BMW M6 Insurance Rates

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UPDATED: Jun 6, 2024

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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.

Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.

Average insurance rates for a BMW M6 are $1,906 a year with full coverage. Comprehensive insurance costs on average $406, collision insurance costs $800, and liability insurance costs $520. A liability-only policy costs as little as $576 a year, and high-risk insurance costs $4,150 or more. Teens receive the highest rates at up to $7,038 a year.

Average premium for full coverage: $1,906

Rate estimates by individual coverage type:

Comprehensive $406
Collision $800
Liability $520

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for different M6 trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from the low end price of $576 for minimum levels of liability insurance to a much higher rate of $4,150 for a driver required to buy high-risk insurance.

Liability Only $576
Full Coverage $1,906
High Risk $4,150

Price Range by Location

Your location has a significant impact on auto insurance rates. Rural areas tend to have lower incidents of collision claims than cities with more traffic congestion. The price range example below illustrates how where you live affects car insurance rates.

Rural Areas $1,430
Small Cities $2,001
Large Cities $2,573

These examples demonstrate why anyone shopping for car insurance should compare rates based on a specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average BMW M6 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $1,071
  • Drivers who choose higher $1,000 deductibles will pay around $274 annually
  • The estimated price for a 40-year-old driver with $500 deductibles is $1,906
  • Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $534 a year
  • High risk drivers with serious driving violations could pay upwards of $4,150
  • The cost that insures a teen driver with full coverage may cost $7,038 a year

View Chart as Image

BMW M6 insurance cost comparison chart
Column chart showing BMW M6 insurance prices range from $1,071 to $7,038 for full coverage

Insurance rates for a BMW M6 can also vary considerably based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $2,300 to $3,100 extra per year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 135% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,800 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay upwards of $7,000 a year. View Rates by Age

Where you live makes a big difference in BMW M6 insurance rates. A 40-year-old driver could pay as low as $1,370 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,570 on average in Florida, Michigan, and New York.

BMW M6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,720 -$186 -9.8%
Alaska $1,460 -$446 -23.4%
Arizona $1,582 -$324 -17.0%
Arkansas $1,906 -$0 0.0%
California $2,170 $264 13.9%
Colorado $1,816 -$90 -4.7%
Connecticut $1,956 $50 2.6%
Delaware $2,154 $248 13.0%
Florida $2,382 $476 25.0%
Georgia $1,758 -$148 -7.8%
Hawaii $1,366 -$540 -28.3%
Idaho $1,290 -$616 -32.3%
Illinois $1,418 -$488 -25.6%
Indiana $1,438 -$468 -24.6%
Iowa $1,286 -$620 -32.5%
Kansas $1,808 -$98 -5.1%
Kentucky $2,596 $690 36.2%
Louisiana $2,820 $914 48.0%
Maine $1,176 -$730 -38.3%
Maryland $1,570 -$336 -17.6%
Massachusetts $1,522 -$384 -20.1%
Michigan $3,306 $1,400 73.5%
Minnesota $1,596 -$310 -16.3%
Mississippi $2,282 $376 19.7%
Missouri $1,690 -$216 -11.3%
Montana $2,046 $140 7.3%
Nebraska $1,502 -$404 -21.2%
Nevada $2,286 $380 19.9%
New Hampshire $1,372 -$534 -28.0%
New Jersey $2,128 $222 11.6%
New Mexico $1,684 -$222 -11.6%
New York $2,006 $100 5.2%
North Carolina $1,098 -$808 -42.4%
North Dakota $1,560 -$346 -18.2%
Ohio $1,314 -$592 -31.1%
Oklahoma $1,954 $48 2.5%
Oregon $1,744 -$162 -8.5%
Pennsylvania $1,814 -$92 -4.8%
Rhode Island $2,540 $634 33.3%
South Carolina $1,724 -$182 -9.5%
South Dakota $1,606 -$300 -15.7%
Tennessee $1,664 -$242 -12.7%
Texas $2,294 $388 20.4%
Utah $1,408 -$498 -26.1%
Vermont $1,302 -$604 -31.7%
Virginia $1,140 -$766 -40.2%
Washington $1,470 -$436 -22.9%
West Virginia $1,746 -$160 -8.4%
Wisconsin $1,318 -$588 -30.8%
Wyoming $1,694 -$212 -11.1%

View Chart as Image

BMW M6 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $810 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $516 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

BMW M6 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
BMW M6 2-Dr Coupe $1,742 $145
BMW M6 2-Dr Convertible $1,958 $163

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

BMW M6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 BMW M6 $422 $892 $514 $2,008
2017 BMW M6 $406 $800 $520 $1,906
2016 BMW M6 $378 $736 $520 $1,814
2015 BMW M6 $366 $690 $524 $1,760
2014 BMW M6 $356 $644 $534 $1,714
2013 BMW M6 $330 $598 $534 $1,642
2012 BMW M6 $322 $542 $540 $1,584
2010 BMW M6 $282 $450 $534 $1,446
2007 BMW M6 $264 $376 $510 $1,330
2006 BMW M6 $242 $358 $504 $1,284

Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best BMW M6 Insurance

Saving money on BMW M6 insurance not only requires avoiding accidents and claims, but also having above-average credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Compare rates at every policy renewal by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a brief recap of the data touched on in the above illustrations.

  • Drivers who require increased liability limits will pay approximately $570 every year to go from a minimum limit to the 250/500 level
  • You may be able to save as much as $240 per year just by shopping early and online
  • Increasing deductibles can save approximately $800 each year
  • Drivers under the age of 20 pay the highest rates, with premiums as much as $587 per month if full coverage is included

Frequently Asked Questions

What is BMW M6 Competition package? The competition includes several performance enhancements to power and torque.
How much does a new BMW M6 cost? The starting costs are $119,900 plus a $995 destination charge.
Is the BMW M6 reliable? The car is not know for its reliability.

When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.

Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.

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What are the BMW M6 safety ratings?

BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).

Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:

  • DSC Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • BMW Assist eCall Emergency Sos
  • Front And Rear Parking Sensors
  • Forward Collision Mitigation
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag
  • First Aid Kit
  • Outboard Front Lap And Shoulder Safety Belts
  • Back-Up Camera

Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.

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BMW M6 Compared Against Vehicles in the Same Class

The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.

Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.

Rates by Driver Age

BMW M6 Insurance Rates by Driver Age
Driver Age Premium
16 $7,038
20 $4,420
30 $1,994
40 $1,906
50 $1,740
60 $1,708

Full coverage, $500 deductibles

Rates by Deductible

BMW M6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,440
$250 $2,190
$500 $1,906
$1,000 $1,632

Full coverage, driver age 40

Rates by Liability Limit

BMW M6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,906
50/100 $2,073
100/300 $2,216
250/500 $2,589
100 CSL $2,130
300 CSL $2,446
500 CSL $2,676

Full coverage, driver age 40

Rates for High Risk Drivers

BMW M6 Insurance Rates for High Risk Drivers
Age Premium
16 $10,094
20 $7,052
30 $4,250
40 $4,150
50 $3,960
60 $3,926

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $274

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $102
Homeowner $28
5-yr Accident Free $147
5-yr Claim Free $126
Paid in Full/EFT $92
Advance Quote $98
Online Quote $138
Total Discounts $835
Rate after discounts $1,071

Discounts are estimated and may not be available from every company or in every state.

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