Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance rates for an Audi TT are $1,652 a year for full coverage insurance. Comprehensive insurance costs an estimated $382 a year, collision costs $714, and liability is estimated at $398. Buying just liability costs approximately $460 a year, with insurance for high-risk drivers costing $3,584 or more. 16-year-old drivers receive the highest rates at $6,002 a year or more.

Average premium for full coverage: $1,652

Rate estimates broken down by individual coverage type:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and TT trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than congested cities.

The diagram below illustrates how where you live affects insurance prices.

These examples illustrate why it is important to get quotes for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Audi TT insurance rates for other coverage scenarios.

• The best full coverage rate is $931
• Choosing higher $1,000 deductibles can save approximately $1,404 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,652
• Buying low $100 deductibles for comp and collision coverage will cost an extra $486 every year
• Unlucky drivers with multiple tickets or accidents could pay up to $3,584 or more
• The cost for full coverage for a teen driver can cost as much as $6,002 each year

View Chart as Image

Auto insurance rates for an Audi TT can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as little as $1,500 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay at least $6,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi TT insurance prices. A good driver about age 40 could pay as low as $1,080 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,230 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $740 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $2,000 to $2,700 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges as much as 45% to 135% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes and see which company has the best rate. Each auto insurer utilizes a different rate formula, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Audi TT Insurance

Saving money on car insurance takes avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop every year by getting quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The points below are a brief summary of the coverage data touched on in the above illustrations.

• It is possible to save approximately $210 per year simply by quoting early and online
• Increasing deductibles can save around $725 each year
• Drivers under the age of 20 are the costliest to insure, costing up to $500 per month if they have full coverage
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,930 more annually to insure an Audi TT

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.