Cadillac Escalade Insurance Rates

U.S. average insurance rates for a Cadillac Escalade are $1,316 a year with full coverage. Comprehensive costs an estimated $228 each year, collision costs $296, and liability insurance is $592. A policy with just liability insurance costs around $652 a year, with coverage for high-risk drivers costing around $2,824. Teenage drivers pay the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,316

Price estimates broken down by individual coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Escalade models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations have a lower frequency of collision claims than densely populated cities.

The graphic below illustrates the effect of geographic area on insurance prices.

The ranges above demonstrate why all drivers should compare rates quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Cadillac Escalade insurance rates for other coverage scenarios.

• The best discount rate is $798
• Raising to $1,000 deductibles will save approximately $120 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,316
• Using low deductibles will increase the cost to $1,544
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,824 or more
• The price for full coverage for a teen driver can cost as much as $5,236

View Chart as Image

Insurance prices for a Cadillac Escalade are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $5,200 a year. View Rates by Age

The state you live in also has a big influence on Cadillac Escalade insurance rates. A middle-age driver might find prices as low as $950 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,770 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $350 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $480 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,500 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 127% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out which car insurance is cheapest is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Cadillac Escalade Insurance

Getting lower rates on Cadillac Escalade insurance consists of being safe and accident-free, maintaining good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to compare rates once a year by requesting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a brief summary of the data that was covered in the above illustrations.

• You may be able to save approximately $150 per year simply by quoting online in advance
• Drivers who want more liability protection will pay an extra $650 every year to raise from a low limit to 250/500 limits
• Youthful drivers are charged the highest prices, costing up to $436 a month for full coverage
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,510 more annually than a low-risk driver