Audi A8 4.2L Quattro 4-Dr Sedan Insurance Rates

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U.S. average insurance rates for an Audi A8 4.2L Quattro 4-Dr Sedan are $1,968 a year including full coverage. Comprehensive costs on average $494 a year, collision costs $952, and liability insurance costs $364. Just liability insurance costs as little as $430 a year, with coverage for high-risk drivers costing around $4,264. Teen drivers pay the highest rates at $6,928 a year or more.

Annual premium for full coverage: $1,968

Price estimates by individual coverage type:

Comprehensive $494
Collision $952
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A8 Trim Level

For a 40-year-old driver, Audi A8 4.2L Quattro 4-Dr Sedan insurance prices go from the low end price of $430 for a discount liability-only rate to a high of $4,264 for high-risk insurance.

Liability Only $430
Full Coverage $1,968
High Risk $4,264

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how your location can change car insurance rates.

Rural Areas $1,476
Small Cities $2,066
Large Cities $2,657

These price ranges highlight why it is important for drivers to compare rates based on a specific location, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for an Audi A8 4.2L Quattro 4-Dr Sedan are also quite variable based on the model year of your A8, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $2,300 to $3,100 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 131% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,800 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $6,900 a year. View Rates by Age

The state you live in makes a big difference in Audi A8 4.2L Quattro 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $970 each year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, so the rates may be quite different.

View Chart as Image

Audi A8 4.2L Quattro 4-Dr Sedan insurance cost comparison chart
Column chart showing Audi A8 4.2L Quattro 4-Dr Sedan insurance prices range from $1,092 to $6,928 for full coverage

The chart above shows average Audi A8 4.2L Quattro 4-Dr Sedan insurance prices for different risks and coverage choices. The lowest price with discounts is $1,092. Drivers who choose higher $1,000 deductibles will pay $1,640. The average price for a 40-year-old male driver using $500 deductibles is $1,968. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $2,606. High risk drivers could be charged at least $4,264. The cost for full coverage insurance for a teen driver is $6,928.

Audi A8 4.2L Quattro 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,778 -$190 -9.7%
Alaska $1,508 -$460 -23.4%
Arizona $1,634 -$334 -17.0%
Arkansas $1,968 -$0 0.0%
California $2,240 $272 13.8%
Colorado $1,880 -$88 -4.5%
Connecticut $2,022 $54 2.7%
Delaware $2,226 $258 13.1%
Florida $2,458 $490 24.9%
Georgia $1,816 -$152 -7.7%
Hawaii $1,414 -$554 -28.2%
Idaho $1,330 -$638 -32.4%
Illinois $1,464 -$504 -25.6%
Indiana $1,482 -$486 -24.7%
Iowa $1,328 -$640 -32.5%
Kansas $1,870 -$98 -5.0%
Kentucky $2,684 $716 36.4%
Louisiana $2,910 $942 47.9%
Maine $1,212 -$756 -38.4%
Maryland $1,622 -$346 -17.6%
Massachusetts $1,572 -$396 -20.1%
Michigan $3,418 $1,450 73.7%
Minnesota $1,646 -$322 -16.4%
Mississippi $2,358 $390 19.8%
Missouri $1,744 -$224 -11.4%
Montana $2,112 $144 7.3%
Nebraska $1,550 -$418 -21.2%
Nevada $2,358 $390 19.8%
New Hampshire $1,418 -$550 -27.9%
New Jersey $2,198 $230 11.7%
New Mexico $1,742 -$226 -11.5%
New York $2,072 $104 5.3%
North Carolina $1,134 -$834 -42.4%
North Dakota $1,610 -$358 -18.2%
Ohio $1,356 -$612 -31.1%
Oklahoma $2,020 $52 2.6%
Oregon $1,802 -$166 -8.4%
Pennsylvania $1,876 -$92 -4.7%
Rhode Island $2,622 $654 33.2%
South Carolina $1,782 -$186 -9.5%
South Dakota $1,658 -$310 -15.8%
Tennessee $1,722 -$246 -12.5%
Texas $2,370 $402 20.4%
Utah $1,458 -$510 -25.9%
Vermont $1,346 -$622 -31.6%
Virginia $1,178 -$790 -40.1%
Washington $1,518 -$450 -22.9%
West Virginia $1,802 -$166 -8.4%
Wisconsin $1,362 -$606 -30.8%
Wyoming $1,752 -$216 -11.0%

View Chart as Image

Audi A8 4.2L Quattro 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Audi A8 4.2L Quattro 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $6,928
20 $4,544
30 $2,082
40 $1,968
50 $1,786
60 $1,756

Full coverage, $500 deductibles

Rates by Deductible

Audi A8 4.2L Quattro 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,606
$250 $2,308
$500 $1,968
$1,000 $1,640

Full coverage, driver age 40

Rates by Liability Limit

Audi A8 4.2L Quattro 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,968
50/100 $2,041
100/300 $2,132
250/500 $2,368
100 CSL $2,077
300 CSL $2,277
500 CSL $2,423

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A8 4.2L Quattro 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $9,982
20 $7,230
30 $4,396
40 $4,264
50 $4,066
60 $4,030

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $280

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $109
Multi-vehicle $101
Homeowner $25
5-yr Accident Free $160
5-yr Claim Free $130
Paid in Full/EFT $102
Advance Quote $104
Online Quote $145
Total Discounts $876
Rate after discounts $1,092

Discounts are estimated and may not be available from every company or in every state.

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