BMW M6 Insurance Rates

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UPDATED: Jun 6, 2024

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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.

Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.

The average insurance rates for a BMW M6 are $1,906 a year with full coverage. Comprehensive insurance costs around $406 each year, collision costs $800, and liability costs $520. Liability-only coverage costs as little as $576 a year, with high-risk coverage costing $4,150 or more. 16-year-old drivers cost the most to insure at $7,038 a year or more.

Average premium for full coverage: $1,906

Policy rates for type of insurance:

Comprehensive $406
Collision $800
Liability $520

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and M6 models.

Price Range Variability

For a 40-year-old driver, BMW M6 insurance rates go from as low as $576 for just liability insurance to a high rate of $4,150 for a high-risk driver policy.

Liability Only $576
Full Coverage $1,906
High Risk $4,150

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than congested cities.

The graphic below illustrates how your location can change auto insurance rates.

Rural Areas $1,430
Small Cities $2,001
Large Cities $2,573

The examples above demonstrate why all drivers should compare rates for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated BMW M6 insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $1,071
  • Drivers who choose higher $1,000 deductibles will pay about $274 annually
  • The average rate for a good driver age 40 using $500 deductibles is $1,906
  • Buying low deductibles for comprehensive and collision insurance will cost an extra $534 every year
  • Higher-risk drivers with multiple tickets or accidents could pay at least $4,150 or more
  • Policy cost for full coverage for a teen driver can be $7,038 a year

View Chart as Image

BMW M6 insurance cost comparison chart
Column chart showing full coverage BMW M6 insurance prices range from $1,071 to $7,038

Insurance rates for a BMW M6 also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,800 per year on average, or $150 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay as much as $7,000 a year. View Rates by Age

Your home state makes a big difference in BMW M6 insurance prices. A 40-year-old driver could pay as low as $1,370 a year in states like New Hampshire, Ohio, and Utah, or at least $2,570 on average in Florida, Michigan, and New York.

BMW M6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,720 -$186 -9.8%
Alaska $1,460 -$446 -23.4%
Arizona $1,582 -$324 -17.0%
Arkansas $1,906 -$0 0.0%
California $2,170 $264 13.9%
Colorado $1,816 -$90 -4.7%
Connecticut $1,956 $50 2.6%
Delaware $2,154 $248 13.0%
Florida $2,382 $476 25.0%
Georgia $1,758 -$148 -7.8%
Hawaii $1,366 -$540 -28.3%
Idaho $1,290 -$616 -32.3%
Illinois $1,418 -$488 -25.6%
Indiana $1,438 -$468 -24.6%
Iowa $1,286 -$620 -32.5%
Kansas $1,808 -$98 -5.1%
Kentucky $2,596 $690 36.2%
Louisiana $2,820 $914 48.0%
Maine $1,176 -$730 -38.3%
Maryland $1,570 -$336 -17.6%
Massachusetts $1,522 -$384 -20.1%
Michigan $3,306 $1,400 73.5%
Minnesota $1,596 -$310 -16.3%
Mississippi $2,282 $376 19.7%
Missouri $1,690 -$216 -11.3%
Montana $2,046 $140 7.3%
Nebraska $1,502 -$404 -21.2%
Nevada $2,286 $380 19.9%
New Hampshire $1,372 -$534 -28.0%
New Jersey $2,128 $222 11.6%
New Mexico $1,684 -$222 -11.6%
New York $2,006 $100 5.2%
North Carolina $1,098 -$808 -42.4%
North Dakota $1,560 -$346 -18.2%
Ohio $1,314 -$592 -31.1%
Oklahoma $1,954 $48 2.5%
Oregon $1,744 -$162 -8.5%
Pennsylvania $1,814 -$92 -4.8%
Rhode Island $2,540 $634 33.3%
South Carolina $1,724 -$182 -9.5%
South Dakota $1,606 -$300 -15.7%
Tennessee $1,664 -$242 -12.7%
Texas $2,294 $388 20.4%
Utah $1,408 -$498 -26.1%
Vermont $1,302 -$604 -31.7%
Virginia $1,140 -$766 -40.2%
Washington $1,470 -$436 -22.9%
West Virginia $1,746 -$160 -8.4%
Wisconsin $1,318 -$588 -30.8%
Wyoming $1,694 -$212 -11.1%

View Chart as Image

BMW M6 insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $810 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $516 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $2,300 to $3,100 additional every year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 135% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to do a rate comparison and see which company has the best rate. Every company utilizes a different rate formula, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

BMW M6 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
BMW M6 2-Dr Coupe $1,742 $145
BMW M6 2-Dr Convertible $1,958 $163

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

BMW M6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 BMW M6 $422 $892 $514 $2,008
2017 BMW M6 $406 $800 $520 $1,906
2016 BMW M6 $378 $736 $520 $1,814
2015 BMW M6 $366 $690 $524 $1,760
2014 BMW M6 $356 $644 $534 $1,714
2013 BMW M6 $330 $598 $534 $1,642
2012 BMW M6 $322 $542 $540 $1,584
2010 BMW M6 $282 $450 $534 $1,446
2007 BMW M6 $264 $376 $510 $1,330
2006 BMW M6 $242 $358 $504 $1,284

Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost BMW M6 Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also having a good credit history, not filing small claims, and taking advantage of discounts. Invest the time to shop around every time your policy renews by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a review of the information illustrated above.

  • You may be able to save up to $240 per year simply by quoting online in advance
  • Teenagers are charged the highest rates, as much as $587 each month including comprehensive and collision insurance
  • Increasing comprehensive and collision deductibles can save around $800 each year
  • Higher risk drivers who have several accidents or serious violations pay an average of $2,240 more every year for car insurance
  • Policyholders who may need higher liability limits will pay around $570 every year to go from a 30/60 limit to 250/500 limits

Frequently Asked Questions

What is BMW M6 Competition package? The competition includes several performance enhancements to power and torque.
How much does a new BMW M6 cost? The starting costs are $119,900 plus a $995 destination charge.
Is the BMW M6 reliable? The car is not know for its reliability.

When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.

Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.

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What are the BMW M6 safety ratings?

BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).

Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:

  • DSC Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • BMW Assist eCall Emergency Sos
  • Front And Rear Parking Sensors
  • Forward Collision Mitigation
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag
  • First Aid Kit
  • Outboard Front Lap And Shoulder Safety Belts
  • Back-Up Camera

Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.

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BMW M6 Compared Against Vehicles in the Same Class

The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.

Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.

Rates by Driver Age

BMW M6 Insurance Rates by Driver Age
Driver Age Premium
16 $7,038
20 $4,420
30 $1,994
40 $1,906
50 $1,740
60 $1,708

Full coverage, $500 deductibles

Rates by Deductible

BMW M6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,440
$250 $2,190
$500 $1,906
$1,000 $1,632

Full coverage, driver age 40

Rates by Liability Limit

BMW M6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,906
50/100 $2,073
100/300 $2,216
250/500 $2,589
100 CSL $2,130
300 CSL $2,446
500 CSL $2,676

Full coverage, driver age 40

Rates for High Risk Drivers

BMW M6 Insurance Rates for High Risk Drivers
Age Premium
16 $10,094
20 $7,052
30 $4,250
40 $4,150
50 $3,960
60 $3,926

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $274

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $102
Homeowner $28
5-yr Accident Free $147
5-yr Claim Free $126
Paid in Full/EFT $92
Advance Quote $98
Online Quote $138
Total Discounts $835
Rate after discounts $1,071

Discounts are estimated and may not be available from every company or in every state.

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