Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average auto insurance rates for a Buick Enclave are $1,354 annually for full coverage. Comprehensive costs approximately $270 each year, collision costs $474, and liability insurance is estimated at $452. A policy with just liability insurance costs approximately $504 a year, with coverage for high-risk drivers costing around $2,934. Teen drivers pay the highest rates at $5,144 a year or more.

Average premium for full coverage: $1,354

Price estimates by individual coverage:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Enclave models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations have fewer accident claims than larger metro areas.

The graphic below illustrates how geographic area affects auto insurance prices.

The ranges above show why all drivers should get quotes using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Buick Enclave insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $782
• Choosing higher $1,000 deductibles can save $168 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,354
• Choosing low deductibles for comp and collision coverage will cost $1,682
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,934 or more
• The price with full coverage for a teen driver can cost $5,144 each year

View Chart as Image

Insurance prices for a Buick Enclave are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $500 each year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Buick Enclave insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or as much as $1,930 on average in New York, Louisiana, and Michigan.

View Chart as Image

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to do a rate comparison from as many companies as possible. Each auto insurer uses a different rate calculation, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Buick Enclave Insurance

Getting lower rates on Buick Enclave insurance takes being a good driver, having a good credit history, eliminating unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates at every other renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a review of the concepts that were presented in the illustrations above.

• High-risk drivers who have several accidents or serious violations pay on average $1,580 more per year than a safer driver
• Drivers age 16 to 20 are expensive to insure, with premiums as much as $429 a month including comprehensive and collision insurance
• Drivers can save around $160 per year simply by quoting online in advance
• Increasing physical damage deductibles could save up to $500 each year
• Drivers can save around $160 per year simply by quoting online in advance

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.