Audi A6 Insurance Rates

Is the Audi A6 expensive to insure? The average Audi A6 insurance rates are $144 per month or $1,728 annually. However, older models, like the 2006 Audi A6 insurance costs, will be lower. 

Read through our complete Audi A6 car insurance guide to find out what is comprehensive coverage on a car insurance policy and do you need it for your Audi A6? Soon, you’ll be able to secure Audi A6 insurance better than a professional.

Ready to secure cheap A6 insurance rates? Enter your five-digit ZIP code into our FREE quote comparison tool to start comparing Audi insurance costs.

Average insurance rates for an Audi A6 are $1,682 a year with full coverage. Comprehensive costs an estimated $382 a year, collision costs $744, and liability is estimated at $398. Buying just liability costs approximately $460 a year, with insurance for high-risk drivers costing around $3,656. 16-year-old drivers receive the highest rates at $6,118 a year or more.

Average premium for full coverage: $1,682

Rate estimates broken down by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and A6 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. More rural locations tend to have lower incidents of collision claims than congested cities.

The diagram below illustrates how geographic area affects insurance prices.

These examples demonstrate why it is important to get quotes for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Audi A6 insurance rates for other coverage scenarios.

• The best full coverage rate is $946
• Choosing higher $1,000 deductibles can save approximately $1,426 annually
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,682
• Buying low $100 deductibles for comp and collision coverage bumps up the cost to $2,182
• Unlucky drivers with multiple tickets or accidents could pay up to $3,656 or more
• The cost that insures a teen driver can cost as much as $6,118 each year

View Chart as Image

Auto insurance rates for an Audi A6 can also vary considerably based on the trim level of your A6, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $2,000 to $2,700 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,600 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $6,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi A6 insurance prices. A good driver about age 40 could pay as low as $1,210 a year in states like Utah, Ohio, and New Hampshire, or at least $2,270 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can save as much as $760 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out which company is cheapest is to get quotes and see which company has the best rate. Each auto insurer utilizes a different rate formula, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Audi A6 Insurance

Saving money on car insurance takes avoiding accidents and violations, maintaining a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Comparison shop at least once a year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a brief summary of the primary concepts that were presented in the illustrations above.

• You may be able to save approximately $210 per year simply by quoting early and online
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,970 more annually for car insurance
• Increasing deductibles can save approximately $750 each year
• Teenagers are the costliest to insure, with premiums as much as $510 per month if the policy includes full coverage

As you’ve learned from the above information, the age of your car model will impact your Audi A6 costs for insurance. For example, how much a 2014 Audi A6 costs to insure will be less than the 2017 Audi A6 insurance costs. Find out how much an Audi A6 will cost you to insure by entering your ZIP code into our FREE quote comparison tool below. 

What are the safety ratings for the Audi A6?

Understanding the Audi A6 safety ratings can help you see what car insurance discounts you might qualify for, or see if your vehicle s actually costing you more money. 

Check out the safety ratings for the 2020 Audi A6 below. 

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. The Audi A6 is a top safety pick plus vehicle for 2020. The plus is a new addition given to vehicles with safer headlights, which do vary by trim but were scored as either good or acceptable. 

The award is only applied to models from 2015 or newer. Therefore, your 2016 Audi A6 insurance costs will improve, but the 2013 Audi A6 costs will not be affected. For this reason, we recommend that you check the safety ratings for your specific Audi A6 model year.

Audi A6 Compared Against other Vehicles in the Same Class

Comparing the Audi A6 to similar vehicles can help you save money, especially if the Audi A6 has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury cars below.

• BMW 5 Series insurance rates
• Cadillac CT6 insurance rates
• Tesla Model S insurance rates

The bad news is that the Audi A6 has substantially worse than average collision and comprehensive insurance loss ratios at 60 percent and 50 percent respectively. These numbers are partially the reason why this vehicle costs so much to insure.

Fortunately, this luxury car also has better than average bodily injury loss ratios at -27 percent. It also has substantially better than average medical payment and bodily injury loss ratios at -37 percent and -27 percent respectively. These numbers make sense when you consider the nearly perfect safety ratings. 

Determining which year Audi A6 is the best for you comes down to a number of personal factors. If you want the safest model, choose a 2015 Audi A6 or newer. If you want something cheaper to insure, the 2013 Audi A6 insurance costs are $200 less per year than a 2020 model, but the safety ratings are not as good. 

Many consumers wonder is insurance more expensive for an Audi? Ultimately, Audi A6 maintenance costs are higher than average, which will be reflected in your insurance premiums. Fortunately, quote comparison shopping and applying for discounts can help you save on your car insurance rates. 

You’re now an expert on how to get the cheapest Ado A6 car insurance rates. Compare your lowest Audi A6 insurance prices by entering your five-digit ZIP code into our FREE quote tool.