Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance rates for an Audi TT are $1,652 a year for full coverage. Comprehensive costs on average $382 a year, collision costs $714, and liability coverage costs $398. Liability-only insurance costs as little as $460 a year, with high-risk driver insurance costing around $3,584. 16-year-old drivers cost the most to insure at $6,002 a year or more.

Average premium for full coverage: $1,652

Policy rates by type of insurance:

Prices are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and TT trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than congested cities.

The diagram below illustrates how location helps determine car insurance rates.

The examples above show why it is important to compare rates based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Audi TT insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $931
• Drivers who choose higher $1,000 deductibles will pay around $1,404 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,652
• Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $2,138
• High-risk insureds with multiple tickets or accidents could pay upwards of $3,584 or more
• Policy cost for full coverage for a teenage driver may cost $6,002 a year

View Chart as Image

Auto insurance rates for an Audi TT also range considerably based on your risk profile, the trim level of your TT, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $6,000 a year. View Rates by Age

Your home state makes a big difference in Audi TT insurance rates. A 40-year-old driver could pay as low as $1,090 a year in states like Idaho, Maine, and Iowa, or at least $2,360 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $740 a year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $358 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $2,000 to $2,700 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost around 45% to 135% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes and see how they stack up. Every company utilizes a different rate formula, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Audi TT Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest time comparing rates every time your policy renews by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

Below is a brief review of the information covered in the charts and tables above.

• Drivers can save as much as $210 per year simply by quoting early and online
• Teenage drivers are charged the highest rates, costing up to $500 each month if they have full coverage
• Increasing comprehensive and collision deductibles can save around $725 each year
• Drivers with DUI or reckless driving convictions will pay on average $1,930 more each year for auto insurance
• Consumers who require higher levels of liability will pay around $440 each year to go from a 30/60 limit to 250/500 limits

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.