Cadillac Escalade Insurance Rates

U.S. average insurance rates for a Cadillac Escalade are $1,414 a year for full coverage. Comprehensive costs on average $260 each year, collision costs $358, and liability costs $596. Liability-only coverage costs as little as $656 a year, with high-risk coverage costing around $3,036. Teenage drivers pay the highest rates at $5,546 a year or more.

Average premium for full coverage: $1,414

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and Escalade models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural areas have lower incidents of accident claims than densely populated cities.

The graphic below illustrates the difference location can make on car insurance rates.

The ranges above show why all drivers should compare rates based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Cadillac Escalade insurance rates for different risk profiles and scenarios.

• The best discount rate is $848
• Drivers who choose higher $1,000 deductibles will pay around $142 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,414
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,680
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,036 or more
• The price that insures a teen driver may cost $5,546 a year

View Chart as Image

Auto insurance prices for a Cadillac Escalade are also quite variable based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,700 to $2,300 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost as much as 41% to 134% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $5,500 a year. View Rates by Age

The state you live in makes a big difference in Cadillac Escalade insurance prices. A 40-year-old driver could pay as low as $930 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,010 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $410 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $486 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know exactly what you will pay is to do a rate comparison and see which company has the best price. Every company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Cadillac Escalade Insurance

Getting lower rates on car insurance not only requires being safe and accident-free, but also maintaining a good credit score, eliminating unnecessary coverage, and taking advantage of discounts. Compare prices at least every other year by requesting rates from direct carriers, and also from local exclusive and independent agents.

Below you'll find a summary of the car insurance concepts touched on in this article.

• Higher risk drivers who have multiple accidents or major violations may pay on average $1,620 more each year than a low-risk driver
• Drivers can save as much as $160 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $400 each year
• Policyholders who require more liability protection will pay an extra $660 each year to go from a low limit to the 250/500 level