Audi Q7 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2024
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Estimated auto insurance rates for an Audi Q7 are $1,130 annually including full coverage. Comprehensive insurance costs approximately $214 a year, collision insurance costs $284, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,428 or more. Teen drivers pay the most at up to $4,424 a year.
Average premium for full coverage: $1,130
Premium estimates by type of coverage:
Includes $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Q7 trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for an Audi Q7 range from as cheap as $522 for the bare minimum liability coverage to a high of $2,428 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live can make a big difference on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than larger metro areas. The diagram below illustrates how location impacts auto insurance prices.
These rate differences highlight why it is important to compare prices using their specific location and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Audi Q7 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $678
- Using higher $1,000 deductibles will save $1,016 every year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,130
- Choosing low $100 deductibles for physical damage coverage costs an additional $218 annually
- High-risk insureds with multiple violations and an at-fault accident could pay around $2,428
- An auto insurance policy with full coverage for a 16-year-old driver can cost $4,424 or more
Insurance prices for an Audi Q7 also have a wide range based on the model of your Q7, your driving characteristics, and physical damage deductibles and liability limits.
Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,400 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,300 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can be from 43% to 128% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $340 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Audi Q7 insurance prices. A driver around age 40 might see prices as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,610 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$106 | -9.4% |
| Alaska | $866 | -$264 | -23.4% |
| Arizona | $938 | -$192 | -17.0% |
| Arkansas | $1,130 | -$0 | 0.0% |
| California | $1,288 | $158 | 14.0% |
| Colorado | $1,080 | -$50 | -4.4% |
| Connecticut | $1,162 | $32 | 2.8% |
| Delaware | $1,280 | $150 | 13.3% |
| Florida | $1,416 | $286 | 25.3% |
| Georgia | $1,044 | -$86 | -7.6% |
| Hawaii | $812 | -$318 | -28.1% |
| Idaho | $762 | -$368 | -32.6% |
| Illinois | $842 | -$288 | -25.5% |
| Indiana | $850 | -$280 | -24.8% |
| Iowa | $762 | -$368 | -32.6% |
| Kansas | $1,076 | -$54 | -4.8% |
| Kentucky | $1,542 | $412 | 36.5% |
| Louisiana | $1,672 | $542 | 48.0% |
| Maine | $698 | -$432 | -38.2% |
| Maryland | $932 | -$198 | -17.5% |
| Massachusetts | $904 | -$226 | -20.0% |
| Michigan | $1,964 | $834 | 73.8% |
| Minnesota | $946 | -$184 | -16.3% |
| Mississippi | $1,354 | $224 | 19.8% |
| Missouri | $1,002 | -$128 | -11.3% |
| Montana | $1,214 | $84 | 7.4% |
| Nebraska | $890 | -$240 | -21.2% |
| Nevada | $1,356 | $226 | 20.0% |
| New Hampshire | $814 | -$316 | -28.0% |
| New Jersey | $1,262 | $132 | 11.7% |
| New Mexico | $1,002 | -$128 | -11.3% |
| New York | $1,192 | $62 | 5.5% |
| North Carolina | $652 | -$478 | -42.3% |
| North Dakota | $928 | -$202 | -17.9% |
| Ohio | $780 | -$350 | -31.0% |
| Oklahoma | $1,162 | $32 | 2.8% |
| Oregon | $1,034 | -$96 | -8.5% |
| Pennsylvania | $1,080 | -$50 | -4.4% |
| Rhode Island | $1,508 | $378 | 33.5% |
| South Carolina | $1,024 | -$106 | -9.4% |
| South Dakota | $954 | -$176 | -15.6% |
| Tennessee | $992 | -$138 | -12.2% |
| Texas | $1,364 | $234 | 20.7% |
| Utah | $836 | -$294 | -26.0% |
| Vermont | $774 | -$356 | -31.5% |
| Virginia | $676 | -$454 | -40.2% |
| Washington | $876 | -$254 | -22.5% |
| West Virginia | $1,036 | -$94 | -8.3% |
| Wisconsin | $784 | -$346 | -30.6% |
| Wyoming | $1,008 | -$122 | -10.8% |

Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi Q7 3.6 Premium | $1,094 | $91 |
| Audi Q7 3.6 Quattro | $1,094 | $91 |
| Audi Q7 3.0 Premium Turbo | $1,112 | $93 |
| Audi Q7 3.6 Premium Plus | $1,112 | $93 |
| Audi Q7 3.6 Quattro Turbo Diesel | $1,112 | $93 |
| Audi Q7 3.0 Premium Plus Turbo | $1,130 | $94 |
| Audi Q7 3.0 Premium Plus S-Line Turbo | $1,130 | $94 |
| Audi Q7 3.6 Premium Plus SLINE | $1,130 | $94 |
| Audi Q7 3.6 Prestige | $1,130 | $94 |
| Audi Q7 3.6 Prestige S-Line | $1,130 | $94 |
| Audi Q7 3.0 Prestige | $1,148 | $96 |
| Audi Q7 3.0 Prestige S-Line Turbo | $1,148 | $96 |
| Audi Q7 4.2 Prestige Turbo | $1,148 | $96 |
| Audi Q7 4.2 Prestige S-Line 8Cyl | $1,148 | $96 |
| Audi Q7 4.2 Quattro | $1,148 | $96 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q7 | $394 | $714 | $398 | $1,664 |
| 2023 Audi Q7 | $382 | $698 | $416 | $1,654 |
| 2022 Audi Q7 | $368 | $668 | $430 | $1,624 |
| 2021 Audi Q7 | $348 | $646 | $442 | $1,594 |
| 2020 Audi Q7 | $334 | $598 | $452 | $1,542 |
| 2019 Audi Q7 | $320 | $564 | $456 | $1,498 |
| 2018 Audi Q7 | $308 | $506 | $460 | $1,432 |
| 2017 Audi Q7 | $288 | $466 | $460 | $1,372 |
| 2016 Audi Q7 | $278 | $436 | $464 | $1,336 |
| 2015 Audi Q7 | $270 | $406 | $474 | $1,308 |
| 2014 Audi Q7 | $250 | $378 | $474 | $1,260 |
| 2013 Audi Q7 | $244 | $342 | $478 | $1,222 |
| 2012 Audi Q7 | $228 | $314 | $474 | $1,174 |
| 2011 Audi Q7 | $214 | $284 | $474 | $1,130 |
| 2010 Audi Q7 | $208 | $256 | $468 | $1,090 |
| 2008 Audi Q7 | $200 | $238 | $452 | $1,048 |
Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Audi Q7 Insurance
Finding better rates on insurance for an Audi Q7 requires being safe and accident-free, having a good credit history, refrain from filing small claims, and possibly raising deductibles. Spend time shopping around every year by requesting rates from direct car insurance companies, and also from local insurance agencies.
Below you'll find a recap of the coverage data touched on above.
- You may be able to save around $130 per year just by quoting early and online
- Increasing policy deductibles could save up to $325 each year
- Youthful drivers are expensive to insure, with the cost nearing $369 per month including comprehensive and collision insurance
- Drivers considered higher risk that have major violations or accidents may have to pay on average $1,300 more per year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,424 |
| 20 | $2,572 |
| 30 | $1,160 |
| 40 | $1,130 |
| 50 | $1,036 |
| 60 | $1,014 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,348 |
| $250 | $1,250 |
| $500 | $1,130 |
| $1,000 | $1,016 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,130 |
| 50/100 | $1,243 |
| 100/300 | $1,361 |
| 250/500 | $1,669 |
| 100 CSL | $1,290 |
| 300 CSL | $1,551 |
| 500 CSL | $1,741 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,254 |
| 20 | $4,100 |
| 30 | $2,456 |
| 40 | $2,428 |
| 50 | $2,320 |
| 60 | $2,296 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $72 |
| 5-yr Claim Free | $71 |
| Paid in Full/EFT | $43 |
| Advance Quote | $51 |
| Online Quote | $78 |
| Total Discounts | $452 |
Discounts are estimated and may not be available from every company or in every state.
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