Audi Q7 Insurance Rates

U.S. average auto insurance rates for an Audi Q7 are $1,174 annually including full coverage. Comprehensive costs around $228 a year, collision costs $314, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing around $2,522. Teenage drivers pay the highest rates at $4,558 a year or more.

Average premium for full coverage: $1,174

Price estimates for individual coverage:

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Q7 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects auto insurance rates.

The ranges above highlight why it is important to compare rates for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Audi Q7 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $701
• Drivers who choose higher $1,000 deductibles will pay about $1,048 every year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,174
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,408
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,522 or more
• The price with full coverage for a teen driver can be $4,558 a year

View Chart as Image

Insurance prices for an Audi Q7 are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay as much as $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $360 every year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Audi Q7 insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,670 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out your exact price is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Audi Q7 Insurance

Getting lower rates on car insurance not only requires being a good driver, but also having a good credit history, being claim-free, and insuring your home and auto with the same company. Set aside time to shop around every other policy renewal by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a condensed summary of the ideas that were raised in the charts and tables above.

• Drivers age 16 to 20 pay higher prices, possibly costing $380 a month including comprehensive and collision insurance
• Higher risk drivers with multiple at-fault accidents may pay on average $1,350 more every year than a safer driver
• Increasing physical damage deductibles could save up to $350 each year
• You may be able to save up to $130 per year simply by quoting early and online