Cadillac Escalade Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a Cadillac Escalade are $1,414 a year with full coverage. Comprehensive costs around $260 a year, collision insurance costs $358, and liability insurance costs around $596. Buying just liability costs as low as $656 a year, and insurance for high-risk drivers costs around $3,036. Teens receive the highest rates at up to $5,546 a year.
Average premium for full coverage: $1,414
Rate estimates for individual coverage type:
Includes $500 physical damage deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and Escalade trim levels.
Price Range by Coverage and Risk
For the average driver, prices range range from the low end price of $656 for just liability insurance to a high of $3,036 for a driver required to buy high-risk insurance.
Price Range by Location
Where you live has a significant impact on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates how location impacts auto insurance rates.
These examples demonstrate why it is important to compare prices for a specific zip code, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Cadillac Escalade insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $848
- Using higher $1,000 deductibles will save about $1,272 annually
- The estimated price for a 40-year-old driver using $500 deductibles is $1,414
- Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,680
- Drivers with serious driving violations could pay at least $3,036
- The cost that insures a teen driver can be $5,546 or more
Auto insurance rates for a Cadillac Escalade can also vary considerably based on the trim level of your Escalade, your age and driving habits, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you may be forking out at least $1,700 to $2,300 in extra premium per year, depending on your age. A high-risk auto insurance policy can be anywhere from 41% to 134% more than the average policy. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $5,500 a year. View Rates by Age
Where you live has a huge impact on Cadillac Escalade insurance rates. A driver around age 40 might see rates as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,900 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,276 | -$138 | -9.8% |
Alaska | $1,082 | -$332 | -23.5% |
Arizona | $1,172 | -$242 | -17.1% |
Arkansas | $1,414 | -$0 | 0.0% |
California | $1,610 | $196 | 13.9% |
Colorado | $1,350 | -$64 | -4.5% |
Connecticut | $1,450 | $36 | 2.5% |
Delaware | $1,600 | $186 | 13.2% |
Florida | $1,764 | $350 | 24.8% |
Georgia | $1,304 | -$110 | -7.8% |
Hawaii | $1,012 | -$402 | -28.4% |
Idaho | $958 | -$456 | -32.2% |
Illinois | $1,052 | -$362 | -25.6% |
Indiana | $1,066 | -$348 | -24.6% |
Iowa | $958 | -$456 | -32.2% |
Kansas | $1,340 | -$74 | -5.2% |
Kentucky | $1,926 | $512 | 36.2% |
Louisiana | $2,090 | $676 | 47.8% |
Maine | $872 | -$542 | -38.3% |
Maryland | $1,164 | -$250 | -17.7% |
Massachusetts | $1,128 | -$286 | -20.2% |
Michigan | $2,450 | $1,036 | 73.3% |
Minnesota | $1,182 | -$232 | -16.4% |
Mississippi | $1,690 | $276 | 19.5% |
Missouri | $1,254 | -$160 | -11.3% |
Montana | $1,518 | $104 | 7.4% |
Nebraska | $1,112 | -$302 | -21.4% |
Nevada | $1,694 | $280 | 19.8% |
New Hampshire | $1,016 | -$398 | -28.1% |
New Jersey | $1,578 | $164 | 11.6% |
New Mexico | $1,250 | -$164 | -11.6% |
New York | $1,486 | $72 | 5.1% |
North Carolina | $814 | -$600 | -42.4% |
North Dakota | $1,156 | -$258 | -18.2% |
Ohio | $976 | -$438 | -31.0% |
Oklahoma | $1,448 | $34 | 2.4% |
Oregon | $1,294 | -$120 | -8.5% |
Pennsylvania | $1,348 | -$66 | -4.7% |
Rhode Island | $1,884 | $470 | 33.2% |
South Carolina | $1,278 | -$136 | -9.6% |
South Dakota | $1,192 | -$222 | -15.7% |
Tennessee | $1,236 | -$178 | -12.6% |
Texas | $1,700 | $286 | 20.2% |
Utah | $1,046 | -$368 | -26.0% |
Vermont | $966 | -$448 | -31.7% |
Virginia | $846 | -$568 | -40.2% |
Washington | $1,090 | -$324 | -22.9% |
West Virginia | $1,296 | -$118 | -8.3% |
Wisconsin | $980 | -$434 | -30.7% |
Wyoming | $1,260 | -$154 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $410 each year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $486 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Cadillac Escalade 2WD | $1,346 | $112 |
Cadillac Escalade Luxury Edition 2WD | $1,354 | $113 |
Cadillac Escalade 4WD | $1,354 | $113 |
Cadillac Escalade Premium Edition 2WD | $1,376 | $115 |
Cadillac Escalade Luxury Edition 4WD | $1,376 | $115 |
Cadillac Escalade Premium Edition 4WD | $1,376 | $115 |
Cadillac Escalade Hybrid 2WD | $1,358 | $113 |
Cadillac Escalade Hybrid 4WD | $1,380 | $115 |
Cadillac Escalade Platinum Edition 2WD | $1,406 | $117 |
Cadillac Escalade Platinum Edition 4WD | $1,406 | $117 |
Cadillac Escalade Hybrid Platinum 2WD | $1,422 | $119 |
Cadillac Escalade Hybrid Platinum 4WD | $1,422 | $119 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Cadillac Escalade | $458 | $780 | $466 | $1,904 |
2023 Cadillac Escalade | $438 | $750 | $488 | $1,876 |
2022 Cadillac Escalade | $420 | $744 | $498 | $1,862 |
2021 Cadillac Escalade | $406 | $726 | $520 | $1,852 |
2020 Cadillac Escalade | $392 | $696 | $536 | $1,824 |
2019 Cadillac Escalade | $370 | $672 | $554 | $1,796 |
2018 Cadillac Escalade | $356 | $624 | $564 | $1,744 |
2017 Cadillac Escalade | $342 | $588 | $570 | $1,700 |
2016 Cadillac Escalade | $328 | $526 | $574 | $1,628 |
2015 Cadillac Escalade | $306 | $484 | $574 | $1,564 |
2014 Cadillac Escalade | $296 | $454 | $580 | $1,530 |
2013 Cadillac Escalade | $288 | $424 | $592 | $1,504 |
2012 Cadillac Escalade | $266 | $394 | $592 | $1,452 |
2011 Cadillac Escalade | $260 | $358 | $596 | $1,414 |
2010 Cadillac Escalade | $242 | $326 | $592 | $1,360 |
2009 Cadillac Escalade | $228 | $296 | $592 | $1,316 |
2008 Cadillac Escalade | $220 | $266 | $586 | $1,272 |
2007 Cadillac Escalade | $216 | $260 | $574 | $1,250 |
2006 Cadillac Escalade | $214 | $248 | $564 | $1,226 |
2005 Cadillac Escalade | $196 | $236 | $558 | $1,190 |
Rates are averaged for all Cadillac Escalade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Cadillac Escalade Insurance
Saving money on Cadillac Escalade insurance requires being a safe and courteous driver, maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Compare rates at every policy renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below is a recap of the data touched on above.
- Drivers who may need higher levels of liability will pay approximately $660 every year to increase from a minimum limit to the 250/500 level
- You may be able to save up to $160 per year just by quoting early and online
- Increasing deductibles can save approximately $400 each year
- Teenage drivers are expensive to insure, with premiums as much as $462 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,546 |
20 | $3,222 |
30 | $1,446 |
40 | $1,414 |
50 | $1,292 |
60 | $1,266 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,680 |
$250 | $1,558 |
$500 | $1,414 |
$1,000 | $1,272 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,414 |
50/100 | $1,530 |
100/300 | $1,665 |
250/500 | $2,016 |
100 CSL | $1,584 |
300 CSL | $1,881 |
500 CSL | $2,097 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,844 |
20 | $5,132 |
30 | $3,074 |
40 | $3,036 |
50 | $2,902 |
60 | $2,868 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $73 |
Multi-vehicle | $75 |
Homeowner | $24 |
5-yr Accident Free | $90 |
5-yr Claim Free | $89 |
Paid in Full/EFT | $54 |
Advance Quote | $64 |
Online Quote | $97 |
Total Discounts | $566 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area