2017 Ford Flex Car Insurance Quotes in 2024 – 5 Tricks for Cheapest Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 31, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Looking for the cheapest auto insurance rates? Shoppers have options when shopping for affordable Ford Flex insurance. They can either spend hours struggling with agents trying to get quotes or leverage the internet to compare rates.

There is a right way and a wrong way to compare auto insurance rates and we’ll show you the best way to price shop coverage on a Ford and get the lowest price.

This information will help educate you on how to get online quotes. If you currently have car insurance, you will be able to save some money using this strategy. Consumers only need an understanding of the proper methods to get comparison quotes online.

The most recommended method to compare insurance rates in your area is to take advantage of the fact auto insurance companies pay for the opportunity to give rate comparisons. The one thing you need to do is provide information like your job, whether you drive to work or school, which vehicles you own, and daily mileage. That rating information is instantly provided to insurance carriers in your area and you receive quotes with very little delay.

To start a rate quote now, click here and enter your coverage details.

Don’t be fooled by advertising claims

Drivers can’t get away from ads that claim the best prices by companies like State Farm, GEICO and Progressive. All the ads say the same thing that you’ll save big if you move your policy.

How do they all make the same claim? This is how they do it.

Many companies require specific criteria for the driver that is profitable for them. For example, a desirable insured could possibly be between the ages of 30 and 50, has never had a claim, and chooses high deductibles. A customer getting a price quote that matches those criteria will probably get the lowest car insurance rates and have a good chance to save money with a new company.

People who do not match these standards will be charged more expensive rates and this results in the customer buying from someone else. Company advertisements say “people who switch” but not “everyone who gets a quote” save that much money. That’s the way insurance companies can advertise the way they do.

Because of these techniques, it is so important to compare many company’s prices. It is impossible to predict which insurance companies will be your best fit.

Discounts can really help lower premiums

Insurance can cost an arm and a leg, but you may find discounts that you may not know about. Certain credits will be shown at the time of quoting, but occasionally some discounts must be manually applied in order for you to get them.

  • Homeowners Discount – Just owning your own home can save you money due to the fact that maintaining a home means you have a higher level of financial diligence.
  • Student Driver Training – Teen drivers should successfully take a drivers education course as it will make them better drivers and lower rates.
  • Seat Belts Save – Using a seat belt and requiring all passengers to wear their seat belts may be able to save a few bucks off the medical payments premium.
  • Low Mileage Discounts – Maintaining low annual mileage may enable drivers to earn slightly better rates than normal.
  • Telematics Data Discounts – Policyholders that allow data collection to spy on when and where they use their vehicle through the use of a telematics system like Allstate’s Drivewise could save a few bucks as long as the data is positive.

Just know that most credits do not apply to the whole policy. Most only reduce the price of certain insurance coverages like liability, collision or medical payments. So even though you would think you can get free auto insurance, nobody gets a free ride.

A few popular companies and a partial list of their discounts can be found below.

  • State Farm offers discounts including Drive Safe & Save, multiple autos, student away at school, safe vehicle, Steer Clear safe driver discount, and defensive driving training.
  • Nationwide policyholders can earn discounts including Farm Bureau membership, business or organization, multi-policy, anti-theft, accident-free, and defensive driving.
  • GEICO includes discounts for driver training, five-year accident-free, emergency military deployment, air bags, anti-lock brakes, and multi-vehicle.
  • AAA may have discounts that include pay-in-full, anti-theft, good student, education and occupation, multi-policy, and AAA membership discount.
  • 21st Century has savings for teen driver, defensive driver, student driver, theft prevention, anti-lock brakes, good student, and air bags.
  • The Hartford may offer discounts for vehicle fuel type, good student, defensive driver, air bag, anti-theft, driver training, and bundle.

When quoting, ask every prospective company what discounts are available to you. All car insurance discounts may not apply to policyholders in your area. To choose insurance companies that can offer you the previously mentioned discounts, enter your zip code here.

Will just any policy work for me?

When choosing proper insurance coverage, there is no perfect coverage plan. Every insured’s situation is different.

For instance, these questions can aid in determining whether your personal situation could use an agent’s help.

  • Will my insurance pay for OEM parts?
  • Does liability extend to a camper or trailer?
  • Am I covered if I wreck a rental car?
  • Why am I required to buy liability insurance?
  • When should I remove comp and collision on my 2017 Ford Flex?
  • Is business equipment covered while in my vehicle?
  • Should I rate my 2017 Ford Flex as pleasure use or commute?

If it’s difficult to answer those questions then you might want to talk to an agent. To find lower rates from a local agent, take a second and enter your zip code. It’s fast, free and can help protect your family.

Auto insurance policy coverages for a Ford Flex

Learning about specific coverages of your auto insurance policy can be of help when determining the right coverages and the correct deductibles and limits. The terms used in a policy can be impossible to understand and nobody wants to actually read their policy.


Liability coverage can cover damage that occurs to people or other property. It protects YOU from claims by other people, and does not provide coverage for your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. As an example, you may have limits of 100/300/100 that translate to a limit of $100,000 per injured person, a per accident bodily injury limit of $300,000, and a total limit of $100,000 for damage to vehicles and property. Another option is one number which is a combined single limit which combines the three limits into one amount rather than limiting it on a per person basis.

Liability coverage protects against things such as emergency aid, court costs, attorney fees, pain and suffering and medical expenses. How much coverage you buy is a decision to put some thought into, but buy as high a limit as you can afford.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage provides protection from other drivers when they do not carry enough liability coverage. It can pay for hospital bills for your injuries and damage to your Ford Flex.

Since many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked. Normally these limits are similar to your liability insurance amounts.

Medical expense insurance

Coverage for medical payments and/or PIP provide coverage for bills for things like dental work, prosthetic devices and doctor visits. They are often utilized in addition to your health insurance plan or if you lack health insurance entirely. It covers you and your occupants and also covers being hit by a car walking across the street. Personal injury protection coverage is only offered in select states and may carry a deductible

Comprehensive (Other than Collision)

This covers damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive coverage pays for claims such as vandalism, rock chips in glass, damage from a tornado or hurricane, damage from getting keyed and hitting a deer. The most you’ll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Auto collision coverage

This pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. You have to pay a deductible then the remaining damage will be paid by your insurance company.

Collision coverage protects against claims such as scraping a guard rail, sustaining damage from a pot hole and damaging your car on a curb. Collision coverage makes up a good portion of your premium, so you might think about dropping it from older vehicles. Another option is to raise the deductible in order to get cheaper collision rates.

More comparisons equals lower rates

Insureds leave their current company for any number of reasons including denial of a claim, high prices, delays in paying claims or even extreme rates for teen drivers. Whatever your reason, choosing a new insurance company is pretty easy and you might even save some money in the process.

A few companies may not have rate quotes online and usually these regional carriers only sell through independent insurance agencies. Cheap 2017 Ford Flex insurance can be bought on the web and from local insurance agents, so you should compare both to get a complete price analysis.

We just presented a lot of tips how to lower your 2017 Ford Flex insurance prices. The key concept to understand is the more providers you compare, the better your comparison will be. You may even discover the lowest prices are with a smaller regional carrier.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles