Buick Regal Insurance Rates
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UPDATED: May 5, 2024
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The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs.
For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.
Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates.
If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.
Estimated insurance rates for a Buick Regal are $1,376 a year including full coverage. Comprehensive insurance costs an estimated $286, collision insurance costs $502, and liability insurance is $430. Liability-only coverage costs around $486 a year, and high-risk coverage costs $2,976 or more. Teen drivers pay the most at up to $5,172 a year.
Average premium for full coverage: $1,376
Premium estimates broken down by type of coverage:
Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Regal models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Buick Regal range from the low end price of $486 for just the minimum liability insurance to the much higher price of $2,976 for coverage for higher-risk drivers.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas. The example below illustrates how location impacts insurance prices.
These rate differences highlight why everyone should compare rates quotes for a targeted area, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down average Buick Regal insurance rates for other coverage scenarios.
- The lowest rate with discounts is $795
- Raising to $1,000 deductibles will save approximately $178 every year
- The estimated price for a 40-year-old good driver who has $500 deductibles is $1,376
- Choosing pricier low deductibles will cost an additional $346 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,976
- An auto insurance policy that insures a teen driver for full coverage can cost as much as $5,172
Insurance prices for a Buick Regal also have a wide range based on the model of your Regal, your driving record and age, and liability limits and deductibles.
If you have a few violations or you caused an accident, you are likely paying $1,600 to $2,200 extra annually, depending on your age. Buick Regal insurance for high-risk drivers is expensive and can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay at least $5,100 a year. View Rates by Age
Where you choose to live also has a big influence on Buick Regal insurance rates. A middle-age driver might find prices as low as $1,060 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,960 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,244 | -$132 | -9.6% |
| Alaska | $1,056 | -$320 | -23.3% |
| Arizona | $1,142 | -$234 | -17.0% |
| Arkansas | $1,376 | -$0 | 0.0% |
| California | $1,568 | $192 | 14.0% |
| Colorado | $1,316 | -$60 | -4.4% |
| Connecticut | $1,416 | $40 | 2.9% |
| Delaware | $1,558 | $182 | 13.2% |
| Florida | $1,722 | $346 | 25.1% |
| Georgia | $1,270 | -$106 | -7.7% |
| Hawaii | $988 | -$388 | -28.2% |
| Idaho | $930 | -$446 | -32.4% |
| Illinois | $1,026 | -$350 | -25.4% |
| Indiana | $1,036 | -$340 | -24.7% |
| Iowa | $928 | -$448 | -32.6% |
| Kansas | $1,308 | -$68 | -4.9% |
| Kentucky | $1,876 | $500 | 36.3% |
| Louisiana | $2,036 | $660 | 48.0% |
| Maine | $848 | -$528 | -38.4% |
| Maryland | $1,134 | -$242 | -17.6% |
| Massachusetts | $1,100 | -$276 | -20.1% |
| Michigan | $2,390 | $1,014 | 73.7% |
| Minnesota | $1,152 | -$224 | -16.3% |
| Mississippi | $1,646 | $270 | 19.6% |
| Missouri | $1,222 | -$154 | -11.2% |
| Montana | $1,480 | $104 | 7.6% |
| Nebraska | $1,086 | -$290 | -21.1% |
| Nevada | $1,648 | $272 | 19.8% |
| New Hampshire | $992 | -$384 | -27.9% |
| New Jersey | $1,538 | $162 | 11.8% |
| New Mexico | $1,218 | -$158 | -11.5% |
| New York | $1,448 | $72 | 5.2% |
| North Carolina | $792 | -$584 | -42.4% |
| North Dakota | $1,126 | -$250 | -18.2% |
| Ohio | $950 | -$426 | -31.0% |
| Oklahoma | $1,412 | $36 | 2.6% |
| Oregon | $1,260 | -$116 | -8.4% |
| Pennsylvania | $1,312 | -$64 | -4.7% |
| Rhode Island | $1,836 | $460 | 33.4% |
| South Carolina | $1,244 | -$132 | -9.6% |
| South Dakota | $1,162 | -$214 | -15.6% |
| Tennessee | $1,206 | -$170 | -12.4% |
| Texas | $1,658 | $282 | 20.5% |
| Utah | $1,020 | -$356 | -25.9% |
| Vermont | $942 | -$434 | -31.5% |
| Virginia | $824 | -$552 | -40.1% |
| Washington | $1,064 | -$312 | -22.7% |
| West Virginia | $1,260 | -$116 | -8.4% |
| Wisconsin | $954 | -$422 | -30.7% |
| Wyoming | $1,224 | -$152 | -11.0% |
Choosing high deductibles can reduce prices by up to $530 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $387 more per year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Buick Regal | $286 | $502 | $430 | $1,376 |
| 2019 Buick Regal | $270 | $484 | $442 | $1,354 |
| 2018 Buick Regal | $260 | $450 | $452 | $1,320 |
| 2017 Buick Regal | $250 | $424 | $456 | $1,288 |
| 2016 Buick Regal | $240 | $380 | $460 | $1,238 |
| 2015 Buick Regal | $224 | $350 | $460 | $1,192 |
| 2014 Buick Regal | $216 | $328 | $464 | $1,166 |
| 2013 Buick Regal | $210 | $306 | $474 | $1,148 |
| 2012 Buick Regal | $194 | $284 | $474 | $1,110 |
| 2011 Buick Regal | $190 | $258 | $478 | $1,084 |
| 2004 Buick Regal | $138 | $162 | $442 | $900 |
Rates are averaged for all Buick Regal models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Buick Regal Insurance
Finding better rates on Buick Regal insurance consists of being safe and accident-free, having above-average credit, refrain from filing small claims, and deciding if full coverage is necessary. Shop around at least once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.
Below you'll find a condensed summary of the primary concepts that were touched on above.
- You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
- High-risk drivers with multiple at-fault accidents could be charged and average of $1,600 more annually than a low-risk driver
- Increasing policy deductibles can save approximately $525 each year
- Youthful drivers are charged the highest prices, with the cost nearing $431 per month if full coverage is included
As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage.
However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model.
Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away.
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What are the safety ratings for the Buick Regal?
Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase.
However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup.
Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.
- Small overlap front (driver-side): Good
- Moderate overlap front: Good
- Side: Good
A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase.
Buick Regal Compared Against other Vehicles in the Same Class
Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand.
Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:
Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.
Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you.
You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,172 |
| 20 | $3,170 |
| 30 | $1,430 |
| 40 | $1,376 |
| 50 | $1,258 |
| 60 | $1,232 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,722 |
| $250 | $1,562 |
| $500 | $1,376 |
| $1,000 | $1,198 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,376 |
| 50/100 | $1,462 |
| 100/300 | $1,570 |
| 250/500 | $1,849 |
| 100 CSL | $1,505 |
| 300 CSL | $1,742 |
| 500 CSL | $1,914 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,370 |
| 20 | $5,048 |
| 30 | $3,036 |
| 40 | $2,976 |
| 50 | $2,840 |
| 60 | $2,814 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $72 |
| Homeowner | $21 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $62 |
| Advance Quote | $67 |
| Online Quote | $97 |
| Total Discounts | $581 |
Discounts are estimated and may not be available from every company or in every state.
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