Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance rates for an Audi TT are $1,652 a year with full coverage. Comprehensive insurance costs around $382 a year, collision insurance costs $714, and liability costs $398. Liability-only coverage costs as little as $460 a year, and high-risk coverage costs $3,584 or more. 16-year-old drivers cost the most to insure at up to $6,002 a year.

Average premium for full coverage: $1,652

Policy rates for type of insurance:

These estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and TT trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than congested cities. The diagram below illustrates how geographic area affects auto insurance rates.

The examples above demonstrate why it is important to compare rates for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Audi TT insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $931
• Drivers who choose higher $1,000 deductibles will pay about $1,404 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,652
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $486 every year
• Higher-risk drivers with multiple tickets or accidents could pay at least $3,584
• Policy cost for full coverage for a teen driver can be $6,002 a year

View Chart as Image

Insurance rates for an Audi TT also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,500 per year on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay as much as $6,000 a year. View Rates by Age

Your home state makes a big difference in Audi TT insurance prices. A 40-year-old driver could pay as low as $1,190 a year in states like New Hampshire, Ohio, and Utah, or at least $2,230 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $740 every year, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $2,000 to $2,700 additional every year, depending on your age. A high-risk auto insurance policy can cost as much as 45% to 135% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Audi TT Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also having a good credit history, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates every time your policy renews by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a brief summary of the information presented in the illustrations above.

• You may be able to save up to $210 per year just by quoting early and online
• Teen drivers are charged the highest rates, as much as $500 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles can save around $725 each year
• Higher risk drivers that tend to have accidents or serious violations pay an average of $1,930 more every year to insure their TT
• Policyholders who may need more liability coverage will pay around $440 every year to go from a 30/60 limit to 250/500 limits

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.