Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance prices for an Audi TT are $1,666 every 12 months for full coverage. Comprehensive costs an estimated $398, collision insurance costs $720, and liability coverage costs around $390. Buying just liability costs as low as $452 a year, and insurance for high-risk drivers costs around $3,604. Teen drivers cost the most to insure at up to $6,010 a year.

Average premium for full coverage: $1,666

Policy rates broken down by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for all TT models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. More rural locations are shown to have more infrequent accident claims than larger metro areas. The example below illustrates how location impacts insurance prices.

The examples above show why everyone should compare prices for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Audi TT insurance rates for other coverage scenarios.

• The lowest rate with discounts is $942
• Using higher $1,000 deductibles will save approximately $254 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,666
• Choosing pricier low deductibles for physical damage coverage increases the price to $2,160
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,604
• Policy cost to insure a teenage driver for full coverage can cost as much as $6,010 or more

View Chart as Image

Insurance rates for an Audi TT also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Choosing high deductibles could cut rates by as much as $750 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,500 a year, or $125 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $6,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $2,000 to $2,700 extra every year, depending on your age. Audi TT insurance for high-risk drivers can be around 45% to 134% more than average. View High Risk Driver Rates

Your home state has a huge impact on Audi TT insurance rates. A driver around age 40 might see rates as low as $1,100 a year in states like Iowa, Maine, and Idaho, or as much as $2,380 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Audi TT Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around every time your policy renews by obtaining price quotes from direct carriers, and also from several local insurance agents.

The list below is a brief review of the information touched on above.

• Drivers can save approximately $210 per year just by quoting online well ahead of the renewal date
• Teenagers are charged the highest rates, costing up to $501 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save as much as $750 each year
• Drivers with DUI or reckless driving convictions pay on average $1,940 more annually for car insurance
• Consumers who want higher liability limits will pay about $430 each year to increase from a 30/60 limit to a 250/500 level

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.