Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance rates for an Audi TT are $1,652 a year for full coverage. Comprehensive insurance costs around $382 a year, collision insurance costs $714, and liability coverage is estimated at $398. A policy with just liability insurance costs approximately $460 a year, and coverage for high-risk drivers costs $3,584 or more. Teen drivers receive the highest rates at up to $6,002 a year.

Average premium for full coverage: $1,652

Rate estimates for individual coverage type:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and TT trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance rates.

These examples show why it is important to get quotes for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Audi TT insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $931
• Choosing higher $1,000 deductibles can save about $1,404 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,652
• Choosing low $100 deductibles for comp and collision coverage will cost an additional $486 each year
• Drivers with multiple violations and an at-fault accident could pay at least $3,584
• The cost that insures a teenage driver can be $6,002 each year

View Chart as Image

Insurance rates for an Audi TT can also vary considerably based on the trim level of your TT, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $2,000 to $2,700 additional per year, depending on your age. A high-risk auto insurance policy ranges around 45% to 135% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,500 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $6,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi TT insurance rates. A good driver about age 40 could pay as low as $1,090 a year in states like Idaho, Maine, and Iowa, or as much as $2,360 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $740 a year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Audi TT Insurance

Saving money on auto insurance takes being a good driver, having a good credit score, eliminating unneeded coverage, and deciding if full coverage is necessary. Shop around at least every other year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a condensed summary of the car insurance concepts covered in the charts and tables above.

• Drivers with multiple at-fault accidents pay on average $1,930 more every year than a safer driver
• Drivers can save up to $210 per year just by quoting early and online
• Increasing deductibles can save approximately $725 each year
• Consumers who may need an increased level of liability coverage will pay about $440 each year to raise limits from a minimum limit to the 250/500 level

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.