Cheapest Ford Transit Connect Insurance Rates in 2024

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 6, 2023

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Key Takeaways

  • The Ford Transit Connect is the smaller version of Ford’s work van the Connect
  • You can purchase either a hollow van for more cargo space or an option that will fit up to seven passengers
  • Drivers love the maneuverability, affordability, and space, but find the engine lacking and the ride uncomfortable

The Ford Transit Connect is a large cargo van that was once exclusively sold in the European market. Since 2009, the Transit has been imported to the U.S. and Canada. In 2011, Ford added passenger seats to the van.

Since its introduction, Ford has sold hundreds of thousands of vans. Drivers love the Transit for its maneuverability and reliability, and it’s frequently listed as the best small cargo van on the market.

From car insurance to repair costs, the Transit is an affordable van for people who need to move cargo and people looking for passenger space.

You can read Ford Transit Connect reviews to decide if this is the right van for you, then compare prices to find the best insurance rates. Enter your ZIP code into our free tool to see what insurance rates might look like for you.

What is the Ford Transit Connect Cargo Van?

The Transit Connect is the smaller version of the regular Connect. It’s a solid, reliable work van with good maneuverability. It might not be the fanciest van around, but it gets the job done for all kinds of working drivers. You can buy the Transit as a passenger van with room for seven or hollowed-out for more space.

The Transit was designed as a work vehicle, and as such, Ford offers several configurations, including liftgates or symmetrical rear doors. It also comes with safety options like adaptive cruise control and blind-spot monitoring.

Not only is the Transit a reliable option for cargo vans, but it’s also affordable. Consider the starting prices for the Transit compared to similar vans.

Transit Connect yearAverage starting price
2022$25,175
2021$29,125
2020$26,600
2019$24,575
2018$22,200
2017$20,300
2016$18,275
2015$15,750
2014$13,775

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As you can see, the Transit is a great value for anyone in need of a reliable van.

Ford Transit Connect Passenger Van Specs

While the Transit is a reliable vehicle, the engine is not the strongest. It only comes with front-wheel drive, but you can buy a turbocharged 2.0-liter version if you want more power.

For towing capacity, the Transit can pull up to 2,000 pounds, and it can carry a payload of up to 1,570 pounds.

The suspension on the Transit handles city driving well but can be bouncy on uneven roads or dirt terrain.

Fuel economy for the Transit is average for small cargo vans. The turbo 2.0-liter offers 24 MPG for city driving and 28 MPG on highways, while the 2.5-liter does 20 MPG in the city and 27 MPG on highways.

The base model comes with one USB port and a simple infotainment system, but you can upgrade to a more modern touchscreen. The touchscreen can connect to Android Auto and Apple CarPlay. You can also get a CD player, wireless charger, or a better audio system.

Ford Transit Connect Safety

One of the key issues for any vehicle is its safety. After all, maneuverability and cargo space don’t matter very much if the vehicle is unsafe.

Luckily, the Transit Connect has good safety ratings. The base model has some driver assistance technology and you can purchase additional features. Standard safety features include:

  • Forward-collision warning
  • Automated emergency braking

While upgraded features include:

  • Blind-spot monitoring
  • Lane-departure warning
  • Rear cross-traffic alerts
  • Lane-keeping assist

The National Highway Traffic Safety Administration (NHTSA) gives the 2022 Transit Connect an overall safety rating of four out of five stars.

Are used Ford Transit Connects worth buying?

When it comes to used cars, some are better than others. For the Ford Transit Connect, used models are a good option if your budget doesn’t allow for new.

Ford tends to make minimal adjustments to the Transit each year, focusing on upgrading technology options rather than redesigning the van. The Ford Transit Connect XLT used is very comparable to newer models, with only technology options and wear-and-tear as the main difference.

Used Ford Transit Connects get average reliability ratings, while repairs tend to be average compared to similar vehicles. Repair costs average less than $1,000 a year. It’s not the cheapest used van, but certainly not the most expensive.

Insurance for the Ford Transit Connect

Insurance can be a huge expense, especially if you buy coverage options you don’t need from companies that aren’t right for you.

You have several options for coverage for your Transit Connect. Basic coverage options include:

  • Liability. If you cause an accident, liability will cover both damages you cause to property, and medical bills for yourself or anyone you injure. Most states require some form of minimum liability coverage.
  • Collision. This coverage will help pay for your repairs no matter who is at fault.
  • Comprehensive. This coverage pays for damage done to your car from sources outside of accidents. This includes damage from animal contact, vandalism, weather, and theft.
  • Uninsured/Underinsured motorist. While most states require a minimum amount of coverage, not every driver has it. This coverage protects you from drivers with inadequate insurance.
  • Commercial. The Ford Transit Connect is a versatile work vehicle. If you use it for work purposes, you’ll need commercial insurance. Commercial coverage protects you during your work hours.

The right coverage for you depends on your unique needs. Check below to see insurance price averages for the Ford Transit Connect.

Model year20 year-old driver30 year-old driver40 year-old driver50 year-old driver60 year-old driver
2022 $237 monthly$124 monthly$119 monthly$108 monthly$106 monthly
2021$229 monthly$120 monthly$115 monthly$105 monthly$103 monthly
2020$225 monthly$118 monthly$113 monthly$103 monthly$101 monthly

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The Transit Connect falls near the middle for prices as far as insurance goes. The variance in prices by company show why comparing prices is integral to finding the most affordable insurance.

Find the Best Insurance for a Transit Connect Today

A Ford Transit Connect is a good option for people looking for both passenger and cargo space. While it doesn’t have the most powerful engine or comfortable ride, its maneuverability and affordable price make up for it.

Comparing quotes from different companies should be your next step if these Ford Transit Connect reviews have piqued your interest. Enter your ZIP code into our free tool to see what quotes might look like for you.

Frequently Asked Questions

What is the Ford Transit Connect Cargo Van?

The Ford Transit Connect Cargo Van is a reliable and affordable work van designed for various working drivers. It comes in different configurations, including options for liftgates or symmetrical rear doors. The Transit Connect can be purchased as a passenger van with seating for seven or as a hollowed-out cargo van for more space.

What are the specs of the Ford Transit Connect Passenger Van?

The Ford Transit Connect Passenger Van is equipped with a reliable engine, although not the most powerful. It offers front-wheel drive, but a turbocharged 2.0-liter version is available for those seeking more power. The towing capacity of the Transit Connect is up to 2,000 pounds, and it can carry a payload of up to 1,570 pounds. Fuel economy varies depending on the engine, with the turbo 2.0-liter offering 24 MPG in the city and 28 MPG on highways.

How safe is the Ford Transit Connect?

The Ford Transit Connect has good safety ratings and comes with standard safety features such as a rearview camera, forward collision warning, automatic emergency braking, and lane-keeping assist. Upgraded safety features are also available, including blind-spot monitoring and adaptive cruise control. The 2022 Transit Connect has an overall safety rating of four out of five stars from the National Highway Traffic Safety Administration (NHTSA).

Are used Ford Transit Connects worth buying?

Used Ford Transit Connects can be a good option, especially if your budget doesn’t allow for a new vehicle. Ford makes minimal changes to the Transit Connect each year, primarily focusing on technology upgrades rather than redesigning the van. Used models offer comparable features to newer ones, with the main differences being technology options and wear-and-tear. The Transit Connect receives average reliability ratings and has repair costs averaging less than $1,000 per year.

How much does insurance cost for the Ford Transit Connect?

Insurance costs for the Ford Transit Connect can vary depending on various factors, including your location, driving history, coverage options, and the insurance company you choose. The Transit Connect falls within the average range for insurance prices. It’s important to compare quotes from different companies to find the most affordable insurance for your specific needs.

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