Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

The average insurance prices for a Buick Enclave are $1,320 every 12 months including full coverage. Comprehensive costs approximately $260 a year, collision insurance costs $446, and liability costs around $456. Liability-only insurance costs as low as $508 a year, and high-risk driver insurance costs around $2,858. 16-year-old drivers cost the most to insure at up to $5,040 a year.

Average premium for full coverage: $1,320

Policy rates by type of insurance:

Prices include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Enclave trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how your location can change auto insurance prices.

The examples above highlight why it is important to compare prices using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Buick Enclave insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $767
• Using higher $1,000 deductibles will save $1,160 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,320
• Buying low $100 deductibles for physical damage coverage increases the price to $1,632
• Drivers with multiple tickets or accidents could pay around $2,858
• Policy cost to insure a teen driver can cost $5,040 or more

View Chart as Image

Auto insurance rates for a Buick Enclave also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Enclave.

Opting for high physical damage deductibles could cut rates by as much as $480 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 135% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Buick Enclave insurance prices. A driver around age 40 might see rates as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,890 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Buick Enclave Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, having a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Invest the time to shop around at every other renewal by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The items below are a quick rundown of the concepts that were illustrated above.

• Higher risk drivers with reckless driving or DUI convictions could be charged and average of $1,540 more per year to insure their Enclave
• Teen drivers have the highest car insurance rates, with premiums being up to $420 each month if comprehensive and collision insurance is included
• You may be able to save around $160 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $475 each year
• You may be able to save around $160 per year just by quoting early and online

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.