Cadillac Escalade Insurance Rates

Estimated auto insurance rates for a Cadillac Escalade are $1,904 annually for full coverage insurance. Comprehensive insurance costs around $458 a year, collision costs $780, and liability insurance is $466. Liability-only insurance costs around $548 a year, with high-risk driver insurance costing $4,096 or more. Teenage drivers pay the most at $6,880 a year or more.

Average premium for full coverage: $1,904

Premium estimates for type of coverage:

Includes $500 deductible amounts, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Escalade trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance rates.

These rate differences illustrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Cadillac Escalade insurance rates for additional coverage choices and driver risks.

• The best discount rate is $1,093
• Raising to $1,000 deductibles will save about $1,624 each year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,904
• Using low $100 deductibles costs an additional $546 a year
• Higher-risk drivers who are prone to accidents and violations could pay at least $4,096 or more
• An auto insurance policy with full coverage for a teen driver can be $6,880

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Insurance prices for a Cadillac Escalade also have a wide range based on the model of your Escalade, your risk profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,700 every 12 months on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $6,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $2,200 to $3,000 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $830 each year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $378 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Cadillac Escalade insurance rates. A middle-age driver might find prices as low as $1,240 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,570 on average in Michigan, New York, and Florida.

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With such a large range in prices, the only way to figure out your exact price is to get quotes from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Cadillac Escalade Insurance

Finding better rates on Cadillac Escalade insurance consists of having a good driving record, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Spend time shopping around once a year by quoting rates from direct insurance companies, and also from several local insurance agents.

The next list is a recap of the data that was touched on above.

• It is possible to save up to $230 per year simply by quoting early and online
• Drivers who may need increased levels of liability coverage will pay an extra $510 annually to raise from 30/60 bodily injury limits to higher 250/500 limits
• Drivers age 20 and younger are charged the highest prices, with premiums being up to $573 per month if they have full coverage
• High-risk drivers that have major violations or accidents pay on average $2,190 more every year to buy Cadillac Escalade insurance