BMW M6 Insurance Rates
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UPDATED: Jun 6, 2024
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
Average insurance rates for a BMW M6 are $2,008 a year including full coverage. Comprehensive costs an estimated $422, collision costs $892, and liability insurance costs $514. A policy with just liability insurance costs as little as $572 a year, with coverage for high-risk drivers costing around $4,392. 16-year-old drivers receive the highest rates at $7,400 a year or more.
Average premium for full coverage: $2,008
Rate estimates broken down by individual coverage type:
Includes $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all M6 models.
Price Range by Coverage and Risk
For the average driver, prices range go from as low as $572 for just liability insurance to the much higher price of $4,392 for a high-risk insurance policy.
Price Range by Location
Your location has a significant impact on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than congested cities.
The example below illustrates how location impacts insurance prices.
These examples highlight why everyone should compare rates for a targeted area and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated BMW M6 insurance rates for other coverage scenarios.
- The best full coverage rate is $1,117
- Drivers who choose higher $1,000 deductibles will pay approximately $296 every year
- The average rate for a 40-year-old driver who has $500 deductibles is $2,008
- Buying pricier low deductibles for comprehensive and collision insurance will increase the cost to $2,594
- High risk drivers with multiple tickets or accidents could pay up to $4,392 or more
- The cost for full coverage for a teen driver for full coverage can cost as much as $7,400 a year
Insurance rates for a BMW M6 can also vary considerably based on your driver profile, the model of your M6, and liability limits and deductibles.
A more mature driver with no violations or accidents and high deductibles could pay as little as $1,900 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $7,400 a year. View Rates by Age
Where you live makes a big difference in BMW M6 insurance rates. A 40-year-old driver could pay as low as $1,540 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,860 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,816 | -$192 | -9.6% |
| Alaska | $1,540 | -$468 | -23.3% |
| Arizona | $1,668 | -$340 | -16.9% |
| Arkansas | $2,008 | -$0 | 0.0% |
| California | $2,288 | $280 | 13.9% |
| Colorado | $1,918 | -$90 | -4.5% |
| Connecticut | $2,062 | $54 | 2.7% |
| Delaware | $2,272 | $264 | 13.1% |
| Florida | $2,512 | $504 | 25.1% |
| Georgia | $1,856 | -$152 | -7.6% |
| Hawaii | $1,442 | -$566 | -28.2% |
| Idaho | $1,360 | -$648 | -32.3% |
| Illinois | $1,496 | -$512 | -25.5% |
| Indiana | $1,514 | -$494 | -24.6% |
| Iowa | $1,356 | -$652 | -32.5% |
| Kansas | $1,906 | -$102 | -5.1% |
| Kentucky | $2,738 | $730 | 36.4% |
| Louisiana | $2,974 | $966 | 48.1% |
| Maine | $1,240 | -$768 | -38.2% |
| Maryland | $1,656 | -$352 | -17.5% |
| Massachusetts | $1,604 | -$404 | -20.1% |
| Michigan | $3,486 | $1,478 | 73.6% |
| Minnesota | $1,680 | -$328 | -16.3% |
| Mississippi | $2,406 | $398 | 19.8% |
| Missouri | $1,782 | -$226 | -11.3% |
| Montana | $2,158 | $150 | 7.5% |
| Nebraska | $1,584 | -$424 | -21.1% |
| Nevada | $2,410 | $402 | 20.0% |
| New Hampshire | $1,446 | -$562 | -28.0% |
| New Jersey | $2,246 | $238 | 11.9% |
| New Mexico | $1,778 | -$230 | -11.5% |
| New York | $2,116 | $108 | 5.4% |
| North Carolina | $1,158 | -$850 | -42.3% |
| North Dakota | $1,646 | -$362 | -18.0% |
| Ohio | $1,388 | -$620 | -30.9% |
| Oklahoma | $2,062 | $54 | 2.7% |
| Oregon | $1,842 | -$166 | -8.3% |
| Pennsylvania | $1,914 | -$94 | -4.7% |
| Rhode Island | $2,680 | $672 | 33.5% |
| South Carolina | $1,820 | -$188 | -9.4% |
| South Dakota | $1,694 | -$314 | -15.6% |
| Tennessee | $1,756 | -$252 | -12.5% |
| Texas | $2,420 | $412 | 20.5% |
| Utah | $1,484 | -$524 | -26.1% |
| Vermont | $1,374 | -$634 | -31.6% |
| Virginia | $1,202 | -$806 | -40.1% |
| Washington | $1,550 | -$458 | -22.8% |
| West Virginia | $1,842 | -$166 | -8.3% |
| Wisconsin | $1,390 | -$618 | -30.8% |
| Wyoming | $1,788 | -$220 | -11.0% |
Opting for high physical damage deductibles could save up to $890 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $513 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying $2,400 to $3,300 additional per year, depending on your age. BMW M6 insurance for high-risk drivers can cost anywhere from 45% to 133% more than the average rate. View High Risk Driver Rates
With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates from as many companies as possible. Every company utilizes a different rate formula, and rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $1,852 | $154 |
| BMW M6 2-Dr Convertible | $2,060 | $172 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 BMW M6 | $440 | $946 | $510 | $2,076 |
| 2017 BMW M6 | $422 | $892 | $514 | $2,008 |
| 2016 BMW M6 | $406 | $800 | $520 | $1,906 |
| 2015 BMW M6 | $378 | $736 | $520 | $1,814 |
| 2014 BMW M6 | $366 | $690 | $524 | $1,760 |
| 2013 BMW M6 | $356 | $644 | $534 | $1,714 |
| 2012 BMW M6 | $330 | $598 | $534 | $1,642 |
| 2010 BMW M6 | $300 | $496 | $534 | $1,510 |
| 2007 BMW M6 | $268 | $396 | $520 | $1,364 |
| 2006 BMW M6 | $264 | $376 | $510 | $1,330 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest BMW M6 Insurance
Saving money on BMW M6 insurance not only requires avoiding accidents and claims, but also having a good credit history, not filing small claims, and maximizing policy discounts. Spend time shopping around at least every other year by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.
The points below are a recap of the car insurance concepts touched on above.
- High-risk drivers that have major violations or accidents may pay on average $2,380 more annually to insure a BMW M6
- You may be able to save approximately $250 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles can save around $875 each year
- Drivers who want increased liability limits will pay around $570 per year to go from a minimum limit to 250/500 limits
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,400 |
| 20 | $4,688 |
| 30 | $2,108 |
| 40 | $2,008 |
| 50 | $1,834 |
| 60 | $1,802 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,594 |
| $250 | $2,320 |
| $500 | $2,008 |
| $1,000 | $1,712 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,008 |
| 50/100 | $2,174 |
| 100/300 | $2,317 |
| 250/500 | $2,687 |
| 100 CSL | $2,231 |
| 300 CSL | $2,545 |
| 500 CSL | $2,773 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,628 |
| 20 | $7,482 |
| 30 | $4,504 |
| 40 | $4,392 |
| 50 | $4,192 |
| 60 | $4,158 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $110 |
| Multi-vehicle | $108 |
| Homeowner | $29 |
| 5-yr Accident Free | $159 |
| 5-yr Claim Free | $134 |
| Paid in Full/EFT | $99 |
| Advance Quote | $106 |
| Online Quote | $146 |
| Total Discounts | $891 |
Discounts are estimated and may not be available from every company or in every state.
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