Audi Q7 Insurance Rates

Estimated auto insurance rates for an Audi Q7 are $1,174 annually including full coverage. Comprehensive costs approximately $228 a year, collision costs $314, and liability is estimated at $474. A policy with only liability insurance costs approximately $522 a year, with a high-risk policy costing around $2,522. Teen drivers pay the most at $4,558 a year or more.

Average premium for full coverage: $1,174

Premium estimates by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and Q7 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than larger metro areas.

The diagram below illustrates how your location can change auto insurance prices.

These rate differences highlight why it is important to get quotes using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Audi Q7 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $701
• Choosing higher $1,000 deductibles can save $1,048 every year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,174
• Choosing low $100 deductibles for comp and collision coverage will cost $1,408
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,522 or more
• An auto insurance policy with full coverage for a 16-year-old driver can cost $4,558 each year

View Chart as Image

Car insurance prices for an Audi Q7 also have a wide range based on the model of your Q7, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy ranges from 42% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $360 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Audi Q7 insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,670 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to get quotes from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Audi Q7 Insurance

Finding better rates on insurance for an Audi Q7 takes avoiding accidents and violations, having a good credit score, refrain from filing small claims, and avoiding coverage lapses. Invest the time to shop around at least every other year by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a brief recap of the car insurance concepts illustrated above.

• Drivers considered higher risk who tend to receive serious violations may have to pay on average $1,350 more per year for car insurance
• You may be able to save around $130 per year simply by quoting early and online
• Increasing policy deductibles could save up to $350 each year
• Insureds who purchase higher liability limits will pay about $520 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits