Chevrolet Camaro Insurance Rates
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UPDATED: Jun 6, 2023
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The average insurance rates for a Chevrolet Camaro are $1,442 a year for full coverage. Comprehensive insurance costs on average $320, collision costs $566, and liability is $398. A liability-only policy costs around $460 a year, with high-risk insurance costing $3,116 or more. 16-year-old drivers cost the most to insure at $5,330 a year or more.
Average premium for full coverage: $1,442
Policy rates by type of insurance:
Rates are based on $500 deductible amounts, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for all Camaro models.
Price Range Variability
For a driver in their 40's, Chevrolet Camaro insurance rates go from as low as $460 for basic liability insurance to the much higher price of $3,116 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than congested cities.
The example below illustrates how location helps determine car insurance rates.
The examples above show why everyone should compare rates quotes based on a specific location and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Chevrolet Camaro insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $827
- Raising to $1,000 deductibles will save around $202 a year
- The average rate for a good driver age 40 with $500 deductibles is $1,442
- Buying pricier low deductibles will cost an extra $390 every year
- At-risk drivers with multiple tickets or accidents could pay upwards of $3,116 or more
- Policy cost for full coverage for a teen driver for full coverage may cost $5,330
Car insurance rates for a Chevrolet Camaro also range considerably based on your risk profile, the trim level of your Camaro, and policy deductibles and limits.
A more mature driver with no driving violations and high deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $5,300 a year. View Rates by Age
Your home state also has a big influence on Chevrolet Camaro insurance prices. A middle-age driver might find rates as low as $950 a year in states like Idaho, Maine, and Iowa, or at least $2,060 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,304 | -$138 | -9.6% |
| Alaska | $1,106 | -$336 | -23.3% |
| Arizona | $1,196 | -$246 | -17.1% |
| Arkansas | $1,442 | -$0 | 0.0% |
| California | $1,644 | $202 | 14.0% |
| Colorado | $1,376 | -$66 | -4.6% |
| Connecticut | $1,484 | $42 | 2.9% |
| Delaware | $1,632 | $190 | 13.2% |
| Florida | $1,804 | $362 | 25.1% |
| Georgia | $1,332 | -$110 | -7.6% |
| Hawaii | $1,036 | -$406 | -28.2% |
| Idaho | $976 | -$466 | -32.3% |
| Illinois | $1,076 | -$366 | -25.4% |
| Indiana | $1,086 | -$356 | -24.7% |
| Iowa | $974 | -$468 | -32.5% |
| Kansas | $1,372 | -$70 | -4.9% |
| Kentucky | $1,968 | $526 | 36.5% |
| Louisiana | $2,134 | $692 | 48.0% |
| Maine | $890 | -$552 | -38.3% |
| Maryland | $1,190 | -$252 | -17.5% |
| Massachusetts | $1,154 | -$288 | -20.0% |
| Michigan | $2,506 | $1,064 | 73.8% |
| Minnesota | $1,208 | -$234 | -16.2% |
| Mississippi | $1,728 | $286 | 19.8% |
| Missouri | $1,280 | -$162 | -11.2% |
| Montana | $1,550 | $108 | 7.5% |
| Nebraska | $1,138 | -$304 | -21.1% |
| Nevada | $1,730 | $288 | 20.0% |
| New Hampshire | $1,040 | -$402 | -27.9% |
| New Jersey | $1,612 | $170 | 11.8% |
| New Mexico | $1,278 | -$164 | -11.4% |
| New York | $1,520 | $78 | 5.4% |
| North Carolina | $832 | -$610 | -42.3% |
| North Dakota | $1,182 | -$260 | -18.0% |
| Ohio | $996 | -$446 | -30.9% |
| Oklahoma | $1,484 | $42 | 2.9% |
| Oregon | $1,320 | -$122 | -8.5% |
| Pennsylvania | $1,376 | -$66 | -4.6% |
| Rhode Island | $1,926 | $484 | 33.6% |
| South Carolina | $1,308 | -$134 | -9.3% |
| South Dakota | $1,218 | -$224 | -15.5% |
| Tennessee | $1,264 | -$178 | -12.3% |
| Texas | $1,738 | $296 | 20.5% |
| Utah | $1,068 | -$374 | -25.9% |
| Vermont | $988 | -$454 | -31.5% |
| Virginia | $864 | -$578 | -40.1% |
| Washington | $1,116 | -$326 | -22.6% |
| West Virginia | $1,322 | -$120 | -8.3% |
| Wisconsin | $998 | -$444 | -30.8% |
| Wyoming | $1,284 | -$158 | -11.0% |
Opting for high physical damage deductibles can reduce rates by up to $600 every year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,700 to $2,300 extra every year, depending on your age. Chevrolet Camaro insurance for high-risk drivers is expensive and can cost as much as 43% to 132% more than the average rate. View High Risk Driver Rates
Because rates have so much variability, the only way to know exactly what you will pay is to regularly compare rates and see which company has the best rate. Every auto insurance company utilizes a different rate formula, so rate quotes will be varied from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,398 | $117 |
| Chevrolet Camaro LT | $1,398 | $117 |
| Chevrolet Camaro SS | $1,526 | $127 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Camaro | $332 | $570 | $390 | $1,450 |
| 2023 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
| 2022 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
| 2021 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2020 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2019 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
| 2018 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2017 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2016 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2015 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2014 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2013 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2012 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
| 2011 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
| 2010 Chevrolet Camaro | $174 | $226 | $474 | $1,032 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Chevrolet Camaro Insurance
Finding cheaper rates on car insurance consists of having a good driving record, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest time comparing rates at least once a year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.
The next list is a quick review of the primary concepts that were covered in the charts and tables above.
- Drivers can save as much as $180 per year simply by quoting online well ahead of the renewal date
- Higher risk drivers with a DUI or reckless driving violation will pay on average $1,670 more each year to buy Chevrolet Camaro insurance
- Increasing comprehensive and collision deductibles can save around $600 each year
- Drivers age 20 and younger are expensive to insure, costing up to $444 each month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,330 |
| 20 | $3,324 |
| 30 | $1,508 |
| 40 | $1,442 |
| 50 | $1,318 |
| 60 | $1,292 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,832 |
| $250 | $1,650 |
| $500 | $1,442 |
| $1,000 | $1,240 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,442 |
| 50/100 | $1,606 |
| 100/300 | $1,705 |
| 250/500 | $1,964 |
| 100 CSL | $1,645 |
| 300 CSL | $1,864 |
| 500 CSL | $2,024 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,610 |
| 20 | $5,284 |
| 30 | $3,190 |
| 40 | $3,116 |
| 50 | $2,974 |
| 60 | $2,948 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $72 |
| Online Quote | $103 |
| Total Discounts | $615 |
Discounts are estimated and may not be available from every company or in every state.
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