BMW 3-Series Insurance Rates

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Written by:

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson

Insurance Lawyer

UPDATED: Jun 12, 2023

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Shopping for auto insurance from online companies can be fast and easy, plus you might just save a little. The most important part is to compare as many rate quotes as possible so you can compare every option.

If shopping for auto insurance online is new to you, you may be overwhelmed by the hoards of auto insurance companies vying for your business. Getting better BMW 3-Series insurance quotes is actually quite simple. You just have to take time to get quotes provided by online insurance companies. This is very easy and can be done by visiting this page.

Auto insurance rates for a BMW 3-Series will vary greatly depending on several factors. Including but not limited to:

Higher performance 3-Series vehicles cost more
Your accident history
Whether you insure your home with the same company
Use of your vehicle
Add-on coverages such as rental reimbursement
Claims drive up premiums
Maintaining coverage lowers rates
Home ownership saves money

A final factor that will help determine BMW 3-Series insurance rates is the model year. Older cars and trucks have a lower value in comparison to older models so repair costs tend to be lower which may result in lower rates. But more recent 3-Series vehicles may have a trim level with safety features including lane departure warning system, dual-stage airbags, and sideview assist mirrors so those may provide discounts that lower premiums.

Liability coverage

damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision protection

a stationary object or other vehicle. . , . .

Comprehensive coverages

from a wide range of events other than collision. . your auto insurance company will pay , .

Uninsured/Underinsured Motorist coverage

Uninsured or Underinsured Motorist coverage . , . .

Medical payments coverage and PIP

immediate expenses EMT expenses, pain medications, and nursing services. . .

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