Chevrolet Express Insurance Rates
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UPDATED: Jun 1, 2023
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Estimated auto insurance rates for a Chevrolet Express are $872 annually with full coverage. Comprehensive costs approximately $120 a year, collision costs $152, and liability insurance is $442. A liability-only policy costs around $496 a year, with high-risk insurance costing around $1,878. Teenage drivers pay the most at $3,622 a year or more.
Average premium for full coverage: $872
Premium estimates by type of coverage:
Prices include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and Express trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Chevrolet Express go from as cheap as $496 for liability-only coverage to a high of $1,878 for a policy for a high-risk driver.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are statistically proven to have fewer collision claims than densely populated cities.
The diagram below illustrates how rural and urban location affects auto insurance prices.
These rate differences demonstrate why it is important to compare rates quotes using their specific location and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Chevrolet Express insurance rates for additional coverage and risk scenarios.
- The best discount rate is $539
- Raising to $1,000 deductibles will save $810 annually
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $872
- Using low $100 deductibles will cost $992
- Higher-risk drivers who are prone to accidents and violations could pay around $1,878 or more
- An auto insurance policy with full coverage for a teen driver can cost $3,622
Auto insurance prices for a Chevrolet Express also have a wide range based on the model of your Express, your driving record, and physical damage deductibles and liability limits.
Older drivers with a good driving record and high physical damage deductibles could pay as little as $800 every 12 months on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $3,600 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out anywhere from $1,000 to $1,500 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 41% to 127% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce prices by up to $190 each year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Chevrolet Express insurance rates. A middle-age driver might find prices as low as $630 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,180 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $792 | -$80 | -9.2% |
| Alaska | $670 | -$202 | -23.2% |
| Arizona | $726 | -$146 | -16.7% |
| Arkansas | $872 | -$0 | 0.0% |
| California | $996 | $124 | 14.2% |
| Colorado | $836 | -$36 | -4.1% |
| Connecticut | $898 | $26 | 3.0% |
| Delaware | $988 | $116 | 13.3% |
| Florida | $1,094 | $222 | 25.5% |
| Georgia | $806 | -$66 | -7.6% |
| Hawaii | $628 | -$244 | -28.0% |
| Idaho | $592 | -$280 | -32.1% |
| Illinois | $652 | -$220 | -25.2% |
| Indiana | $658 | -$214 | -24.5% |
| Iowa | $588 | -$284 | -32.6% |
| Kansas | $830 | -$42 | -4.8% |
| Kentucky | $1,192 | $320 | 36.7% |
| Louisiana | $1,294 | $422 | 48.4% |
| Maine | $538 | -$334 | -38.3% |
| Maryland | $722 | -$150 | -17.2% |
| Massachusetts | $700 | -$172 | -19.7% |
| Michigan | $1,518 | $646 | 74.1% |
| Minnesota | $732 | -$140 | -16.1% |
| Mississippi | $1,046 | $174 | 20.0% |
| Missouri | $776 | -$96 | -11.0% |
| Montana | $940 | $68 | 7.8% |
| Nebraska | $690 | -$182 | -20.9% |
| Nevada | $1,046 | $174 | 20.0% |
| New Hampshire | $630 | -$242 | -27.8% |
| New Jersey | $978 | $106 | 12.2% |
| New Mexico | $776 | -$96 | -11.0% |
| New York | $922 | $50 | 5.7% |
| North Carolina | $504 | -$368 | -42.2% |
| North Dakota | $714 | -$158 | -18.1% |
| Ohio | $606 | -$266 | -30.5% |
| Oklahoma | $898 | $26 | 3.0% |
| Oregon | $800 | -$72 | -8.3% |
| Pennsylvania | $836 | -$36 | -4.1% |
| Rhode Island | $1,168 | $296 | 33.9% |
| South Carolina | $792 | -$80 | -9.2% |
| South Dakota | $738 | -$134 | -15.4% |
| Tennessee | $768 | -$104 | -11.9% |
| Texas | $1,054 | $182 | 20.9% |
| Utah | $648 | -$224 | -25.7% |
| Vermont | $598 | -$274 | -31.4% |
| Virginia | $524 | -$348 | -39.9% |
| Washington | $678 | -$194 | -22.2% |
| West Virginia | $800 | -$72 | -8.3% |
| Wisconsin | $606 | -$266 | -30.5% |
| Wyoming | $780 | -$92 | -10.6% |
With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2014 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2008 Chevrolet Express | $142 | $182 | $468 | $950 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Chevrolet Express Insurance
Finding better rates on Chevrolet Express insurance consists of being safe and accident-free, having above-average credit, being claim-free, and not having any coverage lapses. Set aside time to shop around every year by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.
Below you'll find a quick rundown of the coverage data raised in the charts and tables above.
- You may be able to save around $90 per year simply by quoting early and online
- Increasing policy deductibles could save up to $175 each year
- Youthful drivers have the highest car insurance prices, possibly costing $302 per month if full coverage is included
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,010 more per year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,622 |
| 20 | $2,006 |
| 30 | $882 |
| 40 | $872 |
| 50 | $804 |
| 60 | $786 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $992 |
| $250 | $938 |
| $500 | $872 |
| $1,000 | $810 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $872 |
| 50/100 | $960 |
| 100/300 | $1,071 |
| 250/500 | $1,358 |
| 100 CSL | $1,005 |
| 300 CSL | $1,248 |
| 500 CSL | $1,425 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,074 |
| 20 | $3,192 |
| 30 | $1,884 |
| 40 | $1,878 |
| 50 | $1,798 |
| 60 | $1,780 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $43 |
| Multi-vehicle | $47 |
| Homeowner | $16 |
| 5-yr Accident Free | $50 |
| 5-yr Claim Free | $54 |
| Paid in Full/EFT | $29 |
| Advance Quote | $37 |
| Online Quote | $57 |
| Total Discounts | $333 |
Discounts are estimated and may not be available from every company or in every state.
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