BMW 4 Series Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Written by:

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by Jeffrey Johnson

Insurance Lawyer

Reviewed by:

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Full Bio →

Reviewed by Michelle Robbins

Licensed Insurance Agent

+ More - Less

UPDATED: May 1, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Shopping for auto insurance through online rate quotes saves time, is easy to do, in addition you might just save a little. The key to finding lower rates is to take the time to get rates from all companies so you can compare all your choices.

Comparing auto insurance rates direct online can be complicated if you are a beginner to online quotes. But don't be discouraged because comparing prices is actually very simple. Finding cheaper coverage prices can be surprisingly simple. The only requirement is to take the time to get quotes online from several insurance companies. This is very easy and can be done by visiting this page.

Criteria which help determine

Auto insurance rates on a BMW 4 Series can vary widely and are calculated by many factors. A few of these criteria are:

High performance increases premiums
Any accidents you may have
Whether you insure your home with the same company
Pleasure use vs. commuting use
Mature drivers pay less
Being married can lower rates
Optional coverages like vehicle replacement
Claims drive up premiums
Having current coverage saves
Owning a home can lower rates

A final factor that will help determine BMW 4 Series insurance rates is the model year. Older cars and trucks have a much lower replacement value in comparison to older models so the cost to replace them may end up costing you less. On the flip side, new 4 Series models may have a trim level with safety features like autonomous braking, an advanced theft deterrent system, a telematics system, and adaptive headlights which can provide discounts that lower premiums.

Auto liability

injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision coverage

another vehicle or an object, but not an animal. . , . .

Comprehensive auto coverage

caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Uninsured or underinsured coverage

This coverage . , . .

Medical payments and PIP coverage

bills ambulance fees, surgery, and doctor visits. . .

Frequently Asked Questions

Popular Rate Quotes

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison