Chevrolet Express Insurance Rates
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UPDATED: Apr 1, 2020
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Estimated insurance prices for a Chevrolet Express are $872 every 12 months including full coverage. Comprehensive insurance costs around $120 a year, collision costs $152, and liability costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing $1,878 or more. Teens pay the most at $3,622 a year or more.
Average premium for full coverage: $872
Premium estimates for type of coverage:
Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Express trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Chevrolet Express go from the cheapest price of $496 for the bare minimum liability coverage to a high of $1,878 for a high-risk insurance policy.
Insurance Price Range by Location
Your location can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion.
The diagram below illustrates the difference location can make on auto insurance rates.
These rate differences highlight why it is important to compare rates for a specific zip code and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Chevrolet Express insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $539
- Drivers who choose higher $1,000 deductibles will pay about $810 every year
- The average price for a 40-year-old good driver using $500 deductibles is $872
- Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $120 every year
- Higher-risk drivers with serious driving violations could pay at least $1,878 or more
- An auto insurance policy to insure a teen driver can be $3,622 a year
Auto insurance prices for a Chevrolet Express also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles could save up to $190 every year, while buying higher liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may pay as little as $800 per year on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay as much as $3,600 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying at least $1,000 to $1,500 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost as much as 41% to 127% more than the average policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Chevrolet Express insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,250 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $792 | -$80 | -9.2% |
| Alaska | $670 | -$202 | -23.2% |
| Arizona | $726 | -$146 | -16.7% |
| Arkansas | $872 | -$0 | 0.0% |
| California | $996 | $124 | 14.2% |
| Colorado | $836 | -$36 | -4.1% |
| Connecticut | $898 | $26 | 3.0% |
| Delaware | $988 | $116 | 13.3% |
| Florida | $1,094 | $222 | 25.5% |
| Georgia | $806 | -$66 | -7.6% |
| Hawaii | $628 | -$244 | -28.0% |
| Idaho | $592 | -$280 | -32.1% |
| Illinois | $652 | -$220 | -25.2% |
| Indiana | $658 | -$214 | -24.5% |
| Iowa | $588 | -$284 | -32.6% |
| Kansas | $830 | -$42 | -4.8% |
| Kentucky | $1,192 | $320 | 36.7% |
| Louisiana | $1,294 | $422 | 48.4% |
| Maine | $538 | -$334 | -38.3% |
| Maryland | $722 | -$150 | -17.2% |
| Massachusetts | $700 | -$172 | -19.7% |
| Michigan | $1,518 | $646 | 74.1% |
| Minnesota | $732 | -$140 | -16.1% |
| Mississippi | $1,046 | $174 | 20.0% |
| Missouri | $776 | -$96 | -11.0% |
| Montana | $940 | $68 | 7.8% |
| Nebraska | $690 | -$182 | -20.9% |
| Nevada | $1,046 | $174 | 20.0% |
| New Hampshire | $630 | -$242 | -27.8% |
| New Jersey | $978 | $106 | 12.2% |
| New Mexico | $776 | -$96 | -11.0% |
| New York | $922 | $50 | 5.7% |
| North Carolina | $504 | -$368 | -42.2% |
| North Dakota | $714 | -$158 | -18.1% |
| Ohio | $606 | -$266 | -30.5% |
| Oklahoma | $898 | $26 | 3.0% |
| Oregon | $800 | -$72 | -8.3% |
| Pennsylvania | $836 | -$36 | -4.1% |
| Rhode Island | $1,168 | $296 | 33.9% |
| South Carolina | $792 | -$80 | -9.2% |
| South Dakota | $738 | -$134 | -15.4% |
| Tennessee | $768 | -$104 | -11.9% |
| Texas | $1,054 | $182 | 20.9% |
| Utah | $648 | -$224 | -25.7% |
| Vermont | $598 | -$274 | -31.4% |
| Virginia | $524 | -$348 | -39.9% |
| Washington | $678 | -$194 | -22.2% |
| West Virginia | $800 | -$72 | -8.3% |
| Wisconsin | $606 | -$266 | -30.5% |
| Wyoming | $780 | -$92 | -10.6% |
With such a large range in prices, the best way to figure out your exact price is to get quotes and see which company has the best price. Every company calculates prices differently, and quoted prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Chevrolet Express | $210 | $358 | $460 | $1,186 |
| 2014 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2008 Chevrolet Express | $146 | $202 | $474 | $980 |
| 2003 Chevrolet Express | $120 | $152 | $442 | $872 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Chevrolet Express Insurance
Finding better rates on car insurance not only requires having a decent driving record, but also having a good credit score, refrain from filing small claims, and maximizing policy discounts. Make time to compare rates at least every other year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.
The following items are a brief review of the car insurance concepts touched on in this article.
- Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,010 more every year than a driver with a clean driving record
- You may be able to save up to $90 per year simply by quoting early and online
- Increasing policy deductibles could save as much as $175 each year
- Policyholders who may need additional liability coverage will pay approximately $490 per year to go from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,622 |
| 20 | $2,006 |
| 30 | $882 |
| 40 | $872 |
| 50 | $804 |
| 60 | $786 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $992 |
| $250 | $938 |
| $500 | $872 |
| $1,000 | $810 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $872 |
| 50/100 | $960 |
| 100/300 | $1,071 |
| 250/500 | $1,358 |
| 100 CSL | $1,005 |
| 300 CSL | $1,248 |
| 500 CSL | $1,425 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,074 |
| 20 | $3,192 |
| 30 | $1,884 |
| 40 | $1,878 |
| 50 | $1,798 |
| 60 | $1,780 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $43 |
| Multi-vehicle | $47 |
| Homeowner | $16 |
| 5-yr Accident Free | $50 |
| 5-yr Claim Free | $54 |
| Paid in Full/EFT | $29 |
| Advance Quote | $37 |
| Online Quote | $57 |
| Total Discounts | $333 |
Discounts are estimated and may not be available from every company or in every state.
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