Chevrolet Tahoe Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 22, 2024

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Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.

While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.

Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.

Average insurance rates for a Chevrolet Tahoe are $1,380 a year for full coverage insurance. Comprehensive costs on average $320 a year, collision insurance costs $512, and liability coverage costs around $390. A liability-only policy costs as low as $452 a year, and high-risk insurance costs around $2,960. Teen drivers receive the highest rates at up to $5,072 a year.

Average premium for full coverage: $1,380

Rate estimates by individual coverage type:

Comprehensive $320
Collision $512
Liability $390

Rates are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Tahoe trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from the low end price of $452 for basic liability insurance to a high of $2,960 for a driver who requires high-risk insurance.

Liability Only $452
Full Coverage $1,380
High Risk $2,960

Price Range by Location

Where you live has a large influence on insurance rates. Rural areas tend to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how location helps determine car insurance rates.

Rural Areas $1,035
Small Cities $1,449
Large Cities $1,863

These examples illustrate why it is important to compare prices based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Chevrolet Tahoe insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $802
  • Using higher $1,000 deductibles will save around $1,188 each year
  • The estimated price for a 40-year-old driver with $500 deductibles is $1,380
  • Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,742
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,960
  • The cost that insures a teenage driver may cost $5,072 or more

View Chart as Image

Chevrolet Tahoe insurance cost comparison chart
Column chart showing Chevrolet Tahoe insurance rates range from $802 to $5,072 for full coverage

Insurance rates for a Chevrolet Tahoe can also vary considerably based on the trim level of your Tahoe, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy can be around 43% to 130% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay upwards of $5,000 a year. View Rates by Age

Where you live has a huge impact on Chevrolet Tahoe insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,860 on average in Michigan, New York, and Florida.

Chevrolet Tahoe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,246 -$134 -9.7%
Alaska $1,058 -$322 -23.3%
Arizona $1,146 -$234 -17.0%
Arkansas $1,380 -$0 0.0%
California $1,570 $190 13.8%
Colorado $1,318 -$62 -4.5%
Connecticut $1,418 $38 2.8%
Delaware $1,562 $182 13.2%
Florida $1,726 $346 25.1%
Georgia $1,274 -$106 -7.7%
Hawaii $990 -$390 -28.3%
Idaho $932 -$448 -32.5%
Illinois $1,026 -$354 -25.7%
Indiana $1,040 -$340 -24.6%
Iowa $932 -$448 -32.5%
Kansas $1,312 -$68 -4.9%
Kentucky $1,882 $502 36.4%
Louisiana $2,042 $662 48.0%
Maine $852 -$528 -38.3%
Maryland $1,138 -$242 -17.5%
Massachusetts $1,104 -$276 -20.0%
Michigan $2,398 $1,018 73.8%
Minnesota $1,154 -$226 -16.4%
Mississippi $1,650 $270 19.6%
Missouri $1,224 -$156 -11.3%
Montana $1,482 $102 7.4%
Nebraska $1,088 -$292 -21.2%
Nevada $1,654 $274 19.9%
New Hampshire $992 -$388 -28.1%
New Jersey $1,544 $164 11.9%
New Mexico $1,222 -$158 -11.4%
New York $1,452 $72 5.2%
North Carolina $794 -$586 -42.5%
North Dakota $1,130 -$250 -18.1%
Ohio $952 -$428 -31.0%
Oklahoma $1,416 $36 2.6%
Oregon $1,262 -$118 -8.6%
Pennsylvania $1,316 -$64 -4.6%
Rhode Island $1,840 $460 33.3%
South Carolina $1,250 -$130 -9.4%
South Dakota $1,164 -$216 -15.7%
Tennessee $1,210 -$170 -12.3%
Texas $1,664 $284 20.6%
Utah $1,020 -$360 -26.1%
Vermont $944 -$436 -31.6%
Virginia $826 -$554 -40.1%
Washington $1,064 -$316 -22.9%
West Virginia $1,264 -$116 -8.4%
Wisconsin $956 -$424 -30.7%
Wyoming $1,230 -$150 -10.9%

View Chart as Image

Chevrolet Tahoe insurance rates by U.S. city

Choosing high deductibles could cut rates by as much as $560 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Chevrolet Tahoe Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Tahoe LS 2WD $1,294 $108
Chevrolet Tahoe LS 4WD $1,336 $111
Chevrolet Tahoe LT 2WD $1,336 $111
Chevrolet Tahoe LT 4WD $1,336 $111
Chevrolet Tahoe LTZ 2WD $1,422 $119
Chevrolet Tahoe LTZ 4WD $1,422 $119

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Tahoe Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Tahoe $336 $532 $372 $1,398
2023 Chevrolet Tahoe $320 $512 $390 $1,380
2022 Chevrolet Tahoe $306 $506 $398 $1,368
2021 Chevrolet Tahoe $296 $494 $416 $1,364
2020 Chevrolet Tahoe $286 $474 $430 $1,348
2019 Chevrolet Tahoe $270 $458 $442 $1,328
2018 Chevrolet Tahoe $260 $424 $452 $1,294
2017 Chevrolet Tahoe $250 $400 $456 $1,264
2016 Chevrolet Tahoe $240 $358 $460 $1,216
2015 Chevrolet Tahoe $224 $330 $460 $1,172
2014 Chevrolet Tahoe $216 $310 $464 $1,148
2013 Chevrolet Tahoe $210 $288 $474 $1,130
2012 Chevrolet Tahoe $194 $268 $474 $1,094
2011 Chevrolet Tahoe $190 $244 $478 $1,070
2010 Chevrolet Tahoe $176 $222 $474 $1,030
2009 Chevrolet Tahoe $166 $202 $474 $1,000
2008 Chevrolet Tahoe $162 $182 $468 $970
2007 Chevrolet Tahoe $158 $178 $460 $954
2006 Chevrolet Tahoe $156 $168 $452 $934
2005 Chevrolet Tahoe $142 $160 $446 $906

Rates are averaged for all Chevrolet Tahoe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Chevrolet Tahoe Insurance

Saving money on auto insurance requires being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Shop around at every other renewal by getting price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a quick review of the concepts that were covered in the charts and tables above.

  • Drivers with a DUI or reckless driving violation may pay on average $1,580 more each year to insure their Tahoe
  • Teen drivers pay the highest rates, costing up to $423 per month if full coverage is included
  • It is possible to save as much as $170 per year just by quoting early and online
  • Increasing deductibles can save approximately $550 each year
  • It is possible to save as much as $170 per year just by quoting early and online

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What are the safety ratings of the Chevrolet Tahoe?

The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.

Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.

Chevrolet Tahoe Compared Against Other Vehicles in the Same Class

The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.

Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.

Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.

References:

  1. https://www.iihs.org/ratings/insurance-losses-by-make-and-model

Rates by Driver Age

Chevrolet Tahoe Insurance Rates by Driver Age
Driver Age Premium
16 $5,072
20 $3,148
30 $1,440
40 $1,380
50 $1,258
60 $1,232

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Tahoe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,742
$250 $1,576
$500 $1,380
$1,000 $1,188

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Tahoe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,380
50/100 $1,500
100/300 $1,598
250/500 $1,851
100 CSL $1,539
300 CSL $1,754
500 CSL $1,910

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Tahoe Insurance Rates for High Risk Drivers
Age Premium
16 $7,232
20 $5,004
30 $3,028
40 $2,960
50 $2,822
60 $2,796

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $100
5-yr Claim Free $88
Paid in Full/EFT $62
Advance Quote $67
Online Quote $98
Total Discounts $578
Rate after discounts $802

Discounts are estimated and may not be available from every company or in every state.

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