BMW I3 Insurance Rates
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UPDATED: Jun 9, 2024
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Insurance rates paid to insure a BMW I3 will vary greatly depending on several factors. Some of these factors include:
- Higher performance I3 vehicles cost more
- Your accident history
- Whether you insure your home with the same company
- How you use your vehicle
- Your age
- Whether you are married
- Extra coverages like towing and rental
- No claims lowers premiums
- Maintaining coverage lowers rates
- Whether you own your home
One last important factor that will help determine the rate you pay on your BMW I3 is the year of manufacture. Older cars and trucks cost less so the costs to repair may result in lower rates. But newer models may have options including an advanced theft deterrent system, traction control, lane departure warning system, and dual-stage airbags so those may lower rates.
Auto liability - damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .
Collision coverage protection - another car or object. . , . .
Comprehensive insurance - OTHER than collision with another vehicle or object. . you'll receive from a claim , .
Uninsured and underinsured coverage - Your UM/UIM coverage . , . .
Medical payments and PIP coverage - short-term medical expenses nursing services, prosthetic devices, and dental work. . .
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