Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated auto insurance rates for a Buick Enclave are $1,354 annually for full coverage insurance. Comprehensive insurance costs an estimated $270, collision costs $474, and liability coverage is estimated at $452. Liability-only coverage costs approximately $504 a year, with high-risk coverage costing $2,934 or more. Teen drivers pay the most at $5,144 a year or more.

Average premium for full coverage: $1,354

Premium estimates broken down by type of coverage:

Includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for all Enclave models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than larger metro areas.

The example below illustrates how your location can change insurance prices.

These rate differences illustrate why everyone should get quotes for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Buick Enclave insurance rates for other coverage scenarios.

• The lowest rate with discounts is $782
• Choosing higher $1,000 deductibles can save approximately $168 each year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,354
• Choosing pricier low deductibles for comp and collision coverage costs an additional $328 each year
• Drivers with multiple violations and an at-fault accident could pay up to $2,934 or more
• An auto insurance policy with full coverage for a teenage driver for full coverage can cost as much as $5,144 each year

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Insurance prices for a Buick Enclave also have a wide range based on the model of your Enclave, your risk profile, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay at least $5,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying $1,600 to $2,200 extra annually, depending on your age. Buick Enclave insurance for high-risk drivers ranges around 43% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $500 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Buick Enclave insurance rates. A good driver about age 40 could pay as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,830 on average in Florida, New York, and Michigan.

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With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices and see how they stack up. Each auto insurer uses a different rate calculation, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Buick Enclave Insurance

Finding better rates on auto insurance takes being a good driver, having a good credit history, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to shop around at least every other year by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a recap of the car insurance concepts illustrated above.

• Drivers that have major violations or accidents may pay on average $1,580 more annually than a safer driver
• It is possible to save approximately $160 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $500 each year
• Consumers who want an increased level of liability coverage will pay about $500 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.