Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average insurance rates for a Buick Enclave are $1,354 a year with full coverage. Comprehensive insurance costs an estimated $270 each year, collision insurance costs $474, and liability insurance is $452. A liability-only policy costs around $504 a year, and high-risk insurance costs $2,934 or more. Teenage drivers receive the highest rates at up to $5,144 a year.

Average premium for full coverage: $1,354

Rate estimates broken down by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and Enclave models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations tend to have lower incidents of collision claims than densely populated cities. The graphic below illustrates the difference location can make on insurance prices.

These examples demonstrate why all drivers should compare rates quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Buick Enclave insurance rates for other coverage scenarios.

• The best discount rate is $782
• Raising to $1,000 deductibles will save approximately $168 annually
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,354
• Using low deductibles will cost an additional $328 a year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,934
• The cost that insures a teen driver can cost as much as $5,144

View Chart as Image

Insurance rates for a Buick Enclave can also vary considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay at least $5,100 a year. View Rates by Age

Where you live also has a big influence on Buick Enclave insurance rates. A middle-age driver might find rates as low as $980 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,830 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $500 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Buick Enclave Insurance

Saving money on Buick Enclave insurance consists of avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Compare prices at every other renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a review of the concepts that were touched on in this article.

• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,580 more annually for car insurance
• Teenagers are charged the highest rates, with premiums as much as $429 per month if full coverage is included
• You may be able to save approximately $160 per year just by quoting online in advance
• Increasing deductibles can save approximately $500 each year
• You may be able to save approximately $160 per year just by quoting online in advance

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.