Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average insurance rates for a Buick Enclave are $1,394 a year for full coverage insurance. Comprehensive insurance costs approximately $282 each year, collision insurance costs $512, and liability is $442. Buying just liability costs around $496 a year, and insurance for high-risk drivers costs $3,022 or more. Teens receive the highest rates at up to $5,264 a year.

Average premium for full coverage: $1,394

Rate estimates by individual coverage type:

Includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Enclave models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on auto insurance prices.

These examples illustrate why all drivers should compare rates quotes using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Buick Enclave insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $802
• Raising to $1,000 deductibles will save $182 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,394
• Selecting low deductibles will cost an extra $348 annually
• Drivers with serious driving violations could pay around $3,022
• The cost for full coverage for a 16-year-old driver can cost $5,264

View Chart as Image

Auto insurance rates for a Buick Enclave can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may pay as low as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $5,200 a year. View Rates by Age

Where you live also has a big influence on Buick Enclave insurance prices. A middle-age driver might find rates as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,880 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $530 annually, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $398 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,700 to $2,300 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 136% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Buick Enclave Insurance

Saving money on insurance for a Buick Enclave consists of being a low-risk driver, having good credit, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to compare rates every time your policy renews by requesting quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The items below are a recap of the information covered in the above illustrations.

• It is possible to save around $170 per year just by quoting online in advance
• Teen drivers have the highest car insurance rates, costing up to $439 per month if they have full coverage
• Increasing deductibles can save around $525 each year
• Drivers considered higher risk that have major violations or accidents may pay on average $1,630 more per year to insure their Enclave
• Insureds who purchase more liability coverage will pay approximately $490 annually to raise from a minimum limit to 250/500 limits

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.