Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

Estimated insurance prices for a Buick Regal are $1,354 every 12 months for full coverage insurance. Comprehensive costs approximately $270, collision costs $484, and liability costs $442. Liability-only insurance costs as little as $496 a year, with high-risk driver insurance costing around $2,938. Teens pay the most at $5,144 a year or more.

Average premium for full coverage: $1,354

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different Regal trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare rates using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Buick Regal insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $781
• Drivers who choose higher $1,000 deductibles will pay $170 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,354
• Selecting more expensive low deductibles for comprehensive and collision insurance increases the price to $1,686
• Drivers with serious driving violations could pay around $2,938 or more
• An auto insurance policy to insure a 16-year-old driver with full coverage can cost $5,144 a year

View Chart as Image

Insurance prices for a Buick Regal also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your Regal.

Choosing higher comprehensive and collision insurance deductibles could save up to $510 annually, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,200 additional annually, depending on your age. High-risk driver insurance can cost from 43% to 132% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Buick Regal insurance prices. A 40-year-old driver could pay as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,830 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices from multiple companies. Every company calculates prices differently, and prices will be substantially different.

How to Shop for More Affordable Buick Regal Insurance

Finding better rates on insurance for a Buick Regal not only requires being safe and accident-free, but also having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Make time to compare rates at least once a year by requesting quotes from direct insurance companies, and also from local insurance agencies.

Below you'll find a summary of the primary concepts that were touched on in this article.

• It is possible to save around $160 per year simply by shopping early and online
• Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,580 more per year than a low-risk driver
• Increasing policy deductibles could save as much as $500 each year
• Youthful drivers are the costliest to insure, with premiums being up to $429 per month if full coverage is included

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.