Cadillac Escalade Insurance Rates

The average auto insurance rates for a Cadillac Escalade are $1,360 annually including full coverage. Comprehensive costs an estimated $242 a year, collision insurance costs $326, and liability coverage is $592. A liability-only policy costs around $652 a year, and high-risk insurance costs around $2,922. Teenage drivers cost the most to insure at up to $5,376 a year.

Average premium for full coverage: $1,360

Policy rates broken down by type of insurance:

Includes $500 deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Escalade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how where you live affects insurance prices.

The examples above highlight why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Cadillac Escalade insurance rates for other coverage scenarios.

• The best discount rate is $818
• Raising to $1,000 deductibles will save approximately $1,230 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,360
• Using low $100 deductibles will cost $1,608
• Unlucky drivers who are prone to accidents and violations could pay up to $2,922
• Policy cost with full coverage for a teenage driver can cost as much as $5,376

View Chart as Image

Car insurance rates for a Cadillac Escalade also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,600 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $380 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Cadillac Escalade insurance rates. A middle-age driver might find rates as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,940 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Cadillac Escalade Insurance

Finding cheaper rates on auto insurance consists of not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Take the time to comparison shop at every policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following is a recap of the data touched on in the above illustrations.

• Consumers who want higher liability limits will pay an extra $650 per year to raise from a 30/60 limit to higher 250/500 limits
• You may be able to save approximately $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Teens have the highest car insurance rates, with premiums being up to $448 each month if comprehensive and collision insurance is included