Audi TT Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Dec 13, 2019

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance rates for an Audi TT are $1,532 a year including full coverage. Comprehensive costs around $324, collision insurance costs $598, and liability is estimated at $452. A liability-only policy costs approximately $504 a year, and high-risk insurance costs around $3,326. Teen drivers cost the most to insure at up to $5,710 a year.

Average premium for full coverage: $1,532

Policy rates for type of insurance:

Comprehensive $324
Collision $598
Liability $452

Rates are based on $500 deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different TT trim levels.

Price Range Variability

For a driver in their 40's, Audi TT insurance rates range from as low as $504 for minimum levels of liability insurance to a much higher rate of $3,326 for a driver that may need high-risk insurance.

Liability Only $504
Full Coverage $1,532
High Risk $3,326

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates how location helps determine auto insurance rates.

Rural Areas $1,149
Small Cities $1,609
Large Cities $2,068

The examples above highlight why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Audi TT insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $873
  • Choosing higher $1,000 deductibles can save about $210 every year
  • The average rate for a good driver age 40 using $500 deductibles is $1,532
  • Choosing more expensive low deductibles for comp and collision coverage will increase the cost to $1,940
  • Unlucky drivers with multiple violations and an at-fault accident could pay at least $3,326
  • Policy cost for full coverage for a teen driver with full coverage can be $5,710 each year

View Chart as Image

Audi TT insurance cost comparison chart
Column chart showing Audi TT insurance rates range from $873 to $5,710 for full coverage

Car insurance rates for an Audi TT also range considerably based on your risk profile, the model of your TT, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may pay as little as $1,400 annually on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $5,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi TT insurance prices. A good driver about age 40 could pay as low as $1,180 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,190 on average in Michigan, New York, and Louisiana.

Audi TT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,384 -$148 -9.7%
Alaska $1,174 -$358 -23.4%
Arizona $1,270 -$262 -17.1%
Arkansas $1,532 -$0 0.0%
California $1,744 $212 13.8%
Colorado $1,464 -$68 -4.4%
Connecticut $1,576 $44 2.9%
Delaware $1,734 $202 13.2%
Florida $1,916 $384 25.1%
Georgia $1,412 -$120 -7.8%
Hawaii $1,100 -$432 -28.2%
Idaho $1,038 -$494 -32.2%
Illinois $1,142 -$390 -25.5%
Indiana $1,154 -$378 -24.7%
Iowa $1,032 -$500 -32.6%
Kansas $1,456 -$76 -5.0%
Kentucky $2,090 $558 36.4%
Louisiana $2,268 $736 48.0%
Maine $946 -$586 -38.3%
Maryland $1,264 -$268 -17.5%
Massachusetts $1,224 -$308 -20.1%
Michigan $2,662 $1,130 73.8%
Minnesota $1,282 -$250 -16.3%
Mississippi $1,836 $304 19.8%
Missouri $1,360 -$172 -11.2%
Montana $1,646 $114 7.4%
Nebraska $1,208 -$324 -21.1%
Nevada $1,838 $306 20.0%
New Hampshire $1,106 -$426 -27.8%
New Jersey $1,712 $180 11.7%
New Mexico $1,356 -$176 -11.5%
New York $1,612 $80 5.2%
North Carolina $882 -$650 -42.4%
North Dakota $1,254 -$278 -18.1%
Ohio $1,060 -$472 -30.8%
Oklahoma $1,572 $40 2.6%
Oregon $1,402 -$130 -8.5%
Pennsylvania $1,460 -$72 -4.7%
Rhode Island $2,044 $512 33.4%
South Carolina $1,388 -$144 -9.4%
South Dakota $1,294 -$238 -15.5%
Tennessee $1,342 -$190 -12.4%
Texas $1,848 $316 20.6%
Utah $1,134 -$398 -26.0%
Vermont $1,050 -$482 -31.5%
Virginia $916 -$616 -40.2%
Washington $1,184 -$348 -22.7%
West Virginia $1,402 -$130 -8.5%
Wisconsin $1,060 -$472 -30.8%
Wyoming $1,366 -$166 -10.8%

View Chart as Image

Audi TT insurance rates by U.S. city

Choosing high deductibles can save as much as $620 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,800 to $2,500 extra every year, depending on your age. High-risk driver insurance ranges as much as 44% to 131% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Audi TT Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi TT 2.0T Quattro 2-Dr Coupe $1,450 $121
Audi TT 2.0T Quattro 2-Dr Coupe $1,450 $121
Audi TT 2.0T Quattro 2-Dr Coupe $1,486 $124
Audi TT S 2.0T Quattro 2-Dr Coupe $1,520 $127
Audi TT 2.0T Quattro 2-Dr Roadster $1,532 $128
Audi TT 2.0T Quattro 2-Dr Roadster $1,532 $128
Audi TT S 2.0T Quattro 2-Dr Coupe $1,558 $130
Audi TT 2.0T Quattro 2-Dr Roadster $1,592 $133
Audi TT S 2.0T Quattro 2-Dr Roadster $1,592 $133
Audi TT S 2.0T Quattro 2-Dr Roadster $1,652 $138

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi TT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Audi TT $324 $598 $452 $1,532
2013 Audi TT $268 $436 $464 $1,326
2009 Audi TT $220 $314 $474 $1,166

Rates are averaged for all Audi TT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Audi TT Insurance

Finding cheaper rates on car insurance takes not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest time comparing rates once a year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a quick review of the data that was covered in the charts and tables above.

  • You may be able to save up to $190 per year just by shopping early and online
  • Policyholders who may need higher liability limits will pay about $500 per year to raise limits from a 30/60 limit to 250/500 limits
  • Teens are the costliest to insure, with premiums being up to $476 each month if full coverage is included
  • Higher risk drivers with a DUI or reckless driving violation pay on average $1,790 more every year for TT insurance

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Audi parking system plus Front And Rear Parking Sensors
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag
  • Outboard Front Lap And Shoulder Safety Belts
  • Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.

Rates by Driver Age

Audi TT Insurance Rates by Driver Age
Driver Age Premium
16 $5,710
20 $3,542
30 $1,598
40 $1,532
50 $1,400
60 $1,374

Full coverage, $500 deductibles

Rates by Deductible

Audi TT Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,940
$250 $1,750
$500 $1,532
$1,000 $1,322

Full coverage, driver age 40

Rates by Liability Limit

Audi TT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,532
50/100 $1,742
100/300 $1,855
250/500 $2,149
100 CSL $1,788
300 CSL $2,036
500 CSL $2,217

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT Insurance Rates for High Risk Drivers
Age Premium
16 $8,164
20 $5,646
30 $3,400
40 $3,326
50 $3,176
60 $3,148

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $217

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $82
Multi-vehicle $81
Homeowner $23
5-yr Accident Free $115
5-yr Claim Free $100
Paid in Full/EFT $71
Advance Quote $77
Online Quote $110
Total Discounts $659
Rate after discounts $873

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles