Cadillac Escalade Insurance Rates

Average insurance prices for a Cadillac Escalade are $1,316 every 12 months with full coverage. Comprehensive insurance costs an estimated $228 a year, collision costs $296, and liability is estimated at $592. A liability-only policy costs approximately $652 a year, with high-risk insurance costing $2,824 or more. Teenage drivers receive the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,316

Rate estimates broken down by individual coverage type:

These estimates include $500 deductible amounts, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and Escalade trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. More rural locations tend to have more infrequent collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects insurance prices.

These examples demonstrate why it is important to get quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Cadillac Escalade insurance rates for other coverage scenarios.

• The best discount rate is $798
• Choosing higher $1,000 deductibles can save approximately $1,196 annually
• The average price for a 40-year-old driver who has $500 deductibles is $1,316
• Using low $100 deductibles for comp and collision coverage costs an extra $228 every year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,824 or more
• The cost to insure a teen driver can cost as much as $5,236 each year

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Insurance rates for a Cadillac Escalade can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Using high physical damage deductibles can save as much as $350 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $480 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,500 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 127% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Cadillac Escalade insurance prices. A good driver about age 40 could pay as low as $950 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,770 on average in New York, Michigan, and Florida.

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With so much variability in rates, the best way to find out which company is cheapest is to get quotes and see which company has the best rate. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Cadillac Escalade Insurance

Saving money on car insurance takes having a good driving record, having good credit, eliminating unnecessary coverage, and taking advantage of discounts. Set aside time to shop around every time your policy renews by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief summary of the information raised in the charts and tables above.

• You may be able to save approximately $150 per year simply by quoting early and online
• Drivers age 20 and younger are charged the highest rates, with premiums as much as $436 per month if they have full coverage
• Increasing deductibles could save as much as $350 each year
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,510 more annually to buy Cadillac Escalade insurance
• Policyholders who want increased levels of liability coverage will pay an extra $650 every year to raise limits from a minimum limit to a 250/500 level