Cadillac Escalade Insurance Rates

Estimated insurance rates for a Cadillac Escalade are $1,316 a year for full coverage. Comprehensive insurance costs approximately $228 a year, collision insurance costs $296, and liability costs $592. Liability-only insurance costs as little as $652 a year, and high-risk driver insurance costs $2,824 or more. Teenage drivers pay the most at up to $5,236 a year.

Average premium for full coverage: $1,316

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all states and Escalade trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance prices.

These rate differences show why it is important to compare rates using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best discount rate is $798
• Drivers who choose higher $1,000 deductibles will pay $1,196 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,316
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $228 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,824
• An auto insurance policy that insures a teen driver can cost $5,236 a year

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Insurance prices for a Cadillac Escalade also have a wide range based on the trim level of your Escalade, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,500 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 127% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Cadillac Escalade insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,880 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles could save up to $350 every year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $480 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Cadillac Escalade Insurance

Finding better rates on car insurance not only requires being a good driver, but also having a good credit score, not filing small claims, and consideration of higher deductibles. Compare prices every year by getting quotes from direct carriers, and also from insurance agencies where you live.

The following list is a brief summary of the coverage data covered in the above illustrations.

• Drivers can save around $150 per year just by quoting early and online
• Increasing policy deductibles can save approximately $350 each year
• Drivers age 16 to 20 are the costliest to insure, as much as $436 per month if comprehensive and collision insurance is included
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,510 more per year than a safer driver