Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance rates for an Audi TT are $1,652 a year with full coverage. Comprehensive insurance costs an estimated $382, collision costs $714, and liability costs around $398. A liability-only policy costs as low as $460 a year, with high-risk insurance costing $3,584 or more. Teens pay the most at $6,002 a year or more.

Average premium for full coverage: $1,652

Premium estimates broken down by type of coverage:

Prices are based on $500 deductible amounts, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion.

The example below illustrates how geographic area affects insurance prices.

These rate differences demonstrate why everyone should compare prices for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Audi TT insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $931
• Using higher $1,000 deductibles will save approximately $248 annually
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,652
• Selecting pricier low deductibles for physical damage coverage will cost an extra $486 annually
• High-risk insureds with serious driving violations could pay up to $3,584 or more
• An auto insurance policy for full coverage for a 16-year-old driver for full coverage can cost as much as $6,002 or more

View Chart as Image

Auto insurance prices for an Audi TT also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as low as $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $6,000 a year. View Rates by Age

Where you choose to live has a huge impact on Audi TT insurance prices. A driver around age 40 might see prices as low as $1,190 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,230 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $740 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $358 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $2,000 to $2,700 in extra premium annually, depending on your age. Audi TT insurance for high-risk drivers can be from 45% to 135% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out which insurance company is cheapest is to regularly compare prices from multiple companies. Each insurance company calculates prices differently, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Audi TT Insurance

Finding better rates on insurance for an Audi TT requires having a good driving record, having good credit, being claim-free, and qualifying for all possible discounts. Invest the time to compare rates every year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a brief review of the coverage data presented in the illustrations above.

• You may be able to save approximately $210 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $725 each year
• Drivers age 20 and younger are the costliest to insure, possibly costing $500 per month if they have full coverage
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,930 more annually to buy Audi TT insurance

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.