Chevrolet Camaro Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2023

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Chevrolet Camaro insurance

Estimated insurance prices for a Chevrolet Camaro are $1,442 every 12 months for full coverage insurance. Comprehensive costs an estimated $320, collision insurance costs $566, and liability is estimated at $398. A liability-only policy costs approximately $460 a year, and high-risk insurance costs around $3,116. 16-year-old drivers pay the most at up to $5,330 a year.

Average premium for full coverage: $1,442

Premium estimates broken down by type of coverage:

Comprehensive $320
Collision $566
Liability $398

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different Camaro trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Chevrolet Camaro range from the cheapest price of $460 for liability-only coverage to a much higher rate of $3,116 for a high-risk driver policy.

Liability Only $460
Full Coverage $1,442
High Risk $3,116

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than congested cities. The price range example below illustrates how location helps determine insurance prices.

Rural Areas $1,082
Small Cities $1,514
Large Cities $1,947

These rate differences illustrate why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Chevrolet Camaro insurance rates for other coverage scenarios.

  • The best full coverage rate is $827
  • Choosing higher $1,000 deductibles can save approximately $202 each year
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,442
  • Buying more expensive low deductibles for comp and collision coverage increases the price to $1,832
  • Unlucky drivers with multiple tickets or accidents could pay up to $3,116
  • An auto insurance policy to insure a teen driver with full coverage can cost as much as $5,330 each year

View Chart as Image

Chevrolet Camaro insurance cost comparison chart
Column chart showing Chevrolet Camaro insurance rates range from $827 to $5,330 for full coverage

Auto insurance prices for a Chevrolet Camaro also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $600 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $358 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay at least $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,700 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance ranges as much as 43% to 132% more than the average rate. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Chevrolet Camaro insurance prices. A good driver about age 40 could pay as low as $940 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,950 on average in Florida, New York, and Michigan.

Chevrolet Camaro Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,304 -$138 -9.6%
Alaska $1,106 -$336 -23.3%
Arizona $1,196 -$246 -17.1%
Arkansas $1,442 -$0 0.0%
California $1,644 $202 14.0%
Colorado $1,376 -$66 -4.6%
Connecticut $1,484 $42 2.9%
Delaware $1,632 $190 13.2%
Florida $1,804 $362 25.1%
Georgia $1,332 -$110 -7.6%
Hawaii $1,036 -$406 -28.2%
Idaho $976 -$466 -32.3%
Illinois $1,076 -$366 -25.4%
Indiana $1,086 -$356 -24.7%
Iowa $974 -$468 -32.5%
Kansas $1,372 -$70 -4.9%
Kentucky $1,968 $526 36.5%
Louisiana $2,134 $692 48.0%
Maine $890 -$552 -38.3%
Maryland $1,190 -$252 -17.5%
Massachusetts $1,154 -$288 -20.0%
Michigan $2,506 $1,064 73.8%
Minnesota $1,208 -$234 -16.2%
Mississippi $1,728 $286 19.8%
Missouri $1,280 -$162 -11.2%
Montana $1,550 $108 7.5%
Nebraska $1,138 -$304 -21.1%
Nevada $1,730 $288 20.0%
New Hampshire $1,040 -$402 -27.9%
New Jersey $1,612 $170 11.8%
New Mexico $1,278 -$164 -11.4%
New York $1,520 $78 5.4%
North Carolina $832 -$610 -42.3%
North Dakota $1,182 -$260 -18.0%
Ohio $996 -$446 -30.9%
Oklahoma $1,484 $42 2.9%
Oregon $1,320 -$122 -8.5%
Pennsylvania $1,376 -$66 -4.6%
Rhode Island $1,926 $484 33.6%
South Carolina $1,308 -$134 -9.3%
South Dakota $1,218 -$224 -15.5%
Tennessee $1,264 -$178 -12.3%
Texas $1,738 $296 20.5%
Utah $1,068 -$374 -25.9%
Vermont $988 -$454 -31.5%
Virginia $864 -$578 -40.1%
Washington $1,116 -$326 -22.6%
West Virginia $1,322 -$120 -8.3%
Wisconsin $998 -$444 -30.8%
Wyoming $1,284 -$158 -11.0%

View Chart as Image

Chevrolet Camaro insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Chevrolet Camaro Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Camaro LS $1,398 $117
Chevrolet Camaro LT $1,398 $117
Chevrolet Camaro SS $1,526 $127

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Camaro Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Camaro $332 $570 $390 $1,450
2023 Chevrolet Camaro $320 $566 $398 $1,442
2022 Chevrolet Camaro $308 $552 $416 $1,434
2021 Chevrolet Camaro $298 $530 $430 $1,416
2020 Chevrolet Camaro $282 $512 $442 $1,394
2019 Chevrolet Camaro $270 $474 $452 $1,354
2018 Chevrolet Camaro $260 $446 $456 $1,320
2017 Chevrolet Camaro $248 $400 $460 $1,266
2016 Chevrolet Camaro $232 $368 $460 $1,218
2015 Chevrolet Camaro $224 $346 $464 $1,192
2014 Chevrolet Camaro $220 $322 $474 $1,174
2013 Chevrolet Camaro $202 $300 $474 $1,134
2012 Chevrolet Camaro $198 $272 $478 $1,106
2011 Chevrolet Camaro $184 $248 $474 $1,064
2010 Chevrolet Camaro $174 $226 $474 $1,032

Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Chevrolet Camaro Insurance

Finding better rates on car insurance takes avoiding accidents and claims, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest time comparing rates every time your policy renews by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The points below are a brief review of the information covered in the charts and tables above.

  • It is possible to save approximately $180 per year just by shopping early and online
  • Drivers under the age of 20 are the costliest to insure, with premiums being up to $444 per month if comprehensive and collision insurance is included
  • Increasing policy deductibles could save as much as $600 each year
  • Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,670 more annually to insure a Chevrolet Camaro
  • Policyholders who want increased liability limits will pay around $440 annually to raise limits from 30/60 bodily injury limits to a 250/500 level

Rates by Driver Age

Chevrolet Camaro Insurance Rates by Driver Age
Driver Age Premium
16 $5,330
20 $3,324
30 $1,508
40 $1,442
50 $1,318
60 $1,292

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Camaro Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,832
$250 $1,650
$500 $1,442
$1,000 $1,240

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Camaro Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,442
50/100 $1,606
100/300 $1,705
250/500 $1,964
100 CSL $1,645
300 CSL $1,864
500 CSL $2,024

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Camaro Insurance Rates for High Risk Drivers
Age Premium
16 $7,610
20 $5,284
30 $3,190
40 $3,116
50 $2,974
60 $2,948

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $107
5-yr Claim Free $93
Paid in Full/EFT $67
Advance Quote $72
Online Quote $103
Total Discounts $615
Rate after discounts $827

Discounts are estimated and may not be available from every company or in every state.

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