Cheapest Ford Transit Connect Ecoboost Insurance Rates in 2024

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Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her wr...

Insurance and Finance Writer

UPDATED: Jun 6, 2023

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Key Takeaways

  • The average cost to insure the Ford Transit Connect is about $170 per month or $2,000 per year
  • A Transit Connect with Ecoboost starts at $27,920 for a brand new model
  • Your car insurance rates will vary based on where you live, the cost of the vehicle, and how much you drive

Built with Ford’s sedans in mind, the Ford Transit Connect Ecoboost is a turbocharged model of the minivan-feeling, work-van-loading commercial vehicle. It’s Ford’s affordable van that makes up more than a third of work van sales in the market.

The Transit Connect is a safe vehicle that could help drivers find affordable car insurance. All questions about your potential policy should be directed toward the car insurance company, but we can help you get an idea of what to expect.

In this guide, learn all about the Ford Transit Connect cargo van and what it takes to insure it and keep it running. If you’re just here for the free auto insurance quote, enter your ZIP code to get started.

History of Ford Transit Connect Ecoboost

The Ford Transit Connect Ecoboost was revealed in the summer of 2010, and its debut marked Ford’s latest light commercial vehicle at the time. The first generation of the Transit Connect came out in 2002 without the turbocharged engine. 

The second generation, which was first released in 2012 and is still being made, saw the introduction of the Ecoboost option. Drivers have two Ecoboost engine options when they purchase the Ford Transit Connect: one liter and 1.6 liters.

What is the size and class of a Ford Transit Connect Ecoboost?

The Ford Transit Connect passenger van is a commercial vehicle that comes in two different sizes.

The Ford Transit Connect cargo LWB model has more than 120 cubic feet of cargo space with driver and passenger seats. When the second seat is down, there are more than 145 cubic feet of storage space in the vehicle, with a maximum payload of 1,550 pounds.

The SWB model has a little over 104 cubic feet of cargo space and 123.2 cubic feet when the passenger seat is down. The maximum payload for this vehicle is 1,510 pounds.

How does the size of the Ford Transit Connect Ecoboost affect bodily injury/property damage liability car insurance rates? 

The Transit Connect is generally used as a commercial vehicle or one that is used to drive long distances, both of which negatively impact liability insurance costs. An insurance provider might use at least a dozen different factors to calculate your car insurance rates. If you’re only covered with liability insurance, these factors still apply to you.

Some of these factors are:

  • Age
  • Driving history
  • Credit score
  • Where you live
  • Gender
  • Insurance history
  • Annual mileage
  • Claims history

This is not a definitive list, but it should give you a good idea of what will impact your rates.

Car Insurance Claims and Losses on Ford Transit Connect

According to motor blogs across the internet, the most common claim issues happen regarding the engine. However, the overall number of official complaints reported to Ford is relatively low.

The drivers with engine issues describe the sudden loss of power after only a few thousand miles of driving. These claims don’t seem to be raising any serious red flags for later models, but drivers may want to steer clear of model years 2013 through 2015.

There is little data on the loss statistics of the Ford Transit Connect. However, when more claims are filed against a particular vehicle, it may be flagged as a risk. If an insurance company believes you are a risk, your premiums will be higher.

What are the safety features of the Transit Connect?

The Ford Transit Connect comes with various standard safety features in each model. Some of the features include:

  • A rearview camera
  • Ford’s Safety Canopy side-curtain air bags
  • Curve control
  • Roll stability control
  • Anti-lock breaks
  • Anti-theft system

In most cases, safe driving habits and having a vehicle with adequate safety features could earn you a discount from your car insurance company.

What are the safety ratings of the Transit Connect Ecoboost?

The National Highway Traffic Safety Administration gave the latest model of the Transit Connect five stars for overall safety.

It did have a period of bad luck in 2017 when Ford recalled hundreds of thousands of Transit Connect Ecoboost 1.6L for model years 2013-2015 because the engines were at risk of catching fire.

What is the MSRP of the Transit Connect Ecoboost?

The 2022 Ford Transit Connect is rolling off the lot at $27,920 for its most basic and XL Passenger Wagon models. The model with multiple luxury features, the Transit Connect Titanium Passenger Wagon, has a starting cost of $32,120.

The next model up, the XLT Passenger Wagon, starts at $30,035. Some year models of the Ford Transit Connect XLT can be found used for as little as $10,000.

How does the MSRP of the Transit Connect affect car insurance rates?

The value of your vehicle may affect your insurance rates. When you have a vehicle with a high value, the assumed risk of damage is increased because the cost of repair is likely to be higher. In some cases, owning a brand new car may make you a target in areas with high car theft or car break-ins.

However, a high MSRP generally means the vehicle has the latest safety features, and these features often earn you discounts on your auto insurance policy.

What are the theft rates of Transit Connect?

While there was no data on the theft rates of the Ford Transit Connect, online forums and auto enthusiasts have a lot to say about the vehicle. While it comes with an anti-theft system that makes it difficult for thieves to grab, there are some issues.

Drivers reported loose door latches, loose roof panels, and other electrical issues that may make theft slightly easier to accomplish.

How much will it cost to repair my Transit Connect?

The most common issue drivers reported was faulty weather strips and wiper blades, which are relatively inexpensive to repair. According to an auto repair mechanic, a well-used Transit Connect could see nearly $1,000 in maintenance costs per year, with the most affordable repair being an ABS issue and the most expensive being transmission repairs.

An engine replacement for a Ford Transit could be anywhere from $2,300 to $3,000, not including labor or service fees.

 How does the cost of repairs affect collision and comprehensive car insurance rates?

If the cost to repair your vehicle is more than your plan’s deductible, your policy will cover the difference up to its limit. The deductible is the amount you pay for repairs before your insurance coverage is applied, and it is typically no lower than $100 and no higher than $1,000. The lower the deductible, the less you pay out-of-pocket.

Keep in mind that if you have a low deductible, you are probably paying a higher premium each month.

Frequently Asked Questions

What factors affect the car insurance rates for a Ford Transit Connect Ecoboost?

Car insurance rates for a Ford Transit Connect Ecoboost can be influenced by various factors, including:

  • The driver’s age and driving history
  • The location where the vehicle is primarily driven and parked
  • The vehicle’s value, including the MSRP
  • The level of coverage and deductibles chosen
  • The vehicle’s safety features and anti-theft devices
  • The driver’s credit history (in some states)
  • The intended use of the vehicle (commercial or personal)

How do the safety features of the Ford Transit Connect Ecoboost impact insurance rates?

The Ford Transit Connect Ecoboost comes with standard safety features that can potentially earn you a discount on your car insurance. Insurance companies often offer lower rates for vehicles equipped with advanced safety features such as:

  • Anti-lock brakes (ABS)
  • Electronic stability control (ESC)
  • Traction control
  • Front and side airbags
  • Rearview cameras
  • Blind-spot monitoring
  • Lane departure warning
  • Forward collision warning

Does the value of a Ford Transit Connect Ecoboost affect insurance rates?

The value of a Ford Transit Connect Ecoboost can impact insurance rates. Generally, vehicles with a higher value have a higher risk of repair costs, which can result in higher insurance premiums. However, newer vehicles with a high MSRP often come with advanced safety features that may qualify for discounts on auto insurance policies. Additionally, the vehicle’s value may also affect comprehensive and collision coverage rates.

What are the theft rates of the Ford Transit Connect?

While specific data on theft rates for the Ford Transit Connect is not available, some reports suggest that the vehicle has experienced certain issues related to theft. Drivers have reported problems with loose door latches, loose roof panels, and other electrical issues that might potentially make theft slightly easier. However, the Ford Transit Connect does come with an anti-theft system that adds an extra layer of security.

How much does it cost to repair a Ford Transit Connect Ecoboost?

The cost of repairs for a Ford Transit Connect Ecoboost can vary depending on the type of repair needed and the model year. Common repair issues reported by drivers include faulty weather strips, wiper blades, and engine-related problems. Maintenance costs for a well-used Transit Connect can amount to approximately $1,000 per year, with transmission repairs and engine replacements being among the most expensive. It is advisable to consult with a trusted auto repair mechanic or obtain estimates from reputable repair shops for accurate repair cost information.

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