Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance prices for an Audi TT are $1,640 every 12 months with full coverage. Comprehensive costs approximately $368 a year, collision costs $698, and liability is $416. A liability-only policy costs around $474 a year, with high-risk insurance costing around $3,560. Teenage drivers pay the most at $6,000 a year or more.

Average premium for full coverage: $1,640

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and TT trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

These rate differences demonstrate why it is important to compare rates quotes using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Audi TT insurance rates for additional coverage and risk scenarios.

• The best discount rate is $925
• Raising to $1,000 deductibles will save $1,398 annually
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,640
• Using low $100 deductibles increases the price to $2,112
• At-risk drivers who are prone to accidents and violations could pay around $3,560 or more
• An auto insurance policy to insure a teen driver can cost $6,000

View Chart as Image

Auto insurance prices for an Audi TT also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your TT.

Using high physical damage deductibles can reduce prices by up to $720 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $6,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,900 to $2,600 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Audi TT insurance prices. A middle-age driver might find prices as low as $1,180 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,220 on average in New York, Michigan, and Florida.

View Chart as Image

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Audi TT Insurance

Finding better rates on car insurance consists of avoiding accidents and claims, having a good credit score, being claim-free, and not having any coverage lapses. Take the time to compare rates at least once a year by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The points below are a review of the primary concepts that were covered in the above illustrations.

• You may be able to save around $200 per year simply by quoting early and online
• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,920 more per year to insure an Audi TT
• Increasing policy deductibles could save as much as $725 each year
• Drivers under the age of 20 have the highest car insurance prices, possibly costing $500 per month if comprehensive and collision insurance is included

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.