Cadillac Escalade Insurance Rates

Estimated insurance rates for a Cadillac Escalade are $1,360 a year for full coverage. Comprehensive costs an estimated $242 a year, collision costs $326, and liability coverage costs around $592. Liability-only insurance costs as low as $652 a year, with high-risk driver insurance costing around $2,922. Teenage drivers pay the most at $5,376 a year or more.

Average premium for full coverage: $1,360

Premium estimates broken down by type of coverage:

Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Escalade trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities.

The diagram below illustrates how geographic area affects insurance prices.

These rate differences show why it is important to compare prices for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Cadillac Escalade insurance rates for other coverage scenarios.

• The best discount rate is $818
• Using higher $1,000 deductibles will save approximately $1,230 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,360
• Using low $100 deductibles for physical damage coverage will increase the cost to $1,608
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,922 or more
• An auto insurance policy for full coverage for a teenage driver can cost as much as $5,376 or more

View Chart as Image

Insurance prices for a Cadillac Escalade also have a wide range based on your driving characteristics, the trim level of your Escalade, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Cadillac Escalade insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,940 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $380 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $480 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,600 to $2,300 additional annually, depending on your age. A high-risk auto insurance policy can be around 43% to 131% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to know which insurance company is cheapest is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Cadillac Escalade Insurance

Finding better rates on auto insurance requires having a decent driving record, having a good credit history, not filing small claims, and maximizing policy discounts. Invest the time to compare rates every other policy renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following items are a quick review of the ideas that were presented in the illustrations above.

• 16 to 18-year-old drivers are expensive to insure, as much as $448 per month including comprehensive and collision insurance
• Drivers with a DUI or reckless driving violation pay an average of $1,560 more annually than a driver with a clean driving record
• Increasing policy deductibles can save around $375 each year
• Drivers can save approximately $150 per year simply by quoting early and online