View 2024 Chevrolet Blazer Insurance Quotes

Looking for lower auto insurance rates? Shoppers have a choice when shopping for affordable Chevy Blazer insurance. You can either spend your time calling around to get rate comparisons or use the internet to compare rates.

There are both good and bad ways to find auto insurance online and we’ll show you the proper way to compare rates on a Chevy and find the lowest possible price either online or from local insurance agents.

If you have insurance now or need new coverage, you will benefit by learning to shop for the lowest rates and possibly find even better coverage. This information will introduce you to how car insurance quotes work and some tips to save money. Consumers only need to know the tricks to buy car insurance online.

Low cost insurance

There are a variety of methods to compare insurance prices and some are easier and takes less work. You could spend your day discussing policy coverages with insurance agencies in your area, or you can utilize the web to quickly compare rates.

All the larger companies belong to an insurance system where insurance shoppers enter their policy data once, and each participating company provides a quote determined by their information. This saves time by eliminating form submissions for each company.

To compare pricing enter your zip code here.

The one downside to comparing rates this way is you can’t choose which carriers you will receive quotes from. So if you prefer to choose from a list of companies to compare rates, we put together a list of the cheapest insurance companies in your area. Click to enter zip code.

Which method you use is up to you, but make sure you are using the exact same coverage limits for each quote you get. If you use different data you can’t possibly determine which company has the best rates.

You may need specialized auto insurance coverage

When it comes to choosing coverage for your vehicles, there really is not a “best” method to buy coverage. Every situation is different.

These are some specific questions can aid in determining whether or not you would benefit from an agent’s advice.

• How do I insure my teen driver?
• Do I need added coverage for expensive stereo equipment?
• How can I get my company to pay me more for my totalled car?
• If I drive on a suspended license am I covered?
• Will my vehicle be repaired with OEM or aftermarket parts?
• How does medical payments coverage work?
• Which is better, split liability limits or combined limits?
• Do I need special endorsements for business use of my vehicle?

If you don’t know the answers to these questions but a few of them apply, then you may want to think about talking to a licensed agent. To find an agent in your area, simply complete your zip code. It’s fast, doesn’t cost anything and can provide invaluable advice.

Insurance coverages 101

Learning about specific coverages of insurance helps when choosing appropriate coverage and the correct deductibles and limits. The terms used in a policy can be impossible to understand and even agents have difficulty translating policy wording.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage provides protection when other motorists either are underinsured or have no liability coverage at all. Covered losses include medical payments for you and your occupants as well as your vehicle’s damage.

Because many people have only the minimum liability required by law, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is important protection for you and your family. Usually the UM/UIM limits are set the same as your liability limits.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage will pay to fix damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for things such as a broken windshield, damage from a tornado or hurricane, hitting a deer and rock chips in glass. The maximum payout a insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.

Collision insurance

This will pay to fix damage to your Blazer caused by collision with an object or car. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision coverage pays for things such as colliding with a tree, driving through your garage door, scraping a guard rail and backing into a parked car. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Drivers also have the option to raise the deductible to save money on collision insurance.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses such as rehabilitation expenses, X-ray expenses and doctor visits. The coverages can be used in conjunction with a health insurance policy or if you lack health insurance entirely. It covers you and your occupants and also covers any family member struck as a pedestrian. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay

Coverage for liability

Liability insurance will cover damage that occurs to a person or their property in an accident. This insurance protects YOU against other people’s claims. It does not cover damage to your own property or vehicle.

Liability coverage has three limits: per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show liability limits of 100/300/100 which means $100,000 in coverage for each person’s injuries, a total of $300,000 of bodily injury coverage per accident, and property damage coverage for $100,000. Occasionally you may see a combined limit which provides one coverage limit and claims can be made without the split limit restrictions.

Liability coverage protects against claims such as repair costs for stationary objects, structural damage, loss of income and bail bonds. How much coverage you buy is a decision to put some thought into, but it’s cheap coverage so purchase as high a limit as you can afford.