Audi Q7 Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 1, 2024
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The average insurance prices for an Audi Q7 are $1,174 every 12 months including full coverage. Comprehensive costs around $228 each year, collision costs $314, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing around $2,522. 16-year-old drivers cost the most to insure at $4,558 a year or more.
Average premium for full coverage: $1,174
Policy rates for type of insurance:
Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Q7 models.
Price Range Variability
For a driver in their 40's, Audi Q7 insurance rates go from the cheapest price of $522 for your basic liability-only policy to a high rate of $2,522 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Where you live can have significant affects on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than congested cities.
The graphic below illustrates how location helps determine auto insurance rates.
The examples above highlight why all drivers should compare prices for a specific zip code and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Audi Q7 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $701
- Using higher $1,000 deductibles will save about $126 every year
- The average price for a good driver age 40 using $500 deductibles is $1,174
- Buying low deductibles for physical damage coverage increases the price to $1,408
- Drivers with multiple tickets or accidents could pay at least $2,522 or more
- Policy cost to insure a teen driver can be $4,558 or more
 
				Insurance rates for an Audi Q7 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.
Opting for high physical damage deductibles could cut rates by as much as $360 every year, whereas increasing liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay as much as $4,500 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 133% more than the average rate. View High Risk Driver Rates
Your home state has a huge impact on Audi Q7 insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,670 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference | 
|---|---|---|---|
| Alabama | $1,062 | -$112 | -9.5% | 
| Alaska | $898 | -$276 | -23.5% | 
| Arizona | $972 | -$202 | -17.2% | 
| Arkansas | $1,174 | -$0 | 0.0% | 
| California | $1,338 | $164 | 14.0% | 
| Colorado | $1,122 | -$52 | -4.4% | 
| Connecticut | $1,206 | $32 | 2.7% | 
| Delaware | $1,330 | $156 | 13.3% | 
| Florida | $1,468 | $294 | 25.0% | 
| Georgia | $1,082 | -$92 | -7.8% | 
| Hawaii | $844 | -$330 | -28.1% | 
| Idaho | $792 | -$382 | -32.5% | 
| Illinois | $874 | -$300 | -25.6% | 
| Indiana | $882 | -$292 | -24.9% | 
| Iowa | $792 | -$382 | -32.5% | 
| Kansas | $1,116 | -$58 | -4.9% | 
| Kentucky | $1,600 | $426 | 36.3% | 
| Louisiana | $1,734 | $560 | 47.7% | 
| Maine | $724 | -$450 | -38.3% | 
| Maryland | $966 | -$208 | -17.7% | 
| Massachusetts | $938 | -$236 | -20.1% | 
| Michigan | $2,038 | $864 | 73.6% | 
| Minnesota | $980 | -$194 | -16.5% | 
| Mississippi | $1,404 | $230 | 19.6% | 
| Missouri | $1,040 | -$134 | -11.4% | 
| Montana | $1,260 | $86 | 7.3% | 
| Nebraska | $926 | -$248 | -21.1% | 
| Nevada | $1,406 | $232 | 19.8% | 
| New Hampshire | $844 | -$330 | -28.1% | 
| New Jersey | $1,310 | $136 | 11.6% | 
| New Mexico | $1,040 | -$134 | -11.4% | 
| New York | $1,236 | $62 | 5.3% | 
| North Carolina | $674 | -$500 | -42.6% | 
| North Dakota | $960 | -$214 | -18.2% | 
| Ohio | $808 | -$366 | -31.2% | 
| Oklahoma | $1,206 | $32 | 2.7% | 
| Oregon | $1,074 | -$100 | -8.5% | 
| Pennsylvania | $1,120 | -$54 | -4.6% | 
| Rhode Island | $1,564 | $390 | 33.2% | 
| South Carolina | $1,062 | -$112 | -9.5% | 
| South Dakota | $990 | -$184 | -15.7% | 
| Tennessee | $1,026 | -$148 | -12.6% | 
| Texas | $1,414 | $240 | 20.4% | 
| Utah | $868 | -$306 | -26.1% | 
| Vermont | $804 | -$370 | -31.5% | 
| Virginia | $702 | -$472 | -40.2% | 
| Washington | $908 | -$266 | -22.7% | 
| West Virginia | $1,074 | -$100 | -8.5% | 
| Wisconsin | $814 | -$360 | -30.7% | 
| Wyoming | $1,046 | -$128 | -10.9% | 

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison and see which company has the best rate. Each insurance company utilizes a different rate formula, so the rates will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium | 
|---|---|---|
| Audi Q7 3.6 Premium | $1,132 | $94 | 
| Audi Q7 3.6 Quattro | $1,132 | $94 | 
| Audi Q7 3.0 Premium Turbo | $1,152 | $96 | 
| Audi Q7 3.6 Premium Plus | $1,152 | $96 | 
| Audi Q7 3.6 Quattro Turbo Diesel | $1,152 | $96 | 
| Audi Q7 3.0 Premium Plus Turbo | $1,174 | $98 | 
| Audi Q7 3.0 Premium Plus S-Line Turbo | $1,174 | $98 | 
| Audi Q7 3.6 Premium Plus SLINE | $1,174 | $98 | 
| Audi Q7 3.6 Prestige | $1,174 | $98 | 
| Audi Q7 3.6 Prestige S-Line | $1,174 | $98 | 
| Audi Q7 3.0 Prestige | $1,192 | $99 | 
| Audi Q7 3.0 Prestige S-Line Turbo | $1,192 | $99 | 
| Audi Q7 4.2 Prestige Turbo | $1,192 | $99 | 
| Audi Q7 4.2 Prestige S-Line 8Cyl | $1,192 | $99 | 
| Audi Q7 4.2 Quattro | $1,192 | $99 | 
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium | 
|---|---|---|---|---|
| 2024 Audi Q7 | $412 | $720 | $390 | $1,680 | 
| 2023 Audi Q7 | $394 | $714 | $398 | $1,664 | 
| 2022 Audi Q7 | $382 | $698 | $416 | $1,654 | 
| 2021 Audi Q7 | $368 | $668 | $430 | $1,624 | 
| 2020 Audi Q7 | $348 | $646 | $442 | $1,594 | 
| 2019 Audi Q7 | $334 | $598 | $452 | $1,542 | 
| 2018 Audi Q7 | $320 | $564 | $456 | $1,498 | 
| 2017 Audi Q7 | $308 | $506 | $460 | $1,432 | 
| 2016 Audi Q7 | $288 | $466 | $460 | $1,372 | 
| 2015 Audi Q7 | $278 | $436 | $464 | $1,336 | 
| 2014 Audi Q7 | $270 | $406 | $474 | $1,308 | 
| 2013 Audi Q7 | $250 | $378 | $474 | $1,260 | 
| 2012 Audi Q7 | $244 | $342 | $478 | $1,222 | 
| 2011 Audi Q7 | $228 | $314 | $474 | $1,174 | 
| 2010 Audi Q7 | $214 | $284 | $474 | $1,130 | 
| 2008 Audi Q7 | $204 | $250 | $460 | $1,072 | 
Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Audi Q7 Insurance
Finding cheaper rates on car insurance requires avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest time comparing rates at every policy renewal by quoting rates from direct car insurance companies, and also from insurance agencies where you live.
The list below is a recap of the data covered in the charts and tables above.
- Policyholders who may need higher liability limits will pay around $520 per year to increase from a 30/60 limit to a 250/500 level
- You may be able to save up to $130 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles could save as much as $350 each year
- Teenagers pay higher rates, with premiums being up to $380 each month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium | 
|---|---|
| 16 | $4,558 | 
| 20 | $2,670 | 
| 30 | $1,206 | 
| 40 | $1,174 | 
| 50 | $1,072 | 
| 60 | $1,050 | 
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium | 
|---|---|
| $100 | $1,408 | 
| $250 | $1,302 | 
| $500 | $1,174 | 
| $1,000 | $1,048 | 
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium | 
|---|---|
| 30/60 | $1,174 | 
| 50/100 | $1,287 | 
| 100/300 | $1,405 | 
| 250/500 | $1,713 | 
| 100 CSL | $1,334 | 
| 300 CSL | $1,595 | 
| 500 CSL | $1,785 | 
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium | 
|---|---|
| 16 | $6,452 | 
| 20 | $4,258 | 
| 30 | $2,554 | 
| 40 | $2,522 | 
| 50 | $2,408 | 
| 60 | $2,382 | 
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings | 
|---|---|
| Multi-policy | $61 | 
| Multi-vehicle | $62 | 
| Homeowner | $20 | 
| 5-yr Accident Free | $76 | 
| 5-yr Claim Free | $74 | 
| Paid in Full/EFT | $46 | 
| Advance Quote | $53 | 
| Online Quote | $81 | 
| Total Discounts | $473 | 
Discounts are estimated and may not be available from every company or in every state.
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