Buick Regal Insurance Rates

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Cheaper 2011 Buick Regal Insurance Rates in 2025

Have you had enough of not being able to afford to pay your car insurance bill each month? You are no different than millions of other people. People have so many insurance companies to pick from, and although it's nice to be able to choose, too many choices makes it more difficult to adequately compare rates. Compare free insurance price quotes All the larger insurance companies like State Farm,...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: May 5, 2024

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The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

U.S. average insurance prices for a Buick Regal are $1,354 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $270, collision insurance costs $484, and liability insurance is $442. Buying just liability costs around $496 a year, and insurance for high-risk drivers costs $2,938 or more. Teen drivers pay the highest rates at up to $5,144 a year.

Average premium for full coverage: $1,354

Price estimates broken down by individual coverage:

Comprehensive $270
Collision $484
Liability $442

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for all Regal models.

Price Range from Low to High

For the normal driver, Buick Regal insurance prices range from the cheapest price of $496 for just liability coverage to the much higher price of $2,938 for a driver who has had serious violations or accidents.

Liability Only $496
Full Coverage $1,354
High Risk $2,938

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations have more infrequent physical damage claims than larger metro areas. The example below illustrates how geographic area affects insurance prices.

Rural Areas $1,016
Small Cities $1,422
Large Cities $1,828

The ranges above illustrate why everyone should compare rates quotes for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates average Buick Regal insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $781
  • Raising to $1,000 deductibles will save approximately $170 each year
  • The average price for the average middle-age driver who has $500 deductibles is $1,354
  • Choosing pricier low deductibles costs an extra $332 a year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,938
  • The price to insure a teen driver for full coverage can cost as much as $5,144

View Chart as Image

Buick Regal insurance cost comparison chart
Column chart showing Buick Regal insurance prices range from $781 to $5,144 for full coverage

Insurance prices for a Buick Regal are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Choosing high deductibles can reduce prices by up to $510 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay at least $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,600 to $2,200 additional each year, depending on your age. Buick Regal insurance for high-risk drivers is expensive and can cost anywhere from 43% to 132% more than average. View High Risk Driver Rates

The state you live in also has a big influence on Buick Regal insurance rates. A middle-age driver might find prices as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,830 on average in Florida, New York, and Michigan.

Buick Regal Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,226 -$128 -9.5%
Alaska $1,042 -$312 -23.0%
Arizona $1,126 -$228 -16.8%
Arkansas $1,354 -$0 0.0%
California $1,544 $190 14.0%
Colorado $1,294 -$60 -4.4%
Connecticut $1,394 $40 3.0%
Delaware $1,534 $180 13.3%
Florida $1,696 $342 25.3%
Georgia $1,252 -$102 -7.5%
Hawaii $974 -$380 -28.1%
Idaho $918 -$436 -32.2%
Illinois $1,010 -$344 -25.4%
Indiana $1,022 -$332 -24.5%
Iowa $914 -$440 -32.5%
Kansas $1,288 -$66 -4.9%
Kentucky $1,848 $494 36.5%
Louisiana $2,008 $654 48.3%
Maine $834 -$520 -38.4%
Maryland $1,120 -$234 -17.3%
Massachusetts $1,086 -$268 -19.8%
Michigan $2,356 $1,002 74.0%
Minnesota $1,134 -$220 -16.2%
Mississippi $1,624 $270 19.9%
Missouri $1,202 -$152 -11.2%
Montana $1,456 $102 7.5%
Nebraska $1,068 -$286 -21.1%
Nevada $1,624 $270 19.9%
New Hampshire $976 -$378 -27.9%
New Jersey $1,516 $162 12.0%
New Mexico $1,200 -$154 -11.4%
New York $1,428 $74 5.5%
North Carolina $780 -$574 -42.4%
North Dakota $1,110 -$244 -18.0%
Ohio $936 -$418 -30.9%
Oklahoma $1,392 $38 2.8%
Oregon $1,242 -$112 -8.3%
Pennsylvania $1,294 -$60 -4.4%
Rhode Island $1,808 $454 33.5%
South Carolina $1,226 -$128 -9.5%
South Dakota $1,144 -$210 -15.5%
Tennessee $1,188 -$166 -12.3%
Texas $1,634 $280 20.7%
Utah $1,004 -$350 -25.8%
Vermont $926 -$428 -31.6%
Virginia $812 -$542 -40.0%
Washington $1,048 -$306 -22.6%
West Virginia $1,242 -$112 -8.3%
Wisconsin $940 -$414 -30.6%
Wyoming $1,208 -$146 -10.8%

View Chart as Image

Buick Regal insurance rates by U.S. city
Buick Regal Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Buick Regal $270 $484 $442 $1,354
2019 Buick Regal $260 $450 $452 $1,320
2018 Buick Regal $250 $424 $456 $1,288
2017 Buick Regal $240 $380 $460 $1,238
2016 Buick Regal $224 $350 $460 $1,192
2015 Buick Regal $216 $328 $464 $1,166
2014 Buick Regal $210 $306 $474 $1,148
2013 Buick Regal $194 $284 $474 $1,110
2012 Buick Regal $190 $258 $478 $1,084
2011 Buick Regal $176 $236 $474 $1,044

Rates are averaged for all Buick Regal models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Buick Regal Insurance

Getting lower rates on Buick Regal insurance consists of being a good driver, having above-average credit, not filing small claims, and possibly raising deductibles. Invest the time to compare rates every other policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a brief recap of the ideas that were presented in the illustrations above.

  • Drivers age 16 to 20 are expensive to insure, as much as $429 a month if full coverage is included
  • High-risk drivers who tend to receive serious violations could be forced to pay on average $1,580 more annually than a safer driver
  • Increasing physical damage deductibles could save as much as $500 each year
  • It is possible to save approximately $160 per year just by quoting online well ahead of the renewal date

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

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What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

  • Small overlap front (driver-side): Good
  • Moderate overlap front: Good
  • Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.

Rates by Driver Age

Buick Regal Insurance Rates by Driver Age
Driver Age Premium
16 $5,144
20 $3,130
30 $1,408
40 $1,354
50 $1,240
60 $1,216

Full coverage, $500 deductibles

Rates by Deductible

Buick Regal Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,686
$250 $1,532
$500 $1,354
$1,000 $1,184

Full coverage, driver age 40

Rates by Liability Limit

Buick Regal Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,354
50/100 $1,442
100/300 $1,553
250/500 $1,840
100 CSL $1,487
300 CSL $1,730
500 CSL $1,907

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Regal Insurance Rates for High Risk Drivers
Age Premium
16 $7,324
20 $4,990
30 $2,996
40 $2,938
50 $2,806
60 $2,780

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $189

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $72
Homeowner $21
5-yr Accident Free $98
5-yr Claim Free $88
Paid in Full/EFT $60
Advance Quote $66
Online Quote $96
Total Discounts $573
Rate after discounts $781

Discounts are estimated and may not be available from every company or in every state.

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