How Much Does 2017 Audi S5 Car Insurance Cost in 2024?

Expensive car insurance can drain your budget and force you to prioritize other expenses.

Companies like Allstate and Progressive continually hit you with catchy ads and it can be hard to ignore the promise of big savings and take the time to shop coverage around.

Consumers need to get comparison quotes occasionally because car insurance prices change regularly. Just because you had the best price on S5 coverage two years ago you can probably find a better rate quote now. There is a lot of bad information regarding car insurance on the internet, but we’re going to give you some guaranteed methods to find affordable car insurance.

The most recommended method to compare rate quotes is to know the trick most of the larger companies will pay a fee to compare their rates. To start a quote, the only thing you need to do is provide information such as if it has an alarm system, how you use your vehicles, how much coverage you want, and which vehicles you own. Your insurance information is submitted instantly to multiple insurance coverage providers and they provide comparison quotes with very little delay.

To compare multiple company rates now, click here then complete the form.

Insurance coverage policy discounts you can’t miss

Auto insurance companies don’t necessarily list every discount in a way that’s easy to find, so here is a list a few of the more common and the harder-to-find credits that you can use to lower your rates. If you do not double check each discount possible, you may be paying too high a price.

• Senior Discount – Older drivers may be able to get a slight reduction on a insurance quote on S5 coverage.
• Discounts for Seat Belt Usage – Using a seat belt and requiring all passengers to buckle up could cut 10% or more off the medical payments premium.
• Student Driver Training – It’s a good idea to have your young drivers successfully take a drivers education course as it will make them better drivers and lower rates.
• Accident-Free Discounts – Insureds with no claims or accidents can earn big discounts when compared with frequent claim filers.
• Anti-lock Brakes – Cars and trucks that have anti-lock braking systems are safer to drive and will save you 10% or more.
• Safe Drivers – Drivers who avoid accidents may receive a discount up to 45% on S5 coverage than drivers with accident claims.

We need to note that many deductions do not apply to your bottom line cost. Some only apply to the cost of specific coverages such as physical damage coverage or medical payments. Even though it may seem like having all the discounts means you get insurance for free, companies wouldn’t make money that way.

Popular insurance coverage companies and the discounts they provide can be read below.

• State Farm offers discounts for anti-theft, good driver, multiple autos, Drive Safe & Save, safe vehicle, good student, and passive restraint.
• Progressive may include discounts for multi-vehicle, multi-policy, online quote discount, homeowner, good student, and online signing.
• Progressive policyholders can earn discounts including good student, homeowner, multi-policy, online signing, continuous coverage, and multi-vehicle.
• MetLife has discounts for defensive driver, accident-free, good driver, claim-free, good student, and multi-policy.
• Farm Bureau may offer discounts for multi-vehicle, multi-policy, good student, driver training, safe driver, and renewal discount.
• GEICO has savings for military active duty, emergency military deployment, federal employee, multi-vehicle, anti-theft, five-year accident-free, and daytime running lights.
• SAFECO offers premium reductions for bundle discounts, safe driver, anti-lock brakes, anti-theft, accident prevention training, multi-car, and teen safety rewards.

If you are trying to find inexpensive insurance quotes, ask each insurance company which discounts can lower your rates. Some credits may not apply to policyholders in your area. To see a list of insurers who offer discounts, enter your zip code here.

Insurance agents can help

When it comes to choosing the best car insurance coverage for your vehicles, there really is not a “best” method to buy coverage. Every insured’s situation is different and your policy should reflect that. These are some specific questions may help highlight if you may require specific advice.

• Am I covered by my employer’s commercial auto policy when driving my personal car for business?
• Do I have coverage when pulling a U-Haul trailer?
• Is business property covered if stolen from my car?
• How do I insure my teen driver?
• Does coverage extend to a rental car in a foreign country?
• Am I covered if I wreck a rental car?
• Am I covered when driving in Canada or Mexico?
• Does my insurance cover a custom paint job?
• What is the ISO rating for a 2017 Audi S5?

If you don’t know the answers to these questions then you might want to talk to an insurance agent. If you want to speak to an agent in your area, complete your zip code.

Insurance coverages 101

Having a good grasp of insurance can be of help when determining the right coverages for your vehicles. Insurance terms can be difficult to understand and nobody wants to actually read their policy. Shown next are the usual coverages available from insurance companies.

Comprehensive coverage – Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for things like a broken windshield, rock chips in glass, theft and falling objects. The maximum amount you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle’s value is low it’s not worth carrying full coverage.

Liability coverage – Liability insurance provides protection from damage that occurs to other’s property or people in an accident. This insurance protects YOU from legal claims by others, and doesn’t cover damage to your own property or vehicle.

Liability coverage has three limits: per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show limits of 100/300/100 which stand for $100,000 bodily injury coverage, a limit of $300,000 in injury protection per accident, and a total limit of $100,000 for damage to vehicles and property. Occasionally you may see a combined limit which limits claims to one amount rather than limiting it on a per person basis.

Liability insurance covers claims like medical services, court costs and funeral expenses. The amount of liability coverage you purchase is up to you, but buy as high a limit as you can afford.

Uninsured/Underinsured Motorist coverage – This protects you and your vehicle’s occupants from other drivers when they are uninsured or don’t have enough coverage. This coverage pays for injuries sustained by your vehicle’s occupants and damage to your Audi S5.

Due to the fact that many drivers carry very low liability coverage limits, their limits can quickly be used up. This is the reason having UM/UIM coverage is a good idea. Usually these limits are identical to your policy’s liability coverage.

Collision – This covers damage to your S5 resulting from colliding with another car or object. A deductible applies then the remaining damage will be paid by your insurance company.

Collision coverage pays for claims such as scraping a guard rail, crashing into a ditch, rolling your car and driving through your garage door. Collision is rather expensive coverage, so you might think about dropping it from vehicles that are older. Another option is to choose a higher deductible in order to get cheaper collision rates.

Medical payments coverage and PIP – Coverage for medical payments and/or PIP reimburse you for bills such as hospital visits, dental work, nursing services, prosthetic devices and pain medications. The coverages can be used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. Medical payments and PIP cover both the driver and occupants as well as if you are hit as a while walking down the street. PIP is not universally available but can be used in place of medical payments coverage