BMW 5-Series Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Written by:

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by Jeffrey Johnson

Insurance Lawyer

UPDATED: Jun 6, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Buying auto insurance through online providers can be fast and easy, in addition you will probably save money. The most important part is to compare rates from as many companies as possible in order to accurately compare the lowest prices.

If you're new to shopping for auto insurance online, you may be confused by the hoards of online auto insurance companies and websites competing for your business. Getting cheaper insurance rates is surprisingly easy. Drivers just need to invest a few minutes comparing rates provided by online insurance companies. This can be accomplished by getting a quick quote here.

Criteria which help determine

Insurance rates for your BMW 5-Series will vary greatly depending on several factors. A few of these criteria are:

A clean driving record keeps rates low
Your credit history
Where you live
High miles vs. low miles
Men typically pay more than women
The deductible you choose
NTSB crash rating for your vehicle
No claims lowers premiums
Maintaining coverage lowers rates
Owning a home can lower rates

One last important factor that helps determine the rate you pay on your BMW 5-Series is the year of manufacture. Older models have a much lower replacement value so the payout to repair may result in lower rates. But more recent 5-Series vehicles may have options including lane departure warning system, a collision avoidance system, a rollover prevention system, and an advanced theft deterrent system so those may help offset higher rates.

Liability auto insurance - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision coverages - another vehicle or an object, but not an animal. . , . .

Comprehensive or Other Than Collision - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

UM/UIM (Uninsured/Underinsured Motorist) coverage - This coverage . , . .

Medical expense insurance - bills ambulance fees, surgery, and doctor visits. . .

Frequently Asked Questions

Popular Rate Quotes

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison