Chevrolet Camaro Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Cheapest 1995 Chevrolet Camaro Insurance Rates in 2025

Want the cheapest insurance rates? Drivers have many options when trying to find the lowest priced Chevy Camaro insurance. You can either spend your time calling around to compare prices or utilize the internet to make rate comparisons. There is a better way to compare insurance rates and you need to know the proper way to price shop coverage for a new or used Chevy and obtain the lowest possib...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Jun 1, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Chevrolet Camaro insurance

U.S. average insurance prices for a Chevrolet Camaro are $1,442 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $320 each year, collision insurance costs $566, and liability coverage costs around $398. A policy with just liability insurance costs as low as $460 a year, and coverage for high-risk drivers costs $3,116 or more. 16-year-old drivers pay the highest rates at up to $5,330 a year.

Average premium for full coverage: $1,442

Price estimates by individual coverage:

Comprehensive $320
Collision $566
Liability $398

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Camaro models.

Price Range from Low to High

For a driver around age 40, Chevrolet Camaro insurance prices range from the cheapest price of $460 for minimum levels of liability insurance to a high rate of $3,116 for a driver required to buy high-risk insurance.

Liability Only $460
Full Coverage $1,442
High Risk $3,116

Geographic Price Range

Where you live has a large influence on the price of auto insurance. Rural locations have more infrequent physical damage claims than congested cities. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,082
Small Cities $1,514
Large Cities $1,947

The ranges above illustrate why all drivers should compare prices using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates average Chevrolet Camaro insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $827
  • Using higher $1,000 deductibles will save $202 each year
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,442
  • Buying low deductibles for physical damage coverage costs an extra $390 each year
  • Higher-risk drivers with multiple tickets or accidents could pay around $3,116
  • The price to insure a teenage driver can cost $5,330 or more

View Chart as Image

Chevrolet Camaro insurance cost comparison chart
Column chart showing Chevrolet Camaro insurance prices range from $827 to $5,330 for full coverage

Insurance prices for a Chevrolet Camaro are also quite variable based on deductibles and policy limits, your risk profile, and the model of your Camaro.

Opting for high physical damage deductibles could cut prices by as much as $600 a year, whereas increasing liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $358 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,300 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can be around 43% to 132% more than the average rate. View High Risk Driver Rates

The state you live in has a huge impact on Chevrolet Camaro insurance rates. A driver around age 40 might see prices as low as $940 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,950 on average in Florida, New York, and Michigan.

Chevrolet Camaro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,304 -$138 -9.6%
Alaska $1,106 -$336 -23.3%
Arizona $1,196 -$246 -17.1%
Arkansas $1,442 -$0 0.0%
California $1,644 $202 14.0%
Colorado $1,376 -$66 -4.6%
Connecticut $1,484 $42 2.9%
Delaware $1,632 $190 13.2%
Florida $1,804 $362 25.1%
Georgia $1,332 -$110 -7.6%
Hawaii $1,036 -$406 -28.2%
Idaho $976 -$466 -32.3%
Illinois $1,076 -$366 -25.4%
Indiana $1,086 -$356 -24.7%
Iowa $974 -$468 -32.5%
Kansas $1,372 -$70 -4.9%
Kentucky $1,968 $526 36.5%
Louisiana $2,134 $692 48.0%
Maine $890 -$552 -38.3%
Maryland $1,190 -$252 -17.5%
Massachusetts $1,154 -$288 -20.0%
Michigan $2,506 $1,064 73.8%
Minnesota $1,208 -$234 -16.2%
Mississippi $1,728 $286 19.8%
Missouri $1,280 -$162 -11.2%
Montana $1,550 $108 7.5%
Nebraska $1,138 -$304 -21.1%
Nevada $1,730 $288 20.0%
New Hampshire $1,040 -$402 -27.9%
New Jersey $1,612 $170 11.8%
New Mexico $1,278 -$164 -11.4%
New York $1,520 $78 5.4%
North Carolina $832 -$610 -42.3%
North Dakota $1,182 -$260 -18.0%
Ohio $996 -$446 -30.9%
Oklahoma $1,484 $42 2.9%
Oregon $1,320 -$122 -8.5%
Pennsylvania $1,376 -$66 -4.6%
Rhode Island $1,926 $484 33.6%
South Carolina $1,308 -$134 -9.3%
South Dakota $1,218 -$224 -15.5%
Tennessee $1,264 -$178 -12.3%
Texas $1,738 $296 20.5%
Utah $1,068 -$374 -25.9%
Vermont $988 -$454 -31.5%
Virginia $864 -$578 -40.1%
Washington $1,116 -$326 -22.6%
West Virginia $1,322 -$120 -8.3%
Wisconsin $998 -$444 -30.8%
Wyoming $1,284 -$158 -11.0%

View Chart as Image

Chevrolet Camaro insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Chevrolet Camaro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Camaro LS $1,398 $117
Chevrolet Camaro LT $1,398 $117
Chevrolet Camaro SS $1,526 $127

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Camaro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Camaro $332 $570 $390 $1,450
2023 Chevrolet Camaro $320 $566 $398 $1,442
2022 Chevrolet Camaro $308 $552 $416 $1,434
2021 Chevrolet Camaro $298 $530 $430 $1,416
2020 Chevrolet Camaro $282 $512 $442 $1,394
2019 Chevrolet Camaro $270 $474 $452 $1,354
2018 Chevrolet Camaro $260 $446 $456 $1,320
2017 Chevrolet Camaro $248 $400 $460 $1,266
2016 Chevrolet Camaro $232 $368 $460 $1,218
2015 Chevrolet Camaro $224 $346 $464 $1,192
2014 Chevrolet Camaro $220 $322 $474 $1,174
2013 Chevrolet Camaro $202 $300 $474 $1,134
2012 Chevrolet Camaro $198 $272 $478 $1,106
2011 Chevrolet Camaro $184 $248 $474 $1,064
2010 Chevrolet Camaro $174 $226 $474 $1,032

Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Chevrolet Camaro Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having good credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates at every policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below you'll find a brief review of the data covered above.

  • Consumers who purchase more liability protection will pay around $440 annually to increase from a low limit to a 250/500 level
  • It is possible to save around $180 per year just by quoting online in advance
  • Increasing physical damage deductibles could save as much as $600 each year
  • Youthful drivers are expensive to insure, as much as $444 a month if they have full coverage

Rates by Driver Age

Chevrolet Camaro Insurance Rates by Driver Age
Driver Age Premium
16 $5,330
20 $3,324
30 $1,508
40 $1,442
50 $1,318
60 $1,292

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Camaro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,832
$250 $1,650
$500 $1,442
$1,000 $1,240

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Camaro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,442
50/100 $1,606
100/300 $1,705
250/500 $1,964
100 CSL $1,645
300 CSL $1,864
500 CSL $2,024

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Camaro Insurance Rates for High Risk Drivers
Age Premium
16 $7,610
20 $5,284
30 $3,190
40 $3,116
50 $2,974
60 $2,948

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $107
5-yr Claim Free $93
Paid in Full/EFT $67
Advance Quote $72
Online Quote $103
Total Discounts $615
Rate after discounts $827

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles