BMW M6 Insurance Rates
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UPDATED: Jun 6, 2024
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
Estimated insurance prices for a BMW M6 are $1,906 every 12 months including full coverage. Comprehensive costs around $406, collision insurance costs $800, and liability is estimated at $520. Liability-only insurance costs approximately $576 a year, and high-risk driver insurance costs around $4,150. Teenage drivers pay the most at up to $7,038 a year.
Average premium for full coverage: $1,906
Premium estimates for type of coverage:
Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all M6 models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a BMW M6 range from the cheapest price of $576 for just liability coverage to the much higher price of $4,150 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance rates.
These rate differences highlight why everyone should get quotes for a specific zip code and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down average BMW M6 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $1,071
- Choosing higher $1,000 deductibles can save about $274 every year
- The average price for a 40-year-old good driver using $500 deductibles is $1,906
- Using pricier low deductibles for comp and collision coverage increases the price to $2,440
- Unlucky drivers who are prone to accidents and violations could pay at least $4,150
- An auto insurance policy to insure a teen driver for full coverage can be $7,038 each year
Insurance prices for a BMW M6 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.
Using high physical damage deductibles can save as much as $810 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $516 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,800 annually on average, or $150 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $7,000 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying at least $2,300 to $3,100 additional annually, depending on your age. BMW M6 insurance for high-risk drivers ranges as much as 44% to 135% more than a normal policy. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for BMW M6 insurance prices. A good driver about age 40 could pay as low as $1,460 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,720 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,720 | -$186 | -9.8% |
| Alaska | $1,460 | -$446 | -23.4% |
| Arizona | $1,582 | -$324 | -17.0% |
| Arkansas | $1,906 | -$0 | 0.0% |
| California | $2,170 | $264 | 13.9% |
| Colorado | $1,816 | -$90 | -4.7% |
| Connecticut | $1,956 | $50 | 2.6% |
| Delaware | $2,154 | $248 | 13.0% |
| Florida | $2,382 | $476 | 25.0% |
| Georgia | $1,758 | -$148 | -7.8% |
| Hawaii | $1,366 | -$540 | -28.3% |
| Idaho | $1,290 | -$616 | -32.3% |
| Illinois | $1,418 | -$488 | -25.6% |
| Indiana | $1,438 | -$468 | -24.6% |
| Iowa | $1,286 | -$620 | -32.5% |
| Kansas | $1,808 | -$98 | -5.1% |
| Kentucky | $2,596 | $690 | 36.2% |
| Louisiana | $2,820 | $914 | 48.0% |
| Maine | $1,176 | -$730 | -38.3% |
| Maryland | $1,570 | -$336 | -17.6% |
| Massachusetts | $1,522 | -$384 | -20.1% |
| Michigan | $3,306 | $1,400 | 73.5% |
| Minnesota | $1,596 | -$310 | -16.3% |
| Mississippi | $2,282 | $376 | 19.7% |
| Missouri | $1,690 | -$216 | -11.3% |
| Montana | $2,046 | $140 | 7.3% |
| Nebraska | $1,502 | -$404 | -21.2% |
| Nevada | $2,286 | $380 | 19.9% |
| New Hampshire | $1,372 | -$534 | -28.0% |
| New Jersey | $2,128 | $222 | 11.6% |
| New Mexico | $1,684 | -$222 | -11.6% |
| New York | $2,006 | $100 | 5.2% |
| North Carolina | $1,098 | -$808 | -42.4% |
| North Dakota | $1,560 | -$346 | -18.2% |
| Ohio | $1,314 | -$592 | -31.1% |
| Oklahoma | $1,954 | $48 | 2.5% |
| Oregon | $1,744 | -$162 | -8.5% |
| Pennsylvania | $1,814 | -$92 | -4.8% |
| Rhode Island | $2,540 | $634 | 33.3% |
| South Carolina | $1,724 | -$182 | -9.5% |
| South Dakota | $1,606 | -$300 | -15.7% |
| Tennessee | $1,664 | -$242 | -12.7% |
| Texas | $2,294 | $388 | 20.4% |
| Utah | $1,408 | -$498 | -26.1% |
| Vermont | $1,302 | -$604 | -31.7% |
| Virginia | $1,140 | -$766 | -40.2% |
| Washington | $1,470 | -$436 | -22.9% |
| West Virginia | $1,746 | -$160 | -8.4% |
| Wisconsin | $1,318 | -$588 | -30.8% |
| Wyoming | $1,694 | -$212 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $1,742 | $145 |
| BMW M6 2-Dr Convertible | $1,958 | $163 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 BMW M6 | $422 | $892 | $514 | $2,008 |
| 2017 BMW M6 | $406 | $800 | $520 | $1,906 |
| 2016 BMW M6 | $378 | $736 | $520 | $1,814 |
| 2015 BMW M6 | $366 | $690 | $524 | $1,760 |
| 2014 BMW M6 | $356 | $644 | $534 | $1,714 |
| 2013 BMW M6 | $330 | $598 | $534 | $1,642 |
| 2012 BMW M6 | $322 | $542 | $540 | $1,584 |
| 2010 BMW M6 | $282 | $450 | $534 | $1,446 |
| 2007 BMW M6 | $264 | $376 | $510 | $1,330 |
| 2006 BMW M6 | $242 | $358 | $504 | $1,284 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper BMW M6 Insurance
Finding better rates on car insurance takes being a good driver, having above-average credit, refrain from filing small claims, and deciding if full coverage is necessary. Take the time to compare rates every other policy renewal by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.
The following list is a condensed summary of the ideas that were covered in the above illustrations.
- Drivers age 16 to 20 are charged the highest prices, with the cost nearing $587 per month if full coverage is included
- Higher risk drivers with multiple at-fault accidents could be forced to pay on average $2,240 more every year than a safer driver
- Increasing policy deductibles could save as much as $800 each year
- You may be able to save up to $240 per year just by quoting online well ahead of the renewal date
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,038 |
| 20 | $4,420 |
| 30 | $1,994 |
| 40 | $1,906 |
| 50 | $1,740 |
| 60 | $1,708 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,440 |
| $250 | $2,190 |
| $500 | $1,906 |
| $1,000 | $1,632 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,906 |
| 50/100 | $2,073 |
| 100/300 | $2,216 |
| 250/500 | $2,589 |
| 100 CSL | $2,130 |
| 300 CSL | $2,446 |
| 500 CSL | $2,676 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,094 |
| 20 | $7,052 |
| 30 | $4,250 |
| 40 | $4,150 |
| 50 | $3,960 |
| 60 | $3,926 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $104 |
| Multi-vehicle | $102 |
| Homeowner | $28 |
| 5-yr Accident Free | $147 |
| 5-yr Claim Free | $126 |
| Paid in Full/EFT | $92 |
| Advance Quote | $98 |
| Online Quote | $138 |
| Total Discounts | $835 |
Discounts are estimated and may not be available from every company or in every state.
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