Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance rates for an Audi TT are $1,640 a year for full coverage insurance. Comprehensive insurance costs around $368, collision costs $698, and liability costs $416. A policy with only liability insurance costs as little as $474 a year, with a high-risk policy costing $3,560 or more. Teenage drivers pay the most at $6,000 a year or more.

Average premium for full coverage: $1,640

Premium estimates for type of coverage:

Rate estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for all TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences illustrate why everyone should compare rates for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Audi TT insurance rates for additional coverage choices and driver risks.

• The best discount rate is $925
• Drivers who choose higher $1,000 deductibles will pay about $242 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,640
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $472 annually
• Drivers who are prone to accidents and violations could pay at least $3,560 or more
• An auto insurance policy that insures a 16-year-old driver for full coverage can be $6,000 a year

View Chart as Image

Car insurance prices for an Audi TT also have a wide range based on the model of your TT, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,900 to $2,600 extra annually, depending on your age. Audi TT insurance for high-risk drivers can cost from 43% to 129% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,500 per year on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged as much as $6,000 a year. View Rates by Age

Where you choose to live makes a big difference in Audi TT insurance prices. A 40-year-old driver could pay as low as $1,070 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,220 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $720 annually, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out your exact price is to regularly compare prices from multiple companies. Every company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Audi TT Insurance

Finding better rates on insurance for an Audi TT not only requires being a safe and courteous driver, but also having a positive credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare prices at least once a year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

Below is a brief recap of the primary concepts that were covered above.

• It is possible to save up to $200 per year simply by quoting online well ahead of the renewal date
• Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,920 more every year for auto insurance
• Increasing policy deductibles can save approximately $725 each year
• Teenage drivers are the costliest to insure, with premiums being up to $500 per month if full coverage is purchased

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.