Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance prices for a Buick Enclave are $1,354 every 12 months with full coverage. Comprehensive insurance costs on average $270 a year, collision insurance costs $474, and liability costs around $452. A liability-only policy costs as low as $504 a year, and high-risk insurance costs $2,934 or more. 16-year-old drivers pay the most at up to $5,144 a year.

Average premium for full coverage: $1,354

Premium estimates by type of coverage:

Full coverage includes $500 deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and Enclave trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than congested cities. The diagram below illustrates how rural and urban location affects car insurance rates.

These rate differences demonstrate why it is important to compare prices based on a specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Buick Enclave insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $782
• Using higher $1,000 deductibles will save around $1,186 annually
• The average price for a 40-year-old good driver with $500 deductibles is $1,354
• Buying low $100 deductibles for physical damage coverage costs an extra $328 every year
• Drivers with multiple tickets or accidents could pay upwards of $2,934
• An auto insurance policy to insure a teen driver may cost $5,144 or more

View Chart as Image

Auto insurance prices for a Buick Enclave also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your Enclave.

Opting for high physical damage deductibles could cut prices by as much as $500 every year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay upwards of $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,600 to $2,200 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 132% more than the average rate. View High Risk Driver Rates

Where you choose to live has a huge impact on Buick Enclave insurance prices. A driver around age 40 might see prices as low as $980 a year in states like New Hampshire, Ohio, and Utah, or at least $1,830 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Buick Enclave Insurance

Finding better rates on car insurance requires not taking risks behind the wheel, having a good credit score, being claim-free, and deciding if full coverage is necessary. Set aside time to shop around every time your policy renews by quoting rates from direct companies, and also from local exclusive and independent agents.

The following is a summary of the information raised in the charts and tables above.

• You may be able to save as much as $160 per year just by quoting early and online
• Teens are charged the highest prices, possibly costing $429 per month if comprehensive and collision insurance is included
• Increasing policy deductibles could save as much as $500 each year
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,580 more each year for Enclave insurance
• Policyholders who require higher liability limits will pay around $500 every year to increase from 30/60 bodily injury limits to a 250/500 level

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.