Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

The average insurance rates for a Buick Enclave are $1,354 a year for full coverage insurance. Comprehensive costs around $270, collision costs $474, and liability coverage is estimated at $452. Liability-only insurance costs approximately $504 a year, with high-risk driver insurance costing around $2,934. Teen drivers cost the most to insure at $5,144 a year or more.

Average premium for full coverage: $1,354

Policy rates for type of insurance:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for all Enclave models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than larger metro areas.

The example below illustrates how geographic area affects auto insurance rates.

The examples above illustrate why everyone should get quotes for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Buick Enclave insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $782
• Choosing higher $1,000 deductibles can save about $168 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,354
• Choosing pricier low deductibles for comp and collision coverage bumps up the cost to $1,682
• Drivers with multiple violations and an at-fault accident could pay at least $2,934 or more
• Policy cost that insures a teenage driver for full coverage can be $5,144 each year

View Chart as Image

Auto insurance rates for a Buick Enclave also range considerably based on the model of your Enclave, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,600 to $2,200 in extra premium every year, depending on your age. Buick Enclave insurance for high-risk drivers ranges around 43% to 132% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay as much as $5,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Buick Enclave insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,830 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $500 a year, whereas buying more liability protection will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out your exact price is to regularly compare rates and see how they stack up. Each auto insurer uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Buick Enclave Insurance

Finding cheaper rates on auto insurance takes being a good driver, maintaining a good credit score, being claim-free, and maximizing policy discounts. Shop around at least once a year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The following list is a quick rundown of the primary concepts that were presented in the illustrations above.

• It is possible to save up to $160 per year simply by quoting online well ahead of the renewal date
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,580 more every year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $500 each year
• Drivers age 16 to 20 are expensive to insure, possibly costing $429 each month if the policy includes full coverage

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.