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Cadillac Escalade Premium Edition 2WD Insurance Rates

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Estimated auto insurance rates for a Cadillac Escalade Premium Edition 2WD are $1,836 annually with full coverage. Comprehensive insurance costs approximately $452, collision insurance costs $730, and liability insurance costs $454. A policy with only liability insurance costs as little as $538 a year, and a high-risk policy costs $3,932 or more. Teen drivers pay the most at up to $6,616 a year.

Annual premium for full coverage: $1,836

Premium estimates by type of coverage:

Comprehensive $452
Collision $730
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade Trim Level

For the average 40-year-old driver, insurance rates for a Cadillac Escalade Premium Edition 2WD range from as cheap as $538 for minimum levels of liability insurance to the much higher price of $3,932 for coverage for higher-risk drivers.

Liability Only $538
Full Coverage $1,836
High Risk $3,932

These rate differences demonstrate why everyone should compare rates using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Cadillac Escalade Premium Edition 2WD Insurance

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Car insurance rates for a Cadillac Escalade Premium Edition 2WD also have a wide range based on the replacement cost of your Escalade, your driving record, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high physical damage deductibles could pay as little as $1,700 per year on average, or $142 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $6,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $2,100 to $2,900 extra annually, depending on your age. Cadillac Escalade Premium Edition 2WD insurance for high-risk drivers can cost anywhere from 44% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $790 each year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $408 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Cadillac Escalade Premium Edition 2WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With such a large range of prices, the best way to find out which car insurance is cheapest is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so rate quotes will be substantially different between companies.

View Chart as Image

Cadillac Escalade Premium Edition 2WD insurance cost comparison chart
Column chart showing Cadillac Escalade Premium Edition 2WD insurance prices range from $1,061 to $6,616 for full coverage

The chart above shows Cadillac Escalade Premium Edition 2WD insurance prices for various situations. The lowest price with discounts is $1,061. Drivers who choose higher $1,000 deductibles will pay about $1,568. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,836. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $2,352. High risk drivers could be charged up to $3,932. The rate for full coverage for a teenager is $6,616.

Cadillac Escalade Premium Edition 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,658 -$178 -9.7%
Alaska $1,406 -$430 -23.4%
Arizona $1,522 -$314 -17.1%
Arkansas $1,836 -$0 0.0%
California $2,090 $254 13.8%
Colorado $1,752 -$84 -4.6%
Connecticut $1,884 $48 2.6%
Delaware $2,078 $242 13.2%
Florida $2,292 $456 24.8%
Georgia $1,694 -$142 -7.7%
Hawaii $1,316 -$520 -28.3%
Idaho $1,244 -$592 -32.2%
Illinois $1,366 -$470 -25.6%
Indiana $1,382 -$454 -24.7%
Iowa $1,240 -$596 -32.5%
Kansas $1,740 -$96 -5.2%
Kentucky $2,502 $666 36.3%
Louisiana $2,714 $878 47.8%
Maine $1,132 -$704 -38.3%
Maryland $1,512 -$324 -17.6%
Massachusetts $1,468 -$368 -20.0%
Michigan $3,186 $1,350 73.5%
Minnesota $1,534 -$302 -16.4%
Mississippi $2,198 $362 19.7%
Missouri $1,628 -$208 -11.3%
Montana $1,972 $136 7.4%
Nebraska $1,444 -$392 -21.4%
Nevada $2,200 $364 19.8%
New Hampshire $1,322 -$514 -28.0%
New Jersey $2,050 $214 11.7%
New Mexico $1,624 -$212 -11.5%
New York $1,930 $94 5.1%
North Carolina $1,056 -$780 -42.5%
North Dakota $1,504 -$332 -18.1%
Ohio $1,268 -$568 -30.9%
Oklahoma $1,882 $46 2.5%
Oregon $1,680 -$156 -8.5%
Pennsylvania $1,750 -$86 -4.7%
Rhode Island $2,448 $612 33.3%
South Carolina $1,662 -$174 -9.5%
South Dakota $1,550 -$286 -15.6%
Tennessee $1,606 -$230 -12.5%
Texas $2,210 $374 20.4%
Utah $1,358 -$478 -26.0%
Vermont $1,252 -$584 -31.8%
Virginia $1,098 -$738 -40.2%
Washington $1,416 -$420 -22.9%
West Virginia $1,682 -$154 -8.4%
Wisconsin $1,270 -$566 -30.8%
Wyoming $1,634 -$202 -11.0%

View Chart as Image

Cadillac Escalade Premium Edition 2WD insurance rates by U.S. city

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Rates by Driver Age

Cadillac Escalade Premium Edition 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $6,616
20 $4,184
30 $1,924
40 $1,836
50 $1,670
60 $1,636

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade Premium Edition 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,352
$250 $2,114
$500 $1,836
$1,000 $1,568

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade Premium Edition 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,836
50/100 $1,927
100/300 $2,040
250/500 $2,335
100 CSL $1,972
300 CSL $2,222
500 CSL $2,404

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade Premium Edition 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $9,460
20 $6,636
30 $4,034
40 $3,932
50 $3,748
60 $3,708

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $249

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $98
Multi-vehicle $92
Homeowner $25
5-yr Accident Free $136
5-yr Claim Free $117
Paid in Full/EFT $86
Advance Quote $90
Online Quote $131
Total Discounts $775
Rate after discounts $1,061

Discounts are estimated and may not be available from every company or in every state.

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