Cadillac Escalade Insurance Rates
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UPDATED: Jun 5, 2023
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Estimated insurance rates for a Cadillac Escalade are $1,414 a year for full coverage. Comprehensive costs an estimated $260 each year, collision costs $358, and liability insurance costs around $596. A policy with only liability insurance costs as low as $656 a year, with a high-risk policy costing around $3,036. 16-year-old drivers pay the most at $5,546 a year or more.
Average premium for full coverage: $1,414
Premium estimates broken down by type of coverage:
Prices include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and Escalade models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Cadillac Escalade go from the low end price of $656 for minimum levels of liability insurance to a high rate of $3,036 for a high-risk driver policy.
Insurance Price Range by Location
Where you live has a significant impact on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than congested cities.
The graphic below illustrates how location impacts insurance prices.
These rate differences show why all drivers should compare prices for a targeted area, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Cadillac Escalade insurance rates for other coverage scenarios.
- The best full coverage rate is $848
- Using higher $1,000 deductibles will save approximately $142 a year
- The estimated price for a 40-year-old good driver who has $500 deductibles is $1,414
- Buying low deductibles for physical damage coverage bumps up the cost to $1,680
- Drivers with multiple tickets or accidents could pay up to $3,036 or more
- An auto insurance policy that insures a teen driver can cost as much as $5,546 or more
Car insurance prices for a Cadillac Escalade also have a wide range based on the trim level and model year, how you drive, and liability limits and deductibles.
If you have a few violations or you caused an accident, you could be paying $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 41% to 134% more than the average rate. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged at least $5,500 a year. View Rates by Age
Where you choose to live has a huge impact on Cadillac Escalade insurance rates. A driver around age 40 might see prices as low as $930 a year in states like Iowa, Maine, and Idaho, or at least $2,010 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,276 | -$138 | -9.8% |
| Alaska | $1,082 | -$332 | -23.5% |
| Arizona | $1,172 | -$242 | -17.1% |
| Arkansas | $1,414 | -$0 | 0.0% |
| California | $1,610 | $196 | 13.9% |
| Colorado | $1,350 | -$64 | -4.5% |
| Connecticut | $1,450 | $36 | 2.5% |
| Delaware | $1,600 | $186 | 13.2% |
| Florida | $1,764 | $350 | 24.8% |
| Georgia | $1,304 | -$110 | -7.8% |
| Hawaii | $1,012 | -$402 | -28.4% |
| Idaho | $958 | -$456 | -32.2% |
| Illinois | $1,052 | -$362 | -25.6% |
| Indiana | $1,066 | -$348 | -24.6% |
| Iowa | $958 | -$456 | -32.2% |
| Kansas | $1,340 | -$74 | -5.2% |
| Kentucky | $1,926 | $512 | 36.2% |
| Louisiana | $2,090 | $676 | 47.8% |
| Maine | $872 | -$542 | -38.3% |
| Maryland | $1,164 | -$250 | -17.7% |
| Massachusetts | $1,128 | -$286 | -20.2% |
| Michigan | $2,450 | $1,036 | 73.3% |
| Minnesota | $1,182 | -$232 | -16.4% |
| Mississippi | $1,690 | $276 | 19.5% |
| Missouri | $1,254 | -$160 | -11.3% |
| Montana | $1,518 | $104 | 7.4% |
| Nebraska | $1,112 | -$302 | -21.4% |
| Nevada | $1,694 | $280 | 19.8% |
| New Hampshire | $1,016 | -$398 | -28.1% |
| New Jersey | $1,578 | $164 | 11.6% |
| New Mexico | $1,250 | -$164 | -11.6% |
| New York | $1,486 | $72 | 5.1% |
| North Carolina | $814 | -$600 | -42.4% |
| North Dakota | $1,156 | -$258 | -18.2% |
| Ohio | $976 | -$438 | -31.0% |
| Oklahoma | $1,448 | $34 | 2.4% |
| Oregon | $1,294 | -$120 | -8.5% |
| Pennsylvania | $1,348 | -$66 | -4.7% |
| Rhode Island | $1,884 | $470 | 33.2% |
| South Carolina | $1,278 | -$136 | -9.6% |
| South Dakota | $1,192 | -$222 | -15.7% |
| Tennessee | $1,236 | -$178 | -12.6% |
| Texas | $1,700 | $286 | 20.2% |
| Utah | $1,046 | -$368 | -26.0% |
| Vermont | $966 | -$448 | -31.7% |
| Virginia | $846 | -$568 | -40.2% |
| Washington | $1,090 | -$324 | -22.9% |
| West Virginia | $1,296 | -$118 | -8.3% |
| Wisconsin | $980 | -$434 | -30.7% |
| Wyoming | $1,260 | -$154 | -10.9% |
Opting for high physical damage deductibles could cut prices by as much as $410 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $486 extra every 12 months. View Rates by Deductible or Liability Limit
With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison from as many companies as possible. Each insurance company utilizes a different rate formula, so rate quotes will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade 2WD | $1,346 | $112 |
| Cadillac Escalade Luxury Edition 2WD | $1,354 | $113 |
| Cadillac Escalade 4WD | $1,354 | $113 |
| Cadillac Escalade Premium Edition 2WD | $1,376 | $115 |
| Cadillac Escalade Luxury Edition 4WD | $1,376 | $115 |
| Cadillac Escalade Premium Edition 4WD | $1,376 | $115 |
| Cadillac Escalade Hybrid 2WD | $1,358 | $113 |
| Cadillac Escalade Hybrid 4WD | $1,380 | $115 |
| Cadillac Escalade Platinum Edition 2WD | $1,406 | $117 |
| Cadillac Escalade Platinum Edition 4WD | $1,406 | $117 |
| Cadillac Escalade Hybrid Platinum 2WD | $1,422 | $119 |
| Cadillac Escalade Hybrid Platinum 4WD | $1,422 | $119 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac Escalade | $458 | $780 | $466 | $1,904 |
| 2023 Cadillac Escalade | $438 | $750 | $488 | $1,876 |
| 2022 Cadillac Escalade | $420 | $744 | $498 | $1,862 |
| 2021 Cadillac Escalade | $406 | $726 | $520 | $1,852 |
| 2020 Cadillac Escalade | $392 | $696 | $536 | $1,824 |
| 2019 Cadillac Escalade | $370 | $672 | $554 | $1,796 |
| 2018 Cadillac Escalade | $356 | $624 | $564 | $1,744 |
| 2017 Cadillac Escalade | $342 | $588 | $570 | $1,700 |
| 2016 Cadillac Escalade | $328 | $526 | $574 | $1,628 |
| 2015 Cadillac Escalade | $306 | $484 | $574 | $1,564 |
| 2014 Cadillac Escalade | $296 | $454 | $580 | $1,530 |
| 2013 Cadillac Escalade | $288 | $424 | $592 | $1,504 |
| 2012 Cadillac Escalade | $266 | $394 | $592 | $1,452 |
| 2011 Cadillac Escalade | $260 | $358 | $596 | $1,414 |
| 2010 Cadillac Escalade | $242 | $326 | $592 | $1,360 |
| 2009 Cadillac Escalade | $228 | $296 | $592 | $1,316 |
| 2008 Cadillac Escalade | $220 | $266 | $586 | $1,272 |
| 2007 Cadillac Escalade | $216 | $260 | $574 | $1,250 |
| 2006 Cadillac Escalade | $214 | $248 | $564 | $1,226 |
| 2005 Cadillac Escalade | $196 | $236 | $558 | $1,190 |
Rates are averaged for all Cadillac Escalade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Cadillac Escalade Insurance
Finding better rates on Cadillac Escalade insurance requires being a low-risk driver, having a positive credit history, not filing small claims, and not having any coverage lapses. Comparison shop every time your policy renews by requesting quotes from direct carriers, and also from your local independent and exclusive agents.
The items below are a quick rundown of the information touched on above.
- Drivers can save approximately $160 per year simply by quoting online in advance
- Teen drivers have the highest car insurance prices, as much as $462 per month if full coverage is purchased
- Increasing policy deductibles can save approximately $400 each year
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,620 more annually to insure their Escalade
- Drivers who want more liability coverage will pay around $660 each year to increase from 30/60 bodily injury limits to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,546 |
| 20 | $3,222 |
| 30 | $1,446 |
| 40 | $1,414 |
| 50 | $1,292 |
| 60 | $1,266 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,680 |
| $250 | $1,558 |
| $500 | $1,414 |
| $1,000 | $1,272 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,414 |
| 50/100 | $1,530 |
| 100/300 | $1,665 |
| 250/500 | $2,016 |
| 100 CSL | $1,584 |
| 300 CSL | $1,881 |
| 500 CSL | $2,097 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,844 |
| 20 | $5,132 |
| 30 | $3,074 |
| 40 | $3,036 |
| 50 | $2,902 |
| 60 | $2,868 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $75 |
| Homeowner | $24 |
| 5-yr Accident Free | $90 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $54 |
| Advance Quote | $64 |
| Online Quote | $97 |
| Total Discounts | $566 |
Discounts are estimated and may not be available from every company or in every state.
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