Chevrolet Camaro Insurance Rates

The average auto insurance rates for a Chevrolet Camaro are $1,434 annually with full coverage. Comprehensive costs an estimated $308, collision costs $552, and liability is $416. Liability-only insurance costs around $474 a year, with high-risk driver insurance costing around $3,106. Teenage drivers cost the most to insure at $5,342 a year or more.

Average premium for full coverage: $1,434

Policy rates broken down by type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different Camaro trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are shown to have fewer collision claims than densely populated cities.

The price range example below illustrates the effect of geographic area on insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Chevrolet Camaro insurance rates for other coverage scenarios.

• The best discount rate is $823
• Raising to $1,000 deductibles will save approximately $194 annually
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,434
• Using more expensive low deductibles will cost $1,814
• At-risk drivers who are prone to accidents and violations could pay up to $3,106 or more
• Policy cost with full coverage for a teen driver with full coverage can cost as much as $5,342

View Chart as Image

Auto insurance rates for a Chevrolet Camaro also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay at least $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,700 to $2,300 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $580 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Chevrolet Camaro insurance prices. A middle-age driver might find rates as low as $1,030 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,940 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Chevrolet Camaro Insurance

Finding cheaper rates on car insurance consists of having a decent driving record, having above-average credit, not filing small claims, and qualifying for all possible discounts. Take the time to compare rates every year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a quick rundown of the coverage data covered in the above illustrations.

• You may be able to save approximately $170 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $575 each year
• 16 to 18-year-old drivers are the costliest to insure, as much as $445 each month if full coverage is included
• Higher risk drivers with reckless driving or DUI convictions pay on average $1,670 more annually than a driver with a clean driving record