Audi Q7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2024

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Average insurance rates for an Audi Q7 are $1,174 a year for full coverage insurance. Comprehensive insurance costs an estimated $228 each year, collision insurance costs $314, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs $2,522 or more. Teen drivers receive the highest rates at up to $4,558 a year.

Average premium for full coverage: $1,174

Rate estimates broken down by individual coverage type:

Comprehensive $228
Collision $314
Liability $474

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Q7 models.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from as low as $522 for just the minimum liability insurance to a high rate of $2,522 for a high-risk driver policy.

Liability Only $522
Full Coverage $1,174
High Risk $2,522

Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

These examples illustrate why all drivers should compare rates quotes for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Audi Q7 insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $701
  • Raising to $1,000 deductibles will save approximately $126 each year
  • The average rate for a 40-year-old driver who has $500 deductibles is $1,174
  • Choosing low deductibles will cost an extra $234 every year
  • At-risk drivers with multiple violations and an at-fault accident could pay up to $2,522
  • The cost for full coverage for a teen driver can cost as much as $4,558

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing Audi Q7 insurance prices range from $701 to $4,558 for full coverage

Auto insurance rates for an Audi Q7 can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay at least $4,500 a year. View Rates by Age

Where you live also has a big influence on Audi Q7 insurance prices. A middle-age driver might find rates as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,590 on average in Florida, New York, and Michigan.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,062 -$112 -9.5%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,338 $164 14.0%
Colorado $1,122 -$52 -4.4%
Connecticut $1,206 $32 2.7%
Delaware $1,330 $156 13.3%
Florida $1,468 $294 25.0%
Georgia $1,082 -$92 -7.8%
Hawaii $844 -$330 -28.1%
Idaho $792 -$382 -32.5%
Illinois $874 -$300 -25.6%
Indiana $882 -$292 -24.9%
Iowa $792 -$382 -32.5%
Kansas $1,116 -$58 -4.9%
Kentucky $1,600 $426 36.3%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $938 -$236 -20.1%
Michigan $2,038 $864 73.6%
Minnesota $980 -$194 -16.5%
Mississippi $1,404 $230 19.6%
Missouri $1,040 -$134 -11.4%
Montana $1,260 $86 7.3%
Nebraska $926 -$248 -21.1%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,040 -$134 -11.4%
New York $1,236 $62 5.3%
North Carolina $674 -$500 -42.6%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,206 $32 2.7%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,120 -$54 -4.6%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $990 -$184 -15.7%
Tennessee $1,026 -$148 -12.6%
Texas $1,414 $240 20.4%
Utah $868 -$306 -26.1%
Vermont $804 -$370 -31.5%
Virginia $702 -$472 -40.2%
Washington $908 -$266 -22.7%
West Virginia $1,074 -$100 -8.5%
Wisconsin $814 -$360 -30.7%
Wyoming $1,046 -$128 -10.9%

View Chart as Image

Audi Q7 insurance rates by U.S. city

Choosing high deductibles can reduce rates by up to $360 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,400 to $1,900 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 133% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,132 $94
Audi Q7 3.6 Quattro $1,132 $94
Audi Q7 3.0 Premium Turbo $1,152 $96
Audi Q7 3.6 Premium Plus $1,152 $96
Audi Q7 3.6 Quattro Turbo Diesel $1,152 $96
Audi Q7 3.0 Premium Plus Turbo $1,174 $98
Audi Q7 3.0 Premium Plus S-Line Turbo $1,174 $98
Audi Q7 3.6 Premium Plus SLINE $1,174 $98
Audi Q7 3.6 Prestige $1,174 $98
Audi Q7 3.6 Prestige S-Line $1,174 $98
Audi Q7 3.0 Prestige $1,192 $99
Audi Q7 3.0 Prestige S-Line Turbo $1,192 $99
Audi Q7 4.2 Prestige Turbo $1,192 $99
Audi Q7 4.2 Prestige S-Line 8Cyl $1,192 $99
Audi Q7 4.2 Quattro $1,192 $99

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q7 $412 $720 $390 $1,680
2023 Audi Q7 $394 $714 $398 $1,664
2022 Audi Q7 $382 $698 $416 $1,654
2021 Audi Q7 $368 $668 $430 $1,624
2020 Audi Q7 $348 $646 $442 $1,594
2019 Audi Q7 $334 $598 $452 $1,542
2018 Audi Q7 $320 $564 $456 $1,498
2017 Audi Q7 $308 $506 $460 $1,432
2016 Audi Q7 $288 $466 $460 $1,372
2015 Audi Q7 $278 $436 $464 $1,336
2014 Audi Q7 $270 $406 $474 $1,308
2013 Audi Q7 $250 $378 $474 $1,260
2012 Audi Q7 $244 $342 $478 $1,222
2011 Audi Q7 $228 $314 $474 $1,174
2010 Audi Q7 $214 $284 $474 $1,130
2008 Audi Q7 $204 $250 $460 $1,072

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Audi Q7 Insurance

Saving money on car insurance consists of being a good driver, having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates every time your policy renews by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following list is a brief summary of the information covered above.

  • It is possible to save approximately $130 per year just by quoting online in advance
  • Drivers age 16 to 20 are the costliest to insure, costing up to $380 per month if they have full coverage
  • Increasing deductibles can save around $350 each year
  • Higher risk drivers that tend to have accidents or serious violations pay on average $1,350 more annually than a safer driver
  • Policyholders who want an increased level of liability coverage will pay about $520 annually to raise from a minimum limit to 250/500 limits

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,558
20 $2,670
30 $1,206
40 $1,174
50 $1,072
60 $1,050

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,408
$250 $1,302
$500 $1,174
$1,000 $1,048

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,287
100/300 $1,405
250/500 $1,713
100 CSL $1,334
300 CSL $1,595
500 CSL $1,785

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $6,452
20 $4,258
30 $2,554
40 $2,522
50 $2,408
60 $2,382

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $158

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $62
Homeowner $20
5-yr Accident Free $76
5-yr Claim Free $74
Paid in Full/EFT $46
Advance Quote $53
Online Quote $81
Total Discounts $473
Rate after discounts $701

Discounts are estimated and may not be available from every company or in every state.

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