Chevrolet Camaro Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Sep 2, 2022

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Chevrolet Camaro insurance

U.S. average insurance rates for a Chevrolet Camaro are $1,416 a year for full coverage. Comprehensive insurance costs approximately $298 each year, collision costs $530, and liability insurance costs $430. Liability-only insurance costs as little as $486 a year, with high-risk driver insurance costing $3,062 or more. 16-year-old drivers pay the highest rates at $5,298 a year or more.

Average premium for full coverage: $1,416

Price estimates by individual coverage:

Comprehensive $298
Collision $530
Liability $430

Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and Camaro models.

Price Range from Low to High

For a 40-year-old driver, Chevrolet Camaro insurance prices go from the low end price of $486 for a discount liability-only rate to a high rate of $3,062 for a driver who has had serious violations or accidents.

Liability Only $486
Full Coverage $1,416
High Risk $3,062

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural locations have lower incidents of accident claims than congested cities.

The graphic below illustrates how your location can change auto insurance prices.

Rural Areas $1,062
Small Cities $1,487
Large Cities $1,912

The ranges above show why all drivers should compare rates using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows estimated Chevrolet Camaro insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $815
  • Drivers who choose higher $1,000 deductibles will pay $188 a year
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $1,416
  • Buying low deductibles for comprehensive and collision insurance will cost an additional $364 a year
  • High risk drivers with multiple tickets or accidents could pay around $3,062 or more
  • The price that insures a teen driver can cost $5,298 a year

View Chart as Image

Chevrolet Camaro insurance cost comparison chart
Column chart showing full coverage Chevrolet Camaro insurance prices range from $815 to $5,298

Car insurance prices for a Chevrolet Camaro are also quite variable based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 134% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $5,200 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $930 a year in states like Iowa, Maine, and Idaho, or at least $2,020 on average in New York, Louisiana, and Michigan.

Chevrolet Camaro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,278 -$138 -9.7%
Alaska $1,086 -$330 -23.3%
Arizona $1,174 -$242 -17.1%
Arkansas $1,416 -$0 0.0%
California $1,614 $198 14.0%
Colorado $1,352 -$64 -4.5%
Connecticut $1,456 $40 2.8%
Delaware $1,602 $186 13.1%
Florida $1,770 $354 25.0%
Georgia $1,306 -$110 -7.8%
Hawaii $1,016 -$400 -28.2%
Idaho $956 -$460 -32.5%
Illinois $1,054 -$362 -25.6%
Indiana $1,066 -$350 -24.7%
Iowa $954 -$462 -32.6%
Kansas $1,344 -$72 -5.1%
Kentucky $1,930 $514 36.3%
Louisiana $2,094 $678 47.9%
Maine $872 -$544 -38.4%
Maryland $1,166 -$250 -17.7%
Massachusetts $1,134 -$282 -19.9%
Michigan $2,458 $1,042 73.6%
Minnesota $1,186 -$230 -16.2%
Mississippi $1,694 $278 19.6%
Missouri $1,256 -$160 -11.3%
Montana $1,522 $106 7.5%
Nebraska $1,116 -$300 -21.2%
Nevada $1,694 $278 19.6%
New Hampshire $1,020 -$396 -28.0%
New Jersey $1,582 $166 11.7%
New Mexico $1,254 -$162 -11.4%
New York $1,492 $76 5.4%
North Carolina $816 -$600 -42.4%
North Dakota $1,160 -$256 -18.1%
Ohio $978 -$438 -30.9%
Oklahoma $1,454 $38 2.7%
Oregon $1,296 -$120 -8.5%
Pennsylvania $1,350 -$66 -4.7%
Rhode Island $1,886 $470 33.2%
South Carolina $1,282 -$134 -9.5%
South Dakota $1,194 -$222 -15.7%
Tennessee $1,240 -$176 -12.4%
Texas $1,706 $290 20.5%
Utah $1,048 -$368 -26.0%
Vermont $970 -$446 -31.5%
Virginia $848 -$568 -40.1%
Washington $1,094 -$322 -22.7%
West Virginia $1,296 -$120 -8.5%
Wisconsin $980 -$436 -30.8%
Wyoming $1,260 -$156 -11.0%

View Chart as Image

Chevrolet Camaro insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $560 each year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $387 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to do a rate comparison from as many companies as possible. Every company utilizes a different rate formula, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Chevrolet Camaro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Camaro LS $1,376 $115
Chevrolet Camaro LT $1,376 $115
Chevrolet Camaro SS $1,494 $125

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Camaro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Chevrolet Camaro $298 $530 $430 $1,416
2018 Chevrolet Camaro $282 $512 $442 $1,394
2016 Chevrolet Camaro $260 $446 $456 $1,320
2015 Chevrolet Camaro $248 $400 $460 $1,266
2014 Chevrolet Camaro $232 $368 $460 $1,218
2013 Chevrolet Camaro $224 $346 $464 $1,192
2012 Chevrolet Camaro $220 $322 $474 $1,174
2011 Chevrolet Camaro $202 $300 $474 $1,134
2010 Chevrolet Camaro $198 $272 $478 $1,106

Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Chevrolet Camaro Insurance

Getting lower rates on Chevrolet Camaro insurance not only requires avoiding accidents and violations, but also having a positive credit history, eliminating unnecessary coverage, and avoiding coverage lapses. Comparison shop every other policy renewal by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The list below is a quick review of the ideas that were illustrated above.

  • Teenagers pay the highest auto insurance prices, with premiums as much as $442 a month if full coverage is purchased
  • High-risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,650 more per year for car insurance
  • Increasing physical damage deductibles can save approximately $550 each year
  • Drivers can save around $170 per year simply by quoting online in advance

Rates by Driver Age

Chevrolet Camaro Insurance Rates by Driver Age
Driver Age Premium
16 $5,298
20 $3,264
30 $1,474
40 $1,416
50 $1,294
60 $1,268

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Camaro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,780
$250 $1,610
$500 $1,416
$1,000 $1,228

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Camaro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,416
50/100 $1,580
100/300 $1,688
250/500 $1,967
100 CSL $1,623
300 CSL $1,860
500 CSL $2,032

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Camaro Insurance Rates for High Risk Drivers
Age Premium
16 $7,558
20 $5,196
30 $3,126
40 $3,062
50 $2,924
60 $2,898

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $198

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $104
5-yr Claim Free $92
Paid in Full/EFT $64
Advance Quote $70
Online Quote $101
Total Discounts $601
Rate after discounts $815

Discounts are estimated and may not be available from every company or in every state.

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