Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average auto insurance rates for an Audi TT are $1,652 annually for full coverage insurance. Comprehensive insurance costs an estimated $382, collision costs $714, and liability insurance is $398. Buying just liability costs around $460 a year, with insurance for high-risk drivers costing $3,584 or more. Teens receive the highest rates at $6,002 a year or more.

Average premium for full coverage: $1,652

Rate estimates broken down by individual coverage type:

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for all TT models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations tend to have fewer physical damage claims than cities with more traffic congestion.

The example below illustrates how location impacts insurance prices.

These examples illustrate why everyone should compare rates quotes for a targeted area and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Audi TT insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $931
• Raising to $1,000 deductibles will save approximately $248 each year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,652
• Selecting pricier low deductibles costs an additional $486 a year
• Higher-risk drivers with serious driving violations could pay up to $3,584 or more
• The cost with full coverage for a teen driver for full coverage can cost as much as $6,002

View Chart as Image

Auto insurance rates for an Audi TT can also vary considerably based on the trim level of your TT, your risk profile, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles could pay as little as $1,500 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $6,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $2,000 to $2,700 in extra premium per year, depending on your age. Audi TT insurance for high-risk drivers is expensive and can cost anywhere from 45% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $740 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Audi TT insurance rates. A middle-age driver might find rates as low as $1,080 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,230 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out which company is cheapest is to regularly compare rates from as many companies as possible. Every auto insurance company calculates rates differently, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Audi TT Insurance

Saving money on Audi TT insurance consists of avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around at every other renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The points below are a quick review of the concepts that were touched on above.

• High-risk drivers with a DUI or reckless driving violation may pay on average $1,930 more annually to insure an Audi TT
• Drivers under the age of 20 are the costliest to insure, costing up to $500 per month if full coverage is included
• It is possible to save approximately $210 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles could save up to $725 each year
• It is possible to save approximately $210 per year simply by quoting online well ahead of the renewal date

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.