Cadillac Escalade Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 24, 2024

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Average insurance rates for a Cadillac Escalade are $1,414 a year with full coverage. Comprehensive costs around $260 a year, collision insurance costs $358, and liability insurance costs around $596. Buying just liability costs as low as $656 a year, and insurance for high-risk drivers costs around $3,036. Teens receive the highest rates at up to $5,546 a year.

Average premium for full coverage: $1,414

Rate estimates for individual coverage type:

Comprehensive $260
Collision $358
Liability $596

Includes $500 physical damage deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and Escalade trim levels.

Price Range by Coverage and Risk

For the average driver, prices range range from the low end price of $656 for just liability insurance to a high of $3,036 for a driver required to buy high-risk insurance.

Liability Only $656
Full Coverage $1,414
High Risk $3,036

Price Range by Location

Where you live has a significant impact on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates how location impacts auto insurance rates.

Rural Areas $1,061
Small Cities $1,485
Large Cities $1,909

These examples demonstrate why it is important to compare prices for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details average Cadillac Escalade insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $848
  • Using higher $1,000 deductibles will save about $1,272 annually
  • The estimated price for a 40-year-old driver using $500 deductibles is $1,414
  • Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,680
  • Drivers with serious driving violations could pay at least $3,036
  • The cost that insures a teen driver can be $5,546 or more

View Chart as Image

Cadillac Escalade insurance cost comparison chart
Column chart showing Cadillac Escalade insurance rates range from $848 to $5,546 for full coverage

Auto insurance rates for a Cadillac Escalade can also vary considerably based on the trim level of your Escalade, your age and driving habits, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you may be forking out at least $1,700 to $2,300 in extra premium per year, depending on your age. A high-risk auto insurance policy can be anywhere from 41% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $5,500 a year. View Rates by Age

Where you live has a huge impact on Cadillac Escalade insurance rates. A driver around age 40 might see rates as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,900 on average in Florida, Michigan, and New York.

Cadillac Escalade Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,276 -$138 -9.8%
Alaska $1,082 -$332 -23.5%
Arizona $1,172 -$242 -17.1%
Arkansas $1,414 -$0 0.0%
California $1,610 $196 13.9%
Colorado $1,350 -$64 -4.5%
Connecticut $1,450 $36 2.5%
Delaware $1,600 $186 13.2%
Florida $1,764 $350 24.8%
Georgia $1,304 -$110 -7.8%
Hawaii $1,012 -$402 -28.4%
Idaho $958 -$456 -32.2%
Illinois $1,052 -$362 -25.6%
Indiana $1,066 -$348 -24.6%
Iowa $958 -$456 -32.2%
Kansas $1,340 -$74 -5.2%
Kentucky $1,926 $512 36.2%
Louisiana $2,090 $676 47.8%
Maine $872 -$542 -38.3%
Maryland $1,164 -$250 -17.7%
Massachusetts $1,128 -$286 -20.2%
Michigan $2,450 $1,036 73.3%
Minnesota $1,182 -$232 -16.4%
Mississippi $1,690 $276 19.5%
Missouri $1,254 -$160 -11.3%
Montana $1,518 $104 7.4%
Nebraska $1,112 -$302 -21.4%
Nevada $1,694 $280 19.8%
New Hampshire $1,016 -$398 -28.1%
New Jersey $1,578 $164 11.6%
New Mexico $1,250 -$164 -11.6%
New York $1,486 $72 5.1%
North Carolina $814 -$600 -42.4%
North Dakota $1,156 -$258 -18.2%
Ohio $976 -$438 -31.0%
Oklahoma $1,448 $34 2.4%
Oregon $1,294 -$120 -8.5%
Pennsylvania $1,348 -$66 -4.7%
Rhode Island $1,884 $470 33.2%
South Carolina $1,278 -$136 -9.6%
South Dakota $1,192 -$222 -15.7%
Tennessee $1,236 -$178 -12.6%
Texas $1,700 $286 20.2%
Utah $1,046 -$368 -26.0%
Vermont $966 -$448 -31.7%
Virginia $846 -$568 -40.2%
Washington $1,090 -$324 -22.9%
West Virginia $1,296 -$118 -8.3%
Wisconsin $980 -$434 -30.7%
Wyoming $1,260 -$154 -10.9%

View Chart as Image

Cadillac Escalade insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $410 each year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $486 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Cadillac Escalade Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Cadillac Escalade $458 $780 $466 $1,904
2023 Cadillac Escalade $438 $750 $488 $1,876
2022 Cadillac Escalade $420 $744 $498 $1,862
2021 Cadillac Escalade $406 $726 $520 $1,852
2020 Cadillac Escalade $392 $696 $536 $1,824
2019 Cadillac Escalade $370 $672 $554 $1,796
2018 Cadillac Escalade $356 $624 $564 $1,744
2017 Cadillac Escalade $342 $588 $570 $1,700
2016 Cadillac Escalade $328 $526 $574 $1,628
2015 Cadillac Escalade $306 $484 $574 $1,564
2014 Cadillac Escalade $296 $454 $580 $1,530
2013 Cadillac Escalade $288 $424 $592 $1,504
2012 Cadillac Escalade $266 $394 $592 $1,452
2011 Cadillac Escalade $260 $358 $596 $1,414
2010 Cadillac Escalade $242 $326 $592 $1,360
2009 Cadillac Escalade $228 $296 $592 $1,316
2008 Cadillac Escalade $220 $266 $586 $1,272
2007 Cadillac Escalade $216 $260 $574 $1,250
2006 Cadillac Escalade $214 $248 $564 $1,226
2005 Cadillac Escalade $196 $236 $558 $1,190

Rates are averaged for all Cadillac Escalade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Cadillac Escalade Insurance

Saving money on Cadillac Escalade insurance requires being a safe and courteous driver, maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Compare rates at every policy renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a recap of the data touched on above.

  • Drivers who may need higher levels of liability will pay approximately $660 every year to increase from a minimum limit to the 250/500 level
  • You may be able to save up to $160 per year just by quoting early and online
  • Increasing deductibles can save approximately $400 each year
  • Teenage drivers are expensive to insure, with premiums as much as $462 per month if the policy includes full coverage

Rates by Driver Age

Cadillac Escalade Insurance Rates by Driver Age
Driver Age Premium
16 $5,546
20 $3,222
30 $1,446
40 $1,414
50 $1,292
60 $1,266

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,680
$250 $1,558
$500 $1,414
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,414
50/100 $1,530
100/300 $1,665
250/500 $2,016
100 CSL $1,584
300 CSL $1,881
500 CSL $2,097

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade Insurance Rates for High Risk Drivers
Age Premium
16 $7,844
20 $5,132
30 $3,074
40 $3,036
50 $2,902
60 $2,868

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $190

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $75
Homeowner $24
5-yr Accident Free $90
5-yr Claim Free $89
Paid in Full/EFT $54
Advance Quote $64
Online Quote $97
Total Discounts $566
Rate after discounts $848

Discounts are estimated and may not be available from every company or in every state.

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