Cadillac Escalade Insurance Rates

Average insurance rates for a Cadillac Escalade are $1,316 a year including full coverage. Comprehensive insurance costs an estimated $228 a year, collision costs $296, and liability is $592. A policy with just liability insurance costs around $652 a year, with coverage for high-risk drivers costing $2,824 or more. Teenage drivers receive the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,316

Rate estimates broken down by individual coverage type:

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and Escalade trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference location can make on insurance prices.

These examples highlight why it is important to compare rates quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Cadillac Escalade insurance rates for other coverage scenarios.

• The best discount rate is $798
• Raising to $1,000 deductibles will save approximately $1,196 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,316
• Using low $100 deductibles will cost an additional $228 annually
• Drivers who are prone to accidents and violations could pay up to $2,824 or more
• The cost that insures a 16-year-old driver can cost as much as $5,236

View Chart as Image

Insurance rates for a Cadillac Escalade can also vary considerably based on the trim level of your Escalade, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,500 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 127% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $5,200 a year. View Rates by Age

Where you live also has a big influence on Cadillac Escalade insurance prices. A middle-age driver might find rates as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,880 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $350 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $480 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out which company is cheapest is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Cadillac Escalade Insurance

Saving money on insurance for a Cadillac Escalade consists of avoiding accidents and violations, having a good credit score, not filing small claims, and maximizing policy discounts. Compare prices at least every other year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The list below is a quick rundown of the car insurance concepts touched on in this article.

• Drivers considered higher risk with reckless driving or DUI convictions could be charged and average of $1,510 more annually for car insurance
• You may be able to save approximately $150 per year simply by quoting early and online
• Increasing deductibles can save approximately $350 each year
• Insureds who want higher liability limits will pay an extra $650 per year to raise from a minimum limit to the 250/500 level