Chevrolet Camaro Insurance Rates
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UPDATED: Apr 23, 2024
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Average insurance rates for a Chevrolet Camaro are $1,472 a year for full coverage. Comprehensive insurance costs around $348 a year, collision costs $594, and liability insurance costs $372. Liability-only coverage costs as little as $438 a year, with high-risk coverage costing $3,172 or more. Teen drivers receive the highest rates at $5,358 a year or more.
Average premium for full coverage: $1,472
Rate estimates for individual coverage type:
Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Camaro trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from as low as $438 for just the minimum liability insurance to a high of $3,172 for a high-risk driver policy.
Price Range by Location
Your location has a significant impact on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than larger metro areas.
The diagram below illustrates how where you live affects auto insurance rates.
These examples show why it is important to compare rates for a specific zip code and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Chevrolet Camaro insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $845
- Drivers who choose higher $1,000 deductibles will pay about $1,260 a year
- The average rate for a 40-year-old driver using $500 deductibles is $1,472
- Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $416 a year
- High risk drivers with multiple violations and an at-fault accident could pay at least $3,172 or more
- The cost for full coverage for a teen driver can be $5,358 a year
Car insurance rates for a Chevrolet Camaro can also vary considerably based on your driver profile, the trim level of your Camaro, and deductibles and policy limits.
Older drivers with no driving violations and high deductibles could pay as little as $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged as much as $5,300 a year. View Rates by Age
Where you live makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Idaho, Maine, and Iowa, or as much as $2,100 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,332 | -$140 | -9.5% |
Alaska | $1,132 | -$340 | -23.1% |
Arizona | $1,222 | -$250 | -17.0% |
Arkansas | $1,472 | -$0 | 0.0% |
California | $1,680 | $208 | 14.1% |
Colorado | $1,410 | -$62 | -4.2% |
Connecticut | $1,514 | $42 | 2.9% |
Delaware | $1,668 | $196 | 13.3% |
Florida | $1,844 | $372 | 25.3% |
Georgia | $1,360 | -$112 | -7.6% |
Hawaii | $1,058 | -$414 | -28.1% |
Idaho | $996 | -$476 | -32.3% |
Illinois | $1,098 | -$374 | -25.4% |
Indiana | $1,110 | -$362 | -24.6% |
Iowa | $996 | -$476 | -32.3% |
Kansas | $1,402 | -$70 | -4.8% |
Kentucky | $2,010 | $538 | 36.5% |
Louisiana | $2,182 | $710 | 48.2% |
Maine | $910 | -$562 | -38.2% |
Maryland | $1,216 | -$256 | -17.4% |
Massachusetts | $1,178 | -$294 | -20.0% |
Michigan | $2,560 | $1,088 | 73.9% |
Minnesota | $1,234 | -$238 | -16.2% |
Mississippi | $1,766 | $294 | 20.0% |
Missouri | $1,308 | -$164 | -11.1% |
Montana | $1,584 | $112 | 7.6% |
Nebraska | $1,162 | -$310 | -21.1% |
Nevada | $1,766 | $294 | 20.0% |
New Hampshire | $1,062 | -$410 | -27.9% |
New Jersey | $1,648 | $176 | 12.0% |
New Mexico | $1,306 | -$166 | -11.3% |
New York | $1,554 | $82 | 5.6% |
North Carolina | $848 | -$624 | -42.4% |
North Dakota | $1,206 | -$266 | -18.1% |
Ohio | $1,016 | -$456 | -31.0% |
Oklahoma | $1,514 | $42 | 2.9% |
Oregon | $1,350 | -$122 | -8.3% |
Pennsylvania | $1,406 | -$66 | -4.5% |
Rhode Island | $1,966 | $494 | 33.6% |
South Carolina | $1,336 | -$136 | -9.2% |
South Dakota | $1,244 | -$228 | -15.5% |
Tennessee | $1,292 | -$180 | -12.2% |
Texas | $1,776 | $304 | 20.7% |
Utah | $1,092 | -$380 | -25.8% |
Vermont | $1,008 | -$464 | -31.5% |
Virginia | $884 | -$588 | -39.9% |
Washington | $1,140 | -$332 | -22.6% |
West Virginia | $1,350 | -$122 | -8.3% |
Wisconsin | $1,022 | -$450 | -30.6% |
Wyoming | $1,312 | -$160 | -10.9% |
Choosing high deductibles could save up to $630 each year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at least $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 129% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to know your exact price is to get quotes from as many companies as possible. Every company uses a different rate calculation, so rate quotes can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Chevrolet Camaro LS | $1,428 | $119 |
Chevrolet Camaro LT | $1,428 | $119 |
Chevrolet Camaro SS | $1,562 | $130 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Chevrolet Camaro | $348 | $594 | $372 | $1,472 |
2023 Chevrolet Camaro | $332 | $570 | $390 | $1,450 |
2022 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
2021 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
2020 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
2019 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
2018 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
2017 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
2016 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
2015 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
2014 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
2013 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
2012 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
2011 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
2010 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Chevrolet Camaro Insurance
Saving money on Chevrolet Camaro insurance not only requires being a good driver, but also having above-average credit, eliminating unneeded coverage, and qualifying for all possible discounts. Take the time to comparison shop every time your policy renews by getting quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.
The following list is a quick review of the information touched on in the above illustrations.
- Drivers can save up to $180 per year simply by quoting early and online
- Drivers age 16 to 20 are the costliest to insure, costing as high as $447 per month if full coverage is included
- Increasing deductibles can save around $625 each year
- High-risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,700 more every year than a safer driver
- Drivers who may need an increased level of liability coverage will pay about $410 each year to go from a minimum limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,358 |
20 | $3,378 |
30 | $1,546 |
40 | $1,472 |
50 | $1,344 |
60 | $1,316 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,888 |
$250 | $1,696 |
$500 | $1,472 |
$1,000 | $1,260 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,472 |
50/100 | $1,636 |
100/300 | $1,729 |
250/500 | $1,971 |
100 CSL | $1,674 |
300 CSL | $1,878 |
500 CSL | $2,027 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,658 |
20 | $5,366 |
30 | $3,250 |
40 | $3,172 |
50 | $3,024 |
60 | $2,994 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $79 |
Multi-vehicle | $75 |
Homeowner | $21 |
5-yr Accident Free | $110 |
5-yr Claim Free | $95 |
Paid in Full/EFT | $69 |
Advance Quote | $73 |
Online Quote | $105 |
Total Discounts | $627 |
Discounts are estimated and may not be available from every company or in every state.
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