Audi Q5 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
How much does an Audi Q5 cost to insure? Average Audi Q5 insurance rates are $1,610 a year, or $134 a month, which is more expensive than most vehicles‘ rates.
Although 2016 Audi Q5 insurance costs may be different than 2018 or 2016 Audi Q5 insurance costs, rates should still be around $1,610. Read on to learn more about Audi Q5 average rates and how to save.
To find the cheapest Audi Q5 rates in your area, enter your ZIP code in our free tool above.
U.S. average auto insurance rates for an Audi Q5 are $1,170 annually for full coverage. Comprehensive costs approximately $206 each year, collision insurance costs $328, and liability is estimated at $478. A policy with just liability insurance costs approximately $526 a year, and coverage for high-risk drivers costs around $2,532. Teenage drivers pay the highest rates at up to $4,602 a year.
Average premium for full coverage: $1,170
Price estimates by individual coverage:
Includes $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all states and Q5 models.
Price Range from Low to High
For an average driver, Audi Q5 insurance prices range from as cheap as $526 for just liability insurance to a high rate of $2,532 for coverage for higher-risk drivers.
Geographic Price Range
Living in a larger city can have significant affects on car insurance rates. Rural locations have fewer accident claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.
The ranges above show why all drivers should get quotes using their specific location and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Audi Q5 insurance rates for additional coverage and risk scenarios.
- The best discount rate is $691
- Choosing higher $1,000 deductibles can save $122 a year
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,170
- Using low deductibles for comp and collision coverage will cost $1,404
- Unlucky drivers who are prone to accidents and violations could pay around $2,532
- The price with full coverage for a teen driver can cost $4,602 each year
Insurance prices for an Audi Q5 are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.
More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,600 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 133% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $360 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit
The state you live in plays a big part in determining prices for Audi Q5 insurance prices. A good driver about age 40 could pay as low as $770 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,670 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,060 | -$110 | -9.4% |
| Alaska | $898 | -$272 | -23.2% |
| Arizona | $970 | -$200 | -17.1% |
| Arkansas | $1,170 | -$0 | 0.0% |
| California | $1,332 | $162 | 13.8% |
| Colorado | $1,118 | -$52 | -4.4% |
| Connecticut | $1,202 | $32 | 2.7% |
| Delaware | $1,324 | $154 | 13.2% |
| Florida | $1,462 | $292 | 25.0% |
| Georgia | $1,080 | -$90 | -7.7% |
| Hawaii | $840 | -$330 | -28.2% |
| Idaho | $792 | -$378 | -32.3% |
| Illinois | $870 | -$300 | -25.6% |
| Indiana | $880 | -$290 | -24.8% |
| Iowa | $788 | -$382 | -32.6% |
| Kansas | $1,112 | -$58 | -5.0% |
| Kentucky | $1,596 | $426 | 36.4% |
| Louisiana | $1,730 | $560 | 47.9% |
| Maine | $720 | -$450 | -38.5% |
| Maryland | $966 | -$204 | -17.4% |
| Massachusetts | $936 | -$234 | -20.0% |
| Michigan | $2,032 | $862 | 73.7% |
| Minnesota | $980 | -$190 | -16.2% |
| Mississippi | $1,402 | $232 | 19.8% |
| Missouri | $1,038 | -$132 | -11.3% |
| Montana | $1,258 | $88 | 7.5% |
| Nebraska | $922 | -$248 | -21.2% |
| Nevada | $1,402 | $232 | 19.8% |
| New Hampshire | $842 | -$328 | -28.0% |
| New Jersey | $1,310 | $140 | 12.0% |
| New Mexico | $1,036 | -$134 | -11.5% |
| New York | $1,232 | $62 | 5.3% |
| North Carolina | $674 | -$496 | -42.4% |
| North Dakota | $958 | -$212 | -18.1% |
| Ohio | $808 | -$362 | -30.9% |
| Oklahoma | $1,202 | $32 | 2.7% |
| Oregon | $1,072 | -$98 | -8.4% |
| Pennsylvania | $1,118 | -$52 | -4.4% |
| Rhode Island | $1,560 | $390 | 33.3% |
| South Carolina | $1,060 | -$110 | -9.4% |
| South Dakota | $988 | -$182 | -15.6% |
| Tennessee | $1,026 | -$144 | -12.3% |
| Texas | $1,412 | $242 | 20.7% |
| Utah | $868 | -$302 | -25.8% |
| Vermont | $800 | -$370 | -31.6% |
| Virginia | $702 | -$468 | -40.0% |
| Washington | $904 | -$266 | -22.7% |
| West Virginia | $1,072 | -$98 | -8.4% |
| Wisconsin | $810 | -$360 | -30.8% |
| Wyoming | $1,042 | -$128 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi Q5 3.2 Premium AWD | $1,148 | $96 |
| Audi Q5 3.2 Premium Plus AWD | $1,170 | $98 |
| Audi Q5 3.2 Premium Plus S-Line AWD | $1,170 | $98 |
| Audi Q5 3.2 Prestige AWD | $1,190 | $99 |
| Audi Q5 3.2 Prestige S-Line AWD | $1,214 | $101 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q5 | $332 | $686 | $398 | $1,574 |
| 2023 Audi Q5 | $320 | $668 | $416 | $1,562 |
| 2022 Audi Q5 | $310 | $640 | $430 | $1,538 |
| 2021 Audi Q5 | $292 | $618 | $442 | $1,510 |
| 2020 Audi Q5 | $282 | $574 | $452 | $1,466 |
| 2019 Audi Q5 | $270 | $540 | $456 | $1,424 |
| 2018 Audi Q5 | $258 | $484 | $460 | $1,360 |
| 2017 Audi Q5 | $242 | $446 | $460 | $1,306 |
| 2016 Audi Q5 | $234 | $418 | $464 | $1,274 |
| 2015 Audi Q5 | $228 | $390 | $474 | $1,250 |
| 2014 Audi Q5 | $210 | $362 | $474 | $1,204 |
| 2013 Audi Q5 | $206 | $328 | $478 | $1,170 |
| 2012 Audi Q5 | $192 | $300 | $474 | $1,124 |
| 2011 Audi Q5 | $180 | $272 | $474 | $1,084 |
| 2010 Audi Q5 | $174 | $246 | $468 | $1,046 |
Rates are averaged for all Audi Q5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Audi Q5 Insurance
Getting lower rates on car insurance takes being a low-risk driver, having a good credit history, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to compare rates at least once a year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The items below are a recap of the primary concepts that were covered in the above illustrations.
- Drivers can save around $140 per year just by quoting online in advance
- Higher risk drivers that have major violations or accidents pay on average $1,360 more per year to insure their Q5
- Increasing physical damage deductibles could save up to $350 each year
- Teen drivers are expensive to insure, with premiums as much as $384 a month including comprehensive and collision insurance
To save on the average insurance cost for an Audi Q5, make sure to take the time to shop for rates so you have an Audi Q5 comparison chart of Audi rates.
To find the average price of an Audi Q5 in your area, use our free rate comparison tool below.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
What are the safety ratings of the Audi Q5?
Is an Audi Q5 a reliable SUV? Insurers care about Audi Q5 safety ratings and reliability when they calculate Audi Q5 average prices. Some of the Audi Q5’s safety features include brake assist, blind-spot monitor, auto-leveling headlights, and cross-traffic alert.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested and rated the Audi Q5. Take a look at the final ratings below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating, so the Audi Q5 did great. Watch the video below to see one of the Audi Q5’s crash tests.
Audi Q5 Compared Against Other Vehicles in the Same Class
Classified as a midsize luxury SUV, the IIHS rated the Audi Q5’s liability losses as substantially better than average. This is good, as it means the liability rates for the Q5 should be better than average.
To see how much does a Q5 cost to insure in comparison to other midsize SUVs, take a look at the vehicles below.
To find savings for a Q5 in your area, enter your ZIP code in our free rate comparison tool.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,602 |
| 20 | $2,692 |
| 30 | $1,202 |
| 40 | $1,170 |
| 50 | $1,074 |
| 60 | $1,050 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,404 |
| $250 | $1,296 |
| $500 | $1,170 |
| $1,000 | $1,048 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,170 |
| 50/100 | $1,310 |
| 100/300 | $1,429 |
| 250/500 | $1,740 |
| 100 CSL | $1,357 |
| 300 CSL | $1,620 |
| 500 CSL | $1,812 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,518 |
| 20 | $4,294 |
| 30 | $2,564 |
| 40 | $2,532 |
| 50 | $2,422 |
| 60 | $2,398 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $63 |
| Homeowner | $20 |
| 5-yr Accident Free | $78 |
| 5-yr Claim Free | $75 |
| Paid in Full/EFT | $47 |
| Advance Quote | $54 |
| Online Quote | $81 |
| Total Discounts | $479 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
