Cadillac Escalade Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average auto insurance rates for a Cadillac Escalade are $1,360 annually with full coverage. Comprehensive costs around $242, collision costs $326, and liability coverage is estimated at $592. A liability-only policy costs approximately $652 a year, with high-risk insurance costing around $2,922. Teen drivers receive the highest rates at $5,376 a year or more.
Average premium for full coverage: $1,360
Rate estimates for individual coverage type:
Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for different Escalade trim levels.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from as cheap as $652 for basic liability insurance to a much higher rate of $2,922 for coverage for higher-risk drivers.
Price Range by Location
Living in a larger city has a large influence on insurance rates. Areas with sparse population tend to have fewer collision claims than larger metro areas.
The price range example below illustrates the difference between rural and urban areas on auto insurance rates.
These examples demonstrate why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Cadillac Escalade insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $818
- Choosing higher $1,000 deductibles can save about $130 annually
- The estimated rate for a 40-year-old driver using $500 deductibles is $1,360
- Choosing more expensive low deductibles for comp and collision coverage will cost $1,608
- Drivers with multiple violations and an at-fault accident could pay at least $2,922 or more
- The cost with full coverage for a teenage driver with full coverage can be $5,376 each year
Insurance rates for a Cadillac Escalade can also vary considerably based on the trim level of your Escalade, your driving record, and deductibles and policy limits.
An older driver with a clean driving record and high physical damage deductibles may only pay around $1,300 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay as much as $5,300 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out at least $1,600 to $2,300 extra per year, depending on your age. High-risk driver insurance ranges around 43% to 131% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $380 a year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $480 more per year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Cadillac Escalade insurance rates. A good driver about age 40 could pay as low as $980 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,830 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,228 | -$132 | -9.7% |
Alaska | $1,042 | -$318 | -23.4% |
Arizona | $1,126 | -$234 | -17.2% |
Arkansas | $1,360 | -$0 | 0.0% |
California | $1,548 | $188 | 13.8% |
Colorado | $1,296 | -$64 | -4.7% |
Connecticut | $1,396 | $36 | 2.6% |
Delaware | $1,538 | $178 | 13.1% |
Florida | $1,698 | $338 | 24.9% |
Georgia | $1,254 | -$106 | -7.8% |
Hawaii | $974 | -$386 | -28.4% |
Idaho | $922 | -$438 | -32.2% |
Illinois | $1,012 | -$348 | -25.6% |
Indiana | $1,024 | -$336 | -24.7% |
Iowa | $920 | -$440 | -32.4% |
Kansas | $1,290 | -$70 | -5.1% |
Kentucky | $1,852 | $492 | 36.2% |
Louisiana | $2,012 | $652 | 47.9% |
Maine | $840 | -$520 | -38.2% |
Maryland | $1,122 | -$238 | -17.5% |
Massachusetts | $1,086 | -$274 | -20.1% |
Michigan | $2,360 | $1,000 | 73.5% |
Minnesota | $1,138 | -$222 | -16.3% |
Mississippi | $1,628 | $268 | 19.7% |
Missouri | $1,204 | -$156 | -11.5% |
Montana | $1,462 | $102 | 7.5% |
Nebraska | $1,070 | -$290 | -21.3% |
Nevada | $1,630 | $270 | 19.9% |
New Hampshire | $978 | -$382 | -28.1% |
New Jersey | $1,518 | $158 | 11.6% |
New Mexico | $1,204 | -$156 | -11.5% |
New York | $1,428 | $68 | 5.0% |
North Carolina | $782 | -$578 | -42.5% |
North Dakota | $1,114 | -$246 | -18.1% |
Ohio | $938 | -$422 | -31.0% |
Oklahoma | $1,394 | $34 | 2.5% |
Oregon | $1,246 | -$114 | -8.4% |
Pennsylvania | $1,296 | -$64 | -4.7% |
Rhode Island | $1,812 | $452 | 33.2% |
South Carolina | $1,230 | -$130 | -9.6% |
South Dakota | $1,146 | -$214 | -15.7% |
Tennessee | $1,190 | -$170 | -12.5% |
Texas | $1,638 | $278 | 20.4% |
Utah | $1,006 | -$354 | -26.0% |
Vermont | $930 | -$430 | -31.6% |
Virginia | $812 | -$548 | -40.3% |
Washington | $1,048 | -$312 | -22.9% |
West Virginia | $1,246 | -$114 | -8.4% |
Wisconsin | $942 | -$418 | -30.7% |
Wyoming | $1,212 | -$148 | -10.9% |
With so much variability in rates, the best way to find out your exact price is to compare rates and see how they stack up. Each auto insurer uses a different rate calculation, so the rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Cadillac Escalade 2WD | $1,300 | $108 |
Cadillac Escalade Luxury Edition 2WD | $1,308 | $109 |
Cadillac Escalade 4WD | $1,308 | $109 |
Cadillac Escalade Premium Edition 2WD | $1,326 | $111 |
Cadillac Escalade Luxury Edition 4WD | $1,326 | $111 |
Cadillac Escalade Premium Edition 4WD | $1,326 | $111 |
Cadillac Escalade Hybrid 2WD | $1,302 | $109 |
Cadillac Escalade Hybrid 4WD | $1,322 | $110 |
Cadillac Escalade Platinum Edition 2WD | $1,354 | $113 |
Cadillac Escalade Platinum Edition 4WD | $1,354 | $113 |
Cadillac Escalade Hybrid Platinum 2WD | $1,362 | $114 |
Cadillac Escalade Hybrid Platinum 4WD | $1,362 | $114 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Cadillac Escalade | $438 | $750 | $488 | $1,876 |
2023 Cadillac Escalade | $420 | $744 | $498 | $1,862 |
2022 Cadillac Escalade | $406 | $726 | $520 | $1,852 |
2021 Cadillac Escalade | $392 | $696 | $536 | $1,824 |
2020 Cadillac Escalade | $370 | $672 | $554 | $1,796 |
2019 Cadillac Escalade | $356 | $624 | $564 | $1,744 |
2018 Cadillac Escalade | $342 | $588 | $570 | $1,700 |
2017 Cadillac Escalade | $328 | $526 | $574 | $1,628 |
2016 Cadillac Escalade | $306 | $484 | $574 | $1,564 |
2015 Cadillac Escalade | $296 | $454 | $580 | $1,530 |
2014 Cadillac Escalade | $288 | $424 | $592 | $1,504 |
2013 Cadillac Escalade | $266 | $394 | $592 | $1,452 |
2012 Cadillac Escalade | $260 | $358 | $596 | $1,414 |
2011 Cadillac Escalade | $242 | $326 | $592 | $1,360 |
2010 Cadillac Escalade | $228 | $296 | $592 | $1,316 |
2009 Cadillac Escalade | $220 | $266 | $586 | $1,272 |
2008 Cadillac Escalade | $216 | $260 | $574 | $1,250 |
2007 Cadillac Escalade | $214 | $248 | $564 | $1,226 |
2006 Cadillac Escalade | $196 | $236 | $558 | $1,190 |
2005 Cadillac Escalade | $188 | $224 | $554 | $1,166 |
Rates are averaged for all Cadillac Escalade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Cadillac Escalade Insurance
Saving money on auto insurance takes having a decent driving record, having a good credit history, eliminating unnecessary coverage, and insuring your home and auto with the same company. Set aside time to compare rates at least once a year by requesting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.
The following items are a summary of the primary concepts that were covered above.
- You may be able to save up to $150 per year simply by shopping early and online
- Drivers who have multiple accidents or major violations may pay on average $1,560 more every year than a driver with a clean driving record
- Increasing deductibles could save up to $375 each year
- 16 to 18-year-old drivers pay higher rates, with premiums as much as $448 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,376 |
20 | $3,100 |
30 | $1,388 |
40 | $1,360 |
50 | $1,246 |
60 | $1,218 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,608 |
$250 | $1,496 |
$500 | $1,360 |
$1,000 | $1,230 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,360 |
50/100 | $1,469 |
100/300 | $1,602 |
250/500 | $1,949 |
100 CSL | $1,522 |
300 CSL | $1,816 |
500 CSL | $2,030 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,594 |
20 | $4,940 |
30 | $2,954 |
40 | $2,922 |
50 | $2,794 |
60 | $2,762 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $70 |
Multi-vehicle | $73 |
Homeowner | $23 |
5-yr Accident Free | $85 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $51 |
Advance Quote | $61 |
Online Quote | $93 |
Total Discounts | $542 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area