Audi Q7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2024

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Average insurance prices for an Audi Q7 are $1,222 every 12 months including full coverage. Comprehensive costs around $244 each year, collision costs $342, and liability is $478. Liability-only coverage costs around $526 a year, with high-risk coverage costing around $2,630. 16-year-old drivers receive the highest rates at $4,716 a year or more.

Average premium for full coverage: $1,222

Rate estimates for individual coverage type:

Comprehensive $244
Collision $342
Liability $478

Rates are based on $500 deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and Q7 models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from the cheapest price of $526 for the bare minimum liability coverage to a high rate of $2,630 for coverage for higher-risk drivers.

Liability Only $526
Full Coverage $1,222
High Risk $2,630

Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than congested cities.

The graphic below illustrates how your location can change auto insurance rates.

Rural Areas $917
Small Cities $1,283
Large Cities $1,650

These examples highlight why all drivers should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down estimated Audi Q7 insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $725
  • Raising to $1,000 deductibles will save about $132 every year
  • The average price for a 40-year-old driver using $500 deductibles is $1,222
  • Buying low deductibles increases the price to $1,478
  • Drivers with multiple tickets or accidents could pay at least $2,630 or more
  • The cost to insure a 16-year-old driver can be $4,716

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing full coverage Audi Q7 insurance rates range from $725 to $4,716

Car insurance rates for an Audi Q7 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Opting for high physical damage deductibles can reduce rates by up to $390 annually, whereas increasing liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged as much as $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 128% more than the average rate. View High Risk Driver Rates

Where you live also has a big influence on Audi Q7 insurance prices. A middle-age driver might find rates as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,750 on average in Michigan, New York, and Louisiana.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,106 -$116 -9.5%
Alaska $938 -$284 -23.2%
Arizona $1,014 -$208 -17.0%
Arkansas $1,222 -$0 0.0%
California $1,392 $170 13.9%
Colorado $1,168 -$54 -4.4%
Connecticut $1,256 $34 2.8%
Delaware $1,384 $162 13.3%
Florida $1,528 $306 25.0%
Georgia $1,128 -$94 -7.7%
Hawaii $878 -$344 -28.2%
Idaho $828 -$394 -32.2%
Illinois $912 -$310 -25.4%
Indiana $920 -$302 -24.7%
Iowa $824 -$398 -32.6%
Kansas $1,164 -$58 -4.7%
Kentucky $1,668 $446 36.5%
Louisiana $1,810 $588 48.1%
Maine $754 -$468 -38.3%
Maryland $1,008 -$214 -17.5%
Massachusetts $978 -$244 -20.0%
Michigan $2,126 $904 74.0%
Minnesota $1,024 -$198 -16.2%
Mississippi $1,464 $242 19.8%
Missouri $1,084 -$138 -11.3%
Montana $1,314 $92 7.5%
Nebraska $964 -$258 -21.1%
Nevada $1,466 $244 20.0%
New Hampshire $882 -$340 -27.8%
New Jersey $1,368 $146 11.9%
New Mexico $1,082 -$140 -11.5%
New York $1,288 $66 5.4%
North Carolina $704 -$518 -42.4%
North Dakota $1,000 -$222 -18.2%
Ohio $844 -$378 -30.9%
Oklahoma $1,256 $34 2.8%
Oregon $1,120 -$102 -8.3%
Pennsylvania $1,168 -$54 -4.4%
Rhode Island $1,632 $410 33.6%
South Carolina $1,106 -$116 -9.5%
South Dakota $1,032 -$190 -15.5%
Tennessee $1,072 -$150 -12.3%
Texas $1,476 $254 20.8%
Utah $906 -$316 -25.9%
Vermont $836 -$386 -31.6%
Virginia $732 -$490 -40.1%
Washington $944 -$278 -22.7%
West Virginia $1,120 -$102 -8.3%
Wisconsin $846 -$376 -30.8%
Wyoming $1,092 -$130 -10.6%

View Chart as Image

Audi Q7 insurance rates by U.S. city

With so much variability in rates, the best way to figure out your exact price is to do a rate comparison from multiple companies. Every auto insurance company utilizes a different rate formula, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,178 $98
Audi Q7 3.6 Quattro $1,178 $98
Audi Q7 3.0 Premium Turbo $1,200 $100
Audi Q7 3.6 Premium Plus $1,200 $100
Audi Q7 3.6 Quattro Turbo Diesel $1,200 $100
Audi Q7 3.0 Premium Plus Turbo $1,222 $102
Audi Q7 3.0 Premium Plus S-Line Turbo $1,222 $102
Audi Q7 3.6 Premium Plus SLINE $1,222 $102
Audi Q7 3.6 Prestige $1,222 $102
Audi Q7 3.6 Prestige S-Line $1,222 $102
Audi Q7 3.0 Prestige $1,246 $104
Audi Q7 3.0 Prestige S-Line Turbo $1,246 $104
Audi Q7 4.2 Prestige Turbo $1,246 $104
Audi Q7 4.2 Prestige S-Line 8Cyl $1,246 $104
Audi Q7 4.2 Quattro $1,246 $104

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q7 $432 $750 $372 $1,712
2023 Audi Q7 $412 $720 $390 $1,680
2022 Audi Q7 $394 $714 $398 $1,664
2021 Audi Q7 $382 $698 $416 $1,654
2020 Audi Q7 $368 $668 $430 $1,624
2019 Audi Q7 $348 $646 $442 $1,594
2018 Audi Q7 $334 $598 $452 $1,542
2017 Audi Q7 $320 $564 $456 $1,498
2016 Audi Q7 $308 $506 $460 $1,432
2015 Audi Q7 $288 $466 $460 $1,372
2014 Audi Q7 $278 $436 $464 $1,336
2013 Audi Q7 $270 $406 $474 $1,308
2012 Audi Q7 $250 $378 $474 $1,260
2011 Audi Q7 $244 $342 $478 $1,222
2010 Audi Q7 $228 $314 $474 $1,174
2008 Audi Q7 $208 $256 $468 $1,090

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Audi Q7 Insurance

Saving money on insurance for an Audi Q7 consists of not taking risks behind the wheel, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Invest the time to shop around at least once a year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following is a quick review of the primary concepts that were illustrated above.

  • You may be able to save up to $140 per year simply by quoting online in advance
  • Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,410 more every year for Q7 insurance
  • Increasing deductibles could save as much as $400 each year
  • Teens are the costliest to insure, as much as $393 per month if the policy includes full coverage

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,716
20 $2,786
30 $1,258
40 $1,222
50 $1,120
60 $1,094

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,478
$250 $1,362
$500 $1,222
$1,000 $1,090

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,222
50/100 $1,342
100/300 $1,461
250/500 $1,772
100 CSL $1,389
300 CSL $1,652
500 CSL $1,844

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $6,686
20 $4,438
30 $2,670
40 $2,630
50 $2,512
60 $2,486

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $80
5-yr Claim Free $78
Paid in Full/EFT $49
Advance Quote $56
Online Quote $85
Total Discounts $497
Rate after discounts $725

Discounts are estimated and may not be available from every company or in every state.

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