Chevrolet Camaro Insurance Rates

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UPDATED: Jun 6, 2023

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Chevrolet Camaro insurance

U.S. average auto insurance rates for a Chevrolet Camaro are $1,434 annually including full coverage. Comprehensive insurance costs around $308, collision insurance costs $552, and liability costs $416. Buying just liability costs as little as $474 a year, and insurance for high-risk drivers costs $3,106 or more. Teens pay the highest rates at up to $5,342 a year.

Average premium for full coverage: $1,434

Price estimates for individual coverage:

Comprehensive $308
Collision $552
Liability $416

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different Camaro trim levels.

Price Range from Low to High

For an average driver, Chevrolet Camaro insurance prices range from as cheap as $474 for the bare minimum liability coverage to a much higher rate of $3,106 for a driver who has had serious violations or accidents.

Liability Only $474
Full Coverage $1,434
High Risk $3,106

Geographic Price Range

Your location can have significant affects on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,076
Small Cities $1,506
Large Cities $1,936

The ranges above highlight why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Chevrolet Camaro insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $823
  • Drivers who choose higher $1,000 deductibles will pay about $194 every year
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,434
  • Selecting more expensive low deductibles for comprehensive and collision insurance costs an additional $380 every year
  • Higher-risk drivers with serious driving violations could pay at least $3,106
  • The price with full coverage for a teen driver with full coverage can be $5,342 a year

View Chart as Image

Chevrolet Camaro insurance cost comparison chart
Column chart showing Chevrolet Camaro insurance prices range from $823 to $5,342 for full coverage

Insurance prices for a Chevrolet Camaro are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,700 to $2,300 additional each year, depending on your age. High-risk driver insurance can cost as much as 43% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $580 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Chevrolet Camaro insurance prices. A 40-year-old driver could pay as low as $1,100 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,050 on average in Michigan, New York, and Louisiana.

Chevrolet Camaro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,298 -$136 -9.5%
Alaska $1,102 -$332 -23.2%
Arizona $1,192 -$242 -16.9%
Arkansas $1,434 -$0 0.0%
California $1,636 $202 14.1%
Colorado $1,372 -$62 -4.3%
Connecticut $1,476 $42 2.9%
Delaware $1,624 $190 13.2%
Florida $1,796 $362 25.2%
Georgia $1,324 -$110 -7.7%
Hawaii $1,030 -$404 -28.2%
Idaho $970 -$464 -32.4%
Illinois $1,070 -$364 -25.4%
Indiana $1,080 -$354 -24.7%
Iowa $970 -$464 -32.4%
Kansas $1,364 -$70 -4.9%
Kentucky $1,958 $524 36.5%
Louisiana $2,124 $690 48.1%
Maine $884 -$550 -38.4%
Maryland $1,184 -$250 -17.4%
Massachusetts $1,148 -$286 -19.9%
Michigan $2,494 $1,060 73.9%
Minnesota $1,200 -$234 -16.3%
Mississippi $1,720 $286 19.9%
Missouri $1,274 -$160 -11.2%
Montana $1,544 $110 7.7%
Nebraska $1,132 -$302 -21.1%
Nevada $1,720 $286 19.9%
New Hampshire $1,034 -$400 -27.9%
New Jersey $1,604 $170 11.9%
New Mexico $1,272 -$162 -11.3%
New York $1,512 $78 5.4%
North Carolina $828 -$606 -42.3%
North Dakota $1,174 -$260 -18.1%
Ohio $992 -$442 -30.8%
Oklahoma $1,472 $38 2.6%
Oregon $1,314 -$120 -8.4%
Pennsylvania $1,368 -$66 -4.6%
Rhode Island $1,914 $480 33.5%
South Carolina $1,300 -$134 -9.3%
South Dakota $1,212 -$222 -15.5%
Tennessee $1,258 -$176 -12.3%
Texas $1,732 $298 20.8%
Utah $1,062 -$372 -25.9%
Vermont $982 -$452 -31.5%
Virginia $860 -$574 -40.0%
Washington $1,110 -$324 -22.6%
West Virginia $1,314 -$120 -8.4%
Wisconsin $994 -$440 -30.7%
Wyoming $1,278 -$156 -10.9%

View Chart as Image

Chevrolet Camaro insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Chevrolet Camaro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Camaro LS $1,394 $116
Chevrolet Camaro LT $1,394 $116
Chevrolet Camaro SS $1,516 $126

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Camaro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Camaro $320 $566 $398 $1,442
2023 Chevrolet Camaro $308 $552 $416 $1,434
2022 Chevrolet Camaro $298 $530 $430 $1,416
2021 Chevrolet Camaro $282 $512 $442 $1,394
2020 Chevrolet Camaro $270 $474 $452 $1,354
2019 Chevrolet Camaro $260 $446 $456 $1,320
2018 Chevrolet Camaro $248 $400 $460 $1,266
2017 Chevrolet Camaro $232 $368 $460 $1,218
2016 Chevrolet Camaro $224 $346 $464 $1,192
2015 Chevrolet Camaro $220 $322 $474 $1,174
2014 Chevrolet Camaro $202 $300 $474 $1,134
2013 Chevrolet Camaro $198 $272 $478 $1,106
2012 Chevrolet Camaro $184 $248 $474 $1,064
2011 Chevrolet Camaro $174 $226 $474 $1,032
2010 Chevrolet Camaro $168 $202 $468 $996

Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Chevrolet Camaro Insurance

Getting lower rates on car insurance not only requires being a good driver, but also having good credit, being claim-free, and deciding if full coverage is necessary. Take the time to compare rates every other policy renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a brief summary of the ideas that were covered in the above illustrations.

  • Drivers age 16 to 20 are charged the highest prices, possibly costing $445 a month if they have full coverage
  • Higher risk drivers that tend to have accidents or serious violations may pay on average $1,670 more every year than a safer driver
  • Increasing physical damage deductibles could save up to $575 each year
  • You may be able to save up to $170 per year just by shopping early and online

Rates by Driver Age

Chevrolet Camaro Insurance Rates by Driver Age
Driver Age Premium
16 $5,342
20 $3,310
30 $1,496
40 $1,434
50 $1,310
60 $1,284

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Camaro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,814
$250 $1,640
$500 $1,434
$1,000 $1,240

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Camaro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,434
50/100 $1,599
100/300 $1,703
250/500 $1,974
100 CSL $1,641
300 CSL $1,870
500 CSL $2,036

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Camaro Insurance Rates for High Risk Drivers
Age Premium
16 $7,624
20 $5,270
30 $3,176
40 $3,106
50 $2,964
60 $2,936

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $106
5-yr Claim Free $93
Paid in Full/EFT $66
Advance Quote $71
Online Quote $102
Total Discounts $611
Rate after discounts $823

Discounts are estimated and may not be available from every company or in every state.

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