Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance rates for an Audi TT are $1,532 a year including full coverage. Comprehensive costs around $324, collision insurance costs $598, and liability is estimated at $452. A liability-only policy costs approximately $504 a year, and high-risk insurance costs around $3,326. Teen drivers cost the most to insure at up to $5,710 a year.

Average premium for full coverage: $1,532

Policy rates for type of insurance:

Rates are based on $500 deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different TT trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates how location helps determine auto insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Audi TT insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $873
• Choosing higher $1,000 deductibles can save about $210 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,532
• Choosing more expensive low deductibles for comp and collision coverage will increase the cost to $1,940
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $3,326
• Policy cost for full coverage for a teen driver with full coverage can be $5,710 each year

View Chart as Image

Car insurance rates for an Audi TT also range considerably based on your risk profile, the model of your TT, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may pay as little as $1,400 annually on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $5,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi TT insurance prices. A good driver about age 40 could pay as low as $1,180 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,190 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $620 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,800 to $2,500 extra every year, depending on your age. High-risk driver insurance ranges as much as 44% to 131% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Audi TT Insurance

Finding cheaper rates on car insurance takes not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest time comparing rates once a year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a quick review of the data that was covered in the charts and tables above.

• You may be able to save up to $190 per year just by shopping early and online
• Policyholders who may need higher liability limits will pay about $500 per year to raise limits from a 30/60 limit to 250/500 limits
• Teens are the costliest to insure, with premiums being up to $476 each month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation pay on average $1,790 more every year for TT insurance

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.