BMW 4 Series Insurance Rates

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Written by:

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson

Insurance Lawyer

Reviewed by:

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

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Reviewed by Michelle Robbins

Licensed Insurance Agent

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UPDATED: May 1, 2024

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Finding the best direct price on auto insurance can be difficult if you are a beginner to online quotes. But relax because it's actually quite easy. Getting cheaper insurance rates is surprisingly easy. The only requirement is to invest a few minutes getting comparison quotes online from several insurance companies. It is quite easy and can be accomplished by comparing rates here.

Car insurance premiums paid to insure a BMW 4 Series can vary widely and are calculated by many factors. Including but not limited to:

Tickets increase premiums
Credit rating
The size of your community
Annual mileage can affect rates
Male rates may be higher
Deductible amount directly impacts your rate
Crash test rating for your 4 Series
Your claim history
Having current coverage saves
Home ownership saves money

An additional factor which can affect BMW 4 Series insurance rates is the year of the vehicle. Models that are a few years old have a lower value than newer models so the costs to repair may end up costing you less. On the flip side, newer vehicles may have safety features like active head restraints, automatic crash notification, blind-spot warning system, and adaptive cruise control which can lower rates.

Liability auto insurance

damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision coverage protection

a stationary object or other vehicle. . , . .

Comprehensive auto coverage

from a wide range of events other than collision. . your auto insurance company will pay , .

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage . , . .

Medical expense insurance

immediate expenses EMT expenses, pain medications, and nursing services. . .

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