Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average insurance rates for a Buick Enclave are $1,320 a year for full coverage insurance. Comprehensive insurance costs an estimated $260 each year, collision costs $446, and liability coverage is estimated at $456. A liability-only policy costs approximately $508 a year, with high-risk insurance costing $2,858 or more. Teen drivers receive the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,320

Rate estimates broken down by individual coverage type:

Includes $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and Enclave models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than larger metro areas.

The graphic below illustrates how rural and urban location affects insurance prices.

These examples illustrate why all drivers should get quotes for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Buick Enclave insurance rates for other coverage scenarios.

• The lowest rate with discounts is $767
• Choosing higher $1,000 deductibles can save approximately $160 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,320
• Choosing low deductibles for comp and collision coverage will cost an extra $312 each year
• Drivers with multiple violations and an at-fault accident could pay up to $2,858 or more
• The cost for full coverage for a teenage driver can cost as much as $5,040 each year

View Chart as Image

Insurance rates for a Buick Enclave can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may only pay around $1,200 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay at least $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Buick Enclave insurance rates. A good driver about age 40 could pay as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,780 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $480 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers ranges around 44% to 135% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out which company is cheapest is to do a rate comparison and see how they stack up. Each auto insurer uses a different rate calculation, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Buick Enclave Insurance

Saving money on auto insurance takes not taking risks behind the wheel, maintaining good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Set aside time to shop around every other policy renewal by requesting rates from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following is a recap of the ideas that were raised in the charts and tables above.

• Teens are charged the highest rates, costing up to $420 per month for full coverage
• Drivers that have major violations or accidents pay on average $1,540 more annually for Enclave insurance
• Increasing deductibles can save around $475 each year
• It is possible to save approximately $160 per year simply by quoting online in advance

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.