Chevrolet Camaro Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Sep 2, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance rates for a Chevrolet Camaro are $1,416 a year for full coverage. Comprehensive insurance costs approximately $298 each year, collision costs $530, and liability insurance costs $430. Liability-only insurance costs as little as $486 a year, with high-risk driver insurance costing $3,062 or more. 16-year-old drivers pay the highest rates at $5,298 a year or more.
Average premium for full coverage: $1,416
Price estimates by individual coverage:
Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and Camaro models.
Price Range from Low to High
For a 40-year-old driver, Chevrolet Camaro insurance prices go from the low end price of $486 for a discount liability-only rate to a high rate of $3,062 for a driver who has had serious violations or accidents.
Geographic Price Range
Your location has a significant impact on car insurance rates. Rural locations have lower incidents of accident claims than congested cities.
The graphic below illustrates how your location can change auto insurance prices.
The ranges above show why all drivers should compare rates using their specific location, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows estimated Chevrolet Camaro insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $815
- Drivers who choose higher $1,000 deductibles will pay $188 a year
- The estimated price for the average middle-age driver who chooses $500 deductibles is $1,416
- Buying low deductibles for comprehensive and collision insurance will cost an additional $364 a year
- High risk drivers with multiple tickets or accidents could pay around $3,062 or more
- The price that insures a teen driver can cost $5,298 a year
Car insurance prices for a Chevrolet Camaro are also quite variable based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you could be paying anywhere from $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 134% more than the average rate. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $5,200 a year. View Rates by Age
The state you live in makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $930 a year in states like Iowa, Maine, and Idaho, or at least $2,020 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,278 | -$138 | -9.7% |
| Alaska | $1,086 | -$330 | -23.3% |
| Arizona | $1,174 | -$242 | -17.1% |
| Arkansas | $1,416 | -$0 | 0.0% |
| California | $1,614 | $198 | 14.0% |
| Colorado | $1,352 | -$64 | -4.5% |
| Connecticut | $1,456 | $40 | 2.8% |
| Delaware | $1,602 | $186 | 13.1% |
| Florida | $1,770 | $354 | 25.0% |
| Georgia | $1,306 | -$110 | -7.8% |
| Hawaii | $1,016 | -$400 | -28.2% |
| Idaho | $956 | -$460 | -32.5% |
| Illinois | $1,054 | -$362 | -25.6% |
| Indiana | $1,066 | -$350 | -24.7% |
| Iowa | $954 | -$462 | -32.6% |
| Kansas | $1,344 | -$72 | -5.1% |
| Kentucky | $1,930 | $514 | 36.3% |
| Louisiana | $2,094 | $678 | 47.9% |
| Maine | $872 | -$544 | -38.4% |
| Maryland | $1,166 | -$250 | -17.7% |
| Massachusetts | $1,134 | -$282 | -19.9% |
| Michigan | $2,458 | $1,042 | 73.6% |
| Minnesota | $1,186 | -$230 | -16.2% |
| Mississippi | $1,694 | $278 | 19.6% |
| Missouri | $1,256 | -$160 | -11.3% |
| Montana | $1,522 | $106 | 7.5% |
| Nebraska | $1,116 | -$300 | -21.2% |
| Nevada | $1,694 | $278 | 19.6% |
| New Hampshire | $1,020 | -$396 | -28.0% |
| New Jersey | $1,582 | $166 | 11.7% |
| New Mexico | $1,254 | -$162 | -11.4% |
| New York | $1,492 | $76 | 5.4% |
| North Carolina | $816 | -$600 | -42.4% |
| North Dakota | $1,160 | -$256 | -18.1% |
| Ohio | $978 | -$438 | -30.9% |
| Oklahoma | $1,454 | $38 | 2.7% |
| Oregon | $1,296 | -$120 | -8.5% |
| Pennsylvania | $1,350 | -$66 | -4.7% |
| Rhode Island | $1,886 | $470 | 33.2% |
| South Carolina | $1,282 | -$134 | -9.5% |
| South Dakota | $1,194 | -$222 | -15.7% |
| Tennessee | $1,240 | -$176 | -12.4% |
| Texas | $1,706 | $290 | 20.5% |
| Utah | $1,048 | -$368 | -26.0% |
| Vermont | $970 | -$446 | -31.5% |
| Virginia | $848 | -$568 | -40.1% |
| Washington | $1,094 | -$322 | -22.7% |
| West Virginia | $1,296 | -$120 | -8.5% |
| Wisconsin | $980 | -$436 | -30.8% |
| Wyoming | $1,260 | -$156 | -11.0% |
Opting for high physical damage deductibles could save up to $560 each year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $387 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to know who has the cheapest car insurance prices is to do a rate comparison from as many companies as possible. Every company utilizes a different rate formula, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,376 | $115 |
| Chevrolet Camaro LT | $1,376 | $115 |
| Chevrolet Camaro SS | $1,494 | $125 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2018 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2016 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2015 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2014 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2013 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2012 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2011 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2010 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Chevrolet Camaro Insurance
Getting lower rates on Chevrolet Camaro insurance not only requires avoiding accidents and violations, but also having a positive credit history, eliminating unnecessary coverage, and avoiding coverage lapses. Comparison shop every other policy renewal by getting rate quotes from direct carriers, and also from insurance agencies where you live.
The list below is a quick review of the ideas that were illustrated above.
- Teenagers pay the highest auto insurance prices, with premiums as much as $442 a month if full coverage is purchased
- High-risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,650 more per year for car insurance
- Increasing physical damage deductibles can save approximately $550 each year
- Drivers can save around $170 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,298 |
| 20 | $3,264 |
| 30 | $1,474 |
| 40 | $1,416 |
| 50 | $1,294 |
| 60 | $1,268 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,780 |
| $250 | $1,610 |
| $500 | $1,416 |
| $1,000 | $1,228 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,416 |
| 50/100 | $1,580 |
| 100/300 | $1,688 |
| 250/500 | $1,967 |
| 100 CSL | $1,623 |
| 300 CSL | $1,860 |
| 500 CSL | $2,032 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,558 |
| 20 | $5,196 |
| 30 | $3,126 |
| 40 | $3,062 |
| 50 | $2,924 |
| 60 | $2,898 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $104 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $64 |
| Advance Quote | $70 |
| Online Quote | $101 |
| Total Discounts | $601 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
