Audi Q7 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average auto insurance rates for an Audi Q7 are $1,222 annually with full coverage. Comprehensive costs an estimated $244 a year, collision costs $342, and liability coverage costs around $478. A liability-only policy costs as low as $526 a year, with high-risk insurance costing around $2,630. Teen drivers receive the highest rates at $4,716 a year or more.
Average premium for full coverage: $1,222
Rate estimates broken down by individual coverage type:
These estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and Q7 trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from as cheap as $526 for your basic liability-only policy to a high of $2,630 for a policy for a high-risk driver.
Price Range by Location
Where you live has a large influence on car insurance rates. More rural locations tend to have fewer collision claims than larger metro areas.
The diagram below illustrates how rural and urban location affects insurance prices.
These examples demonstrate why it is important to compare prices for a targeted area and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details estimated Audi Q7 insurance rates for other coverage scenarios.
- The lowest rate with discounts is $725
- Using higher $1,000 deductibles will save approximately $1,090 annually
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,222
- Choosing low $100 deductibles for physical damage coverage will cost $1,478
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,630 or more
- The cost with full coverage for a teenage driver can cost as much as $4,716 or more
Insurance rates for an Audi Q7 can also vary considerably based on the trim level of your Q7, your driving record, and liability limits and deductibles.
Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,100 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $4,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy can be around 42% to 128% more than average. View High Risk Driver Rates
Choosing high deductibles could cut rates by as much as $390 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $430 more per year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Audi Q7 insurance rates. A driver around age 40 might see rates as low as $880 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,650 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,106 | -$116 | -9.5% |
| Alaska | $938 | -$284 | -23.2% |
| Arizona | $1,014 | -$208 | -17.0% |
| Arkansas | $1,222 | -$0 | 0.0% |
| California | $1,392 | $170 | 13.9% |
| Colorado | $1,168 | -$54 | -4.4% |
| Connecticut | $1,256 | $34 | 2.8% |
| Delaware | $1,384 | $162 | 13.3% |
| Florida | $1,528 | $306 | 25.0% |
| Georgia | $1,128 | -$94 | -7.7% |
| Hawaii | $878 | -$344 | -28.2% |
| Idaho | $828 | -$394 | -32.2% |
| Illinois | $912 | -$310 | -25.4% |
| Indiana | $920 | -$302 | -24.7% |
| Iowa | $824 | -$398 | -32.6% |
| Kansas | $1,164 | -$58 | -4.7% |
| Kentucky | $1,668 | $446 | 36.5% |
| Louisiana | $1,810 | $588 | 48.1% |
| Maine | $754 | -$468 | -38.3% |
| Maryland | $1,008 | -$214 | -17.5% |
| Massachusetts | $978 | -$244 | -20.0% |
| Michigan | $2,126 | $904 | 74.0% |
| Minnesota | $1,024 | -$198 | -16.2% |
| Mississippi | $1,464 | $242 | 19.8% |
| Missouri | $1,084 | -$138 | -11.3% |
| Montana | $1,314 | $92 | 7.5% |
| Nebraska | $964 | -$258 | -21.1% |
| Nevada | $1,466 | $244 | 20.0% |
| New Hampshire | $882 | -$340 | -27.8% |
| New Jersey | $1,368 | $146 | 11.9% |
| New Mexico | $1,082 | -$140 | -11.5% |
| New York | $1,288 | $66 | 5.4% |
| North Carolina | $704 | -$518 | -42.4% |
| North Dakota | $1,000 | -$222 | -18.2% |
| Ohio | $844 | -$378 | -30.9% |
| Oklahoma | $1,256 | $34 | 2.8% |
| Oregon | $1,120 | -$102 | -8.3% |
| Pennsylvania | $1,168 | -$54 | -4.4% |
| Rhode Island | $1,632 | $410 | 33.6% |
| South Carolina | $1,106 | -$116 | -9.5% |
| South Dakota | $1,032 | -$190 | -15.5% |
| Tennessee | $1,072 | -$150 | -12.3% |
| Texas | $1,476 | $254 | 20.8% |
| Utah | $906 | -$316 | -25.9% |
| Vermont | $836 | -$386 | -31.6% |
| Virginia | $732 | -$490 | -40.1% |
| Washington | $944 | -$278 | -22.7% |
| West Virginia | $1,120 | -$102 | -8.3% |
| Wisconsin | $846 | -$376 | -30.8% |
| Wyoming | $1,092 | -$130 | -10.6% |
With so much variability in rates, the best way to find out which company is cheapest is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so the rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi Q7 3.6 Premium | $1,178 | $98 |
| Audi Q7 3.6 Quattro | $1,178 | $98 |
| Audi Q7 3.0 Premium Turbo | $1,200 | $100 |
| Audi Q7 3.6 Premium Plus | $1,200 | $100 |
| Audi Q7 3.6 Quattro Turbo Diesel | $1,200 | $100 |
| Audi Q7 3.0 Premium Plus Turbo | $1,222 | $102 |
| Audi Q7 3.0 Premium Plus S-Line Turbo | $1,222 | $102 |
| Audi Q7 3.6 Premium Plus SLINE | $1,222 | $102 |
| Audi Q7 3.6 Prestige | $1,222 | $102 |
| Audi Q7 3.6 Prestige S-Line | $1,222 | $102 |
| Audi Q7 3.0 Prestige | $1,246 | $104 |
| Audi Q7 3.0 Prestige S-Line Turbo | $1,246 | $104 |
| Audi Q7 4.2 Prestige Turbo | $1,246 | $104 |
| Audi Q7 4.2 Prestige S-Line 8Cyl | $1,246 | $104 |
| Audi Q7 4.2 Quattro | $1,246 | $104 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q7 | $432 | $750 | $372 | $1,712 |
| 2023 Audi Q7 | $412 | $720 | $390 | $1,680 |
| 2022 Audi Q7 | $394 | $714 | $398 | $1,664 |
| 2021 Audi Q7 | $382 | $698 | $416 | $1,654 |
| 2020 Audi Q7 | $368 | $668 | $430 | $1,624 |
| 2019 Audi Q7 | $348 | $646 | $442 | $1,594 |
| 2018 Audi Q7 | $334 | $598 | $452 | $1,542 |
| 2017 Audi Q7 | $320 | $564 | $456 | $1,498 |
| 2016 Audi Q7 | $308 | $506 | $460 | $1,432 |
| 2015 Audi Q7 | $288 | $466 | $460 | $1,372 |
| 2014 Audi Q7 | $278 | $436 | $464 | $1,336 |
| 2013 Audi Q7 | $270 | $406 | $474 | $1,308 |
| 2012 Audi Q7 | $250 | $378 | $474 | $1,260 |
| 2011 Audi Q7 | $244 | $342 | $478 | $1,222 |
| 2010 Audi Q7 | $228 | $314 | $474 | $1,174 |
| 2008 Audi Q7 | $208 | $256 | $468 | $1,090 |
Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Audi Q7 Insurance
Saving money on auto insurance requires being a safe and courteous driver, having a good credit history, eliminating unnecessary coverage, and taking advantage of discounts. Set aside time to shop around every year by quoting rates from direct companies like Progressive and GEICO, and also from several local insurance agents.
Below is a brief summary of the coverage data raised in the charts and tables above.
- You may be able to save approximately $140 per year simply by quoting early and online
- Increasing deductibles could save up to $400 each year
- Teenage drivers are charged the highest rates, with premiums as much as $393 per month including comprehensive and collision insurance
- Drivers that tend to have accidents or serious violations pay on average $1,410 more annually for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,716 |
| 20 | $2,786 |
| 30 | $1,258 |
| 40 | $1,222 |
| 50 | $1,120 |
| 60 | $1,094 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,478 |
| $250 | $1,362 |
| $500 | $1,222 |
| $1,000 | $1,090 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,222 |
| 50/100 | $1,342 |
| 100/300 | $1,461 |
| 250/500 | $1,772 |
| 100 CSL | $1,389 |
| 300 CSL | $1,652 |
| 500 CSL | $1,844 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,686 |
| 20 | $4,438 |
| 30 | $2,670 |
| 40 | $2,630 |
| 50 | $2,512 |
| 60 | $2,486 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $65 |
| Homeowner | $20 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $49 |
| Advance Quote | $56 |
| Online Quote | $85 |
| Total Discounts | $497 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
