2017 Jaguar F-TYPE Insurance Rates in 2024

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 13, 2024

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Are you at wits end from scraping the payment together to pay your insurance bill each month? You have the same problem as many other consumers.

Multiple insurers compete for your business, and it can be difficult to compare rates and get the best coverage at the best rate

If you currently have a car insurance policy, you will most likely be able to cut costs considerably using this information. Choosing the best insurance company for you is not that difficult. Nevertheless, consumers do need to understand how companies market on the web.

How much is car insurance?

Comparing car insurance rates can be a lot of work if you don’t know the most efficient way. You could waste a few hours talking to local insurance agents in your area, or you can stay home and use online quotes to get rate comparisons in just a few minutes.

Most major companies are enrolled in a marketplace that allows shoppers to complete one form, and each company provides a quote for coverage. This saves time by eliminating quote requests for each company.

To find out how much you’re overpaying now enter your zip code here.

The one downside to pricing coverage this way is that consumers can’t choose which insurance companies to get pricing from. If you wish to select specific insurance companies to request quotes from, we have assembled a list of low cost car insurance companies in your area. Click to enter zip code.

Whichever way you use, ensure you’re using nearly identical quote information on every quote you get. If your comparisons have different liability limits it’s impossible to decipher which rate is best. Quoting even small variations in coverages could skew the results. And when comparing car insurance rates, know that getting more free quotes helps improve the odds of finding the best price. Not every company does online price quotes, so it’s important to compare prices from those companies as well.

Decisions you make can impact your insurance costs

Consumers need to have an understanding of some of the elements that are used to determine your auto insurance rates. If you have a feel for what impacts premium levels, this enables informed choices that can earn you lower rates.

  • Prevent your car from being stolen – Choosing to buy a car with advanced anti-theft systems can help bring down rates. Theft prevention features such as LoJack tracking devices, vehicle tamper alarm systems or GM’s OnStar system all help stop auto theft.
  • Commute or pleasure use – The higher the mileage driven in a year’s time the higher the price you pay to insure it. Most insurance companies charge to insure your cars based on how the vehicle is used. Autos that do not get driven very much qualify for better rates than cars that get driven a lot. An incorrectly rated F-TYPE may be wasting your money. It’s a smart idea to ensure your auto insurance policy is rated on annual mileage, because it can save money.
  • Mature drivers pay less – Older, more experienced drivers are viewed as being more responsible, file fewer claims . Teen drivers are statistically proven to be inattentive with other occupants in the car and because of this, their auto insurance rates are much higher.
  • Get cheaper costs after the wedding – Having a significant other may save some money on your auto insurance policy. It usually means you are more stable financially and it’s proven that being married results in fewer claims.
  • Premiums increase with driving tickets – Just one speeding ticket may increase your cost by twenty percent. Drivers with clean records have lower premiums as compared to careless drivers. Drivers who have gotten multiple citations like DWI, reckless driving or hit and run convictions may face state-mandated requirements to submit a SR-22 or proof of financial responsibility with their state DMV in order to legally drive.
  • Extra coverages you don’t need – Insurance companies have many extra bells and whistles that can waste your money but may not be useful. Coverages for vanishing deductibles, better glass coverage, and additional equipment coverage are some examples. They may sound like good ideas when talking to your agent, but now you might not need them so consider taking them off your policy.
  • Poor credit decisions can cost you – Your credit history will be a significant factor in determining what you pay for auto insurance. Therefore, if your credit could use some work, you could save money insuring your 2017 Jaguar F-TYPE by improving your rating. Insureds that have high credit ratings tend to file fewer claims than drivers who have worse credit.
  • Amount of liability insurance – The liability section of your policy kicks in if ever you are found liable for causing damage or personal injury in an accident. Liability insurance provides for a legal defense to defend your case. This coverage is very inexpensive compared to comp and collision, so drivers should buy more than the minimum limits required by law.

Drivers save money with these discounts

The cost of insuring your cars can be expensive, but there may be some discounts that could drop your premiums quite a bit. Some discounts apply automatically when you get a quote, but once in a while a discount must be specifically requested before being credited.

  • Driver’s Education for Students – Reduce the cost of insurance for teen drivers by having them enroll in driver’s education as it can save substantially.
  • Own a Home and Save – Simply owning a home can save a few bucks since owning and maintaining a home demonstrates responsibility.
  • Active Service Discounts – Having a deployed family member could qualify you for better rates.
  • Cautious Driver Discounts – Accident-free drivers may save up to 50% more on F-TYPE coverage compared to accident prone drivers.
  • Federal Government Employee – Having worked for a branch of the government could provide a small rate reduction on F-TYPE coverage but check with your company.
  • Discounts for Multiple Vehicles – Insuring all your vehicles on one policy can get a discount for every vehicle.
  • Life Insurance Discount – If the company offers life insurance, you could get a discounted price on car insurance if you buy a life insurance policy as well.
  • Seat Belt Discounts – Drivers who require all vehicle occupants to buckle up before driving could cut 10% or more on medical payment and PIP coverage.
  • Buy New and Save – Putting car insurance coverage on a new car can save you some money due to better safety requirements for new vehicles.

Discounts lower rates, but most of the big mark downs will not be given to the entire cost. Most only reduce individual premiums such as physical damage coverage or medical payments. So even though it sounds like adding up those discounts means a free policy, companies wouldn’t make money that way.

Popular car insurance companies and a selection of discounts are outlined below.

  • Farm Bureau has savings for driver training, good student, multi-policy, multi-vehicle, and renewal discount.
  • MetLife may include discounts for good student, defensive driver, multi-policy, accident-free, good driver, claim-free
  • Progressive offers discounts for multi-policy, good student, online signing, homeowner, continuous coverage, multi-vehicle, and online quote discount.
  • AAA includes discounts for multi-policy, pay-in-full, AAA membership discount, anti-theft, good student, and education and occupation.
  • American Family discounts include good student, defensive driver, Steer into Savings, mySafetyValet, multi-vehicle, and good driver.
  • GEICO offers discounts including multi-vehicle, multi-policy, military active duty, good student, federal employee, and air bags.
  • State Farm policyholders can earn discounts including student away at school, multiple policy, good student, anti-theft, safe vehicle, good driver, and accident-free.

If you are trying to find the cheapest car insurance quotes, ask each insurance company to apply every possible discount. Some of the earlier mentioned discounts may not be offered in your area. If you would like to view companies who offer online car insurance quotes, enter your zip code here.

Special considerations

When choosing the best car insurance coverage for your personal vehicles, there is no best way to insure your cars. Everyone’s situation is a little different so your insurance needs to address that. For example, these questions could help you determine whether or not you might need an agent’s assistance.

  • Is my ex-spouse still covered by my policy?
  • Is extra glass coverage worth it?
  • Is my dog or cat covered if injured in an accident?
  • Are there companies who specialize in insuring high-risk drivers?
  • What is covered by UM/UIM coverage?
  • If my 2017 Jaguar F-TYPE is totaled, can I afford another vehicle?
  • When should my teen driver be added to my policy?

If you’re not sure about those questions but one or more may apply to you, then you may want to think about talking to a licensed agent. If you want to speak to an agent in your area, fill out your zip code.

Coverages available on your car insurance policy

Having a good grasp of car insurance can help you determine appropriate coverage and the correct deductibles and limits. Car insurance terms can be confusing and even agents have difficulty translating policy wording. Below you’ll find typical coverages found on most car insurance policies.

Auto collision coverage

This coverage will pay to fix damage to your F-TYPE resulting from a collision with another car or object. You will need to pay your deductible then your collision coverage will kick in.

Collision can pay for claims such as hitting a parking meter, scraping a guard rail and crashing into a ditch. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are older. You can also increase the deductible to save money on collision insurance.

Liability insurance

This provides protection from damages or injuries you inflict on people or other property by causing an accident. It protects you against claims from other people, and does not provide coverage for your injuries or vehicle damage.

Split limit liability has three limits of coverage: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see policy limits of 50/100/50 which means $50,000 in coverage for each person’s injuries, a per accident bodily injury limit of $100,000, and property damage coverage for $50,000. Some companies may use a combined limit that pays claims from the same limit without having the split limit caps.

Liability insurance covers claims such as attorney fees, medical expenses and funeral expenses. How much liability coverage do you need? That is your choice, but consider buying as much as you can afford.

Medical payments coverage and PIP

Med pay and PIP coverage provide coverage for immediate expenses for things like hospital visits, pain medications, ambulance fees and dental work. They are utilized in addition to your health insurance plan or if there is no health insurance coverage. Coverage applies to you and your occupants and will also cover getting struck while a pedestrian. PIP coverage is not available in all states and may carry a deductible

Comprehensive coverage

This pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay.

Comprehensive can pay for things like a broken windshield, vandalism and hitting a bird. The maximum amount a car insurance company will pay at claim time is the cash value of the vehicle, so if your deductible is as high as the vehicle’s value consider dropping full coverage.

Uninsured/Underinsured Motorist coverage

Your UM/UIM coverage protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. Covered losses include injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages should not be overlooked. Usually these limits are similar to your liability insurance amounts.

Shop around and save

Budget-conscious 2017 Jaguar F-TYPE insurance can be bought on the web and from local agencies, and you should compare rates from both to get a complete price analysis. Some insurance companies may not provide online quoting and most of the time these regional insurance providers only sell through local independent agencies.

While you’re price shopping online, it’s not a good idea to reduce coverage to reduce premium. In many cases, an accident victim reduced comprehensive coverage or liability limits only to regret at claim time that the savings was not a smart move. The ultimate goal is to buy the best coverage you can find at the best possible price, not the least amount of coverage.

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