BMW M4 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 24, 2022

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Is insurance higher on a BMW M4? Because BMW is a luxury brand, the insurance for a BMW vehicle will be higher than average vehicles. Luckily, drivers can save on BMW M4 insurance rates when buying insurance by comparing quotes.


Buying auto insurance on the web is simple to do and there is a good chance you will probably save money. The critical component is to compare rates from all providers so you can compare every possible rate.

Shopping online for auto insurance can be a challenge if you have never used online rate quotes. But relax because there is an easy way to compare rates. Reducing your BMW M4 insurance cost isn't really that difficult. All that's required is to spend a few minutes on the computer comparing rates online with multiple companies. This can be accomplished by visiting this page.

Insurance rates paid to insure a BMW M4 will vary greatly subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Your accident history
  • Multiple policies can save money
  • How you use your vehicle
  • Your birth date
  • Being married can lower rates
  • Extra coverages like towing and rental
  • No claims lowers premiums
  • No coverage lapses saves money
  • Whether you own your home

One last important factor that helps determine the rate you pay on your BMW M4 is the year of manufacture. Older models cost less so the costs to repair can decrease annual premiums. Conversely, newer vehicles may have options such as a collision avoidance system, sideview assist mirrors, a backup camera, and a telematics system so those may provide discounts that lower premiums.

Liability car insurance

damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Auto collision coverage

another car or object. . , . .

Comprehensive coverages

OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage . , . .

Coverage for medical expenses

short-term medical expenses nursing services, prosthetic devices, and dental work. . .

Now that you know what types of BMW M4 insurance you need to look for, it’s important that you get multiple insurance quotes to get the best BMW M4 price on insurance. Enter your ZIP code in our free tool below to find the best insurance for a BMW M4 in your area.

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What are the safety ratings of the BMW M4?

Is the BMW M4 a good car? This is what insurers will ask themselves when they look at BMW M4 safety ratings and features. The BMW M4 does have some great safety features, such as electronic stability control, lane-keeping assist, lane departure warning, and a backup camera.

However, the BMW M4 has not been crash-tested by the Insurance Institute for Highway Safety (IIHS). This is normal, as the IIHS doesn’t usually crash test luxury cars or sports cars, as they make up a smaller population of vehicles.

BMW M4 Compared Against Other Vehicles in the Same Class

The BMW M4 is a midsize luxury vehicle, which means it could have higher liability rates. Why? Luxury vehicles are usually built for speed, which means their drivers are more prone to crashing. Luckily, the IIHS listed the BMW M4’s liability property damage losses as average in comparison to other midsize luxury vehicles.

If you want to do more research into the BMW M4’s rates in comparison to other midsize luxury vehicles, view the list of vehicles below.

To save on BMW M4 car insurance costs, enter your ZIP code in our free rate comparison tool.



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Enter your zip code below to view companies that have cheap auto insurance rates.

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