Chevrolet Camaro Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2023
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Estimated auto insurance rates for a Chevrolet Camaro are $1,442 annually with full coverage. Comprehensive costs on average $320, collision insurance costs $566, and liability insurance costs around $398. Liability-only insurance costs as low as $460 a year, and high-risk driver insurance costs around $3,116. Teenage drivers pay the most at up to $5,330 a year.
Average premium for full coverage: $1,442
Premium estimates by type of coverage:
Prices are based on $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for different Camaro trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Chevrolet Camaro range from as cheap as $460 for just liability coverage to a much higher rate of $3,116 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Where you live has a significant impact on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than densely populated cities. The price range example below illustrates how location impacts car insurance rates.
These rate differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Chevrolet Camaro insurance rates for different risk profiles and scenarios.
- The best discount rate is $827
- Using higher $1,000 deductibles will save around $202 annually
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,442
- Using more expensive low deductibles for physical damage coverage will cost $1,832
- Drivers who are prone to accidents and violations could pay upwards of $3,116
- An auto insurance policy with full coverage for a teen driver with full coverage may cost $5,330 or more
Insurance prices for a Chevrolet Camaro also have a wide range based on the model of your Camaro, your driving record, and policy deductibles and limits.
An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $5,300 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 additional annually, depending on your age. High-risk driver insurance can be anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut prices by as much as $600 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 more each year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Chevrolet Camaro insurance rates. A driver around age 40 might see prices as low as $1,040 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,950 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,304 | -$138 | -9.6% |
| Alaska | $1,106 | -$336 | -23.3% |
| Arizona | $1,196 | -$246 | -17.1% |
| Arkansas | $1,442 | -$0 | 0.0% |
| California | $1,644 | $202 | 14.0% |
| Colorado | $1,376 | -$66 | -4.6% |
| Connecticut | $1,484 | $42 | 2.9% |
| Delaware | $1,632 | $190 | 13.2% |
| Florida | $1,804 | $362 | 25.1% |
| Georgia | $1,332 | -$110 | -7.6% |
| Hawaii | $1,036 | -$406 | -28.2% |
| Idaho | $976 | -$466 | -32.3% |
| Illinois | $1,076 | -$366 | -25.4% |
| Indiana | $1,086 | -$356 | -24.7% |
| Iowa | $974 | -$468 | -32.5% |
| Kansas | $1,372 | -$70 | -4.9% |
| Kentucky | $1,968 | $526 | 36.5% |
| Louisiana | $2,134 | $692 | 48.0% |
| Maine | $890 | -$552 | -38.3% |
| Maryland | $1,190 | -$252 | -17.5% |
| Massachusetts | $1,154 | -$288 | -20.0% |
| Michigan | $2,506 | $1,064 | 73.8% |
| Minnesota | $1,208 | -$234 | -16.2% |
| Mississippi | $1,728 | $286 | 19.8% |
| Missouri | $1,280 | -$162 | -11.2% |
| Montana | $1,550 | $108 | 7.5% |
| Nebraska | $1,138 | -$304 | -21.1% |
| Nevada | $1,730 | $288 | 20.0% |
| New Hampshire | $1,040 | -$402 | -27.9% |
| New Jersey | $1,612 | $170 | 11.8% |
| New Mexico | $1,278 | -$164 | -11.4% |
| New York | $1,520 | $78 | 5.4% |
| North Carolina | $832 | -$610 | -42.3% |
| North Dakota | $1,182 | -$260 | -18.0% |
| Ohio | $996 | -$446 | -30.9% |
| Oklahoma | $1,484 | $42 | 2.9% |
| Oregon | $1,320 | -$122 | -8.5% |
| Pennsylvania | $1,376 | -$66 | -4.6% |
| Rhode Island | $1,926 | $484 | 33.6% |
| South Carolina | $1,308 | -$134 | -9.3% |
| South Dakota | $1,218 | -$224 | -15.5% |
| Tennessee | $1,264 | -$178 | -12.3% |
| Texas | $1,738 | $296 | 20.5% |
| Utah | $1,068 | -$374 | -25.9% |
| Vermont | $988 | -$454 | -31.5% |
| Virginia | $864 | -$578 | -40.1% |
| Washington | $1,116 | -$326 | -22.6% |
| West Virginia | $1,322 | -$120 | -8.3% |
| Wisconsin | $998 | -$444 | -30.8% |
| Wyoming | $1,284 | -$158 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,398 | $117 |
| Chevrolet Camaro LT | $1,398 | $117 |
| Chevrolet Camaro SS | $1,526 | $127 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Camaro | $332 | $570 | $390 | $1,450 |
| 2023 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
| 2022 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
| 2021 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2020 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2019 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
| 2018 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2017 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2016 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2015 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2014 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2013 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2012 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
| 2011 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
| 2010 Chevrolet Camaro | $174 | $226 | $474 | $1,032 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Chevrolet Camaro Insurance
Finding better rates on Chevrolet Camaro insurance requires being a safe and courteous driver, having good credit, being claim-free, and dropping full coverage on older vehicles. Spend time shopping around every other policy renewal by requesting rates from direct companies, and also from local independent and exclusive agents.
Below is a brief review of the ideas that were touched on above.
- Teenage drivers pay higher prices, possibly costing $444 per month if they have full coverage
- High-risk drivers with DUI or reckless driving convictions pay an average of $1,670 more each year for auto insurance
- Increasing policy deductibles could save up to $600 each year
- You may be able to save as much as $180 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,330 |
| 20 | $3,324 |
| 30 | $1,508 |
| 40 | $1,442 |
| 50 | $1,318 |
| 60 | $1,292 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,832 |
| $250 | $1,650 |
| $500 | $1,442 |
| $1,000 | $1,240 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,442 |
| 50/100 | $1,606 |
| 100/300 | $1,705 |
| 250/500 | $1,964 |
| 100 CSL | $1,645 |
| 300 CSL | $1,864 |
| 500 CSL | $2,024 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,610 |
| 20 | $5,284 |
| 30 | $3,190 |
| 40 | $3,116 |
| 50 | $2,974 |
| 60 | $2,948 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $72 |
| Online Quote | $103 |
| Total Discounts | $615 |
Discounts are estimated and may not be available from every company or in every state.
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