Cadillac Escalade Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated auto insurance rates for a Cadillac Escalade are $1,824 annually for full coverage insurance. Comprehensive insurance costs around $392 a year, collision costs $696, and liability insurance is $536. Liability-only insurance costs around $606 a year, with high-risk driver insurance costing $3,944 or more. Teenage drivers pay the most at $6,782 a year or more.

Average premium for full coverage: $1,824

Premium estimates for type of coverage:

Comprehensive $392
Collision $696
Liability $536

Includes $500 deductible amounts, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Escalade trim levels.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Cadillac Escalade go from as cheap as $606 for the bare minimum liability coverage to a high of $3,944 for a driver that may need high-risk insurance.

Liability Only $606
Full Coverage $1,824
High Risk $3,944

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance rates.

Rural Areas $1,368
Small Cities $1,915
Large Cities $2,462

These rate differences illustrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates estimated Cadillac Escalade insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $1,048
  • Raising to $1,000 deductibles will save about $1,578 each year
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,824
  • Using low $100 deductibles costs an additional $478 a year
  • Higher-risk drivers who are prone to accidents and violations could pay at least $3,944 or more
  • An auto insurance policy with full coverage for a teen driver can be $6,782

View Chart as Image

Cadillac Escalade insurance cost comparison chart
Column chart showing full coverage Cadillac Escalade insurance prices range from $1,048 to $6,782

Insurance prices for a Cadillac Escalade also have a wide range based on the model of your Escalade, your risk profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,700 every 12 months on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $6,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $2,100 to $3,000 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $730 each year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $438 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Cadillac Escalade insurance rates. A middle-age driver might find prices as low as $1,190 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,460 on average in Michigan, New York, and Florida.

Cadillac Escalade Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,648 -$176 -9.6%
Alaska $1,398 -$426 -23.4%
Arizona $1,512 -$312 -17.1%
Arkansas $1,824 -$0 0.0%
California $2,078 $254 13.9%
Colorado $1,740 -$84 -4.6%
Connecticut $1,874 $50 2.7%
Delaware $2,064 $240 13.2%
Florida $2,276 $452 24.8%
Georgia $1,684 -$140 -7.7%
Hawaii $1,308 -$516 -28.3%
Idaho $1,236 -$588 -32.2%
Illinois $1,358 -$466 -25.5%
Indiana $1,372 -$452 -24.8%
Iowa $1,232 -$592 -32.5%
Kansas $1,732 -$92 -5.0%
Kentucky $2,486 $662 36.3%
Louisiana $2,696 $872 47.8%
Maine $1,128 -$696 -38.2%
Maryland $1,502 -$322 -17.7%
Massachusetts $1,454 -$370 -20.3%
Michigan $3,166 $1,342 73.6%
Minnesota $1,526 -$298 -16.3%
Mississippi $2,182 $358 19.6%
Missouri $1,618 -$206 -11.3%
Montana $1,958 $134 7.3%
Nebraska $1,434 -$390 -21.4%
Nevada $2,184 $360 19.7%
New Hampshire $1,312 -$512 -28.1%
New Jersey $2,036 $212 11.6%
New Mexico $1,614 -$210 -11.5%
New York $1,916 $92 5.0%
North Carolina $1,048 -$776 -42.5%
North Dakota $1,494 -$330 -18.1%
Ohio $1,258 -$566 -31.0%
Oklahoma $1,870 $46 2.5%
Oregon $1,670 -$154 -8.4%
Pennsylvania $1,738 -$86 -4.7%
Rhode Island $2,432 $608 33.3%
South Carolina $1,650 -$174 -9.5%
South Dakota $1,538 -$286 -15.7%
Tennessee $1,596 -$228 -12.5%
Texas $2,194 $370 20.3%
Utah $1,352 -$472 -25.9%
Vermont $1,246 -$578 -31.7%
Virginia $1,092 -$732 -40.1%
Washington $1,408 -$416 -22.8%
West Virginia $1,670 -$154 -8.4%
Wisconsin $1,262 -$562 -30.8%
Wyoming $1,624 -$200 -11.0%

View Chart as Image

Cadillac Escalade insurance rates by U.S. city

With such a large range in prices, the only way to figure out your exact price is to get quotes from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Cadillac Escalade Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Cadillac Escalade $392 $696 $536 $1,824
2018 Cadillac Escalade $356 $624 $564 $1,744
2017 Cadillac Escalade $342 $588 $570 $1,700
2016 Cadillac Escalade $328 $526 $574 $1,628
2015 Cadillac Escalade $306 $484 $574 $1,564
2012 Cadillac Escalade $266 $394 $592 $1,452
2011 Cadillac Escalade $260 $358 $596 $1,414
2010 Cadillac Escalade $242 $326 $592 $1,360
2009 Cadillac Escalade $228 $296 $592 $1,316
2008 Cadillac Escalade $220 $266 $586 $1,272
2007 Cadillac Escalade $216 $260 $574 $1,250
2006 Cadillac Escalade $214 $248 $564 $1,226
2005 Cadillac Escalade $196 $236 $558 $1,190
2004 Cadillac Escalade $188 $224 $554 $1,166

Rates are averaged for all Cadillac Escalade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Cadillac Escalade Insurance

Finding better rates on Cadillac Escalade insurance consists of having a good driving record, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Spend time shopping around once a year by quoting rates from direct insurance companies, and also from several local insurance agents.

The next list is a recap of the data that was touched on above.

  • It is possible to save up to $220 per year simply by quoting early and online
  • Drivers who may need increased levels of liability coverage will pay an extra $590 annually to raise from 30/60 bodily injury limits to higher 250/500 limits
  • Drivers age 20 and younger are charged the highest prices, with premiums being up to $565 per month if they have full coverage
  • High-risk drivers that have major violations or accidents pay on average $2,120 more every year to buy Cadillac Escalade insurance

Rates by Driver Age

Cadillac Escalade Insurance Rates by Driver Age
Driver Age Premium
16 $6,782
20 $4,200
30 $1,898
40 $1,824
50 $1,664
60 $1,632

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,302
$250 $2,080
$500 $1,824
$1,000 $1,578

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,824
50/100 $2,013
100/300 $2,135
250/500 $2,451
100 CSL $2,062
300 CSL $2,329
500 CSL $2,524

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade Insurance Rates for High Risk Drivers
Age Premium
16 $9,688
20 $6,686
30 $4,032
40 $3,944
50 $3,764
60 $3,726

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $254

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $97
Multi-vehicle $96
Homeowner $27
5-yr Accident Free $134
5-yr Claim Free $118
Paid in Full/EFT $84
Advance Quote $90
Online Quote $130
Total Discounts $776
Rate after discounts $1,048

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption