Audi Q7 Insurance Rates

Average insurance rates for an Audi Q7 are $1,130 a year for full coverage insurance. Comprehensive insurance costs on average $214, collision costs $284, and liability insurance is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,428 or more. Teens receive the highest rates at $4,424 a year or more.

Average premium for full coverage: $1,130

Rate estimates by individual coverage type:

Estimates include $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for different Q7 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on insurance rates. Rural areas tend to have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects car insurance rates.

These examples illustrate why anyone shopping for car insurance should get quotes based on a specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Audi Q7 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $678
• Choosing higher $1,000 deductibles can save around $114 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,130
• Selecting more expensive low deductibles for comp and collision coverage will cost an additional $218 a year
• High-risk insureds with serious driving violations could pay upwards of $2,428 or more
• The cost that insures a teen driver with full coverage may cost $4,424 each year

View Chart as Image

Insurance rates for an Audi Q7 can also vary considerably based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,300 to $1,900 extra per year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 128% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay upwards of $4,400 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi Q7 insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,530 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $340 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates from as many companies as possible. Each auto insurer calculates rates differently, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Audi Q7 Insurance

Saving money on Audi Q7 insurance takes having a good driving record, having above-average credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Compare rates every couple of years by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a review of the material that was raised in the charts and tables above.

• Drivers who require increased levels of liability coverage will pay approximately $520 annually to raise limits from a minimum limit to the 250/500 level
• Drivers age 20 and younger pay the highest rates, costing up to $369 per month if full coverage is included
• High-risk drivers who have several accidents or serious violations may pay on average $1,300 more each year to buy Audi Q7 insurance
• Increasing deductibles can save approximately $325 each year