Audi Q5 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
How much does an Audi Q5 cost to insure? Average Audi Q5 insurance rates are $1,610 a year, or $134 a month, which is more expensive than most vehicles‘ rates.
Although 2016 Audi Q5 insurance costs may be different than 2018 or 2016 Audi Q5 insurance costs, rates should still be around $1,610. Read on to learn more about Audi Q5 average rates and how to save.
To find the cheapest Audi Q5 rates in your area, enter your ZIP code in our free tool above.
U.S. average insurance prices for an Audi Q5 are $1,250 every 12 months including full coverage. Comprehensive insurance costs approximately $228, collision insurance costs $390, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs $2,708 or more. Teenage drivers pay the highest rates at up to $4,854 a year.
Average premium for full coverage: $1,250
Price estimates by individual coverage:
Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Q5 trim levels.
Price Range from Low to High
For a 40-year-old driver, Audi Q5 insurance prices range from the cheapest price of $522 for just the minimum liability insurance to a much higher rate of $2,708 for a driver who requires high-risk insurance.
Geographic Price Range
Living in a larger city can make a big difference on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates how your location can change auto insurance prices.
The ranges above highlight why anyone shopping for car insurance should get quotes using their specific location and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down average Audi Q5 insurance rates for additional coverage and risk scenarios.
- The best discount rate is $731
- Choosing higher $1,000 deductibles can save $140 every year
- The average price for the average middle-age driver who chooses $500 deductibles is $1,250
- Using more expensive low deductibles for comp and collision coverage costs an extra $272 annually
- Higher-risk drivers who are prone to accidents and violations could pay around $2,708
- The price to insure a 16-year-old driver with full coverage can cost $4,854 each year
Car insurance prices for an Audi Q5 are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your Q5.
Using high physical damage deductibles can save as much as $420 annually, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as low as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $4,800 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,100 extra each year, depending on your age. High-risk driver insurance ranges from 43% to 134% more than a normal policy. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Audi Q5 insurance prices. A good driver about age 40 could pay as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,780 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,130 | -$120 | -9.6% |
| Alaska | $956 | -$294 | -23.5% |
| Arizona | $1,036 | -$214 | -17.1% |
| Arkansas | $1,250 | -$0 | 0.0% |
| California | $1,424 | $174 | 13.9% |
| Colorado | $1,194 | -$56 | -4.5% |
| Connecticut | $1,284 | $34 | 2.7% |
| Delaware | $1,416 | $166 | 13.3% |
| Florida | $1,564 | $314 | 25.1% |
| Georgia | $1,152 | -$98 | -7.8% |
| Hawaii | $898 | -$352 | -28.2% |
| Idaho | $844 | -$406 | -32.5% |
| Illinois | $930 | -$320 | -25.6% |
| Indiana | $940 | -$310 | -24.8% |
| Iowa | $844 | -$406 | -32.5% |
| Kansas | $1,188 | -$62 | -5.0% |
| Kentucky | $1,704 | $454 | 36.3% |
| Louisiana | $1,850 | $600 | 48.0% |
| Maine | $770 | -$480 | -38.4% |
| Maryland | $1,030 | -$220 | -17.6% |
| Massachusetts | $1,000 | -$250 | -20.0% |
| Michigan | $2,172 | $922 | 73.8% |
| Minnesota | $1,044 | -$206 | -16.5% |
| Mississippi | $1,496 | $246 | 19.7% |
| Missouri | $1,108 | -$142 | -11.4% |
| Montana | $1,342 | $92 | 7.4% |
| Nebraska | $986 | -$264 | -21.1% |
| Nevada | $1,500 | $250 | 20.0% |
| New Hampshire | $900 | -$350 | -28.0% |
| New Jersey | $1,396 | $146 | 11.7% |
| New Mexico | $1,108 | -$142 | -11.4% |
| New York | $1,316 | $66 | 5.3% |
| North Carolina | $720 | -$530 | -42.4% |
| North Dakota | $1,024 | -$226 | -18.1% |
| Ohio | $864 | -$386 | -30.9% |
| Oklahoma | $1,284 | $34 | 2.7% |
| Oregon | $1,144 | -$106 | -8.5% |
| Pennsylvania | $1,194 | -$56 | -4.5% |
| Rhode Island | $1,666 | $416 | 33.3% |
| South Carolina | $1,132 | -$118 | -9.4% |
| South Dakota | $1,056 | -$194 | -15.5% |
| Tennessee | $1,096 | -$154 | -12.3% |
| Texas | $1,506 | $256 | 20.5% |
| Utah | $924 | -$326 | -26.1% |
| Vermont | $856 | -$394 | -31.5% |
| Virginia | $748 | -$502 | -40.2% |
| Washington | $968 | -$282 | -22.6% |
| West Virginia | $1,144 | -$106 | -8.5% |
| Wisconsin | $866 | -$384 | -30.7% |
| Wyoming | $1,114 | -$136 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi Q5 3.2 Premium AWD | $1,226 | $102 |
| Audi Q5 3.2 Premium Plus AWD | $1,250 | $104 |
| Audi Q5 3.2 Premium Plus S-Line AWD | $1,250 | $104 |
| Audi Q5 3.2 Prestige AWD | $1,274 | $106 |
| Audi Q5 3.2 Prestige S-Line AWD | $1,300 | $108 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q5 | $362 | $718 | $372 | $1,610 |
| 2023 Audi Q5 | $346 | $690 | $390 | $1,584 |
| 2022 Audi Q5 | $332 | $686 | $398 | $1,574 |
| 2021 Audi Q5 | $320 | $668 | $416 | $1,562 |
| 2020 Audi Q5 | $310 | $640 | $430 | $1,538 |
| 2019 Audi Q5 | $292 | $618 | $442 | $1,510 |
| 2018 Audi Q5 | $282 | $574 | $452 | $1,466 |
| 2017 Audi Q5 | $270 | $540 | $456 | $1,424 |
| 2016 Audi Q5 | $258 | $484 | $460 | $1,360 |
| 2015 Audi Q5 | $242 | $446 | $460 | $1,306 |
| 2014 Audi Q5 | $234 | $418 | $464 | $1,274 |
| 2013 Audi Q5 | $228 | $390 | $474 | $1,250 |
| 2012 Audi Q5 | $210 | $362 | $474 | $1,204 |
| 2011 Audi Q5 | $206 | $328 | $478 | $1,170 |
| 2010 Audi Q5 | $192 | $300 | $474 | $1,124 |
Rates are averaged for all Audi Q5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Audi Q5 Insurance
Getting lower rates on insurance for an Audi Q5 takes being a good driver, maintaining a good credit score, being claim-free, and attention to physical damage deductibles. Invest the time to shop around at every other renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.
The following list is a brief recap of the concepts that were illustrated above.
- Drivers considered higher risk who tend to receive serious violations could be charged and average of $1,460 more per year than a safer driver
- Drivers age 16 to 20 pay the highest auto insurance prices, possibly costing $405 a month if the policy includes full coverage
- You may be able to save around $150 per year just by shopping early and online
- Increasing physical damage deductibles could save as much as $400 each year
- You may be able to save around $150 per year just by shopping early and online
To save on the average insurance cost for an Audi Q5, make sure to take the time to shop for rates so you have an Audi Q5 comparison chart of Audi rates.
To find the average price of an Audi Q5 in your area, use our free rate comparison tool below.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What are the safety ratings of the Audi Q5?
Is an Audi Q5 a reliable SUV? Insurers care about Audi Q5 safety ratings and reliability when they calculate Audi Q5 average prices. Some of the Audi Q5’s safety features include brake assist, blind-spot monitor, auto-leveling headlights, and cross-traffic alert.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested and rated the Audi Q5. Take a look at the final ratings below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating, so the Audi Q5 did great. Watch the video below to see one of the Audi Q5’s crash tests.
Audi Q5 Compared Against Other Vehicles in the Same Class
Classified as a midsize luxury SUV, the IIHS rated the Audi Q5’s liability losses as substantially better than average. This is good, as it means the liability rates for the Q5 should be better than average.
To see how much does a Q5 cost to insure in comparison to other midsize SUVs, take a look at the vehicles below.
To find savings for a Q5 in your area, enter your ZIP code in our free rate comparison tool.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,854 |
| 20 | $2,884 |
| 30 | $1,288 |
| 40 | $1,250 |
| 50 | $1,144 |
| 60 | $1,122 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,522 |
| $250 | $1,396 |
| $500 | $1,250 |
| $1,000 | $1,110 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,250 |
| 50/100 | $1,395 |
| 100/300 | $1,513 |
| 250/500 | $1,821 |
| 100 CSL | $1,442 |
| 300 CSL | $1,703 |
| 500 CSL | $1,893 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,892 |
| 20 | $4,600 |
| 30 | $2,750 |
| 40 | $2,708 |
| 50 | $2,588 |
| 60 | $2,564 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $68 |
| Homeowner | $20 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $87 |
| Total Discounts | $519 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
