Chevrolet Camaro Insurance Rates

Estimated insurance rates for a Chevrolet Camaro are $1,442 a year for full coverage. Comprehensive insurance costs an estimated $320 a year, collision costs $566, and liability insurance is estimated at $398. A policy with only liability insurance costs approximately $460 a year, with a high-risk policy costing $3,116 or more. Teenage drivers pay the most at $5,330 a year or more.

Average premium for full coverage: $1,442

Premium estimates broken down by type of coverage:

Rate estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and Camaro trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities.

The diagram below illustrates how rural and urban location affects insurance prices.

These rate differences show why it is important to get quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Chevrolet Camaro insurance rates for other coverage scenarios.

• The best discount rate is $827
• Choosing higher $1,000 deductibles can save approximately $1,240 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,442
• Using low $100 deductibles for comp and collision coverage will cost an extra $390 a year
• High-risk insureds who are prone to accidents and violations could pay up to $3,116 or more
• An auto insurance policy for full coverage for a teen driver can cost as much as $5,330 each year

View Chart as Image

Car insurance prices for a Chevrolet Camaro also have a wide range based on your driving characteristics, the trim level of your Camaro, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged at least $5,300 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chevrolet Camaro insurance rates. A good driver about age 40 could pay as low as $950 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,060 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $600 each year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to know which insurance company is cheapest is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate prices, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Chevrolet Camaro Insurance

Finding better rates on Chevrolet Camaro insurance takes not taking risks behind the wheel, having above-average credit, not filing small claims, and not having any coverage lapses. Set aside time to shop around every other policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following is a brief recap of the ideas that were raised in the charts and tables above.

• Teens have the highest car insurance prices, as much as $444 per month if full coverage is included
• High-risk drivers who tend to receive serious violations pay an average of $1,670 more annually for Camaro insurance
• Increasing policy deductibles can save around $600 each year
• Drivers can save approximately $180 per year simply by quoting early and online