Audi Q5 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
How much does an Audi Q5 cost to insure? Average Audi Q5 insurance rates are $1,610 a year, or $134 a month, which is more expensive than most vehicles‘ rates.
Although 2016 Audi Q5 insurance costs may be different than 2018 or 2016 Audi Q5 insurance costs, rates should still be around $1,610. Read on to learn more about Audi Q5 average rates and how to save.
To find the cheapest Audi Q5 rates in your area, enter your ZIP code in our free tool above.
The average auto insurance rates for an Audi Q5 are $1,250 annually for full coverage insurance. Comprehensive insurance costs on average $228 a year, collision costs $390, and liability coverage is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing $2,708 or more. 16-year-old drivers cost the most to insure at $4,854 a year or more.
Average premium for full coverage: $1,250
Policy rates by type of insurance:
Rate estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Q5 trim levels.
Price Range Variability
For the average 40-year-old driver, Audi Q5 insurance rates go from as cheap as $522 for your basic liability-only policy to a high of $2,708 for high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city has a large influence on insurance rates. Rural areas are shown to have fewer physical damage claims than congested cities.
The diagram below illustrates the difference location can make on car insurance rates.
The examples above illustrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Audi Q5 insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $731
- Raising to $1,000 deductibles will save around $1,110 each year
- The estimated rate for a good driver age 40 with $500 deductibles is $1,250
- Buying low $100 deductibles costs an additional $272 each year
- Unlucky drivers with multiple tickets or accidents could pay upwards of $2,708 or more
- Policy cost with full coverage for a teenage driver may cost $4,854
Auto insurance rates for an Audi Q5 also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.
Older drivers with a good driving record and high physical damage deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay upwards of $4,800 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,100 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 134% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce rates by up to $420 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Audi Q5 insurance rates. A middle-age driver might find rates as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,690 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,130 | -$120 | -9.6% |
| Alaska | $956 | -$294 | -23.5% |
| Arizona | $1,036 | -$214 | -17.1% |
| Arkansas | $1,250 | -$0 | 0.0% |
| California | $1,424 | $174 | 13.9% |
| Colorado | $1,194 | -$56 | -4.5% |
| Connecticut | $1,284 | $34 | 2.7% |
| Delaware | $1,416 | $166 | 13.3% |
| Florida | $1,564 | $314 | 25.1% |
| Georgia | $1,152 | -$98 | -7.8% |
| Hawaii | $898 | -$352 | -28.2% |
| Idaho | $844 | -$406 | -32.5% |
| Illinois | $930 | -$320 | -25.6% |
| Indiana | $940 | -$310 | -24.8% |
| Iowa | $844 | -$406 | -32.5% |
| Kansas | $1,188 | -$62 | -5.0% |
| Kentucky | $1,704 | $454 | 36.3% |
| Louisiana | $1,850 | $600 | 48.0% |
| Maine | $770 | -$480 | -38.4% |
| Maryland | $1,030 | -$220 | -17.6% |
| Massachusetts | $1,000 | -$250 | -20.0% |
| Michigan | $2,172 | $922 | 73.8% |
| Minnesota | $1,044 | -$206 | -16.5% |
| Mississippi | $1,496 | $246 | 19.7% |
| Missouri | $1,108 | -$142 | -11.4% |
| Montana | $1,342 | $92 | 7.4% |
| Nebraska | $986 | -$264 | -21.1% |
| Nevada | $1,500 | $250 | 20.0% |
| New Hampshire | $900 | -$350 | -28.0% |
| New Jersey | $1,396 | $146 | 11.7% |
| New Mexico | $1,108 | -$142 | -11.4% |
| New York | $1,316 | $66 | 5.3% |
| North Carolina | $720 | -$530 | -42.4% |
| North Dakota | $1,024 | -$226 | -18.1% |
| Ohio | $864 | -$386 | -30.9% |
| Oklahoma | $1,284 | $34 | 2.7% |
| Oregon | $1,144 | -$106 | -8.5% |
| Pennsylvania | $1,194 | -$56 | -4.5% |
| Rhode Island | $1,666 | $416 | 33.3% |
| South Carolina | $1,132 | -$118 | -9.4% |
| South Dakota | $1,056 | -$194 | -15.5% |
| Tennessee | $1,096 | -$154 | -12.3% |
| Texas | $1,506 | $256 | 20.5% |
| Utah | $924 | -$326 | -26.1% |
| Vermont | $856 | -$394 | -31.5% |
| Virginia | $748 | -$502 | -40.2% |
| Washington | $968 | -$282 | -22.6% |
| West Virginia | $1,144 | -$106 | -8.5% |
| Wisconsin | $866 | -$384 | -30.7% |
| Wyoming | $1,114 | -$136 | -10.9% |
Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes and see how they stack up. Every auto insurance company utilizes a different rate formula, and quoted rates will be varied between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi Q5 3.2 Premium AWD | $1,226 | $102 |
| Audi Q5 3.2 Premium Plus AWD | $1,250 | $104 |
| Audi Q5 3.2 Premium Plus S-Line AWD | $1,250 | $104 |
| Audi Q5 3.2 Prestige AWD | $1,274 | $106 |
| Audi Q5 3.2 Prestige S-Line AWD | $1,300 | $108 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q5 | $362 | $718 | $372 | $1,610 |
| 2023 Audi Q5 | $346 | $690 | $390 | $1,584 |
| 2022 Audi Q5 | $332 | $686 | $398 | $1,574 |
| 2021 Audi Q5 | $320 | $668 | $416 | $1,562 |
| 2020 Audi Q5 | $310 | $640 | $430 | $1,538 |
| 2019 Audi Q5 | $292 | $618 | $442 | $1,510 |
| 2018 Audi Q5 | $282 | $574 | $452 | $1,466 |
| 2017 Audi Q5 | $270 | $540 | $456 | $1,424 |
| 2016 Audi Q5 | $258 | $484 | $460 | $1,360 |
| 2015 Audi Q5 | $242 | $446 | $460 | $1,306 |
| 2014 Audi Q5 | $234 | $418 | $464 | $1,274 |
| 2013 Audi Q5 | $228 | $390 | $474 | $1,250 |
| 2012 Audi Q5 | $210 | $362 | $474 | $1,204 |
| 2011 Audi Q5 | $206 | $328 | $478 | $1,170 |
| 2010 Audi Q5 | $192 | $300 | $474 | $1,124 |
Rates are averaged for all Audi Q5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Audi Q5 Insurance
Finding cheaper rates on auto insurance consists of being a low-risk driver, having above-average credit, being claim-free, and taking advantage of discounts. Make time to compare rates every couple of years by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The items below are a brief recap of the material that was touched on in this article.
- Consumers who require more liability coverage will pay around $520 annually to raise from a 30/60 limit to higher 250/500 limits
- Teen drivers are charged the highest rates, possibly costing $405 each month if full coverage is included
- Drivers who tend to receive serious violations may pay on average $1,460 more each year to insure their Q5
- Increasing comprehensive and collision deductibles could save up to $400 each year
To save on the average insurance cost for an Audi Q5, make sure to take the time to shop for rates so you have an Audi Q5 comparison chart of Audi rates.
To find the average price of an Audi Q5 in your area, use our free rate comparison tool below.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What are the safety ratings of the Audi Q5?
Is an Audi Q5 a reliable SUV? Insurers care about Audi Q5 safety ratings and reliability when they calculate Audi Q5 average prices. Some of the Audi Q5’s safety features include brake assist, blind-spot monitor, auto-leveling headlights, and cross-traffic alert.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested and rated the Audi Q5. Take a look at the final ratings below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating, so the Audi Q5 did great. Watch the video below to see one of the Audi Q5’s crash tests.
Audi Q5 Compared Against Other Vehicles in the Same Class
Classified as a midsize luxury SUV, the IIHS rated the Audi Q5’s liability losses as substantially better than average. This is good, as it means the liability rates for the Q5 should be better than average.
To see how much does a Q5 cost to insure in comparison to other midsize SUVs, take a look at the vehicles below.
To find savings for a Q5 in your area, enter your ZIP code in our free rate comparison tool.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,854 |
| 20 | $2,884 |
| 30 | $1,288 |
| 40 | $1,250 |
| 50 | $1,144 |
| 60 | $1,122 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,522 |
| $250 | $1,396 |
| $500 | $1,250 |
| $1,000 | $1,110 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,250 |
| 50/100 | $1,395 |
| 100/300 | $1,513 |
| 250/500 | $1,821 |
| 100 CSL | $1,442 |
| 300 CSL | $1,703 |
| 500 CSL | $1,893 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,892 |
| 20 | $4,600 |
| 30 | $2,750 |
| 40 | $2,708 |
| 50 | $2,588 |
| 60 | $2,564 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $68 |
| Homeowner | $20 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $87 |
| Total Discounts | $519 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
