Cadillac Escalade Insurance Rates

U.S. average insurance rates for a Cadillac Escalade are $1,360 a year for full coverage. Comprehensive costs around $242 each year, collision costs $326, and liability costs $592. Buying just liability costs as little as $652 a year, with insurance for high-risk drivers costing around $2,922. Teenage drivers pay the highest rates at $5,376 a year or more.

Average premium for full coverage: $1,360

Price estimates for individual coverage:

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all states and Escalade models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population have lower incidents of accident claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance rates.

The ranges above show why all drivers should compare rates for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Cadillac Escalade insurance rates for additional coverage choices and driver risks.

• The best discount rate is $818
• Drivers who choose higher $1,000 deductibles will pay about $130 a year
• The estimated price for the average middle-age driver using $500 deductibles is $1,360
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,608
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,922 or more
• The price that insures a teen driver can be $5,376 a year

View Chart as Image

Insurance prices for a Cadillac Escalade are also quite variable based on the trim level and model year, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,600 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $5,300 a year. View Rates by Age

The state you live in makes a big difference in Cadillac Escalade insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,940 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $380 every year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know your exact price is to do a rate comparison and see which company has the best price. Every company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Cadillac Escalade Insurance

Getting lower rates on car insurance not only requires being safe and accident-free, but also having a good credit score, eliminating unnecessary coverage, and taking advantage of discounts. Compare prices at every other renewal by requesting rates from direct carriers, and also from several local insurance agents.

Below you'll find a quick review of the concepts that were illustrated above.

• Higher risk drivers with a DUI or reckless driving violation pay on average $1,560 more every year than a low-risk driver
• Youthful drivers are charged the highest prices, with premiums as much as $448 a month if comprehensive and collision insurance is included
• Drivers can save up to $150 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $375 each year
• Drivers can save up to $150 per year simply by quoting online in advance