Audi TT Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 9, 2024
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If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay.
Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.
Average auto insurance rates for an Audi TT are $1,652 annually for full coverage. Comprehensive insurance costs an estimated $382 each year, collision insurance costs $714, and liability costs $398. Buying just liability costs as little as $460 a year, and insurance for high-risk drivers costs $3,584 or more. Teens receive the highest rates at up to $6,002 a year.
Average premium for full coverage: $1,652
Rate estimates broken down by individual coverage type:
Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and TT models.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from as cheap as $460 for minimum levels of liability insurance to a high rate of $3,584 for a driver who requires high-risk insurance.
Price Range by Location
Your location can make a big difference on insurance rates. More rural locations tend to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on insurance prices.
These examples show why all drivers should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows average Audi TT insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $931
- Drivers who choose higher $1,000 deductibles will pay approximately $248 a year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,652
- Selecting low deductibles for comprehensive and collision insurance costs an additional $486 annually
- Drivers with serious driving violations could pay up to $3,584
- The cost with full coverage for a 16-year-old driver can cost as much as $6,002 a year
Auto insurance rates for an Audi TT can also vary considerably based on the trim level of your TT, your driver profile, and liability limits and deductibles.
More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,500 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $6,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying $2,000 to $2,700 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost from 45% to 135% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $740 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Audi TT insurance prices. A 40-year-old driver could pay as low as $1,090 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,360 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,496 | -$156 | -9.4% |
| Alaska | $1,268 | -$384 | -23.2% |
| Arizona | $1,372 | -$280 | -16.9% |
| Arkansas | $1,652 | -$0 | 0.0% |
| California | $1,884 | $232 | 14.0% |
| Colorado | $1,578 | -$74 | -4.5% |
| Connecticut | $1,700 | $48 | 2.9% |
| Delaware | $1,870 | $218 | 13.2% |
| Florida | $2,070 | $418 | 25.3% |
| Georgia | $1,526 | -$126 | -7.6% |
| Hawaii | $1,188 | -$464 | -28.1% |
| Idaho | $1,118 | -$534 | -32.3% |
| Illinois | $1,232 | -$420 | -25.4% |
| Indiana | $1,246 | -$406 | -24.6% |
| Iowa | $1,116 | -$536 | -32.4% |
| Kansas | $1,570 | -$82 | -5.0% |
| Kentucky | $2,256 | $604 | 36.6% |
| Louisiana | $2,448 | $796 | 48.2% |
| Maine | $1,022 | -$630 | -38.1% |
| Maryland | $1,364 | -$288 | -17.4% |
| Massachusetts | $1,324 | -$328 | -19.9% |
| Michigan | $2,874 | $1,222 | 74.0% |
| Minnesota | $1,384 | -$268 | -16.2% |
| Mississippi | $1,982 | $330 | 20.0% |
| Missouri | $1,466 | -$186 | -11.3% |
| Montana | $1,776 | $124 | 7.5% |
| Nebraska | $1,304 | -$348 | -21.1% |
| Nevada | $1,984 | $332 | 20.1% |
| New Hampshire | $1,194 | -$458 | -27.7% |
| New Jersey | $1,848 | $196 | 11.9% |
| New Mexico | $1,466 | -$186 | -11.3% |
| New York | $1,742 | $90 | 5.4% |
| North Carolina | $954 | -$698 | -42.3% |
| North Dakota | $1,354 | -$298 | -18.0% |
| Ohio | $1,144 | -$508 | -30.8% |
| Oklahoma | $1,700 | $48 | 2.9% |
| Oregon | $1,516 | -$136 | -8.2% |
| Pennsylvania | $1,578 | -$74 | -4.5% |
| Rhode Island | $2,208 | $556 | 33.7% |
| South Carolina | $1,500 | -$152 | -9.2% |
| South Dakota | $1,396 | -$256 | -15.5% |
| Tennessee | $1,448 | -$204 | -12.3% |
| Texas | $1,994 | $342 | 20.7% |
| Utah | $1,224 | -$428 | -25.9% |
| Vermont | $1,130 | -$522 | -31.6% |
| Virginia | $988 | -$664 | -40.2% |
| Washington | $1,278 | -$374 | -22.6% |
| West Virginia | $1,516 | -$136 | -8.2% |
| Wisconsin | $1,144 | -$508 | -30.8% |
| Wyoming | $1,472 | -$180 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,556 | $130 |
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,556 | $130 |
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,598 | $133 |
| Audi TT S 2.0T Quattro 2-Dr Coupe | $1,640 | $137 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,652 | $138 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,652 | $138 |
| Audi TT S 2.0T Quattro 2-Dr Coupe | $1,682 | $140 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,724 | $144 |
| Audi TT S 2.0T Quattro 2-Dr Roadster | $1,724 | $144 |
| Audi TT S 2.0T Quattro 2-Dr Roadster | $1,796 | $150 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TT | $382 | $714 | $398 | $1,652 |
| 2022 Audi TT | $368 | $698 | $416 | $1,640 |
| 2021 Audi TT | $356 | $668 | $430 | $1,612 |
| 2020 Audi TT | $336 | $646 | $442 | $1,582 |
| 2019 Audi TT | $324 | $598 | $452 | $1,532 |
| 2018 Audi TT | $310 | $564 | $456 | $1,488 |
| 2017 Audi TT | $298 | $506 | $460 | $1,422 |
| 2016 Audi TT | $278 | $466 | $460 | $1,362 |
| 2015 Audi TT | $268 | $436 | $464 | $1,326 |
| 2014 Audi TT | $262 | $406 | $474 | $1,300 |
| 2013 Audi TT | $242 | $378 | $474 | $1,252 |
| 2012 Audi TT | $236 | $342 | $478 | $1,214 |
| 2011 Audi TT | $220 | $314 | $474 | $1,166 |
| 2010 Audi TT | $208 | $284 | $474 | $1,124 |
| 2009 Audi TT | $200 | $256 | $468 | $1,082 |
Rates are averaged for all Audi TT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Audi TT Insurance
Saving money on insurance for an Audi TT not only requires being safe and accident-free, but also having above-average credit, eliminating unneeded coverage, and consideration of higher deductibles. Set aside time to compare rates at every other renewal by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.
Below you'll find a recap of the concepts that were covered above.
- Drivers considered higher risk that have major violations or accidents may pay on average $1,930 more annually than a low-risk driver
- Youthful drivers are the costliest to insure, costing as high as $500 per month if full coverage is included
- Drivers can save approximately $210 per year just by quoting online in advance
- Increasing deductibles could save up to $725 each year
- Drivers can save approximately $210 per year just by quoting online in advance
As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.
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What are the safety ratings of the Audi TT?
Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.
Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Audi parking system plus Front And Rear Parking Sensors
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.
Audi TT Compared Against Other Vehicles in the Same Class
Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:
When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class.
The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.
Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,002 |
| 20 | $3,820 |
| 30 | $1,740 |
| 40 | $1,652 |
| 50 | $1,508 |
| 60 | $1,478 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,138 |
| $250 | $1,912 |
| $500 | $1,652 |
| $1,000 | $1,404 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,652 |
| 50/100 | $1,876 |
| 100/300 | $1,975 |
| 250/500 | $2,234 |
| 100 CSL | $1,915 |
| 300 CSL | $2,134 |
| 500 CSL | $2,294 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,608 |
| 20 | $6,078 |
| 30 | $3,680 |
| 40 | $3,584 |
| 50 | $3,418 |
| 60 | $3,390 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $90 |
| Multi-vehicle | $86 |
| Homeowner | $23 |
| 5-yr Accident Free | $128 |
| 5-yr Claim Free | $108 |
| Paid in Full/EFT | $81 |
| Advance Quote | $85 |
| Online Quote | $120 |
| Total Discounts | $721 |
Discounts are estimated and may not be available from every company or in every state.
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