Cadillac Escalade Insurance Rates

The average insurance rates for a Cadillac Escalade are $1,360 a year for full coverage insurance. Comprehensive costs approximately $242 a year, collision costs $326, and liability coverage is estimated at $592. Liability-only coverage costs approximately $652 a year, with high-risk coverage costing around $2,922. Teen drivers cost the most to insure at $5,376 a year or more.

Average premium for full coverage: $1,360

Policy rates by type of insurance:

Includes $500 deductible amounts, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and Escalade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than larger metro areas.

The diagram below illustrates how your location can change auto insurance prices.

The examples above illustrate why it is important to get quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $818
• Choosing higher $1,000 deductibles can save $1,230 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,360
• Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,608
• Drivers with multiple violations and an at-fault accident could pay around $2,922 or more
• Policy cost for full coverage for a teenage driver can cost $5,376 each year

View Chart as Image

Insurance rates for a Cadillac Escalade also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Cadillac Escalade insurance rates. A good driver about age 40 could pay as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,830 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $380 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 131% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes and see how they stack up. Each auto insurer uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Cadillac Escalade Insurance

Finding cheaper rates on auto insurance takes having a good driving record, having a good credit history, being claim-free, and qualifying for all possible discounts. Invest the time to shop around once a year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a recap of the data that was illustrated above.

• It is possible to save around $150 per year simply by quoting early and online
• Consumers who purchase increased levels of liability coverage will pay about $650 annually to raise limits from a 30/60 limit to 250/500 limits
• Drivers age 20 and younger are the costliest to insure, possibly costing $448 each month including comprehensive and collision insurance
• Drivers that have major violations or accidents may pay on average $1,560 more per year to buy Cadillac Escalade insurance