Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

U.S. average insurance prices for a Buick Regal are $1,320 every 12 months including full coverage. Comprehensive insurance costs an estimated $260, collision insurance costs $450, and liability coverage is estimated at $452. Liability-only coverage costs approximately $504 a year, and high-risk coverage costs $2,854 or more. 16-year-old drivers pay the highest rates at up to $5,032 a year.

Average premium for full coverage: $1,320

Price estimates broken down by individual coverage:

Rate estimates include $500 deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different Regal trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than congested cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

The ranges above highlight why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Buick Regal insurance rates for other coverage scenarios.

• The best full coverage rate is $767
• Choosing higher $1,000 deductibles can save approximately $162 every year
• The average price for the average middle-age driver who has $500 deductibles is $1,320
• Buying more expensive low deductibles for comp and collision coverage costs an extra $312 each year
• Drivers with multiple tickets or accidents could pay up to $2,854
• The price to insure a teenage driver with full coverage can cost as much as $5,032 each year

View Chart as Image

Auto insurance prices for a Buick Regal are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $480 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,200 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay at least $5,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,600 to $2,200 in extra premium each year, depending on your age. High-risk driver insurance ranges around 44% to 135% more than the average rate. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Buick Regal insurance rates. A good driver about age 40 could pay as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,880 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for the Best Buick Regal Insurance

Getting lower rates on auto insurance takes not taking risks behind the wheel, having a good credit score, being claim-free, and consideration of higher deductibles. Set aside time to compare rates every couple of years by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following is a brief recap of the material that was covered above.

• Consumers who want higher liability limits will pay around $500 per year to raise limits from a low limit to a 250/500 level
• Teens are the costliest to insure, possibly costing $419 a month if comprehensive and collision insurance is included
• Drivers who tend to receive serious violations may have to pay on average $1,530 more annually for Regal insurance
• Increasing physical damage deductibles could save as much as $475 each year

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.