Chevrolet Tahoe Insurance Rates

Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.

While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.

Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.

The average insurance rates for a Chevrolet Tahoe are $1,368 a year including full coverage. Comprehensive insurance costs on average $306 a year, collision insurance costs $506, and liability coverage costs around $398. Liability-only coverage costs as low as $460 a year, and high-risk coverage costs $2,950 or more. Teenage drivers cost the most to insure at up to $5,078 a year.

Average premium for full coverage: $1,368

Policy rates by type of insurance:

Prices include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Tahoe trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects car insurance rates.

The examples above highlight why it is important to compare prices based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Chevrolet Tahoe insurance rates for different risk profiles and scenarios.

• The best discount rate is $792
• Using higher $1,000 deductibles will save around $1,186 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,368
• Using low $100 deductibles for physical damage coverage will cost an additional $358 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,950
• Policy cost that insures a teenage driver may cost $5,078 or more

View Chart as Image

Insurance rates for a Chevrolet Tahoe also range considerably based on the trim level of your Tahoe, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy can be around 43% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $5,000 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Tahoe insurance rates. A driver around age 40 might see rates as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,960 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $540 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Chevrolet Tahoe Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and claims, having a good credit score, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Compare prices once a year by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.

The points below are a quick rundown of the data that was raised in the charts and tables above.

• You may be able to save as much as $160 per year just by quoting early and online
• Consumers who require increased liability limits will pay an extra $440 per year to increase from a 30/60 limit to the 250/500 level
• Drivers under the age of 20 pay higher rates, with premiums being up to $423 each month if comprehensive and collision insurance is included
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,580 more each year to insure a Chevrolet Tahoe

To start shopping for Chevy Tahoe insurance rates now, use our free tool below.

What are the safety ratings of the Chevrolet Tahoe?

The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.

Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.

Chevrolet Tahoe Compared Against Other Vehicles in the Same Class

The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.

Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.

• Dodge Durango Insurance Rates
• Ford Expedition Insurance Rates
• GMC Yukon Insurance Rates

Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.

References:

1. https://www.iihs.org/ratings/insurance-losses-by-make-and-model