Audi A8 4.2 Quattro 4-Dr Sedan Insurance Rates

The average auto insurance rates for an Audi A8 4.2 Quattro 4-Dr Sedan are $1,922 annually with full coverage. Comprehensive costs on average $480, collision costs $920, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing around $4,164. Teen drivers cost the most to insure at $6,784 a year or more.

Annual premium for full coverage: $1,922

Policy rates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A8 Trim Level

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Rural areas are shown to have fewer collision claims than larger metro areas.

The example below illustrates the difference location can make on car insurance rates.

These price differences demonstrate why everyone should compare prices based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Insurance rates for an Audi A8 4.2 Quattro 4-Dr Sedan also range considerably based on the model year, your driving record, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,800 a year, or $150 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they can expect to pay upwards of $6,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $2,300 to $3,000 extra every year, depending on your age. Audi A8 4.2 Quattro 4-Dr Sedan insurance for high-risk drivers can be around 44% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $940 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi A8 4.2 Quattro 4-Dr Sedan insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to find out exactly what you will pay is to regularly compare prices and see how they stack up. Each insurance company uses a different rate calculation, so the rates will be varied between companies.

View Chart as Image

The chart above shows Audi A8 4.2 Quattro 4-Dr Sedan insurance prices for different situations. The cheapest price with discounts is $1,069. Drivers who choose higher $1,000 deductibles will pay about $1,604. The average price for a 40-year-old male driver using $500 deductibles is $1,922. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $2,540. High risk drivers could be charged around $4,164. The rate for full coverage insurance for a teen driver can be as high as $6,784.

View Chart as Image