Audi Q7 Insurance Rates

The average insurance prices for an Audi Q7 are $1,174 every 12 months including full coverage. Comprehensive costs around $228 each year, collision costs $314, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing around $2,522. 16-year-old drivers cost the most to insure at $4,558 a year or more.

Average premium for full coverage: $1,174

Policy rates for type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Q7 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than congested cities.

The graphic below illustrates how location helps determine auto insurance rates.

The examples above highlight why all drivers should compare prices for a specific zip code and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Audi Q7 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $701
• Using higher $1,000 deductibles will save about $126 every year
• The average price for a good driver age 40 using $500 deductibles is $1,174
• Buying low deductibles for physical damage coverage increases the price to $1,408
• Drivers with multiple tickets or accidents could pay at least $2,522 or more
• Policy cost to insure a teen driver can be $4,558 or more

View Chart as Image

Insurance rates for an Audi Q7 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Opting for high physical damage deductibles could cut rates by as much as $360 every year, whereas increasing liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 133% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Audi Q7 insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,670 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison and see which company has the best rate. Each insurance company utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Audi Q7 Insurance

Finding cheaper rates on car insurance requires avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest time comparing rates at every policy renewal by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The list below is a recap of the data covered in the charts and tables above.

• Policyholders who may need higher liability limits will pay around $520 per year to increase from a 30/60 limit to a 250/500 level
• You may be able to save up to $130 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Teenagers pay higher rates, with premiums being up to $380 each month if they have full coverage