Cadillac Escalade Insurance Rates

Estimated insurance rates for a Cadillac Escalade are $1,360 a year with full coverage. Comprehensive insurance costs approximately $242 a year, collision costs $326, and liability costs $592. A liability-only policy costs as little as $652 a year, with high-risk insurance costing $2,922 or more. 16-year-old drivers pay the most at $5,376 a year or more.

Average premium for full coverage: $1,360

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and Escalade trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than congested cities.

The diagram below illustrates how where you live affects auto insurance prices.

These rate differences demonstrate why it is important to compare rates using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $818
• Drivers who choose higher $1,000 deductibles will pay $1,230 annually
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,360
• Buying low $100 deductibles for comprehensive and collision insurance will cost an additional $248 every year
• Higher-risk drivers with multiple tickets or accidents could pay around $2,922 or more
• An auto insurance policy that insures a teen driver can cost $5,376 a year

View Chart as Image

Auto insurance prices for a Cadillac Escalade also have a wide range based on the trim level of your Escalade, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,600 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 131% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Cadillac Escalade insurance prices. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or at least $1,830 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $380 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $480 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes and see which company has the best price. Every company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Cadillac Escalade Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also maintaining a good credit score, being claim-free, and not having any coverage lapses. Comparison shop at least every other year by obtaining price quotes from direct companies, and also from local insurance agencies.

Below you'll find a review of the car insurance concepts touched on in the above illustrations.

• Higher risk drivers who have several accidents or serious violations may have to pay on average $1,560 more per year than a low-risk driver
• You may be able to save around $150 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $375 each year
• Policyholders who purchase more liability protection will pay around $650 every year to go from 30/60 bodily injury limits to the 250/500 level