Audi Q7 Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 1, 2024
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Average insurance rates for an Audi Q7 are $1,174 a year with full coverage. Comprehensive costs an estimated $228 each year, collision costs $314, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing around $2,522. 16-year-old drivers receive the highest rates at $4,558 a year or more.
Average premium for full coverage: $1,174
Rate estimates broken down by individual coverage type:
These estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Q7 models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from the low end price of $522 for a discount liability-only rate to a high rate of $2,522 for a driver who requires high-risk insurance.
Price Range by Location
Where you live has a large influence on car insurance rates. More rural locations tend to have lower incidents of collision claims than congested cities.
The graphic below illustrates how where you live affects insurance prices.
These examples demonstrate why all drivers should compare prices for a targeted area, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Audi Q7 insurance rates for other coverage scenarios.
- The best full coverage rate is $701
- Using higher $1,000 deductibles will save approximately $126 annually
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,174
- Buying low deductibles for physical damage coverage bumps up the cost to $1,408
- Higher-risk drivers with multiple tickets or accidents could pay up to $2,522 or more
- The cost that insures a teenage driver can cost as much as $4,558 or more
Insurance rates for an Audi Q7 can also vary considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you may be forking out $1,400 to $1,900 additional per year, depending on your age. Insurance for high-risk drivers can be around 42% to 133% more than the average rate. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,500 a year. View Rates by Age
Where you live has a huge impact on Audi Q7 insurance rates. A driver around age 40 might see rates as low as $840 a year in states like Utah, Ohio, and New Hampshire, or at least $1,590 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,062 | -$112 | -9.5% |
| Alaska | $898 | -$276 | -23.5% |
| Arizona | $972 | -$202 | -17.2% |
| Arkansas | $1,174 | -$0 | 0.0% |
| California | $1,338 | $164 | 14.0% |
| Colorado | $1,122 | -$52 | -4.4% |
| Connecticut | $1,206 | $32 | 2.7% |
| Delaware | $1,330 | $156 | 13.3% |
| Florida | $1,468 | $294 | 25.0% |
| Georgia | $1,082 | -$92 | -7.8% |
| Hawaii | $844 | -$330 | -28.1% |
| Idaho | $792 | -$382 | -32.5% |
| Illinois | $874 | -$300 | -25.6% |
| Indiana | $882 | -$292 | -24.9% |
| Iowa | $792 | -$382 | -32.5% |
| Kansas | $1,116 | -$58 | -4.9% |
| Kentucky | $1,600 | $426 | 36.3% |
| Louisiana | $1,734 | $560 | 47.7% |
| Maine | $724 | -$450 | -38.3% |
| Maryland | $966 | -$208 | -17.7% |
| Massachusetts | $938 | -$236 | -20.1% |
| Michigan | $2,038 | $864 | 73.6% |
| Minnesota | $980 | -$194 | -16.5% |
| Mississippi | $1,404 | $230 | 19.6% |
| Missouri | $1,040 | -$134 | -11.4% |
| Montana | $1,260 | $86 | 7.3% |
| Nebraska | $926 | -$248 | -21.1% |
| Nevada | $1,406 | $232 | 19.8% |
| New Hampshire | $844 | -$330 | -28.1% |
| New Jersey | $1,310 | $136 | 11.6% |
| New Mexico | $1,040 | -$134 | -11.4% |
| New York | $1,236 | $62 | 5.3% |
| North Carolina | $674 | -$500 | -42.6% |
| North Dakota | $960 | -$214 | -18.2% |
| Ohio | $808 | -$366 | -31.2% |
| Oklahoma | $1,206 | $32 | 2.7% |
| Oregon | $1,074 | -$100 | -8.5% |
| Pennsylvania | $1,120 | -$54 | -4.6% |
| Rhode Island | $1,564 | $390 | 33.2% |
| South Carolina | $1,062 | -$112 | -9.5% |
| South Dakota | $990 | -$184 | -15.7% |
| Tennessee | $1,026 | -$148 | -12.6% |
| Texas | $1,414 | $240 | 20.4% |
| Utah | $868 | -$306 | -26.1% |
| Vermont | $804 | -$370 | -31.5% |
| Virginia | $702 | -$472 | -40.2% |
| Washington | $908 | -$266 | -22.7% |
| West Virginia | $1,074 | -$100 | -8.5% |
| Wisconsin | $814 | -$360 | -30.7% |
| Wyoming | $1,046 | -$128 | -10.9% |
Opting for high physical damage deductibles could cut rates by as much as $360 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out which company is cheapest is to do a rate comparison and see how they stack up. Each insurance company utilizes a different rate formula, and rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi Q7 3.6 Premium | $1,132 | $94 |
| Audi Q7 3.6 Quattro | $1,132 | $94 |
| Audi Q7 3.0 Premium Turbo | $1,152 | $96 |
| Audi Q7 3.6 Premium Plus | $1,152 | $96 |
| Audi Q7 3.6 Quattro Turbo Diesel | $1,152 | $96 |
| Audi Q7 3.0 Premium Plus Turbo | $1,174 | $98 |
| Audi Q7 3.0 Premium Plus S-Line Turbo | $1,174 | $98 |
| Audi Q7 3.6 Premium Plus SLINE | $1,174 | $98 |
| Audi Q7 3.6 Prestige | $1,174 | $98 |
| Audi Q7 3.6 Prestige S-Line | $1,174 | $98 |
| Audi Q7 3.0 Prestige | $1,192 | $99 |
| Audi Q7 3.0 Prestige S-Line Turbo | $1,192 | $99 |
| Audi Q7 4.2 Prestige Turbo | $1,192 | $99 |
| Audi Q7 4.2 Prestige S-Line 8Cyl | $1,192 | $99 |
| Audi Q7 4.2 Quattro | $1,192 | $99 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q7 | $412 | $720 | $390 | $1,680 |
| 2023 Audi Q7 | $394 | $714 | $398 | $1,664 |
| 2022 Audi Q7 | $382 | $698 | $416 | $1,654 |
| 2021 Audi Q7 | $368 | $668 | $430 | $1,624 |
| 2020 Audi Q7 | $348 | $646 | $442 | $1,594 |
| 2019 Audi Q7 | $334 | $598 | $452 | $1,542 |
| 2018 Audi Q7 | $320 | $564 | $456 | $1,498 |
| 2017 Audi Q7 | $308 | $506 | $460 | $1,432 |
| 2016 Audi Q7 | $288 | $466 | $460 | $1,372 |
| 2015 Audi Q7 | $278 | $436 | $464 | $1,336 |
| 2014 Audi Q7 | $270 | $406 | $474 | $1,308 |
| 2013 Audi Q7 | $250 | $378 | $474 | $1,260 |
| 2012 Audi Q7 | $244 | $342 | $478 | $1,222 |
| 2011 Audi Q7 | $228 | $314 | $474 | $1,174 |
| 2010 Audi Q7 | $214 | $284 | $474 | $1,130 |
| 2008 Audi Q7 | $204 | $250 | $460 | $1,072 |
Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Audi Q7 Insurance
Saving money on auto insurance requires being a low-risk driver, having a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Comparison shop at every other renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The items below are a brief summary of the concepts that were touched on in the above illustrations.
- Drivers that tend to have accidents or serious violations could be forced to pay on average $1,350 more annually to insure their Q7
- Teen drivers are expensive to insure, with premiums as much as $380 per month if comprehensive and collision insurance is included
- You may be able to save approximately $130 per year simply by quoting online in advance
- Increasing deductibles can save approximately $350 each year
- You may be able to save approximately $130 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,558 |
| 20 | $2,670 |
| 30 | $1,206 |
| 40 | $1,174 |
| 50 | $1,072 |
| 60 | $1,050 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,408 |
| $250 | $1,302 |
| $500 | $1,174 |
| $1,000 | $1,048 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,174 |
| 50/100 | $1,287 |
| 100/300 | $1,405 |
| 250/500 | $1,713 |
| 100 CSL | $1,334 |
| 300 CSL | $1,595 |
| 500 CSL | $1,785 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,452 |
| 20 | $4,258 |
| 30 | $2,554 |
| 40 | $2,522 |
| 50 | $2,408 |
| 60 | $2,382 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $62 |
| Homeowner | $20 |
| 5-yr Accident Free | $76 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $46 |
| Advance Quote | $53 |
| Online Quote | $81 |
| Total Discounts | $473 |
Discounts are estimated and may not be available from every company or in every state.
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