Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

Estimated insurance rates for a Buick Regal are $1,354 a year including full coverage. Comprehensive costs around $270 a year, collision insurance costs $484, and liability insurance is estimated at $442. Liability-only insurance costs approximately $496 a year, and high-risk driver insurance costs around $2,938. Teen drivers pay the most at up to $5,144 a year.

Average premium for full coverage: $1,354

Premium estimates for type of coverage:

Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Regal trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects auto insurance rates.

These rate differences highlight why it is important to get quotes for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Buick Regal insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $781
• Choosing higher $1,000 deductibles can save about $1,184 every year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,354
• Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,686
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,938
• An auto insurance policy for full coverage for a teen driver can be $5,144 each year

View Chart as Image

Insurance prices for a Buick Regal also have a wide range based on your driving characteristics, the model of your Regal, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay as much as $5,100 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Buick Regal insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,940 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $510 each year, while buying higher liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,600 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 132% more than average. View High Risk Driver Rates

How to Find the Best Cheap Buick Regal Insurance

Finding better rates on Buick Regal insurance takes being a low-risk driver, having a good credit history, refrain from filing small claims, and deciding if full coverage is necessary. Set aside time to shop around every time your policy renews by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a quick review of the information raised in the charts and tables above.

• You may be able to save up to $160 per year just by quoting early and online
• Teen drivers are charged the highest prices, with the cost nearing $429 per month including comprehensive and collision insurance
• Increasing policy deductibles can save around $500 each year
• High-risk drivers with a DUI or reckless driving violation pay on average $1,580 more every year to insure their Regal
• Drivers who may need more liability coverage will pay about $490 per year to raise limits from 30/60 bodily injury limits to 250/500 limits

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.