Cadillac Escalade Insurance Rates

U.S. average insurance rates for a Cadillac Escalade are $1,360 a year for full coverage. Comprehensive costs approximately $242, collision costs $326, and liability insurance costs $592. Buying just liability costs as little as $652 a year, with insurance for high-risk drivers costing around $2,922. Teenage drivers pay the highest rates at $5,376 a year or more.

Average premium for full coverage: $1,360

Price estimates by individual coverage:

Includes $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for different Escalade trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural locations have lower incidents of accident claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best discount rate is $818
• Drivers who choose higher $1,000 deductibles will pay $130 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,360
• Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,608
• High risk drivers who are prone to accidents and violations could pay around $2,922 or more
• The price that insures a teen driver with full coverage can cost $5,376 a year

View Chart as Image

Insurance prices for a Cadillac Escalade are also quite variable based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,600 to $2,300 additional each year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

The state you live in makes a big difference in Cadillac Escalade insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,940 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $380 each year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to compare prices from as many companies as possible. Every company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Cadillac Escalade Insurance

Getting lower rates on Cadillac Escalade insurance not only requires avoiding accidents and claims, but also having a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Compare prices once a year by requesting quotes from direct carriers, and also from insurance agencies where you live.

The points below are a recap of the data that was presented in the illustrations above.

• Drivers can save around $150 per year simply by shopping early and online
• Drivers who purchase increased liability limits will pay an extra $650 each year to go from a low limit to the 250/500 level
• Drivers under the age of 20 are the costliest to insure, with premiums as much as $448 a month if comprehensive and collision insurance is included
• High-risk drivers that have major violations or accidents could be forced to pay on average $1,560 more per year to insure a Cadillac Escalade