Chevrolet Express Insurance Rates
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UPDATED: May 2, 2024
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Estimated insurance prices for a Chevrolet Express are $1,356 every 12 months for full coverage insurance. Comprehensive insurance costs on average $294, collision insurance costs $532, and liability coverage costs $372. A policy with only liability insurance costs as little as $438 a year, and a high-risk policy costs $2,930 or more. 16-year-old drivers pay the most at up to $5,032 a year.
Average premium for full coverage: $1,356
Premium estimates by type of coverage:
Rate estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for all Express models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Chevrolet Express range from the cheapest price of $438 for your basic liability-only policy to the much higher price of $2,930 for a high-risk insurance policy.
Insurance Price Range by Location
Your location has a large influence on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than congested cities. The example below illustrates how location helps determine car insurance rates.
These rate differences illustrate why everyone should compare rates based on a specific location and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Chevrolet Express insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $782
- Drivers who choose higher $1,000 deductibles will pay around $188 each year
- The average price for a 40-year-old good driver with $500 deductibles is $1,356
- Buying pricier low deductibles for comprehensive and collision insurance costs an extra $364 each year
- High-risk insureds with multiple tickets or accidents could pay upwards of $2,930
- An auto insurance policy to insure a teenage driver for full coverage may cost $5,032 a year
Car insurance prices for a Chevrolet Express also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your Express.
Opting for high physical damage deductibles could save up to $560 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $335 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged upwards of $5,000 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,600 to $2,200 extra annually, depending on your age. Chevrolet Express insurance for high-risk drivers can cost around 44% to 132% more than the average rate. View High Risk Driver Rates
Where you choose to live makes a big difference in Chevrolet Express insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,830 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,226 | -$130 | -9.6% |
| Alaska | $1,042 | -$314 | -23.2% |
| Arizona | $1,126 | -$230 | -17.0% |
| Arkansas | $1,356 | -$0 | 0.0% |
| California | $1,546 | $190 | 14.0% |
| Colorado | $1,296 | -$60 | -4.4% |
| Connecticut | $1,394 | $38 | 2.8% |
| Delaware | $1,536 | $180 | 13.3% |
| Florida | $1,698 | $342 | 25.2% |
| Georgia | $1,254 | -$102 | -7.5% |
| Hawaii | $976 | -$380 | -28.0% |
| Idaho | $918 | -$438 | -32.3% |
| Illinois | $1,012 | -$344 | -25.4% |
| Indiana | $1,020 | -$336 | -24.8% |
| Iowa | $916 | -$440 | -32.4% |
| Kansas | $1,290 | -$66 | -4.9% |
| Kentucky | $1,852 | $496 | 36.6% |
| Louisiana | $2,010 | $654 | 48.2% |
| Maine | $838 | -$518 | -38.2% |
| Maryland | $1,118 | -$238 | -17.6% |
| Massachusetts | $1,086 | -$270 | -19.9% |
| Michigan | $2,356 | $1,000 | 73.7% |
| Minnesota | $1,136 | -$220 | -16.2% |
| Mississippi | $1,624 | $268 | 19.8% |
| Missouri | $1,204 | -$152 | -11.2% |
| Montana | $1,458 | $102 | 7.5% |
| Nebraska | $1,070 | -$286 | -21.1% |
| Nevada | $1,626 | $270 | 19.9% |
| New Hampshire | $978 | -$378 | -27.9% |
| New Jersey | $1,516 | $160 | 11.8% |
| New Mexico | $1,200 | -$156 | -11.5% |
| New York | $1,430 | $74 | 5.5% |
| North Carolina | $782 | -$574 | -42.3% |
| North Dakota | $1,110 | -$246 | -18.1% |
| Ohio | $936 | -$420 | -31.0% |
| Oklahoma | $1,394 | $38 | 2.8% |
| Oregon | $1,244 | -$112 | -8.3% |
| Pennsylvania | $1,294 | -$62 | -4.6% |
| Rhode Island | $1,810 | $454 | 33.5% |
| South Carolina | $1,230 | -$126 | -9.3% |
| South Dakota | $1,144 | -$212 | -15.6% |
| Tennessee | $1,190 | -$166 | -12.2% |
| Texas | $1,634 | $278 | 20.5% |
| Utah | $1,006 | -$350 | -25.8% |
| Vermont | $930 | -$426 | -31.4% |
| Virginia | $812 | -$544 | -40.1% |
| Washington | $1,050 | -$306 | -22.6% |
| West Virginia | $1,244 | -$112 | -8.3% |
| Wisconsin | $940 | -$416 | -30.7% |
| Wyoming | $1,210 | -$146 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Express | $294 | $532 | $372 | $1,356 |
| 2023 Chevrolet Express | $280 | $512 | $390 | $1,340 |
| 2022 Chevrolet Express | $270 | $506 | $398 | $1,332 |
| 2021 Chevrolet Express | $260 | $494 | $416 | $1,328 |
| 2020 Chevrolet Express | $250 | $474 | $430 | $1,312 |
| 2019 Chevrolet Express | $238 | $458 | $442 | $1,296 |
| 2018 Chevrolet Express | $228 | $424 | $452 | $1,262 |
| 2017 Chevrolet Express | $218 | $400 | $456 | $1,232 |
| 2016 Chevrolet Express | $210 | $358 | $460 | $1,186 |
| 2015 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2014 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2013 Chevrolet Express | $184 | $288 | $474 | $1,104 |
| 2012 Chevrolet Express | $172 | $268 | $474 | $1,072 |
| 2011 Chevrolet Express | $166 | $244 | $478 | $1,046 |
| 2010 Chevrolet Express | $156 | $222 | $474 | $1,010 |
| 2008 Chevrolet Express | $142 | $182 | $468 | $950 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Chevrolet Express Insurance
Finding better rates on auto insurance not only requires being a low-risk driver, but also maintaining a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Invest time comparing rates at least every other year by requesting quotes from direct insurance companies, and also from several local insurance agents.
The items below are a brief recap of the car insurance concepts covered in the charts and tables above.
- Drivers who tend to receive serious violations pay on average $1,570 more each year to insure their Express
- It is possible to save as much as $160 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles could save as much as $550 each year
- Consumers who require more liability coverage will pay around $410 annually to go from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,032 |
| 20 | $3,132 |
| 30 | $1,418 |
| 40 | $1,356 |
| 50 | $1,240 |
| 60 | $1,216 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,720 |
| $250 | $1,552 |
| $500 | $1,356 |
| $1,000 | $1,168 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,356 |
| 50/100 | $1,430 |
| 100/300 | $1,523 |
| 250/500 | $1,765 |
| 100 CSL | $1,468 |
| 300 CSL | $1,672 |
| 500 CSL | $1,821 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,176 |
| 20 | $4,972 |
| 30 | $2,994 |
| 40 | $2,930 |
| 50 | $2,794 |
| 60 | $2,768 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $70 |
| Homeowner | $19 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $63 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $574 |
Discounts are estimated and may not be available from every company or in every state.
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