Audi A8 Insurance Rates

Estimated insurance rates for an Audi A8 are $1,230 a year for full coverage insurance. Comprehensive insurance costs approximately $242, collision costs $356, and liability costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,646 or more. Teenage drivers pay the most at $4,740 a year or more.

Average premium for full coverage: $1,230

Premium estimates by type of coverage:

Prices are based on $500 physical damage deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for all A8 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how location helps determine auto insurance prices.

These rate differences illustrate why everyone should compare rates using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Audi A8 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $727
• Drivers who choose higher $1,000 deductibles will pay $136 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,230
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $258 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,646 or more
• An auto insurance policy that insures a teen driver for full coverage can cost $4,740 a year

View Chart as Image

Auto insurance prices for an Audi A8 also have a wide range based on the model of your A8, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,500 to $2,000 in extra premium annually, depending on your age. Audi A8 insurance for high-risk drivers can cost as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $4,700 a year. View Rates by Age

Where you choose to live makes a big difference in Audi A8 insurance prices. A 40-year-old driver could pay as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,660 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $400 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out who has the best car insurance prices is to regularly compare prices and see which company has the best price. Every company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Audi A8 Insurance

Finding better rates on car insurance not only requires being a safe and courteous driver, but also maintaining a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Compare prices at every policy renewal by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

Below is a brief review of the data covered in the charts and tables above.

• Policyholders who purchase higher levels of liability will pay an extra $520 annually to go from 30/60 bodily injury limits to the 250/500 level
• It is possible to save around $140 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $400 each year
• Teenage drivers have the highest car insurance prices, with premiums being up to $395 per month if the policy includes full coverage