Buick Regal Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: May 5, 2024
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The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs.
For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.
Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates.
If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.
U.S. average auto insurance rates for a Buick Regal are $1,354 annually including full coverage. Comprehensive insurance costs approximately $270 each year, collision costs $484, and liability costs around $442. Buying just liability costs as low as $496 a year, with insurance for high-risk drivers costing $2,938 or more. Teens pay the highest rates at $5,144 a year or more.
Average premium for full coverage: $1,354
Price estimates by individual coverage:
Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and Regal models.
Price Range from Low to High
For a driver around age 40, Buick Regal insurance prices go from as cheap as $496 for the bare minimum liability coverage to a high rate of $2,938 for a driver who requires high-risk insurance.
Geographic Price Range
Where you live can make a big difference on car insurance prices. Rural locations have fewer comprehensive and collision claims than cities with more traffic congestion.
The graphic below illustrates the difference between rural and urban areas on auto insurance prices.
The ranges above highlight why all drivers should compare prices using their specific location and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Buick Regal insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $781
- Using higher $1,000 deductibles will save $170 every year
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,354
- Selecting low deductibles for physical damage coverage costs an additional $332 annually
- High-risk insureds with serious driving violations could pay around $2,938 or more
- The price with full coverage for a 16-year-old driver can cost $5,144 or more
Insurance prices for a Buick Regal are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.
More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,200 additional each year, depending on your age. Insurance for high-risk drivers can be from 43% to 132% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $510 annually, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Buick Regal insurance prices. A driver around age 40 might see prices as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,940 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,226 | -$128 | -9.5% |
| Alaska | $1,042 | -$312 | -23.0% |
| Arizona | $1,126 | -$228 | -16.8% |
| Arkansas | $1,354 | -$0 | 0.0% |
| California | $1,544 | $190 | 14.0% |
| Colorado | $1,294 | -$60 | -4.4% |
| Connecticut | $1,394 | $40 | 3.0% |
| Delaware | $1,534 | $180 | 13.3% |
| Florida | $1,696 | $342 | 25.3% |
| Georgia | $1,252 | -$102 | -7.5% |
| Hawaii | $974 | -$380 | -28.1% |
| Idaho | $918 | -$436 | -32.2% |
| Illinois | $1,010 | -$344 | -25.4% |
| Indiana | $1,022 | -$332 | -24.5% |
| Iowa | $914 | -$440 | -32.5% |
| Kansas | $1,288 | -$66 | -4.9% |
| Kentucky | $1,848 | $494 | 36.5% |
| Louisiana | $2,008 | $654 | 48.3% |
| Maine | $834 | -$520 | -38.4% |
| Maryland | $1,120 | -$234 | -17.3% |
| Massachusetts | $1,086 | -$268 | -19.8% |
| Michigan | $2,356 | $1,002 | 74.0% |
| Minnesota | $1,134 | -$220 | -16.2% |
| Mississippi | $1,624 | $270 | 19.9% |
| Missouri | $1,202 | -$152 | -11.2% |
| Montana | $1,456 | $102 | 7.5% |
| Nebraska | $1,068 | -$286 | -21.1% |
| Nevada | $1,624 | $270 | 19.9% |
| New Hampshire | $976 | -$378 | -27.9% |
| New Jersey | $1,516 | $162 | 12.0% |
| New Mexico | $1,200 | -$154 | -11.4% |
| New York | $1,428 | $74 | 5.5% |
| North Carolina | $780 | -$574 | -42.4% |
| North Dakota | $1,110 | -$244 | -18.0% |
| Ohio | $936 | -$418 | -30.9% |
| Oklahoma | $1,392 | $38 | 2.8% |
| Oregon | $1,242 | -$112 | -8.3% |
| Pennsylvania | $1,294 | -$60 | -4.4% |
| Rhode Island | $1,808 | $454 | 33.5% |
| South Carolina | $1,226 | -$128 | -9.5% |
| South Dakota | $1,144 | -$210 | -15.5% |
| Tennessee | $1,188 | -$166 | -12.3% |
| Texas | $1,634 | $280 | 20.7% |
| Utah | $1,004 | -$350 | -25.8% |
| Vermont | $926 | -$428 | -31.6% |
| Virginia | $812 | -$542 | -40.0% |
| Washington | $1,048 | -$306 | -22.6% |
| West Virginia | $1,242 | -$112 | -8.3% |
| Wisconsin | $940 | -$414 | -30.6% |
| Wyoming | $1,208 | -$146 | -10.8% |

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison from multiple companies. Each insurance company calculates prices differently, and prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Buick Regal | $270 | $484 | $442 | $1,354 |
| 2019 Buick Regal | $260 | $450 | $452 | $1,320 |
| 2018 Buick Regal | $250 | $424 | $456 | $1,288 |
| 2017 Buick Regal | $240 | $380 | $460 | $1,238 |
| 2016 Buick Regal | $224 | $350 | $460 | $1,192 |
| 2015 Buick Regal | $216 | $328 | $464 | $1,166 |
| 2014 Buick Regal | $210 | $306 | $474 | $1,148 |
| 2013 Buick Regal | $194 | $284 | $474 | $1,110 |
| 2012 Buick Regal | $190 | $258 | $478 | $1,084 |
| 2011 Buick Regal | $176 | $236 | $474 | $1,044 |
Rates are averaged for all Buick Regal models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Buick Regal Insurance
Getting lower rates on insurance for a Buick Regal requires avoiding accidents and claims, having good credit, being claim-free, and qualifying for all possible discounts. Set aside time to compare rates at every other renewal by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.
The points below are a recap of the concepts that were covered above.
- Drivers considered higher risk that have major violations or accidents may have to pay on average $1,580 more per year to insure a Buick Regal
- Drivers under the age of 20 are the costliest to insure, possibly costing $429 a month if they have full coverage
- You may be able to save around $160 per year simply by quoting online in advance
- Increasing physical damage deductibles could save up to $500 each year
- You may be able to save around $160 per year simply by quoting online in advance
As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage.
However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model.
Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away.
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What are the safety ratings for the Buick Regal?
Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase.
However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup.
Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.
- Small overlap front (driver-side): Good
- Moderate overlap front: Good
- Side: Good
A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase.
Buick Regal Compared Against other Vehicles in the Same Class
Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand.
Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:
Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.
Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you.
You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,144 |
| 20 | $3,130 |
| 30 | $1,408 |
| 40 | $1,354 |
| 50 | $1,240 |
| 60 | $1,216 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,686 |
| $250 | $1,532 |
| $500 | $1,354 |
| $1,000 | $1,184 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,354 |
| 50/100 | $1,442 |
| 100/300 | $1,553 |
| 250/500 | $1,840 |
| 100 CSL | $1,487 |
| 300 CSL | $1,730 |
| 500 CSL | $1,907 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,324 |
| 20 | $4,990 |
| 30 | $2,996 |
| 40 | $2,938 |
| 50 | $2,806 |
| 60 | $2,780 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $72 |
| Homeowner | $21 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $60 |
| Advance Quote | $66 |
| Online Quote | $96 |
| Total Discounts | $573 |
Discounts are estimated and may not be available from every company or in every state.
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