Chevrolet Camaro Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 6, 2023
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The average insurance rates for a Chevrolet Camaro are $1,442 a year including full coverage. Comprehensive insurance costs on average $320 each year, collision costs $566, and liability is $398. Liability-only insurance costs around $460 a year, with high-risk driver insurance costing $3,116 or more. 16-year-old drivers cost the most to insure at $5,330 a year or more.
Average premium for full coverage: $1,442
Policy rates by type of insurance:
Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Camaro models.
Price Range Variability
For the average driver, Chevrolet Camaro insurance rates go from the low end price of $460 for a discount liability-only rate to a high rate of $3,116 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than congested cities.
The graphic below illustrates how location impacts car insurance rates.
The examples above highlight why all drivers should compare rates quotes based on a specific location, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down estimated Chevrolet Camaro insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $827
- Raising to $1,000 deductibles will save around $202 every year
- The estimated price for a good driver age 40 with $500 deductibles is $1,442
- Buying low deductibles will cost an additional $390 every year
- At-risk drivers with multiple tickets or accidents could pay upwards of $3,116 or more
- Policy cost that insures a teen driver may cost $5,330
 
				Auto insurance rates for a Chevrolet Camaro also range considerably based on the trim level and model year, your driving record and age, and policy deductibles and limits.
If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,700 to $2,300 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 132% more than the average rate. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay upwards of $5,300 a year. View Rates by Age
Your home state also has a big influence on Chevrolet Camaro insurance prices. A middle-age driver might find rates as low as $1,110 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,060 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference | 
|---|---|---|---|
| Alabama | $1,304 | -$138 | -9.6% | 
| Alaska | $1,106 | -$336 | -23.3% | 
| Arizona | $1,196 | -$246 | -17.1% | 
| Arkansas | $1,442 | -$0 | 0.0% | 
| California | $1,644 | $202 | 14.0% | 
| Colorado | $1,376 | -$66 | -4.6% | 
| Connecticut | $1,484 | $42 | 2.9% | 
| Delaware | $1,632 | $190 | 13.2% | 
| Florida | $1,804 | $362 | 25.1% | 
| Georgia | $1,332 | -$110 | -7.6% | 
| Hawaii | $1,036 | -$406 | -28.2% | 
| Idaho | $976 | -$466 | -32.3% | 
| Illinois | $1,076 | -$366 | -25.4% | 
| Indiana | $1,086 | -$356 | -24.7% | 
| Iowa | $974 | -$468 | -32.5% | 
| Kansas | $1,372 | -$70 | -4.9% | 
| Kentucky | $1,968 | $526 | 36.5% | 
| Louisiana | $2,134 | $692 | 48.0% | 
| Maine | $890 | -$552 | -38.3% | 
| Maryland | $1,190 | -$252 | -17.5% | 
| Massachusetts | $1,154 | -$288 | -20.0% | 
| Michigan | $2,506 | $1,064 | 73.8% | 
| Minnesota | $1,208 | -$234 | -16.2% | 
| Mississippi | $1,728 | $286 | 19.8% | 
| Missouri | $1,280 | -$162 | -11.2% | 
| Montana | $1,550 | $108 | 7.5% | 
| Nebraska | $1,138 | -$304 | -21.1% | 
| Nevada | $1,730 | $288 | 20.0% | 
| New Hampshire | $1,040 | -$402 | -27.9% | 
| New Jersey | $1,612 | $170 | 11.8% | 
| New Mexico | $1,278 | -$164 | -11.4% | 
| New York | $1,520 | $78 | 5.4% | 
| North Carolina | $832 | -$610 | -42.3% | 
| North Dakota | $1,182 | -$260 | -18.0% | 
| Ohio | $996 | -$446 | -30.9% | 
| Oklahoma | $1,484 | $42 | 2.9% | 
| Oregon | $1,320 | -$122 | -8.5% | 
| Pennsylvania | $1,376 | -$66 | -4.6% | 
| Rhode Island | $1,926 | $484 | 33.6% | 
| South Carolina | $1,308 | -$134 | -9.3% | 
| South Dakota | $1,218 | -$224 | -15.5% | 
| Tennessee | $1,264 | -$178 | -12.3% | 
| Texas | $1,738 | $296 | 20.5% | 
| Utah | $1,068 | -$374 | -25.9% | 
| Vermont | $988 | -$454 | -31.5% | 
| Virginia | $864 | -$578 | -40.1% | 
| Washington | $1,116 | -$326 | -22.6% | 
| West Virginia | $1,322 | -$120 | -8.3% | 
| Wisconsin | $998 | -$444 | -30.8% | 
| Wyoming | $1,284 | -$158 | -11.0% | 

Opting for high physical damage deductibles can reduce rates by up to $600 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 extra every year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the best way to figure out exactly what you will pay is to do a rate comparison and see which company has the best rate. Every auto insurance company utilizes a different rate formula, and quoted rates will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium | 
|---|---|---|
| Chevrolet Camaro LS | $1,398 | $117 | 
| Chevrolet Camaro LT | $1,398 | $117 | 
| Chevrolet Camaro SS | $1,526 | $127 | 
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium | 
|---|---|---|---|---|
| 2024 Chevrolet Camaro | $332 | $570 | $390 | $1,450 | 
| 2023 Chevrolet Camaro | $320 | $566 | $398 | $1,442 | 
| 2022 Chevrolet Camaro | $308 | $552 | $416 | $1,434 | 
| 2021 Chevrolet Camaro | $298 | $530 | $430 | $1,416 | 
| 2020 Chevrolet Camaro | $282 | $512 | $442 | $1,394 | 
| 2019 Chevrolet Camaro | $270 | $474 | $452 | $1,354 | 
| 2018 Chevrolet Camaro | $260 | $446 | $456 | $1,320 | 
| 2017 Chevrolet Camaro | $248 | $400 | $460 | $1,266 | 
| 2016 Chevrolet Camaro | $232 | $368 | $460 | $1,218 | 
| 2015 Chevrolet Camaro | $224 | $346 | $464 | $1,192 | 
| 2014 Chevrolet Camaro | $220 | $322 | $474 | $1,174 | 
| 2013 Chevrolet Camaro | $202 | $300 | $474 | $1,134 | 
| 2012 Chevrolet Camaro | $198 | $272 | $478 | $1,106 | 
| 2011 Chevrolet Camaro | $184 | $248 | $474 | $1,064 | 
| 2010 Chevrolet Camaro | $174 | $226 | $474 | $1,032 | 
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Chevrolet Camaro Insurance
Finding cheaper rates on car insurance consists of being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Comparison shop at every policy renewal by requesting rates from direct car insurance companies, and also from insurance agencies where you live.
Below you'll find a brief recap of the data touched on above.
- Policyholders who require more liability protection will pay around $440 per year to raise from a 30/60 limit to the 250/500 level
- You may be able to save as much as $180 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles can save approximately $600 each year
- Youthful drivers are charged the highest rates, with premiums being up to $444 each month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium | 
|---|---|
| 16 | $5,330 | 
| 20 | $3,324 | 
| 30 | $1,508 | 
| 40 | $1,442 | 
| 50 | $1,318 | 
| 60 | $1,292 | 
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium | 
|---|---|
| $100 | $1,832 | 
| $250 | $1,650 | 
| $500 | $1,442 | 
| $1,000 | $1,240 | 
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium | 
|---|---|
| 30/60 | $1,442 | 
| 50/100 | $1,606 | 
| 100/300 | $1,705 | 
| 250/500 | $1,964 | 
| 100 CSL | $1,645 | 
| 300 CSL | $1,864 | 
| 500 CSL | $2,024 | 
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium | 
|---|---|
| 16 | $7,610 | 
| 20 | $5,284 | 
| 30 | $3,190 | 
| 40 | $3,116 | 
| 50 | $2,974 | 
| 60 | $2,948 | 
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings | 
|---|---|
| Multi-policy | $77 | 
| Multi-vehicle | $75 | 
| Homeowner | $21 | 
| 5-yr Accident Free | $107 | 
| 5-yr Claim Free | $93 | 
| Paid in Full/EFT | $67 | 
| Advance Quote | $72 | 
| Online Quote | $103 | 
| Total Discounts | $615 | 
Discounts are estimated and may not be available from every company or in every state.
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