurance prices is to compare prices and see which company has the best price. Each insurance company calculates prices differently, so the prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Express | $294 | $532 | $372 | $1,356 |
| 2023 Chevrolet Express | $280 | $512 | $390 | $1,340 |
| 2022 Chevrolet Express | $270 | $506 | $398 | $1,332 |
| 2021 Chevrolet Express | $260 | $494 | $416 | $1,328 |
| 2020 Chevrolet Express | $250 | $474 | $430 | $1,312 |
| 2019 Chevrolet Express | $238 | $458 | $442 | $1,296 |
| 2018 Chevrolet Express | $228 | $424 | $452 | $1,262 |
| 2017 Chevrolet Express | $218 | $400 | $456 | $1,232 |
| 2016 Chevrolet Express | $210 | $358 | $460 | $1,186 |
| 2015 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2014 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2013 Chevrolet Express | $184 | $288 | $474 | $1,104 |
| 2012 Chevrolet Express | $172 | $268 | $474 | $1,072 |
| 2011 Chevrolet Express | $166 | $244 | $478 | $1,046 |
| 2010 Chevrolet Express | $156 | $222 | $474 | $1,010 |
| 2008 Chevrolet Express | $142 | $182 | $468 | $950 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Chevrolet Express Insurance
Getting lower rates on car insurance requires being a safe and courteous driver, having good credit, not filing small claims, and maximizing policy discounts. Set aside time to shop around at least once a year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
Below is a condensed summary of the primary concepts that were raised in the charts and tables above.
- It is possible to save around $160 per year simply by shopping early and online
- Higher risk drivers with multiple at-fault accidents may have to pay on average $1,570 more per year for auto insurance
- Increasing physical damage deductibles could save as much as $550 each year
- Teenage drivers are expensive to insure, as much as $419 a month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,032 |
| 20 | $3,132 |
| 30 | $1,418 |
| 40 | $1,356 |
| 50 | $1,240 |
| 60 | $1,216 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,720 |
| $250 | $1,552 |
| $500 | $1,356 |
| $1,000 | $1,168 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,356 |
| 50/100 | $1,430 |
| 100/300 | $1,523 |
| 250/500 | $1,765 |
| 100 CSL | $1,468 |
| 300 CSL | $1,672 |
| 500 CSL | $1,821 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,176 |
| 20 | $4,972 |
| 30 | $2,994 |
| 40 | $2,930 |
| 50 | $2,794 |
| 60 | $2,768 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $70 |
| Homeowner | $19 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $63 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $574 |
Discounts are estimated and may not be available from every company or in every state.
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