Audi Q7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Dec 10, 2021

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Average insurance rates for an Audi Q7 are $1,542 a year including full coverage. Comprehensive costs approximately $334 a year, collision insurance costs $598, and liability insurance is $452. Buying just liability costs around $504 a year, and insurance for high-risk drivers costs around $3,344. Teens receive the highest rates at up to $5,726 a year.

Average premium for full coverage: $1,542

Rate estimates by individual coverage type:

Comprehensive $334
Collision $598
Liability $452

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Q7 trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from the low end price of $504 for just liability insurance to a high of $3,344 for a driver that may need high-risk insurance.

Liability Only $504
Full Coverage $1,542
High Risk $3,344

Price Range by Location

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance prices.

Rural Areas $1,157
Small Cities $1,619
Large Cities $2,082

These examples highlight why it is important to compare rates quotes using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Audi Q7 insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $880
  • Raising to $1,000 deductibles will save $1,330 every year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,542
  • Selecting low $100 deductibles bumps up the cost to $1,954
  • Higher-risk drivers with serious driving violations could pay around $3,344
  • The cost that insures a teen driver can cost $5,726

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing Audi Q7 insurance rates range from $880 to $5,726 for full coverage

Auto insurance rates for an Audi Q7 can also vary considerably based on the trim level of your Q7, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,800 to $2,500 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,400 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,700 a year. View Rates by Age

Where you live also has a big influence on Audi Q7 insurance rates. A middle-age driver might find rates as low as $1,180 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,200 on average in Louisiana, New York, and Michigan.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,394 -$148 -9.6%
Alaska $1,182 -$360 -23.3%
Arizona $1,280 -$262 -17.0%
Arkansas $1,542 -$0 0.0%
California $1,756 $214 13.9%
Colorado $1,474 -$68 -4.4%
Connecticut $1,588 $46 3.0%
Delaware $1,746 $204 13.2%
Florida $1,930 $388 25.2%
Georgia $1,422 -$120 -7.8%
Hawaii $1,108 -$434 -28.1%
Idaho $1,044 -$498 -32.3%
Illinois $1,150 -$392 -25.4%
Indiana $1,162 -$380 -24.6%
Iowa $1,040 -$502 -32.6%
Kansas $1,466 -$76 -4.9%
Kentucky $2,104 $562 36.4%
Louisiana $2,282 $740 48.0%
Maine $952 -$590 -38.3%
Maryland $1,272 -$270 -17.5%
Massachusetts $1,234 -$308 -20.0%
Michigan $2,680 $1,138 73.8%
Minnesota $1,292 -$250 -16.2%
Mississippi $1,848 $306 19.8%
Missouri $1,368 -$174 -11.3%
Montana $1,658 $116 7.5%
Nebraska $1,218 -$324 -21.0%
Nevada $1,850 $308 20.0%
New Hampshire $1,112 -$430 -27.9%
New Jersey $1,724 $182 11.8%
New Mexico $1,366 -$176 -11.4%
New York $1,624 $82 5.3%
North Carolina $888 -$654 -42.4%
North Dakota $1,264 -$278 -18.0%
Ohio $1,066 -$476 -30.9%
Oklahoma $1,582 $40 2.6%
Oregon $1,412 -$130 -8.4%
Pennsylvania $1,470 -$72 -4.7%
Rhode Island $2,058 $516 33.5%
South Carolina $1,396 -$146 -9.5%
South Dakota $1,302 -$240 -15.6%
Tennessee $1,350 -$192 -12.5%
Texas $1,860 $318 20.6%
Utah $1,142 -$400 -25.9%
Vermont $1,056 -$486 -31.5%
Virginia $922 -$620 -40.2%
Washington $1,192 -$350 -22.7%
West Virginia $1,412 -$130 -8.4%
Wisconsin $1,068 -$474 -30.7%
Wyoming $1,376 -$166 -10.8%

View Chart as Image

Audi Q7 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $630 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,470 $123
Audi Q7 3.6 Quattro $1,470 $123
Audi Q7 3.0 Premium Turbo $1,508 $126
Audi Q7 3.6 Premium Plus $1,508 $126
Audi Q7 3.6 Quattro Turbo Diesel $1,508 $126
Audi Q7 3.0 Premium Plus Turbo $1,542 $129
Audi Q7 3.0 Premium Plus S-Line Turbo $1,542 $129
Audi Q7 3.6 Premium Plus SLINE $1,542 $129
Audi Q7 3.6 Prestige $1,542 $129
Audi Q7 3.6 Prestige S-Line $1,542 $129
Audi Q7 3.0 Prestige $1,578 $132
Audi Q7 3.0 Prestige S-Line Turbo $1,578 $132
Audi Q7 4.2 Prestige Turbo $1,578 $132
Audi Q7 4.2 Prestige S-Line 8Cyl $1,578 $132
Audi Q7 4.2 Quattro $1,578 $132

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Audi Q7 $334 $598 $452 $1,542
2008 Audi Q7 $214 $284 $474 $1,130

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Audi Q7 Insurance

Saving money on Audi Q7 insurance consists of being a good driver, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Compare rates once a year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The following list is a brief review of the data that was covered in the charts and tables above.

  • You may be able to save around $190 per year just by quoting early and online
  • Drivers who purchase an increased level of liability coverage will pay approximately $500 per year to raise from a minimum limit to the 250/500 level
  • Drivers age 16 to 20 have the highest car insurance rates, as much as $477 per month if the policy includes full coverage
  • High-risk drivers with DUI or reckless driving convictions will likely pay on average $1,800 more per year than a safer driver

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,726
20 $3,556
30 $1,610
40 $1,542
50 $1,408
60 $1,382

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,954
$250 $1,764
$500 $1,542
$1,000 $1,330

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,542
50/100 $1,668
100/300 $1,781
250/500 $2,075
100 CSL $1,714
300 CSL $1,962
500 CSL $2,143

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $8,188
20 $5,668
30 $3,418
40 $3,344
50 $3,192
60 $3,164

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $217

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $81
Homeowner $23
5-yr Accident Free $115
5-yr Claim Free $101
Paid in Full/EFT $71
Advance Quote $77
Online Quote $111
Total Discounts $662
Rate after discounts $880

Discounts are estimated and may not be available from every company or in every state.

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