Chevrolet Camaro Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Chevrolet Camaro insurance

Average insurance rates for a Chevrolet Camaro are $1,394 a year for full coverage. Comprehensive insurance costs around $282 a year, collision costs $512, and liability insurance costs $442. Liability-only coverage costs as little as $496 a year, with high-risk coverage costing $3,022 or more. Teen drivers receive the highest rates at $5,264 a year or more.

Average premium for full coverage: $1,394

Rate estimates for individual coverage type:

Comprehensive $282
Collision $512
Liability $442

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Camaro trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from as low as $496 for just the minimum liability insurance to a high of $3,022 for a high-risk driver policy.

Liability Only $496
Full Coverage $1,394
High Risk $3,022

Price Range by Location

Your location has a significant impact on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates how where you live affects auto insurance rates.

Rural Areas $1,046
Small Cities $1,464
Large Cities $1,882

These examples show why it is important to compare rates for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows estimated Chevrolet Camaro insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $802
  • Drivers who choose higher $1,000 deductibles will pay about $1,212 a year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,394
  • Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $348 a year
  • High risk drivers with multiple violations and an at-fault accident could pay at least $3,022 or more
  • The cost for full coverage for a teen driver can be $5,264 a year

View Chart as Image

Chevrolet Camaro insurance cost comparison chart
Column chart showing full coverage Chevrolet Camaro insurance prices range from $802 to $5,264

Car insurance rates for a Chevrolet Camaro can also vary considerably based on your driver profile, the trim level of your Camaro, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged as much as $5,200 a year. View Rates by Age

Where you live makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Idaho, Maine, and Iowa, or as much as $1,990 on average in Michigan, Louisiana, and New York.

Chevrolet Camaro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,260 -$134 -9.6%
Alaska $1,070 -$324 -23.2%
Arizona $1,158 -$236 -16.9%
Arkansas $1,394 -$0 0.0%
California $1,586 $192 13.8%
Colorado $1,330 -$64 -4.6%
Connecticut $1,434 $40 2.9%
Delaware $1,576 $182 13.1%
Florida $1,742 $348 25.0%
Georgia $1,286 -$108 -7.7%
Hawaii $1,000 -$394 -28.3%
Idaho $942 -$452 -32.4%
Illinois $1,038 -$356 -25.5%
Indiana $1,050 -$344 -24.7%
Iowa $940 -$454 -32.6%
Kansas $1,326 -$68 -4.9%
Kentucky $1,902 $508 36.4%
Louisiana $2,062 $668 47.9%
Maine $860 -$534 -38.3%
Maryland $1,150 -$244 -17.5%
Massachusetts $1,114 -$280 -20.1%
Michigan $2,420 $1,026 73.6%
Minnesota $1,166 -$228 -16.4%
Mississippi $1,668 $274 19.7%
Missouri $1,236 -$158 -11.3%
Montana $1,498 $104 7.5%
Nebraska $1,098 -$296 -21.2%
Nevada $1,670 $276 19.8%
New Hampshire $1,002 -$392 -28.1%
New Jersey $1,558 $164 11.8%
New Mexico $1,234 -$160 -11.5%
New York $1,468 $74 5.3%
North Carolina $802 -$592 -42.5%
North Dakota $1,140 -$254 -18.2%
Ohio $962 -$432 -31.0%
Oklahoma $1,430 $36 2.6%
Oregon $1,276 -$118 -8.5%
Pennsylvania $1,330 -$64 -4.6%
Rhode Island $1,860 $466 33.4%
South Carolina $1,260 -$134 -9.6%
South Dakota $1,178 -$216 -15.5%
Tennessee $1,222 -$172 -12.3%
Texas $1,678 $284 20.4%
Utah $1,032 -$362 -26.0%
Vermont $954 -$440 -31.6%
Virginia $834 -$560 -40.2%
Washington $1,078 -$316 -22.7%
West Virginia $1,276 -$118 -8.5%
Wisconsin $964 -$430 -30.8%
Wyoming $1,242 -$152 -10.9%

View Chart as Image

Chevrolet Camaro insurance rates by U.S. city

Choosing high deductibles could save up to $530 each year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 136% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know your exact price is to get quotes from as many companies as possible. Every company uses a different rate calculation, so rate quotes can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Chevrolet Camaro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Camaro LS $1,354 $113
Chevrolet Camaro LT $1,354 $113
Chevrolet Camaro SS $1,468 $122

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Camaro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Chevrolet Camaro $282 $512 $442 $1,394
2018 Chevrolet Camaro $270 $474 $452 $1,354
2016 Chevrolet Camaro $248 $400 $460 $1,266
2015 Chevrolet Camaro $232 $368 $460 $1,218
2014 Chevrolet Camaro $224 $346 $464 $1,192
2013 Chevrolet Camaro $220 $322 $474 $1,174
2012 Chevrolet Camaro $202 $300 $474 $1,134
2011 Chevrolet Camaro $198 $272 $478 $1,106
2010 Chevrolet Camaro $184 $248 $474 $1,064

Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Chevrolet Camaro Insurance

Saving money on Chevrolet Camaro insurance not only requires being a good driver, but also having above-average credit, eliminating unneeded coverage, and qualifying for all possible discounts. Take the time to comparison shop every time your policy renews by getting quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.

The following list is a quick review of the information touched on in the above illustrations.

  • Drivers can save up to $170 per year simply by quoting early and online
  • Drivers age 16 to 20 are the costliest to insure, costing as high as $439 per month if full coverage is included
  • Increasing deductibles can save around $525 each year
  • High-risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,630 more every year than a safer driver
  • Drivers who may need an increased level of liability coverage will pay about $490 each year to go from a minimum limit to 250/500 limits

Rates by Driver Age

Chevrolet Camaro Insurance Rates by Driver Age
Driver Age Premium
16 $5,264
20 $3,220
30 $1,450
40 $1,394
50 $1,274
60 $1,248

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Camaro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,742
$250 $1,580
$500 $1,394
$1,000 $1,212

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Camaro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,394
50/100 $1,556
100/300 $1,667
250/500 $1,954
100 CSL $1,601
300 CSL $1,844
500 CSL $2,021

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Camaro Insurance Rates for High Risk Drivers
Age Premium
16 $7,502
20 $5,132
30 $3,082
40 $3,022
50 $2,886
60 $2,860

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $196

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $102
5-yr Claim Free $90
Paid in Full/EFT $63
Advance Quote $69
Online Quote $99
Total Discounts $592
Rate after discounts $802

Discounts are estimated and may not be available from every company or in every state.

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