Audi Q7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2024

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Estimated insurance rates for an Audi Q7 are $1,222 a year for full coverage insurance. Comprehensive costs an estimated $244, collision insurance costs $342, and liability costs around $478. Liability-only coverage costs as low as $526 a year, and high-risk coverage costs around $2,630. Teens pay the most at up to $4,716 a year.

Average premium for full coverage: $1,222

Premium estimates broken down by type of coverage:

Comprehensive $244
Collision $342
Liability $478

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Q7 trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for an Audi Q7 range from as low as $526 for just liability insurance to a much higher rate of $2,630 for a high-risk driver policy.

Liability Only $526
Full Coverage $1,222
High Risk $2,630

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects insurance prices.

Rural Areas $917
Small Cities $1,283
Large Cities $1,650

These rate differences illustrate why anyone shopping for car insurance should compare prices for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates average Audi Q7 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $725
  • Using higher $1,000 deductibles will save approximately $132 each year
  • The average rate for a 40-year-old good driver who has $500 deductibles is $1,222
  • Selecting more expensive low deductibles for physical damage coverage will increase the cost to $1,478
  • Drivers with serious driving violations could pay up to $2,630
  • An auto insurance policy for full coverage for a teen driver with full coverage can cost as much as $4,716 or more

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing Audi Q7 insurance rates range from $725 to $4,716 for full coverage

Insurance prices for an Audi Q7 also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay at least $4,700 a year. View Rates by Age

Where you choose to live has a huge impact on Audi Q7 insurance prices. A driver around age 40 might see prices as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,650 on average in Florida, New York, and Michigan.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,106 -$116 -9.5%
Alaska $938 -$284 -23.2%
Arizona $1,014 -$208 -17.0%
Arkansas $1,222 -$0 0.0%
California $1,392 $170 13.9%
Colorado $1,168 -$54 -4.4%
Connecticut $1,256 $34 2.8%
Delaware $1,384 $162 13.3%
Florida $1,528 $306 25.0%
Georgia $1,128 -$94 -7.7%
Hawaii $878 -$344 -28.2%
Idaho $828 -$394 -32.2%
Illinois $912 -$310 -25.4%
Indiana $920 -$302 -24.7%
Iowa $824 -$398 -32.6%
Kansas $1,164 -$58 -4.7%
Kentucky $1,668 $446 36.5%
Louisiana $1,810 $588 48.1%
Maine $754 -$468 -38.3%
Maryland $1,008 -$214 -17.5%
Massachusetts $978 -$244 -20.0%
Michigan $2,126 $904 74.0%
Minnesota $1,024 -$198 -16.2%
Mississippi $1,464 $242 19.8%
Missouri $1,084 -$138 -11.3%
Montana $1,314 $92 7.5%
Nebraska $964 -$258 -21.1%
Nevada $1,466 $244 20.0%
New Hampshire $882 -$340 -27.8%
New Jersey $1,368 $146 11.9%
New Mexico $1,082 -$140 -11.5%
New York $1,288 $66 5.4%
North Carolina $704 -$518 -42.4%
North Dakota $1,000 -$222 -18.2%
Ohio $844 -$378 -30.9%
Oklahoma $1,256 $34 2.8%
Oregon $1,120 -$102 -8.3%
Pennsylvania $1,168 -$54 -4.4%
Rhode Island $1,632 $410 33.6%
South Carolina $1,106 -$116 -9.5%
South Dakota $1,032 -$190 -15.5%
Tennessee $1,072 -$150 -12.3%
Texas $1,476 $254 20.8%
Utah $906 -$316 -25.9%
Vermont $836 -$386 -31.6%
Virginia $732 -$490 -40.1%
Washington $944 -$278 -22.7%
West Virginia $1,120 -$102 -8.3%
Wisconsin $846 -$376 -30.8%
Wyoming $1,092 -$130 -10.6%

View Chart as Image

Audi Q7 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $390 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $430 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,400 to $2,000 extra annually, depending on your age. High-risk driver insurance can be as much as 42% to 128% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,178 $98
Audi Q7 3.6 Quattro $1,178 $98
Audi Q7 3.0 Premium Turbo $1,200 $100
Audi Q7 3.6 Premium Plus $1,200 $100
Audi Q7 3.6 Quattro Turbo Diesel $1,200 $100
Audi Q7 3.0 Premium Plus Turbo $1,222 $102
Audi Q7 3.0 Premium Plus S-Line Turbo $1,222 $102
Audi Q7 3.6 Premium Plus SLINE $1,222 $102
Audi Q7 3.6 Prestige $1,222 $102
Audi Q7 3.6 Prestige S-Line $1,222 $102
Audi Q7 3.0 Prestige $1,246 $104
Audi Q7 3.0 Prestige S-Line Turbo $1,246 $104
Audi Q7 4.2 Prestige Turbo $1,246 $104
Audi Q7 4.2 Prestige S-Line 8Cyl $1,246 $104
Audi Q7 4.2 Quattro $1,246 $104

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q7 $432 $750 $372 $1,712
2023 Audi Q7 $412 $720 $390 $1,680
2022 Audi Q7 $394 $714 $398 $1,664
2021 Audi Q7 $382 $698 $416 $1,654
2020 Audi Q7 $368 $668 $430 $1,624
2019 Audi Q7 $348 $646 $442 $1,594
2018 Audi Q7 $334 $598 $452 $1,542
2017 Audi Q7 $320 $564 $456 $1,498
2016 Audi Q7 $308 $506 $460 $1,432
2015 Audi Q7 $288 $466 $460 $1,372
2014 Audi Q7 $278 $436 $464 $1,336
2013 Audi Q7 $270 $406 $474 $1,308
2012 Audi Q7 $250 $378 $474 $1,260
2011 Audi Q7 $244 $342 $478 $1,222
2010 Audi Q7 $228 $314 $474 $1,174
2008 Audi Q7 $208 $256 $468 $1,090

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Audi Q7 Insurance

Finding better rates on car insurance requires having a decent driving record, maintaining good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to compare rates every time your policy renews by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a brief review of the information presented in the illustrations above.

  • It is possible to save approximately $140 per year just by shopping early and online
  • 16 to 18-year-old drivers are charged the highest prices, with premiums being up to $393 per month for full coverage
  • Increasing policy deductibles can save around $400 each year
  • Higher risk drivers with DUI or reckless driving convictions pay on average $1,410 more annually than a driver with a clean driving record
  • Policyholders who want additional liability coverage will pay approximately $530 annually to increase from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,716
20 $2,786
30 $1,258
40 $1,222
50 $1,120
60 $1,094

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,478
$250 $1,362
$500 $1,222
$1,000 $1,090

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,222
50/100 $1,342
100/300 $1,461
250/500 $1,772
100 CSL $1,389
300 CSL $1,652
500 CSL $1,844

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $6,686
20 $4,438
30 $2,670
40 $2,630
50 $2,512
60 $2,486

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $80
5-yr Claim Free $78
Paid in Full/EFT $49
Advance Quote $56
Online Quote $85
Total Discounts $497
Rate after discounts $725

Discounts are estimated and may not be available from every company or in every state.

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